Home > National Exchange Bank and Trust > Income and Expense

National Exchange Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$132,105,000417
Total interest expense$37,610,000485
Net interest income$94,495,000385
Provision for loan and lease losses$5,050,000326
Total noninterest income$17,155,000516
Gross Fiduciary activities income$3,177,000326
Service charges on deposit accounts$2,492,000463
Trading account gains and feesNANA
Additional Noninterest Income$11,486,000485
Total noninterest expense$53,878,000533
Salaries and employee benefits$31,989,000497
Premises and equipment expense$5,265,000521
Additional noninterest expense$11,486,000485
Pre-tax net operating income$52,722,000334
Securities gains (losses)$-1,210,0004,331
Applicable income taxes$11,428,000311
Income before extraordinary items$40,084,000342
Extraordinary gains, net$054
Net income$40,084,000347
Minority interest net income$088
Net income of bank and minority interests.$40,084,000345
Net charge-offs$-730,0004,560
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$41,039,900347
2023-09-30 (YTD Data)Rank
Total interest income$97,281,000409
Total interest expense$26,429,000484
Net interest income$70,852,000391
Provision for loan and lease losses$1,400,000544
Total noninterest income$10,288,000607
Gross Fiduciary activities income$2,355,000328
Service charges on deposit accounts$1,864,000463
Trading account gains and feesNANA
Additional Noninterest Income$6,069,000643
Total noninterest expense$39,451,000546
Salaries and employee benefits$23,646,000504
Premises and equipment expense$3,431,000603
Additional noninterest expense$6,069,000643
Pre-tax net operating income$40,289,000341
Securities gains (losses)$-1,210,0004,468
Applicable income taxes$8,702,000324
Income before extraordinary items$30,377,000352
Extraordinary gains, net$052
Net income$30,377,000355
Minority interest net income$081
Net income of bank and minority interests.$30,377,000352
Net charge-offs$-439,0004,552
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$31,332,900352
2023-06-30 (YTD Data)Rank
Total interest income$600,0004,474
Total interest expense$10,0004,534
Net interest income$20,443,000800
Provision for loan and lease lossesNANA
Total noninterest income$1,8814,587
Gross Fiduciary activities income$13927
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$147,0003,426
Total noninterest expenseNANA
Salaries and employee benefitsNANA
Premises and equipment expense$04,583
Additional noninterest expense$8,5014,441
Pre-tax net operating incomeNANA
Securities gains (losses)$178,000123
Applicable income taxes$03,436
Income before extraordinary items$6,0004,419
Extraordinary gains, net$10,044,00034
Net income$20,243,000360
Minority interest net income$081
Net income of bank and minority interests.$04,409
Net charge-offs$02,431
Cash dividends$538,0001,896
Sale, conversion, retirement of capital stock, net$8480
Net operating income$04,423
2023-03-31 (YTD Data)Rank
Total interest income$30,282,000416
Total interest expense$6,858,000478
Net interest income$23,424,000401
Provision for loan and lease losses$300,000662
Total noninterest income$3,269,000604
Gross Fiduciary activities income$761,000346
Service charges on deposit accounts$522,000536
Trading account gains and feesNANA
Additional Noninterest Income$1,986,000608
Total noninterest expense$12,653,000561
Salaries and employee benefits$7,810,000513
Premises and equipment expense$1,125,000627
Additional noninterest expense$1,986,000608
Pre-tax net operating income$13,740,000346
Securities gains (losses)$0950
Applicable income taxes$3,506,000295
Income before extraordinary items$10,234,000360
Extraordinary gains, net$04
Net income$10,234,000361
Minority interest net income$048
Net income of bank and minority interests.$10,234,000361
Net charge-offs$-148,0004,580
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$10,234,000367
2022-12-31 (YTD Data)Rank
Total interest income$85,598,000471
Total interest expense$8,601,000512
Net interest income$76,997,000466
Provision for loan and lease losses$03,012
Total noninterest income$13,636,000624
Gross Fiduciary activities income$3,011,000344
Service charges on deposit accounts$1,763,000640
Trading account gains and feesNANA
Additional Noninterest Income$8,862,000614
Total noninterest expense$48,900,000557
Salaries and employee benefits$29,983,000505
Premises and equipment expense$4,408,000620
Additional noninterest expense$8,862,000614
Pre-tax net operating income$41,733,000431
Securities gains (losses)$69,000195
Applicable income taxes$10,176,000378
Income before extraordinary items$31,626,000445
Extraordinary gains, net$05
Net income$31,626,000445
Minority interest net income$063
Net income of bank and minority interests.$31,626,000446
Net charge-offs$-628,0004,621
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$31,571,490450
2022-09-30 (YTD Data)Rank
Total interest income$58,185,000491
Total interest expense$4,201,000538
Net interest income$53,984,000483
Provision for loan and lease losses$02,835
Total noninterest income$10,576,000622
Gross Fiduciary activities income$2,297,000339
Service charges on deposit accounts$1,328,000645
Trading account gains and feesNANA
Additional Noninterest Income$6,951,000606
Total noninterest expense$36,113,000558
Salaries and employee benefits$21,907,000516
Premises and equipment expense$3,519,000587
Additional noninterest expense$6,951,000606
Pre-tax net operating income$28,447,000457
Securities gains (losses)$50,000237
Applicable income taxes$6,838,000405
Income before extraordinary items$21,659,000475
Extraordinary gains, net$04
Net income$21,659,000475
Minority interest net income$057
Net income of bank and minority interests.$21,659,000475
Net charge-offs$-388,0004,596
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$21,619,500484
2022-06-30 (YTD Data)Rank
Total interest income$35,641,000506
Total interest expense$1,656,000702
Net interest income$33,985,000497
Provision for loan and lease losses$02,599
Total noninterest income$7,291,000595
Gross Fiduciary activities income$1,557,000301
Service charges on deposit accounts$880,000648
Trading account gains and feesNANA
Additional Noninterest Income$4,854,000605
Total noninterest expense$23,786,000552
Salaries and employee benefits$14,504,000514
Premises and equipment expense$2,303,000590
Additional noninterest expense$6,979,000579
Pre-tax net operating income$17,490,000469
Securities gains (losses)$14,000354
Applicable income taxes$3,965,000425
Income before extraordinary items$13,539,000477
Extraordinary gains, net$04
Net income$13,539,000477
Minority interest net income$060
Net income of bank and minority interests.$13,539,000477
Net charge-offs$-200,0004,546
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,527,940486
2022-03-31 (YTD Data)Rank
Total interest income$16,844,000520
Total interest expense$513,0001,071
Net interest income$16,331,000500
Provision for loan and lease losses$02,285
Total noninterest income$3,739,000600
Gross Fiduciary activities income$791,000301
Service charges on deposit accounts$448,000621
Trading account gains and feesNANA
Additional Noninterest Income$2,500,000611
Total noninterest expense$11,839,000555
Salaries and employee benefits$7,187,000522
Premises and equipment expense$1,197,000574
Additional noninterest expense$3,455,000579
Pre-tax net operating income$8,231,000484
Securities gains (losses)$17,000316
Applicable income taxes$1,848,000434
Income before extraordinary items$6,400,000492
Extraordinary gains, net$04
Net income$6,400,000491
Minority interest net income$050
Net income of bank and minority interests.$6,400,000492
Net charge-offs$-79,0004,500
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,386,570498
2021-12-31 (YTD Data)Rank
Total interest income$66,913,000521
Total interest expense$2,235,0001,208
Net interest income$64,678,000500
Provision for loan and lease losses$03,064
Total noninterest income$18,970,000529
Gross Fiduciary activities income$3,068,000301
Service charges on deposit accounts$1,604,000643
Trading account gains and feesNANA
Additional Noninterest Income$14,298,000531
Total noninterest expense$46,698,000572
Salaries and employee benefits$27,929,000525
Premises and equipment expense$5,050,000530
Additional noninterest expense$13,719,000595
Pre-tax net operating income$36,950,000467
Securities gains (losses)$-10,0004,367
Applicable income taxes$8,507,000436
Income before extraordinary items$28,433,000494
Extraordinary gains, net$010
Net income$28,433,000495
Minority interest net income$074
Net income of bank and minority interests.$28,433,000495
Net charge-offs$-9,241,0004,837
Cash dividends$10,000,000476
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,440,900489
2021-09-30 (YTD Data)Rank
Total interest income$50,427,000526
Total interest expense$1,747,0001,226
Net interest income$48,680,000501
Provision for loan and lease losses$02,963
Total noninterest income$14,690,000529
Gross Fiduciary activities income$2,269,000300
Service charges on deposit accounts$1,182,000646
Trading account gains and feesNANA
Additional Noninterest Income$11,239,000533
Total noninterest expense$34,868,000568
Salaries and employee benefits$21,041,000522
Premises and equipment expense$3,900,000522
Additional noninterest expense$9,927,000606
Pre-tax net operating income$28,502,000472
Securities gains (losses)$-10,0004,558
Applicable income taxes$6,597,000435
Income before extraordinary items$21,895,000492
Extraordinary gains, net$08
Net income$21,895,000490
Minority interest net income$069
Net income of bank and minority interests.$21,895,000492
Net charge-offs$-9,132,0004,914
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,902,900484
2021-06-30 (YTD Data)Rank
Total interest income$34,679,000504
Total interest expense$1,171,0001,271
Net interest income$33,508,000478
Provision for loan and lease losses$02,862
Total noninterest income$10,321,000519
Gross Fiduciary activities income$1,531,000298
Service charges on deposit accounts$752,000653
Trading account gains and feesNANA
Additional Noninterest Income$8,038,000512
Total noninterest expense$23,582,000556
