Home > National Penn Bank > Net charge- offs to loans
National Penn Bank, Net charge- offs to loans
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 1,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | -0.2115% | 5,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0624% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0306% | 4,711 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1346% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 1,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8542% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8542% | 833 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0395% | 819 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1968% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2155% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0552% | 656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 907 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 4,717 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3715% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1367% | 618 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5005% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1417% | 5,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0515% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0515% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1714% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2281% | 1,148 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0563% | 5,006 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1879% | 676 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0981% | 4,860 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4314% | 425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1079% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6064% | 287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1155% | 5,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0558% | 668 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0558% | 595 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1983% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3032% | 603 |
| Percentage Net Loans Charged-off:Construction & development | 0.0909% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1664% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1296% | 4,906 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5555% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1053% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7952% | 221 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2746% | 5,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2517% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2517% | 504 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2388% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1268% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 978 |
| Percentage Net Loans Charged-off:Construction & development | 0.3175% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1345% | 479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2421% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1500% | 1,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1244% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1633% | 920 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1597% | 5,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6459% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6459% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3902% | 435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2063% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1710% | 1,675 |
| Percentage Net Loans Charged-off:Construction & development | -0.3272% | 5,506 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1248% | 1,445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2395% | 275 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3151% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0860% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4523% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2615% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7607% | 1,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7607% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1208% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2394% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1867% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.0287% | 5,133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1438% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2349% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0313% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4676% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4279% | 1,131 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6521% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6521% | 1,219 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1081% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2892% | 1,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 1,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.1351% | 682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3422% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4217% | 806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0253% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6660% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6631% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4995% | 1,524 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4995% | 1,395 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0845% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3259% | 1,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2982% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0480% | 536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0210% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1890% | 124 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6615% | 494 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0809% | 553 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0136% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4562% | 710 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5427% | 1,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5427% | 1,276 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0968% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3761% | 1,789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3738% | 1,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.2016% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4450% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1731% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3433% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2589% | 957 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3903% | 1,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3551% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7206% | 1,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7206% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1020% | 1,119 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3662% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4339% | 1,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.4929% | 985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6058% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2724% | 367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4193% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3056% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4813% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0102% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7120% | 1,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7120% | 1,318 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0995% | 1,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3589% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4275% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 0.8277% | 766 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4699% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1635% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4938% | 1,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3916% | 698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5481% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0077% | 2,341 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7189% | 1,367 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7189% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0611% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4035% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4795% | 1,061 |
| Percentage Net Loans Charged-off:Construction & development | 0.8992% | 571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4467% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2916% | 214 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6079% | 849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4187% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7060% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0635% | 5,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1623% | 888 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1623% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0490% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4538% | 2,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3999% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 2.0215% | 1,081 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3341% | 1,895 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4945% | 569 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3532% | 2,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1805% | 1,447 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4311% | 1,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7027% | 1,784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7188% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7188% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1229% | 1,192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4883% | 2,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4514% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 2.3651% | 942 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4269% | 1,503 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4871% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3501% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1693% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4291% | 1,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6758% | 1,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7362% | 1,637 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7362% | 1,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0933% | 1,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5381% | 1,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4950% | 1,856 |
| Percentage Net Loans Charged-off:Construction & development | 1.7712% | 1,017 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6343% | 1,093 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2628% | 477 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3765% | 1,971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1773% | 1,149 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4611% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7911% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6850% | 1,664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6850% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 1,073 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5535% | 1,702 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5494% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 3.4511% | 557 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3765% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5162% | 1,447 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2453% | 842 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6282% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6175% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7310% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7310% | 1,298 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0533% | 845 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7260% | 2,336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5400% | 2,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.9145% | 2,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4209% | 2,142 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9485% | 616 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6322% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2873% | 1,497 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7555% | 1,584 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8287% | 1,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4316% | 3,030 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3986% | 2,866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1512% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8094% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6009% | 2,152 |
