Home > Nationsbank of North Carolina > Loan Charge- Offs and Recoveries
Nationsbank of North Carolina, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $27,974,000 | 118 |
| Loans secured by real estate, total | $6,058,000 | 153 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,058,000 | 153 |
| Construction and land development | $319,000 | 201 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $1,430,000 | 160 |
| Secured by multifamily residential properties | $298,000 | 218 |
| Secured by nonfarm nonresidential properties | $4,010,000 | 112 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $527,000 | 26 |
| Commercial and industrial loans | $17,219,000 | 33 |
| Loans to individuals | $3,996,000 | 219 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,996,000 | 111 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $101,000 | 141 |
| Lease financing receivables | $73,000 | 124 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,063,000 | 100 |
| Loans secured by real estate, total | $6,848,000 | 44 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,848,000 | 44 |
| Construction and land development | $172,000 | 158 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $890,000 | 62 |
| Secured by multifamily residential properties | $183,000 | 80 |
| Secured by nonfarm nonresidential properties | $5,603,000 | 23 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $18,000 | 128 |
| Commercial and industrial loans | $4,045,000 | 86 |
| Loans to individuals | $1,961,000 | 189 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,961,000 | 122 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $191,000 | 83 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $14,911,000 | 140 |
| Loans secured by real estate, total | $-790,000 | 12,559 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-790,000 | 12,597 |
| Construction and land development | $147,000 | 271 |
| Secured by farmland | $1,000 | 367 |
| Secured by 1-4 family residential properties- net charge-offs | $540,000 | 309 |
| Secured by multifamily residential properties | $115,000 | 296 |
| Secured by nonfarm nonresidential properties | $-1,593,000 | 12,591 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $509,000 | 20 |
| Commercial and industrial loans | $13,174,000 | 23 |
| To non-U.S. addressees | $-422,000 | 1,175 |
| Loans to individuals | $2,035,000 | 249 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,035,000 | 107 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $-90,000 | 1,138 |
| Lease financing receivables | $73,000 | 82 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $44,531,000 | 114 |
| Loans secured by real estate, total | $18,782,000 | 91 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $18,782,000 | 91 |
| Construction and land development | $675,000 | 243 |
| Secured by farmland | $68,000 | 122 |
| Total charge-offs secured by 1-4 family residential properties | $4,414,000 | 74 |
| Secured by multifamily residential properties | $583,000 | 147 |
| Secured by nonfarm nonresidential properties | $13,042,000 | 63 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $91,000 | 77 |
| Commercial and industrial loans | $21,132,000 | 50 |
| Loans to individuals | $3,776,000 | 254 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,776,000 | 133 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $364,000 | 103 |
| Lease financing receivables | $386,000 | 75 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $19,101,000 | 65 |
| Loans secured by real estate, total | $8,719,000 | 22 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $8,719,000 | 22 |
| Construction and land development | $305,000 | 133 |
| Secured by farmland | $12,000 | 345 |
| Secured by 1-4 family residential properties - total recoveries | $409,000 | 108 |
| Secured by multifamily residential properties | $1,000 | 482 |
| Secured by nonfarm nonresidential properties | $7,992,000 | 9 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $63,000 | 70 |
| Commercial and industrial loans | $8,259,000 | 48 |
| Loans to individuals | $1,718,000 | 193 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,718,000 | 129 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $342,000 | 65 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $25,430,000 | 137 |
| Loans secured by real estate, total | $10,063,000 | 133 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $10,063,000 | 133 |
| Construction and land development | $370,000 | 311 |
| Secured by farmland | $56,000 | 122 |
| Secured by 1-4 family residential properties- net charge-offs | $4,005,000 | 71 |
| Secured by multifamily residential properties | $582,000 | 137 |
| Secured by nonfarm nonresidential properties | $5,050,000 | 111 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $28,000 | 82 |
| Commercial and industrial loans | $12,873,000 | 53 |
| To non-U.S. addressees | $-436,000 | 1,168 |
| Loans to individuals | $2,058,000 | 280 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,058,000 | 133 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $22,000 | 220 |
| Lease financing receivables | $386,000 | 61 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $149,585,000 | 41 |
| Loans secured by real estate, total | $90,509,000 | 26 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $90,509,000 | 24 |
| Construction and land development | $6,748,000 | 72 |
| Secured by farmland | $317,000 | 34 |
| Total charge-offs secured by 1-4 family residential properties | $1,945,000 | 158 |
| Secured by multifamily residential properties | $58,000 | 569 |
| Secured by nonfarm nonresidential properties | $81,441,000 | 7 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $158,000 | 60 |
| Commercial and industrial loans | $40,013,000 | 36 |
| Loans to individuals | $10,355,000 | 151 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,355,000 | 63 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $8,077,000 | 15 |
| Lease financing receivables | $473,000 | 91 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $13,345,000 | 74 |
| Loans secured by real estate, total | $4,369,000 | 34 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $4,369,000 | 33 |
| Construction and land development | $344,000 | 89 |
| Secured by farmland | $192,000 | 13 |
| Secured by 1-4 family residential properties - total recoveries | $358,000 | 125 |
| Secured by multifamily residential properties | $21,000 | 209 |
| Secured by nonfarm nonresidential properties | $3,454,000 | 15 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 159 |
| Commercial and industrial loans | $5,944,000 | 53 |
| Loans to individuals | $2,686,000 | 150 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,686,000 | 85 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $164,000 | 85 |
| Lease financing receivables | $174,000 | 76 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $136,240,000 | 36 |
| Loans secured by real estate, total | $86,140,000 | 24 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $86,140,000 | 22 |
| Construction and land development | $6,404,000 | 68 |
| Secured by farmland | $125,000 | 84 |
| Secured by 1-4 family residential properties- net charge-offs | $1,587,000 | 163 |
| Secured by multifamily residential properties | $37,000 | 620 |
| Secured by nonfarm nonresidential properties | $77,987,000 | 8 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $150,000 | 43 |
| Commercial and industrial loans | $34,069,000 | 36 |
| To non-U.S. addressees | $3,376,000 | 16 |
| Loans to individuals | $7,669,000 | 151 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,669,000 | 48 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $7,913,000 | 15 |
| Lease financing receivables | $299,000 | 88 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.