Home > NationsBank of Tennessee > Income and Expense
NationsBank of Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $449,475,000 | 132 |
| Total interest expense | $182,404,000 | 152 |
| Net interest income | $267,071,000 | 115 |
| Provision for loan and lease losses | $12,880,000 | 174 |
| Total noninterest income | $70,976,000 | 177 |
| Gross Fiduciary activities income | $7,356,000 | 164 |
| Service charges on deposit accounts | $46,806,000 | 61 |
| Trading account gains and fees | $443,000 | 110 |
| Additional Noninterest Income | $16,371,000 | 299 |
| Total noninterest expense | $177,418,000 | 151 |
| Salaries and employee benefits | $50,832,000 | 179 |
| Premises and equipment expense | $20,420,000 | 151 |
| Additional noninterest expense | $106,166,000 | 130 |
| Pre-tax net operating income | $147,749,000 | 102 |
| Securities gains (losses) | $4,416,000 | 99 |
| Applicable income taxes | $56,681,000 | 103 |
| Income before extraordinary items | $95,484,000 | 103 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $95,484,000 | 103 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,369,000 | 144 |
| Cash dividends | $69,913,000 | 105 |
| Sale, conversion, retirement of capital stock, net | $3,801,000 | 259 |
| Net operating income | $92,657,760 | 103 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $353,831,000 | 175 |
| Total interest expense | $159,928,000 | 179 |
| Net interest income | $193,903,000 | 161 |
| Provision for loan and lease losses | $12,013,000 | 182 |
| Total noninterest income | $72,084,000 | 188 |
| Gross Fiduciary activities income | $6,442,000 | 193 |
| Service charges on deposit accounts | $35,536,000 | 88 |
| Trading account gains and fees | $296,000 | 137 |
| Additional Noninterest Income | $29,810,000 | 226 |
| Total noninterest expense | $153,095,000 | 182 |
| Salaries and employee benefits | $44,402,000 | 215 |
| Premises and equipment expense | $17,988,000 | 183 |
| Additional noninterest expense | $90,705,000 | 158 |
| Pre-tax net operating income | $100,879,000 | 147 |
| Securities gains (losses) | $4,609,000 | 86 |
| Applicable income taxes | $39,577,000 | 135 |
| Income before extraordinary items | $65,911,000 | 154 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $65,911,000 | 153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,867,000 | 302 |
| Cash dividends | $53,526,000 | 134 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $62,961,240 | 158 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $356,419,000 | 178 |
| Total interest expense | $173,491,000 | 179 |
| Net interest income | $182,928,000 | 171 |
| Provision for loan and lease losses | $15,190,000 | 140 |
| Total noninterest income | $75,135,000 | 177 |
| Gross Fiduciary activities income | $8,278,000 | 172 |
| Service charges on deposit accounts | $33,484,000 | 94 |
| Trading account gains and fees | $138,000 | 266 |
| Additional Noninterest Income | $33,235,000 | 204 |
| Total noninterest expense | $160,287,000 | 166 |
| Salaries and employee benefits | $45,475,000 | 207 |
| Premises and equipment expense | $19,070,000 | 177 |
| Additional noninterest expense | $95,742,000 | 146 |
| Pre-tax net operating income | $82,586,000 | 180 |
| Securities gains (losses) | $-795,000 | 11,853 |
| Applicable income taxes | $29,123,000 | 176 |
| Income before extraordinary items | $52,668,000 | 188 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $52,668,000 | 187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,590,000 | 282 |
| Cash dividends | $19,954,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $53,176,800 | 185 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $327,208,000 | 166 |
| Total interest expense | $140,323,000 | 168 |
| Net interest income | $186,885,000 | 164 |
| Provision for loan and lease losses | $5,885,000 | 262 |
| Total noninterest income | $52,717,000 | 215 |
| Gross Fiduciary activities income | $8,567,000 | 165 |
| Service charges on deposit accounts | $32,144,000 | 92 |
| Trading account gains and fees | $78,000 | 252 |
| Additional Noninterest Income | $11,928,000 | 376 |
| Total noninterest expense | $155,278,000 | 174 |
| Salaries and employee benefits | $44,122,000 | 210 |
| Premises and equipment expense | $17,847,000 | 186 |
| Additional noninterest expense | $93,309,000 | 142 |
| Pre-tax net operating income | $78,439,000 | 175 |
| Securities gains (losses) | $689,000 | 214 |
| Applicable income taxes | $28,032,000 | 168 |
| Income before extraordinary items | $51,096,000 | 179 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $51,096,000 | 179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,481,000 | 388 |
| Cash dividends | $60,085,000 | 102 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $50,648,150 | 181 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $327,098,000 | 147 |
| Total interest expense | $140,700,000 | 137 |
| Net interest income | $186,398,000 | 149 |
| Provision for loan and lease losses | $9,556,000 | 286 |
| Total noninterest income | $52,486,000 | 205 |
| Gross Fiduciary activities income | $8,504,000 | 163 |
| Service charges on deposit accounts | $31,428,000 | 89 |
| Trading account gains and fees | $50,000 | 325 |
| Additional Noninterest Income | $12,504,000 | 381 |
| Total noninterest expense | $167,658,000 | 153 |
| Salaries and employee benefits | $42,476,000 | 214 |
| Premises and equipment expense | $16,336,000 | 194 |
| Additional noninterest expense | $108,846,000 | 120 |
| Pre-tax net operating income | $61,670,000 | 177 |
| Securities gains (losses) | $5,052,000 | 149 |
| Applicable income taxes | $23,737,000 | 157 |
| Income before extraordinary items | $42,985,000 | 182 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $42,985,000 | 184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,385,000 | 273 |
| Cash dividends | $24,680,000 | 156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $39,751,720 | 183 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $366,794,000 | 136 |
| Total interest expense | $171,568,000 | 143 |
| Net interest income | $195,226,000 | 133 |
| Provision for loan and lease losses | $16,011,000 | 252 |
| Total noninterest income | $52,115,000 | 192 |
| Gross Fiduciary activities income | $8,944,000 | 158 |
| Service charges on deposit accounts | $25,645,000 | 94 |
| Trading account gains and fees | $40,000 | 329 |
| Additional Noninterest Income | $17,486,000 | 306 |
| Total noninterest expense | $152,151,000 | 163 |
| Salaries and employee benefits | $63,383,000 | 141 |
| Premises and equipment expense | $22,239,000 | 145 |
| Additional noninterest expense | $66,529,000 | 184 |
| Pre-tax net operating income | $79,179,000 | 109 |
| Securities gains (losses) | $3,932,000 | 250 |
| Applicable income taxes | $27,238,000 | 108 |
| Income before extraordinary items | $55,873,000 | 118 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $55,873,000 | 120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,498,000 | 216 |
| Cash dividends | $18,565,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $53,238,560 | 109 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.