Home > NationsBank of Tennessee > Net charge- offs to loans
NationsBank of Tennessee, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3041% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | -0.0130% | 1,238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0898% | 1,300 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0050% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0078% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 1,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0420% | 807 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6573% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7942% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0264% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0043% | 464 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0881% | 204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2350% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 900 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0157% | 1,291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2561% | 512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5181% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6632% | 730 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0841% | 339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0251% | 496 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0426% | 1,290 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2422% | 1,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0313% | 1,300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 698 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3090% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2431% | 1,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4469% | 961 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1676% | 240 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3991% | 540 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0982% | 5,769 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0665% | 673 |
| Percentage Net Loans Charged-off:Construction & development | -0.0094% | 1,236 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2391% | 393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2853% | 232 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 1,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0947% | 236 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0865% | 628 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2963% | 863 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1061% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7424% | 531 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2790% | 4,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 815 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3624% | 484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1568% | 1,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0572% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0442% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1539% | 783 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5208% | 257 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3928% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2853% | 1,227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5638% | 3,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5013% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 1.9094% | 287 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6732% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1115% | 375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5629% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0514% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4916% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4841% | 203 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.3051% | 30 |