Home > NationsBank, National Association (South) > Loan Charge- Offs and Recoveries
NationsBank, National Association (South), Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $131,817,000 | 36 |
| Loans secured by real estate, total | $21,891,000 | 27 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $21,891,000 | 26 |
| Construction and land development | $1,558,000 | 34 |
| Secured by farmland | $100,000 | 47 |
| Total charge-offs secured by 1-4 family residential properties | $9,728,000 | 26 |
| Secured by multifamily residential properties | $199,000 | 169 |
| Secured by nonfarm nonresidential properties | $10,306,000 | 21 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $547,000 | 24 |
| Commercial and industrial loans | $56,822,000 | 10 |
| Loans to individuals | $44,939,000 | 66 |
| Credit card loan charge offs | $5,209,000 | 148 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $39,730,000 | 14 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $7,397,000 | 7 |
| Lease financing receivables | $221,000 | 105 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $51,448,000 | 24 |
| Loans secured by real estate, total | $6,357,000 | 25 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $6,357,000 | 25 |
| Construction and land development | $181,000 | 97 |
| Secured by farmland | $168,000 | 21 |
| Secured by 1-4 family residential properties - total recoveries | $1,666,000 | 31 |
| Secured by multifamily residential properties | $652,000 | 20 |
| Secured by nonfarm nonresidential properties | $3,690,000 | 28 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $56,000 | 14 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $226,000 | 23 |
| Commercial and industrial loans | $19,964,000 | 16 |
| Loans to individuals | $22,074,000 | 27 |
| Credit card loan recoveries | $692,000 | 138 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $21,382,000 | 7 |
| Loans to foreign governments and official institutions | $56,000 | 24 |
| Other loans | $2,408,000 | 9 |
| Lease financing receivables | $307,000 | 41 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $80,369,000 | 45 |
| Loans secured by real estate, total | $15,534,000 | 27 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $15,534,000 | 26 |
| Construction and land development | $1,377,000 | 30 |
| Secured by farmland | $-68,000 | 10,067 |
| Secured by 1-4 family residential properties- net charge-offs | $8,062,000 | 26 |
| Secured by multifamily residential properties | $-453,000 | 11,439 |
| Secured by nonfarm nonresidential properties | $6,616,000 | 24 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $-56,000 | 1,198 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $321,000 | 32 |
| Commercial and industrial loans | $36,858,000 | 7 |
| To non-U.S. addressees | $-1,617,000 | 1,202 |
| Loans to individuals | $22,865,000 | 95 |
| Credit card loan net charge offs | $4,517,000 | 150 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $18,348,000 | 27 |
| Loans to foreign governments and official institutions | $-56,000 | 3,359 |
| Other loans | $4,989,000 | 5 |
| Lease financing receivables | $-86,000 | 10,113 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $103,929,000 | 37 |
| Loans secured by real estate, total | $15,703,000 | 50 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $15,703,000 | 50 |
| Construction and land development | $1,040,000 | 73 |
| Secured by farmland | $317,000 | 20 |
| Total charge-offs secured by 1-4 family residential properties | $2,967,000 | 79 |
| Secured by multifamily residential properties | $836,000 | 87 |
| Secured by nonfarm nonresidential properties | $10,543,000 | 35 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $26,000 | 121 |
| Commercial and industrial loans | $49,291,000 | 10 |
| Loans to individuals | $36,144,000 | 64 |
| Credit card loan charge offs | $1,619,000 | 231 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $34,525,000 | 11 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $2,734,000 | 16 |
| Lease financing receivables | $31,000 | 198 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $49,782,000 | 16 |
| Loans secured by real estate, total | $8,521,000 | 31 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,521,000 | 29 |
| Construction and land development | $175,000 | 113 |
| Secured by farmland | $1,000 | 552 |
| Secured by 1-4 family residential properties - total recoveries | $819,000 | 64 |
| Secured by multifamily residential properties | $24,000 | 241 |
| Secured by nonfarm nonresidential properties | $7,502,000 | 17 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $112,000 | 55 |
| Commercial and industrial loans | $23,970,000 | 11 |
| Loans to individuals | $14,148,000 | 35 |
