Home > NationsBank of Tennessee > Loan Charge- Offs and Recoveries
NationsBank of Tennessee, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $23,232,000 | 137 |
| Loans secured by real estate, total | $361,000 | 627 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $361,000 | 627 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $315,000 | 395 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $46,000 | 883 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $59,000 | 90 |
| Commercial and industrial loans | $1,596,000 | 215 |
| Loans to individuals | $20,265,000 | 115 |
| Credit card loan charge offs | $255,000 | 440 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $20,010,000 | 49 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $951,000 | 38 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,863,000 | 120 |
| Loans secured by real estate, total | $867,000 | 170 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $867,000 | 170 |
| Construction and land development | $27,000 | 211 |
| Secured by farmland | $8,000 | 267 |
| Secured by 1-4 family residential properties - total recoveries | $382,000 | 120 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $450,000 | 162 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $1,008,000 | 131 |
| Loans to individuals | $5,158,000 | 101 |
| Credit card loan recoveries | $91,000 | 288 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,067,000 | 53 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $830,000 | 26 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $15,369,000 | 144 |
| Loans secured by real estate, total | $-506,000 | 10,858 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $-506,000 | 10,880 |
| Construction and land development | $-27,000 | 10,776 |
| Secured by farmland | $-8,000 | 9,506 |
| Secured by 1-4 family residential properties- net charge-offs | $-67,000 | 10,811 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-404,000 | 10,839 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $59,000 | 62 |
| Commercial and industrial loans | $588,000 | 390 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $15,107,000 | 118 |
| Credit card loan net charge offs | $164,000 | 483 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,943,000 | 46 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $121,000 | 90 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,837,000 | 245 |
| Loans secured by real estate, total | $709,000 | 503 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $709,000 | 503 |
| Construction and land development | $170,000 | 177 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $191,000 | 655 |
| Secured by multifamily residential properties | $71,000 | 272 |
| Secured by nonfarm nonresidential properties | $277,000 | 433 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 168 |
| Commercial and industrial loans | $6,158,000 | 83 |
| Loans to individuals | $2,949,000 | 337 |
| Credit card loan charge offs | $185,000 | 540 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,764,000 | 210 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $1,003,000 | 47 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,970,000 | 184 |
| Loans secured by real estate, total | $268,000 | 438 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $268,000 | 438 |
| Construction and land development | $8,000 | 384 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $79,000 | 448 |
| Secured by multifamily residential properties | $3,000 | 321 |
| Secured by nonfarm nonresidential properties | $178,000 | 330 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $2,537,000 | 96 |
| Loans to individuals | $1,419,000 | 224 |
| Credit card loan recoveries | $84,000 | 352 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,335,000 | 150 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $746,000 | 35 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,867,000 | 302 |
| Loans secured by real estate, total | $441,000 | 518 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $441,000 | 517 |
| Construction and land development | $162,000 | 153 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $112,000 | 759 |
| Secured by multifamily residential properties | $68,000 | 244 |
| Secured by nonfarm nonresidential properties | $99,000 | 559 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 133 |
| Commercial and industrial loans | $3,621,000 | 82 |
| To non-U.S. addressees | $60,000 | 14 |
| Loans to individuals | $1,530,000 | 406 |
| Credit card loan net charge offs | $101,000 | 648 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,429,000 | 277 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $257,000 | 66 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,552,000 | 247 |
| Loans secured by real estate, total | $732,000 | 566 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $732,000 | 565 |
| Construction and land development | $89,000 | 332 |
| Secured by farmland | $126,000 | 46 |
| Total charge-offs secured by 1-4 family residential properties | $314,000 | 505 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $203,000 | 630 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 139 |
| Commercial and industrial loans | $6,223,000 | 77 |
| Loans to individuals | $2,839,000 | 322 |
| Credit card loan charge offs | $206,000 | 539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,633,000 | 197 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $740,000 | 47 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,962,000 | 203 |
| Loans secured by real estate, total | $688,000 | 249 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $688,000 | 248 |
| Construction and land development | $104,000 | 162 |
| Secured by farmland | $8,000 | 320 |
| Secured by 1-4 family residential properties - total recoveries | $119,000 | 333 |
| Secured by multifamily residential properties | $91,000 | 126 |
| Secured by nonfarm nonresidential properties | $366,000 | 234 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 175 |
| Commercial and industrial loans | $1,799,000 | 151 |
| Loans to individuals | $2,092,000 | 178 |
| Credit card loan recoveries | $169,000 | 281 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,923,000 | 112 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $379,000 | 48 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,590,000 | 282 |
| Loans secured by real estate, total | $44,000 | 2,070 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $44,000 | 2,068 |
| Construction and land development | $-15,000 | 11,753 |
| Secured by farmland | $118,000 | 43 |
| Secured by 1-4 family residential properties- net charge-offs | $195,000 | 554 |
| Secured by multifamily residential properties | $-91,000 | 11,921 |
| Secured by nonfarm nonresidential properties | $-163,000 | 11,827 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $14,000 | 100 |
| Commercial and industrial loans | $4,424,000 | 69 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $747,000 | 531 |
| Credit card loan net charge offs | $37,000 | 998 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $710,000 | 364 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $361,000 | 52 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $8,154,000 | 299 |
| Loans secured by real estate, total | $1,489,000 | 406 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,489,000 | 406 |