| Percentage Net Loans Charged-off:Construction & development | 1.8186% | 1,584 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4750% | 1,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2721% | 479 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5414% | 1,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1318% | 1,519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6830% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1206% | 1,022 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1884% | 3,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1710% | 3,531 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2331% | 978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9523% | 1,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6075% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.7215% | 1,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5917% | 1,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5576% | 374 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6251% | 1,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1547% | 1,296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7828% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1170% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1459% | 6,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1288% | 6,507 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1446% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2858% | 1,077 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8330% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | 0.2702% | 1,501 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0028% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.9737% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7538% | 1,186 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1920% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9368% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0459% | 480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 2,327 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3329% | 2,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2147% | 701 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5391% | 1,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5952% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 9.1352% | 670 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3582% | 2,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4501% | 598 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1601% | 1,229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8244% | 993 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2597% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5640% | 1,947 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0331% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6872% | 952 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5608% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7454% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 10.7409% | 476 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4818% | 1,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1808% | 548 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9985% | 1,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7861% | 912 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0601% | 1,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0426% | 2,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9411% | 2,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5379% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6847% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8342% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 9.9449% | 491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7396% | 1,221 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6664% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1373% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6640% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2721% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3798% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0178% | 1,885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5029% | 865 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6752% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1601% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 14.9208% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5730% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6887% | 1,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0424% | 950 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8698% | 1,077 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 6,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7030% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4280% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4294% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1983% | 1,672 |
| Percentage Net Loans Charged-off:Construction & development | 5.4760% | 1,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7992% | 1,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2832% | 761 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5034% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7309% | 1,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4494% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1754% | 1,768 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6320% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1384% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3473% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0376% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | 4.6960% | 1,030 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5773% | 1,240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3511% | 547 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4927% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9923% | 717 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3784% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3363% | 1,357 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1670% | 727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6216% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2394% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6985% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 2.9980% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3695% | 1,216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0042% | 527 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4249% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0262% | 596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2932% | 1,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8548% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3867% | 453 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7046% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9254% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4399% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.8894% | 1,284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3342% | 794 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4848% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5352% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2660% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4623% | 1,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.3296% | 176 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5119% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5058% | 2,332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3730% | 2,039 |
| Percentage Net Loans Charged-off:Construction & development | 1.1714% | 1,464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2188% | 1,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3515% | 1,579 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1925% | 1,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3804% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9725% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7226% | 2,984 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6185% | 956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2487% | 2,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1775% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.3782% | 1,561 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1196% | 1,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2044% | 1,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1004% | 955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2230% | 1,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3940% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6071% | 2,878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6362% | 801 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1327% | 2,103 |
| Percentage Net Loans Charged-off:Construction & development | -0.1066% | 7,662 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1062% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1473% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2639% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5408% | 1,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 2,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6401% | 710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2092% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1357% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0262% | 1,066 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2327% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 5,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2749% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4772% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0841% | 3,775 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4575% | 640 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2996% | 1,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.8111% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0900% | 1,101 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1115% | 1,789 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 743 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 1,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8194% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6217% | 2,597 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2497% | 1,117 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2167% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.2195% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1357% | 632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0933% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1197% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0878% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5859% | 1,350 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7570% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2313% | 990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 1,639 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1202% | 1,074 |
| Percentage Net Loans Charged-off:Construction & development | 0.3345% | 333 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 603 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1113% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1462% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5194% | 1,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0353% | 1,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2326% | 909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1756% | 1,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.9410% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 7,868 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2207% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0190% | 7,894 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4073% | 984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4074% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3182% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0547% | 1,887 |
| Percentage Net Loans Charged-off:Construction & development | 0.4091% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 7,861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0366% | 2,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 511 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2257% | 2,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1359% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2058% | 1,061 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0559% | 3,611 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 2,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0796% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 7,929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,860 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0080% | 5,978 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 7,837 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 1,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1042% | 4,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2033% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0631% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 7,817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 8,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0088% | 7,873 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 5,964 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 7,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3302% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1748% | 3,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1837% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0785% | 2,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0339% | 8,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 1,020 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0534% | 884 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3574% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 3,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2133% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1591% | 2,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0814% | 1,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0162% | 1,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1341% | 361 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2244% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4282% | 2,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5284% | 3,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2189% | 1,079 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 2,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1085% | 