Home > National Westminster Bank USA > Net charge- offs to loans
National Westminster Bank USA, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8601% | 292 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7141% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 10.9338% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0647% | 48 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0150% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2794% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6485% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1395% | 333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3381% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0806% | 60 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1207% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8173% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.9750% | 21 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6400% | 270 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7918% | 32 |
| Percentage Net Loans Charged-off:Construction & development | 18.6192% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6767% | 82 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5061% | 130 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1411% | 415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1988% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3458% | 185 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2391% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9007% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4471% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.6897% | 34 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5035% | 1,200 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3832% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.5739% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3665% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.2387% | 32 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0004% | 1,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0015% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3880% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3340% | 119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3465% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9931% | 118 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.3276% | 57 |