Home > National Security Bank > Income and Expense
National Security Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,925,000 | 3,109 |
| Total interest expense | $2,931,000 | 4,198 |
| Net interest income | $6,994,000 | 2,577 |
| Provision for loan and lease losses | $360,000 | 2,633 |
| Total noninterest income | $914,000 | 3,585 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $458,000 | 3,042 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $456,000 | 3,456 |
| Total noninterest expense | $3,866,000 | 3,598 |
| Salaries and employee benefits | $1,943,000 | 3,372 |
| Premises and equipment expense | $534,000 | 3,664 |
| Additional noninterest expense | $1,389,000 | 3,730 |
| Pre-tax net operating income | $3,682,000 | 1,854 |
| Securities gains (losses) | $536,000 | 853 |
| Applicable income taxes | $1,718,000 | 1,382 |
| Income before extraordinary items | $2,500,000 | 2,005 |
| Extraordinary gains, net | $816,000 | 275 |
| Net income | $3,316,000 | 1,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 12,663 |
| Cash dividends | $307,000 | 4,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,156,960 | 2,182 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,821,000 | 3,556 |
| Total interest expense | $3,722,000 | 4,330 |
| Net interest income | $6,099,000 | 3,002 |
| Provision for loan and lease losses | $360,000 | 3,684 |
| Total noninterest income | $689,000 | 4,458 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $435,000 | 3,223 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $254,000 | 4,910 |
| Total noninterest expense | $3,422,000 | 4,009 |
| Salaries and employee benefits | $1,731,000 | 3,694 |
| Premises and equipment expense | $466,000 | 4,222 |
| Additional noninterest expense | $1,225,000 | 4,266 |
| Pre-tax net operating income | $3,006,000 | 2,070 |
| Securities gains (losses) | $429,000 | 1,214 |
| Applicable income taxes | $1,388,000 | 1,545 |
| Income before extraordinary items | $2,047,000 | 2,236 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,047,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $164,000 | 5,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,772,440 | 2,401 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.