| Credit card loan recoveries | $372,000 | 197 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $13,776,000 | 7 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $2,424,000 | 9 |
| Lease financing receivables | $607,000 | 22 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $54,147,000 | 48 |
| Loans secured by real estate, total | $7,182,000 | 83 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $7,182,000 | 84 |
| Construction and land development | $865,000 | 68 |
| Secured by farmland | $316,000 | 18 |
| Secured by 1-4 family residential properties- net charge-offs | $2,148,000 | 82 |
| Secured by multifamily residential properties | $812,000 | 83 |
| Secured by nonfarm nonresidential properties | $3,041,000 | 89 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-86,000 | 1,193 |
| Commercial and industrial loans | $25,321,000 | 9 |
| To non-U.S. addressees | $3,039,000 | 6 |
| Loans to individuals | $21,996,000 | 72 |
| Credit card loan net charge offs | $1,247,000 | 237 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $20,749,000 | 12 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $310,000 | 56 |
| Lease financing receivables | $-576,000 | 10,539 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $54,535,000 | 76 |
| Loans secured by real estate, total | $2,835,000 | 270 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $2,835,000 | 270 |
| Construction and land development | $427,000 | 170 |
| Secured by farmland | $1,000 | 460 |
| Total charge-offs secured by 1-4 family residential properties | $634,000 | 330 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,773,000 | 193 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $66,000 | 80 |
| Commercial and industrial loans | $40,253,000 | 14 |
| Loans to individuals | $8,825,000 | 132 |
| Credit card loan charge offs | $418,000 | 395 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,407,000 | 52 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $2,166,000 | 23 |
| Lease financing receivables | $390,000 | 54 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $24,347,000 | 46 |
| Loans secured by real estate, total | $1,054,000 | 210 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,054,000 | 207 |
| Construction and land development | $44,000 | 316 |
| Secured by farmland | $25,000 | 179 |
| Secured by 1-4 family residential properties - total recoveries | $719,000 | 78 |
| Secured by multifamily residential properties | $5,000 | 384 |
| Secured by nonfarm nonresidential properties | $261,000 | 295 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 160 |
| Commercial and industrial loans | $15,572,000 | 22 |
| Loans to individuals | $6,268,000 | 74 |
| Credit card loan recoveries | $22,000 | 656 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,246,000 | 31 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $296,000 | 59 |
| Lease financing receivables | $1,149,000 | 12 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $30,188,000 | 83 |
| Loans secured by real estate, total | $1,781,000 | 293 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $1,781,000 | 293 |
| Construction and land development | $383,000 | 151 |
| Secured by farmland | $-24,000 | 10,910 |
| Secured by 1-4 family residential properties- net charge-offs | $-85,000 | 12,512 |
| Secured by multifamily residential properties | $-5,000 | 12,415 |
| Secured by nonfarm nonresidential properties | $1,512,000 | 169 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $58,000 | 60 |
| Commercial and industrial loans | $24,681,000 | 13 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $2,557,000 | 213 |
| Credit card loan net charge offs | $396,000 | 353 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,161,000 | 99 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $1,870,000 | 16 |
| Lease financing receivables | $-759,000 | 11,065 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $71,360,000 | 70 |
| Loans secured by real estate, total | $18,793,000 | 90 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $18,793,000 | 90 |
| Construction and land development | $16,587,000 | 19 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $1,626,000 | 172 |
| Secured by multifamily residential properties | $7,000 | 691 |
| Secured by nonfarm nonresidential properties | $573,000 | 535 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 171 |
| Commercial and industrial loans | $38,353,000 | 26 |
| Loans to individuals | $8,983,000 | 141 |
| Credit card loan charge offs | $0 | 4,176 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,983,000 | 53 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $4,028,000 | 12 |
| Lease financing receivables | $1,202,000 | 41 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $24,431,000 | 47 |
