Home > National Savings Bank of Albany > Assets and Liabilities
National Savings Bank of Albany, Assets and Liabilities
| 1992-12-31 | Rank | |
| # of Employees: | 206 | 1,033 |
| Assets and Liabilities | ||
| Total Assets: | $700,528,000 | 772 |
| Cash and due from depository institutions | $13,234,000 | 1,033 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $28,461,000 | 4,667 |
| Federal funds sold & reverse repurchase agreements | $17,799,000 | 951 |
| Net loans & leases | $625,025,000 | 539 |
| Loan loss allowance | $6,434,000 | 820 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,505,000 | 1,108 |
| Other real estate owned | $2,321,000 | 1,033 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $7,183,000 | 1,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $700,528,000 | 772 |
| Total liabilities | $658,620,000 | 766 |
| Total deposits | $581,981,000 | 772 |
| Interest-bearing deposits | $570,762,000 | 695 |
| Deposits held in domestic offices | $581,981,000 | 763 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $70,511,000 | 356 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $6,128,000 | 839 |
| Total equity capital | $41,908,000 | 940 |
| Total bank equity capital | $41,908,000 | 940 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,980,000 | 2,314 |
| Surplus | $15,604,000 | 958 |
| Undivided profits | $24,324,000 | 891 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,809,000 | 1,753 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $3,165,000 | 657 |
| Earning assets | $671,285,000 | 728 |
| Long-term assets (5+ years) | $200,765,000 | 372 |
| Average Assets, year-to-date | $645,437,000 | 815 |
| Average Assets, quarterly | $678,060,000 | 785 |
| Volatile liabilities | $90,020,000 | 796 |
| Insider loans | $2,843,000 | 205 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $60,392,000 | 835 |
| Tier 1 (core) risk-based capital | $41,908,000 | 916 |
| Tier 2 risk-based capital | $5,992,090 | 664 |
| Total risk weighted assets | $478,924,890 | 692 |
| Total unused commitments | $60,392,000 | 851 |
| Derivatives | $0 | 651 |