Home > NationsBank > Loan Charge- Offs and Recoveries
NationsBank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $39,865,000 | 98 |
| Loans secured by real estate, total | $18,231,000 | 58 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $18,231,000 | 58 |
| Construction and land development | $12,872,000 | 13 |
| Secured by farmland | $10,000 | 318 |
| Total charge-offs secured by 1-4 family residential properties | $78,000 | 1,327 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $5,271,000 | 88 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $7,000 | 15 |
| To foreign banks | $7,000 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $10,059,000 | 60 |
| Loans to individuals | $8,606,000 | 136 |
| Credit card loan charge offs | $1,365,000 | 227 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,241,000 | 59 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $2,962,000 | 17 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $21,708,000 | 54 |
| Loans secured by real estate, total | $9,813,000 | 24 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $9,813,000 | 23 |
| Construction and land development | $8,915,000 | 6 |
| Secured by farmland | $5,000 | 484 |
| Secured by 1-4 family residential properties - total recoveries | $604,000 | 94 |
| Secured by multifamily residential properties | $70,000 | 143 |
| Secured by nonfarm nonresidential properties | $219,000 | 327 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $65,000 | 76 |
| Commercial and industrial loans | $4,783,000 | 73 |
| Loans to individuals | $5,706,000 | 84 |
| Credit card loan recoveries | $476,000 | 175 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $5,230,000 | 44 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $1,341,000 | 20 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $18,157,000 | 121 |
| Loans secured by real estate, total | $8,418,000 | 103 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $8,418,000 | 103 |
| Construction and land development | $3,957,000 | 29 |
| Secured by farmland | $5,000 | 310 |
| Secured by 1-4 family residential properties- net charge-offs | $-526,000 | 12,595 |
| Secured by multifamily residential properties | $-70,000 | 12,560 |
| Secured by nonfarm nonresidential properties | $5,052,000 | 73 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $7,000 | 11 |
| To foreign banks | $7,000 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-65,000 | 1,146 |
| Commercial and industrial loans | $5,276,000 | 57 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $2,900,000 | 205 |
| Credit card loan net charge offs | $889,000 | 250 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,011,000 | 109 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $1,621,000 | 18 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $58,570,000 | 92 |
| Loans secured by real estate, total | $13,918,000 | 115 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $13,918,000 | 115 |
| Construction and land development | $3,096,000 | 99 |
| Secured by farmland | $6,000 | 502 |
| Total charge-offs secured by 1-4 family residential properties | $403,000 | 562 |
| Secured by multifamily residential properties | $152,000 | 349 |
| Secured by nonfarm nonresidential properties | $10,261,000 | 81 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 150 |
| Commercial and industrial loans | $17,661,000 | 58 |
| Loans to individuals | $18,864,000 | 74 |
| Credit card loan charge offs | $1,951,000 | 195 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $16,913,000 | 19 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $8,111,000 | 8 |
| Lease financing receivables | $10,000 | 295 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $26,695,000 | 40 |
| Loans secured by real estate, total | $9,929,000 | 19 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $9,929,000 | 19 |
| Construction and land development | $5,106,000 | 10 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $153,000 | 287 |
| Secured by multifamily residential properties | $842,000 | 25 |
| Secured by nonfarm nonresidential properties | $3,828,000 | 25 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $60,000 | 73 |
| Commercial and industrial loans | $6,697,000 | 65 |
| Loans to individuals | $8,649,000 | 47 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $8,649,000 | 16 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $1,360,000 | 10 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $31,875,000 | 117 |
| Loans secured by real estate, total | $3,989,000 | 245 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $3,989,000 | 245 |
| Construction and land development | $-2,010,000 | 13,279 |
| Secured by farmland | $6,000 | 407 |
| Secured by 1-4 family residential properties- net charge-offs | $250,000 | 680 |
| Secured by multifamily residential properties | $-690,000 | 13,278 |
| Secured by nonfarm nonresidential properties | $6,433,000 | 97 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-54,000 | 1,128 |
| Commercial and industrial loans | $10,964,000 | 64 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $10,215,000 | 95 |
| Credit card loan net charge offs | $1,951,000 | 179 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,264,000 | 27 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $6,751,000 | 7 |
| Lease financing receivables | $10,000 | 236 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $203,957,000 | 22 |
| Loans secured by real estate, total | $112,105,000 | 18 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $112,105,000 | 17 |
| Construction and land development | $43,883,000 | 16 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $907,000 | 306 |
| Secured by multifamily residential properties | $4,020,000 | 45 |
| Secured by nonfarm nonresidential properties | $63,295,000 | 11 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $114,000 | 78 |
| Commercial and industrial loans | $40,386,000 | 35 |
| Loans to individuals | $46,216,000 | 40 |
| Credit card loan charge offs | $19,698,000 | 54 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $26,518,000 | 13 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $4,969,000 | 24 |
| Lease financing receivables | $167,000 | 159 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $27,754,000 | 31 |
| Loans secured by real estate, total | $7,237,000 | 18 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $7,237,000 | 17 |
| Construction and land development | $4,564,000 | 3 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $1,110,000 | 28 |
| Secured by multifamily residential properties | $267,000 | 37 |
| Secured by nonfarm nonresidential properties | $1,296,000 | 54 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $154,000 | 44 |
| Commercial and industrial loans | $10,727,000 | 30 |
| Loans to individuals | $9,175,000 | 42 |
| Credit card loan recoveries | $2,482,000 | 59 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $6,693,000 | 24 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $430,000 | 48 |
| Lease financing receivables | $31,000 | 170 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $176,203,000 | 23 |
| Loans secured by real estate, total | $104,868,000 | 18 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $104,868,000 | 17 |
| Construction and land development | $39,319,000 | 17 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-203,000 | 13,916 |
| Secured by multifamily residential properties | $3,753,000 | 46 |
| Secured by nonfarm nonresidential properties | $61,999,000 | 11 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-40,000 | 1,149 |
| Commercial and industrial loans | $29,659,000 | 47 |
| To non-U.S. addressees | $1,553,000 | 21 |
| Loans to individuals | $37,041,000 | 38 |
| Credit card loan net charge offs | $17,216,000 | 56 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,825,000 | 14 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $4,539,000 | 23 |
| Lease financing receivables | $136,000 | 143 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.