| Loans secured by real estate, total | $1,234,000 | 172 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $1,234,000 | 171 |
| Construction and land development | $241,000 | 147 |
| Secured by farmland | $53,000 | 90 |
| Secured by 1-4 family residential properties - total recoveries | $206,000 | 227 |
| Secured by multifamily residential properties | $34,000 | 229 |
| Secured by nonfarm nonresidential properties | $700,000 | 144 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $34,000 | 96 |
| Commercial and industrial loans | $10,930,000 | 35 |
| Loans to individuals | $9,554,000 | 44 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $9,554,000 | 14 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,288,000 | 11 |
| Lease financing receivables | $1,391,000 | 13 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $46,929,000 | 86 |
| Loans secured by real estate, total | $17,559,000 | 85 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $17,559,000 | 85 |
| Construction and land development | $16,346,000 | 18 |
| Secured by farmland | $-53,000 | 11,498 |
| Secured by 1-4 family residential properties- net charge-offs | $1,420,000 | 181 |
| Secured by multifamily residential properties | $-27,000 | 13,188 |
| Secured by nonfarm nonresidential properties | $-127,000 | 13,174 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-33,000 | 1,116 |
| Commercial and industrial loans | $27,423,000 | 25 |
| To non-U.S. addressees | $-3,000 | 1,139 |
| Loans to individuals | $-571,000 | 13,281 |
| Credit card loan net charge offs | $0 | 3,895 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-571,000 | 13,277 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $2,740,000 | 13 |
| Lease financing receivables | $-189,000 | 11,545 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $68,381,000 | 96 |
| Loans secured by real estate, total | $10,597,000 | 164 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $10,597,000 | 163 |
| Construction and land development | $1,933,000 | 187 |
| Secured by farmland | $43,000 | 271 |
| Total charge-offs secured by 1-4 family residential properties | $1,163,000 | 246 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $7,458,000 | 118 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $45,000 | 118 |
| Commercial and industrial loans | $36,004,000 | 49 |
| Loans to individuals | $17,163,000 | 100 |
| Credit card loan charge offs | $1,047,000 | 308 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $16,116,000 | 29 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $1,952,000 | 45 |
| Lease financing receivables | $2,620,000 | 24 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $31,581,000 | 27 |
| Loans secured by real estate, total | $2,635,000 | 64 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,635,000 | 63 |
| Construction and land development | $541,000 | 63 |
| Secured by farmland | $7,000 | 448 |
| Secured by 1-4 family residential properties - total recoveries | $775,000 | 45 |
| Secured by multifamily residential properties | $31,000 | 175 |
| Secured by nonfarm nonresidential properties | $1,281,000 | 56 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $17,000 | 34 |
| To foreign banks | $17,000 | 22 |
| Loans to finance agricultural production and other loans to farmers | $7,000 | 161 |
| Commercial and industrial loans | $17,616,000 | 17 |
| Loans to individuals | $8,573,000 | 47 |
| Credit card loan recoveries | $470,000 | 170 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,103,000 | 19 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $1,401,000 | 14 |
| Lease financing receivables | $1,332,000 | 18 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $36,800,000 | 131 |
| Loans secured by real estate, total | $7,962,000 | 185 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $7,962,000 | 184 |
| Construction and land development | $1,392,000 | 210 |
| Secured by farmland | $36,000 | 268 |
| Secured by 1-4 family residential properties- net charge-offs | $388,000 | 568 |
| Secured by multifamily residential properties | $-31,000 | 13,880 |
| Secured by nonfarm nonresidential properties | $6,177,000 | 130 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $-17,000 | 1,173 |
| To foreign banks | $-17,000 | 1,179 |
| Loans to finance agricultural production and other loans to farmers | $38,000 | 91 |
| Commercial and industrial loans | $18,388,000 | 76 |
| To non-U.S. addressees | $-6,629,000 | 1,192 |
| Loans to individuals | $8,590,000 | 141 |
| Credit card loan net charge offs | $577,000 | 370 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,013,000 | 43 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $551,000 | 79 |
| Lease financing receivables | $1,288,000 | 34 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.