1,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0234% | 910 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2632% | 555 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1876% | 247 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2931% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3834% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5346% | 2,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2175% | 940 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2223% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1397% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0817% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2789% | 522 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3938% | 389 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5394% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 3,306 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2876% | 735 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1041% | 2,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 8,263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0792% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0189% | 5,923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4628% | 1,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 3,355 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0557% | 776 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1010% | 4,174 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0490% | 2,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.1913% | 7,974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 6,381 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0580% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1213% | 6,063 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 1,355 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0470% | 3,942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 5,277 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1627% | 524 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1166% | 3,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0651% | 1,717 |
| Percentage Net Loans Charged-off:Construction & development | -0.2657% | 7,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 804 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0017% | 6,335 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1335% | 1,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0231% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1759% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0729% | 3,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2370% | 4,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1710% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0799% | 3,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0634% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.1350% | 7,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 651 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 6,301 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0879% | 1,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0426% | 362 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1050% | 1,150 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1254% | 2,469 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 4,514 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1210% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1521% | 2,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1342% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2013% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0056% | 6,256 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1579% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2798% | 1,455 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0272% | 7,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3349% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0147% | 8,348 |
| Percentage Net Loans Charged-off:Construction & development | -0.3399% | 8,092 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 8,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 2,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0312% | 544 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 2,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2719% | 1,409 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8290% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7636% | 818 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3626% | 1,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,154 |
| Percentage Net Loans Charged-off:Construction & development | -0.5403% | 8,100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0648% | 977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0018% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0605% | 1,825 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 5,947 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0875% | 1,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1525% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8933% | 201 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8398% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3690% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0043% | 2,832 |
| Percentage Net Loans Charged-off:Construction & development | -0.8250% | 8,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0910% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0082% | 93 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0849% | 1,373 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0388% | 5,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7826% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.4840% | 89 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9480% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4362% | 1,276 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0598% | 8,788 |
| Percentage Net Loans Charged-off:Construction & development | -1.6011% | 8,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0167% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0269% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1769% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0753% | 5,902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2687% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3874% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | 14.7960% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6980% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7608% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6832% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 5.6430% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 1,238 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1068% | 6,574 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2849% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3007% | 225 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2802% | 791 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8521% | 2,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0561% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6481% | 907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3242% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2509% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 1.1578% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0430% | 1,167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0105% | 6,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2697% | 717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3272% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2583% | 748 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0737% | 4,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2108% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0607% | 659 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2431% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0804% | 301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0306% | 1,400 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0575% | 247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1496% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0544% | 270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1307% | 193 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3115% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9452% | 116 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8178% | 809 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1305% | 85 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1773% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0431% | 490 |
| Percentage Net Loans Charged-off:Construction & development | -0.0086% | 1,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0598% | 1,346 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2587% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0974% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1991% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0835% | 342 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5847% | 335 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2551% | 337 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5058% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9651% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2449% | 2,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1845% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5226% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0171% | 1,287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0444% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4218% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0147% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2228% | 775 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7567% | 103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2018% | 3,791 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1444% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0281% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0989% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0915% | 1,326 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2121% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0489% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2422% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5769% | 300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3317% | 1,036 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5053% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6814% | 95 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1542% | 4,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1261% | 374 |
| Percentage Net Loans Charged-off:Construction & development | -0.3002% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0569% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2450% | 147 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1906% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0501% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2048% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1573% | 613 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1486% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4968% | 771 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1733% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2423% | 3,382 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 342 |
| Percentage Net Loans Charged-off:Construction & development | 0.5488% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3350% | 300 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0042% | 1,307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0875% | 400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4421% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2708% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8690% | 47 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6770% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2515% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2306% | 3,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1169% | 529 |
| Percentage Net Loans Charged-off:Construction & development | 0.2753% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1425% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0369% | 312 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1117% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7570% | 268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7872% | 76 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9827% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2339% | 181 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 4,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2216% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 2.2012% | 184 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0878% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2424% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2202% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1624% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4858% | 553 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1658% | 350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4972% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4108% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8012% | 2,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 1.0247% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2782% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1106% | 1,445 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2513% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3040% | 290 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3456% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2777% | 1,173 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5548% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.5447% | 8 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |