Home > NationsBank of Delaware > Income and Expense

NationsBank of Delaware, Income and Expense

1998-12-31 (YTD Data)		Rank
Total interest income	$862,254,000	80
Total interest expense	$364,853,000	86
Net interest income	$497,401,000	71
Provision for loan and lease losses	$393,158,000	12
Total noninterest income	$417,849,000	59
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$0	9,085
Trading account gains and fees	$0	224
Additional Noninterest Income	$417,849,000	40
Total noninterest expense	$334,947,000	94
Salaries and employee benefits	$11,786,000	599
Premises and equipment expense	$2,901,000	708
Additional noninterest expense	$320,260,000	52
Pre-tax net operating income	$187,145,000	90
Securities gains (losses)	$0	4,449
Applicable income taxes	$70,647,000	92
Income before extraordinary items	$116,498,000	93
Extraordinary gains, net	$0	32
Net income	$116,498,000	94
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$391,696,000	13
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$391,000	599
Net operating income	$116,498,000	89
1997-12-31 (YTD Data)		Rank
Total interest income	$829,430,000	77
Total interest expense	$371,421,000	84
Net interest income	$458,009,000	67
Provision for loan and lease losses	$472,005,000	11
Total noninterest income	$417,867,000	45
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$0	9,486
Trading account gains and fees	$0	239
Additional Noninterest Income	$417,867,000	33
Total noninterest expense	$395,189,000	71
Salaries and employee benefits	$14,099,000	490
Premises and equipment expense	$3,386,000	612
Additional noninterest expense	$377,704,000	36
Pre-tax net operating income	$8,682,000	938
Securities gains (losses)	$-8,000	9,909
Applicable income taxes	$7,550,000	449
Income before extraordinary items	$1,124,000	4,285
Extraordinary gains, net	$0	44
Net income	$1,124,000	4,286
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,505,000	12
Cash dividends	$2,845,000	996
Sale, conversion, retirement of capital stock, net	$1,399,000	418
Net operating income	$1,129,120	4,207
1996-12-31 (YTD Data)		Rank
Total interest income	$734,067,000	93
Total interest expense	$339,020,000	98
Net interest income	$395,047,000	84
Provision for loan and lease losses	$237,288,000	16
Total noninterest income	$268,722,000	64
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$0	9,915
Trading account gains and fees	$0	262
Additional Noninterest Income	$268,722,000	40
Total noninterest expense	$308,257,000	101
Salaries and employee benefits	$10,185,000	690
Premises and equipment expense	$2,519,000	869
Additional noninterest expense	$295,553,000	51
Pre-tax net operating income	$118,224,000	128
Securities gains (losses)	$8,000	2,673
Applicable income taxes	$44,315,000	122
Income before extraordinary items	$73,917,000	137
Extraordinary gains, net	$0	53
Net income	$73,917,000	136
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,827,000	16
Cash dividends	$46,477,000	147
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$73,911,880	132
1995-12-31 (YTD Data)		Rank
Total interest income	$652,487,000	97
Total interest expense	$302,638,000	105
Net interest income	$349,849,000	84
Provision for loan and lease losses	$199,844,000	14
Total noninterest income	$406,613,000	39
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$0	10,339
Trading account gains and fees	$0	522
Additional Noninterest Income	$406,613,000	24
Total noninterest expense	$447,369,000	62
Salaries and employee benefits	$8,738,000	803
Premises and equipment expense	$2,364,000	920
Additional noninterest expense	$436,267,000	26
Pre-tax net operating income	$109,249,000	137
Securities gains (losses)	$0	3,831
Applicable income taxes	$41,191,000	128
Income before extraordinary items	$68,058,000	145
Extraordinary gains, net	$0	65
Net income	$68,058,000	144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$162,901,000	18
Cash dividends	$21,769,000	238
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$68,058,000	144
1994-12-31 (YTD Data)		Rank
Total interest income	$488,426,000	106
Total interest expense	$198,321,000	114
Net interest income	$290,105,000	106
Provision for loan and lease losses	$114,632,000	19
Total noninterest income	$426,209,000	29
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$2,000	10,827
Trading account gains and fees	$0	475
Additional Noninterest Income	$426,207,000	17
Total noninterest expense	$409,327,000	71
Salaries and employee benefits	$2,013,000	3,262
Premises and equipment expense	$2,447,000	883
Additional noninterest expense	$404,867,000	24
Pre-tax net operating income	$192,355,000	70
Securities gains (losses)	$0	3,600
Applicable income taxes	$71,569,000	65
Income before extraordinary items	$120,786,000	75
Extraordinary gains, net	$0	249
Net income	$120,786,000	74
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,821,000	29
Cash dividends	$111,442,000	50
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$120,786,000	75
1993-12-31 (YTD Data)		Rank
Total interest income	$559,163,000	81
Total interest expense	$183,315,000	105
Net interest income	$375,848,000	71
Provision for loan and lease losses	$132,270,000	18
Total noninterest income	$220,467,000	61
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$0	11,351
Trading account gains and fees	$0	532
Additional Noninterest Income	$220,467,000	34
Total noninterest expense	$273,355,000	96
Salaries and employee benefits	$1,669,000	3,879
Premises and equipment expense	$1,093,000	1,899
Additional noninterest expense	$270,593,000	44
Pre-tax net operating income	$190,690,000	52
Securities gains (losses)	$0	7,477
Applicable income taxes	$69,878,000	55
Income before extraordinary items	$120,812,000	65
Extraordinary gains, net	$-800,000	13,195
Net income	$120,012,000	68
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$164,223,000	21
Cash dividends	$111,399,000	41
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$120,812,000	57
1992-12-31 (YTD Data)		Rank
Total interest income	$484,701,000	101
Total interest expense	$184,826,000	132
Net interest income	$299,875,000	82
Provision for loan and lease losses	$170,153,000	20
Total noninterest income	$182,115,000	66
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$0	11,764
Trading account gains and fees	$0	504
Additional Noninterest Income	$182,115,000	35
Total noninterest expense	$223,048,000	110
Salaries and employee benefits	$3,512,000	1,873
Premises and equipment expense	$1,110,000	1,904
Additional noninterest expense	$218,426,000	53
Pre-tax net operating income	$88,789,000	102
Securities gains (losses)	$0	8,369
Applicable income taxes	$36,789,000	79
Income before extraordinary items	$52,000,000	129
Extraordinary gains, net	$0	1,422
Net income	$52,000,000	131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,953,000	34
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$52,000,000	114

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.