| Construction and land development | $7,000 | 850 |
| Secured by farmland | $75,000 | 80 |
| Total charge-offs secured by 1-4 family residential properties | $156,000 | 878 |
| Secured by multifamily residential properties | $131,000 | 309 |
| Secured by nonfarm nonresidential properties | $1,120,000 | 265 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 161 |
| Commercial and industrial loans | $3,173,000 | 160 |
| Loans to individuals | $2,953,000 | 270 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,953,000 | 140 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $534,000 | 62 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,673,000 | 219 |
| Loans secured by real estate, total | $399,000 | 388 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $399,000 | 386 |
| Construction and land development | $20,000 | 419 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $179,000 | 249 |
| Secured by multifamily residential properties | $21,000 | 264 |
| Secured by nonfarm nonresidential properties | $179,000 | 378 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $2,000,000 | 156 |
| Loans to individuals | $1,966,000 | 188 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,966,000 | 121 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $308,000 | 58 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,481,000 | 388 |
| Loans secured by real estate, total | $1,090,000 | 420 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,090,000 | 420 |
| Construction and land development | $-13,000 | 12,319 |
| Secured by farmland | $75,000 | 69 |
| Secured by 1-4 family residential properties- net charge-offs | $-23,000 | 12,204 |
| Secured by multifamily residential properties | $110,000 | 306 |
| Secured by nonfarm nonresidential properties | $941,000 | 251 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $5,000 | 111 |
| Commercial and industrial loans | $1,173,000 | 225 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $987,000 | 376 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $987,000 | 211 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $226,000 | 69 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $14,996,000 | 243 |
| Loans secured by real estate, total | $2,442,000 | 394 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,442,000 | 393 |
| Construction and land development | $306,000 | 372 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $324,000 | 660 |
| Secured by multifamily residential properties | $3,000 | 726 |
| Secured by nonfarm nonresidential properties | $1,809,000 | 262 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $65,000 | 88 |
| Commercial and industrial loans | $2,438,000 | 283 |
| Loans to individuals | $9,707,000 | 130 |
| Credit card loan charge offs | $650,000 | 344 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $9,057,000 | 52 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $344,000 | 108 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $5,611,000 | 191 |
| Loans secured by real estate, total | $1,379,000 | 161 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,379,000 | 160 |
| Construction and land development | $387,000 | 115 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $560,000 | 82 |
| Secured by multifamily residential properties | $58,000 | 174 |
| Secured by nonfarm nonresidential properties | $374,000 | 237 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $47,000 | 83 |
| Commercial and industrial loans | $445,000 | 434 |
| Loans to individuals | $2,629,000 | 150 |
| Credit card loan recoveries | $128,000 | 326 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,501,000 | 94 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,111,000 | 13 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,385,000 | 273 |
| Loans secured by real estate, total | $1,063,000 | 598 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,063,000 | 597 |
| Construction and land development | $-81,000 | 13,178 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-236,000 | 13,263 |
| Secured by multifamily residential properties | $-55,000 | 13,223 |
| Secured by nonfarm nonresidential properties | $1,435,000 | 268 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 92 |
| Commercial and industrial loans | $1,993,000 | 245 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $7,078,000 | 128 |
| Credit card loan net charge offs | $522,000 | 343 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,556,000 | 37 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-767,000 | 1,166 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $27,368,000 | 187 |
| Loans secured by real estate, total | $6,828,000 | 226 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,828,000 | 225 |
| Construction and land development | $2,761,000 | 137 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,048,000 | 270 |
| Secured by multifamily residential properties | $72,000 | 530 |
| Secured by nonfarm nonresidential properties | $2,947,000 | 232 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $1,544,000 | 10 |
| To foreign banks | $1,544,000 | 8 |
| Loans to finance agricultural production and other loans to farmers | $183,000 | 56 |
| Commercial and industrial loans | $9,166,000 | 139 |
| Loans to individuals | $9,201,000 | 167 |
| Credit card loan charge offs | $428,000 | 449 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,773,000 | 74 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $446,000 | 103 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $7,870,000 | 134 |
| Loans secured by real estate, total | $591,000 | 262 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $591,000 | 262 |
| Construction and land development | $106,000 | 241 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $220,000 | 197 |
| Secured by multifamily residential properties | $30,000 | 179 |
| Secured by nonfarm nonresidential properties | $235,000 | 281 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $138,000 | 18 |
| To foreign banks | $138,000 | 12 |
| Loans to finance agricultural production and other loans to farmers | $4,000 | 179 |
| Commercial and industrial loans | $4,406,000 | 74 |
| Loans to individuals | $2,448,000 | 159 |
| Credit card loan recoveries | $81,000 | 398 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,367,000 | 101 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $283,000 | 62 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $19,498,000 | 216 |
| Loans secured by real estate, total | $6,237,000 | 226 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $6,237,000 | 225 |
| Construction and land development | $2,655,000 | 133 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $828,000 | 287 |
| Secured by multifamily residential properties | $42,000 | 596 |
| Secured by nonfarm nonresidential properties | $2,712,000 | 230 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $1,406,000 | 10 |
| To foreign banks | $1,406,000 | 7 |
| Loans to finance agricultural production and other loans to farmers | $179,000 | 39 |
| Commercial and industrial loans | $4,760,000 | 200 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $6,753,000 | 167 |
| Credit card loan net charge offs | $347,000 | 450 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,406,000 | 61 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $163,000 | 130 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.