Home > NationsBank of Kentucky > Income and Expense
NationsBank of Kentucky, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $12,491,000 | 2,626 |
| Total interest expense | $6,010,000 | 2,490 |
| Net interest income | $6,481,000 | 2,686 |
| Provision for loan and lease losses | $477,000 | 1,847 |
| Total noninterest income | $3,287,000 | 1,213 |
| Gross Fiduciary activities income | $149,000 | 970 |
| Service charges on deposit accounts | $2,873,000 | 462 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $5,557,000 | 2,327 |
| Salaries and employee benefits | $1,959,000 | 3,375 |
| Premises and equipment expense | $689,000 | 2,782 |
| Additional noninterest expense | $2,909,000 | 1,479 |
| Pre-tax net operating income | $3,734,000 | 2,014 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,253,000 | 1,996 |
| Income before extraordinary items | $2,481,000 | 2,124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,481,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 1,388 |
| Cash dividends | $2,091,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $126,000 | 738 |
| Net operating income | $2,481,000 | 2,072 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $12,745,000 | 2,622 |
| Total interest expense | $6,071,000 | 2,523 |
| Net interest income | $6,674,000 | 2,649 |
| Provision for loan and lease losses | $287,000 | 2,679 |
| Total noninterest income | $3,281,000 | 1,270 |
| Gross Fiduciary activities income | $145,000 | 1,045 |
| Service charges on deposit accounts | $2,871,000 | 486 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $265,000 | 4,389 |
| Total noninterest expense | $5,780,000 | 2,380 |
| Salaries and employee benefits | $1,928,000 | 3,448 |
| Premises and equipment expense | $747,000 | 2,613 |
| Additional noninterest expense | $3,105,000 | 1,680 |
| Pre-tax net operating income | $3,888,000 | 1,860 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $1,314,000 | 1,829 |
| Income before extraordinary items | $2,569,000 | 1,926 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,569,000 | 1,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 2,143 |
| Cash dividends | $2,406,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,572,300 | 1,887 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $13,160,000 | 2,542 |
| Total interest expense | $6,228,000 | 2,470 |
| Net interest income | $6,932,000 | 2,585 |
| Provision for loan and lease losses | $310,000 | 2,226 |
| Total noninterest income | $3,997,000 | 1,119 |
| Gross Fiduciary activities income | $382,000 | 815 |
| Service charges on deposit accounts | $3,303,000 | 458 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $312,000 | 3,911 |
| Total noninterest expense | $5,971,000 | 2,280 |
| Salaries and employee benefits | $2,087,000 | 3,176 |
| Premises and equipment expense | $680,000 | 2,890 |
| Additional noninterest expense | $3,204,000 | 1,606 |
| Pre-tax net operating income | $4,648,000 | 1,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,456,000 | 1,684 |
| Income before extraordinary items | $3,192,000 | 1,599 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,192,000 | 1,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $310,000 | 1,901 |
| Cash dividends | $18,345,000 | 272 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,192,000 | 1,573 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,566,000 | 2,412 |
| Total interest expense | $5,611,000 | 2,215 |
| Net interest income | $6,955,000 | 2,593 |
| Provision for loan and lease losses | $215,000 | 2,891 |
| Total noninterest income | $3,684,000 | 1,152 |
| Gross Fiduciary activities income | $300,000 | 900 |
| Service charges on deposit accounts | $2,815,000 | 500 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $569,000 | 2,697 |
| Total noninterest expense | $7,018,000 | 2,035 |
| Salaries and employee benefits | $2,184,000 | 3,029 |
| Premises and equipment expense | $1,440,000 | 1,453 |
| Additional noninterest expense | $3,394,000 | 1,630 |
| Pre-tax net operating income | $3,406,000 | 2,097 |
| Securities gains (losses) | $20,000 | 1,779 |
| Applicable income taxes | $901,000 | 2,478 |
| Income before extraordinary items | $2,525,000 | 1,930 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,525,000 | 1,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 2,566 |
| Cash dividends | $2,390,000 | 960 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,510,200 | 1,947 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,521,000 | 2,464 |
| Total interest expense | $5,853,000 | 2,220 |
| Net interest income | $6,668,000 | 2,709 |
| Provision for loan and lease losses | $454,000 | 2,247 |
| Total noninterest income | $3,741,000 | 1,225 |
| Gross Fiduciary activities income | $511,000 | 756 |
| Service charges on deposit accounts | $2,575,000 | 540 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $655,000 | 2,714 |
| Total noninterest expense | $8,405,000 | 1,787 |
| Salaries and employee benefits | $2,416,000 | 2,744 |
| Premises and equipment expense | $1,489,000 | 1,431 |
| Additional noninterest expense | $4,500,000 | 1,383 |
| Pre-tax net operating income | $1,550,000 | 4,195 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $233,000 | 7,046 |
| Income before extraordinary items | $1,318,000 | 3,668 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,318,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $454,000 | 1,886 |
| Cash dividends | $1,253,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,317,150 | 3,476 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,256,000 | 2,463 |
| Total interest expense | $6,828,000 | 2,467 |
| Net interest income | $7,428,000 | 2,437 |
| Provision for loan and lease losses | $638,000 | 2,527 |
| Total noninterest income | $3,875,000 | 1,164 |
| Gross Fiduciary activities income | $453,000 | 801 |
| Service charges on deposit accounts | $2,219,000 | 618 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,203,000 | 1,765 |
| Total noninterest expense | $7,155,000 | 2,063 |
| Salaries and employee benefits | $3,273,000 | 2,004 |
| Premises and equipment expense | $980,000 | 2,131 |
| Additional noninterest expense | $2,902,000 | 2,043 |
| Pre-tax net operating income | $3,510,000 | 1,756 |
| Securities gains (losses) | $369,000 | 1,349 |
| Applicable income taxes | $923,000 | 2,264 |
| Income before extraordinary items | $2,956,000 | 1,560 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,956,000 | 1,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $474,000 | 2,543 |
| Cash dividends | $2,177,000 | 786 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,675,560 | 1,576 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.