Home > National Westminster Bank USA > Loan Charge- Offs and Recoveries
National Westminster Bank USA, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $212,638,000 | 14 |
| Loans secured by real estate, total | $59,983,000 | 23 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $59,983,000 | 23 |
| Construction and land development | $15,522,000 | 11 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $2,171,000 | 122 |
| Secured by multifamily residential properties | $4,099,000 | 39 |
| Secured by nonfarm nonresidential properties | $38,191,000 | 11 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $106,000 | 11 |
| To foreign banks | $106,000 | 11 |
| Loans to finance agricultural production and other loans to farmers | $2,666,000 | 8 |
| Commercial and industrial loans | $91,822,000 | 5 |
| Loans to individuals | $53,951,000 | 32 |
| Credit card loan charge offs | $43,395,000 | 36 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $10,556,000 | 38 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $4,110,000 | 14 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $33,918,000 | 29 |
| Loans secured by real estate, total | $6,742,000 | 46 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $6,742,000 | 46 |
| Construction and land development | $174,000 | 154 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $442,000 | 128 |
| Secured by multifamily residential properties | $2,775,000 | 8 |
| Secured by nonfarm nonresidential properties | $3,351,000 | 48 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $271,000 | 29 |
| Commercial and industrial loans | $18,460,000 | 14 |
| Loans to individuals | $8,409,000 | 57 |
| Credit card loan recoveries | $4,002,000 | 53 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,407,000 | 52 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $36,000 | 157 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $178,720,000 | 13 |
| Loans secured by real estate, total | $53,241,000 | 20 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $53,241,000 | 20 |
| Construction and land development | $15,348,000 | 8 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $1,729,000 | 126 |
| Secured by multifamily residential properties | $1,324,000 | 67 |
| Secured by nonfarm nonresidential properties | $34,840,000 | 10 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $106,000 | 9 |
| To foreign banks | $106,000 | 9 |
| Loans to finance agricultural production and other loans to farmers | $2,395,000 | 5 |
| Commercial and industrial loans | $73,362,000 | 2 |
| To non-U.S. addressees | $44,000 | 17 |
| Loans to individuals | $45,542,000 | 27 |
| Credit card loan net charge offs | $39,393,000 | 31 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $6,149,000 | 33 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $4,074,000 | 9 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $290,071,000 | 15 |
| Loans secured by real estate, total | $72,306,000 | 29 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $72,306,000 | 28 |
| Construction and land development | $30,743,000 | 13 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $798,000 | 323 |
| Secured by multifamily residential properties | $1,996,000 | 65 |
| Secured by nonfarm nonresidential properties | $38,769,000 | 24 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $159,485,000 | 5 |
| Loans to individuals | $42,573,000 | 36 |
| Credit card loan charge offs | $31,360,000 | 41 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $11,213,000 | 37 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $15,707,000 | 3 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $24,869,000 | 44 |
| Loans secured by real estate, total | $3,019,000 | 84 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $3,019,000 | 84 |
| Construction and land development | $953,000 | 54 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $739,000 | 31 |
| Secured by nonfarm nonresidential properties | $1,327,000 | 78 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $15,038,000 | 23 |
| Loans to individuals | $6,551,000 | 63 |
| Credit card loan recoveries | $4,174,000 | 46 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,377,000 | 103 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $261,000 | 71 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $265,202,000 | 14 |
| Loans secured by real estate, total | $69,287,000 | 28 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $69,287,000 | 27 |
| Construction and land development | $29,790,000 | 12 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $798,000 | 287 |
| Secured by multifamily residential properties | $1,257,000 | 88 |
| Secured by nonfarm nonresidential properties | $37,442,000 | 23 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $144,447,000 | 4 |
| To non-U.S. addressees | $-20,000 | 1,151 |
| Loans to individuals | $36,022,000 | 32 |
| Credit card loan net charge offs | $27,186,000 | 37 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $8,836,000 | 24 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $15,446,000 | 3 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $170,273,000 | 33 |
| Loans secured by real estate, total | $24,505,000 | 87 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $24,505,000 | 85 |
| Construction and land development | $1,130,000 | 250 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $2,000 | 6,102 |
| Secured by multifamily residential properties | $9,897,000 | 20 |
| Secured by nonfarm nonresidential properties | $13,476,000 | 66 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $99,258,000 | 11 |
| Loans to individuals | $30,862,000 | 53 |
| Credit card loan charge offs | $22,799,000 | 49 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $8,063,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $15,648,000 | 6 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,336,000 | 56 |
| Loans secured by real estate, total | $569,000 | 271 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $569,000 | 271 |
| Construction and land development | $125,000 | 210 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $444,000 | 157 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $11,041,000 | 28 |
| Loans to individuals | $3,917,000 | 97 |
| Credit card loan recoveries | $3,061,000 | 49 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $856,000 | 237 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $1,809,000 | 10 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $152,937,000 | 29 |
| Loans secured by real estate, total | $23,936,000 | 83 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $23,936,000 | 81 |
| Construction and land development | $1,005,000 | 249 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $2,000 | 5,379 |
| Secured by multifamily residential properties | $9,897,000 | 20 |
| Secured by nonfarm nonresidential properties | $13,032,000 | 65 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $88,217,000 | 11 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $26,945,000 | 49 |
| Credit card loan net charge offs | $19,738,000 | 50 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $7,207,000 | 54 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $13,839,000 | 7 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.