Salaries and employee benefits$13,991,000524
Premises and equipment expense$2,814,000491
Additional noninterest expense$6,777,000581
Pre-tax net operating income$20,247,000453
Securities gains (losses)$-6,0004,603
Applicable income taxes$4,745,000417
Income before extraordinary items$15,496,000481
Extraordinary gains, net$06
Net income$15,496,000478
Minority interest net income$067
Net income of bank and minority interests.$15,496,000481
Net charge-offs$-9,094,0004,949
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$15,500,740472
2021-03-31 (YTD Data)Rank
Total interest income$17,998,000488
Total interest expense$577,0001,357
Net interest income$17,421,000462
Provision for loan and lease losses$02,741
Total noninterest income$5,546,000502
Gross Fiduciary activities income$721,000301
Service charges on deposit accounts$387,000624
Trading account gains and feesNANA
Additional Noninterest Income$4,438,000484
Total noninterest expense$12,377,000527
Salaries and employee benefits$7,205,000515
Premises and equipment expense$1,696,000418
Additional noninterest expense$3,476,000543
Pre-tax net operating income$10,590,000440
Securities gains (losses)$-9,0004,659
Applicable income taxes$2,497,000403
Income before extraordinary items$8,084,000467
Extraordinary gains, net$03
Net income$8,084,000465
Minority interest net income$055
Net income of bank and minority interests.$8,084,000467
Net charge-offs$-9,032,0004,977
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,091,110458
2020-12-31 (YTD Data)Rank
Total interest income$76,111,000461
Total interest expense$4,282,0001,093
Net interest income$71,829,000418
Provision for loan and lease losses$17,400,000244
Total noninterest income$18,209,000531
Gross Fiduciary activities income$2,611,000304
Service charges on deposit accounts$1,654,000612
Trading account gains and feesNANA
Additional Noninterest Income$13,944,000517
Total noninterest expense$53,329,000480
Salaries and employee benefits$28,088,000498
Premises and equipment expense$4,863,000544
Additional noninterest expense$20,378,000405
Pre-tax net operating income$19,309,000610
Securities gains (losses)$934,000394
Applicable income taxes$5,540,000451
Income before extraordinary items$14,703,000674
Extraordinary gains, net$04
Net income$14,703,000674
Minority interest net income$072
Net income of bank and minority interests.$14,703,000674
Net charge-offs$11,889,000148
Cash dividends$30,087,000214
Sale, conversion, retirement of capital stock, net$0566
Net operating income$13,965,140681
2020-09-30 (YTD Data)Rank
Total interest income$59,733,000439
Total interest expense$3,662,0001,032
Net interest income$56,071,000399
Provision for loan and lease losses$15,700,000239
Total noninterest income$12,895,000532
Gross Fiduciary activities income$1,903,000306
Service charges on deposit accounts$1,215,000617
Trading account gains and feesNANA
Additional Noninterest Income$9,777,000518
Total noninterest expense$34,431,000536
Salaries and employee benefits$20,857,000493
Premises and equipment expense$3,657,000541
Additional noninterest expense$9,917,000566
Pre-tax net operating income$18,835,000466
Securities gains (losses)$934,000326
Applicable income taxes$4,474,000404
Income before extraordinary items$15,295,000491
Extraordinary gains, net$04
Net income$15,295,000490
Minority interest net income$065
Net income of bank and minority interests.$15,295,000491
Net charge-offs$12,814,000124
Cash dividends$30,087,000167
Sale, conversion, retirement of capital stock, net$0532
Net operating income$14,557,140493
2020-06-30 (YTD Data)Rank
Total interest income$42,389,000421
Total interest expense$2,952,000940
Net interest income$39,437,000384
Provision for loan and lease losses$7,750,000304
Total noninterest income$8,221,000523
Gross Fiduciary activities income$1,241,000308
Service charges on deposit accounts$789,000636
Trading account gains and feesNANA
Additional Noninterest Income$6,191,000502
Total noninterest expense$25,073,000487
Salaries and employee benefits$14,002,000488
Premises and equipment expense$2,563,000517
Additional noninterest expense$8,508,000449
Pre-tax net operating income$14,835,000366
Securities gains (losses)$936,000235
Applicable income taxes$3,764,000305
Income before extraordinary items$12,007,000377
Extraordinary gains, net$04
Net income$12,007,000376
Minority interest net income$065
Net income of bank and minority interests.$12,007,000377
Net charge-offs$3,237,000186
Cash dividends$30,087,000132
Sale, conversion, retirement of capital stock, net$0504
Net operating income$11,267,560388
2020-03-31 (YTD Data)Rank
Total interest income$20,169,000444
Total interest expense$2,049,000773
Net interest income$18,120,000397
Provision for loan and lease losses$2,000,000402
Total noninterest income$3,492,000550
Gross Fiduciary activities income$660,000303
Service charges on deposit accounts$467,000645
Trading account gains and feesNANA
Additional Noninterest Income$2,365,000519
Total noninterest expense$12,884,000478
Salaries and employee benefits$6,974,000495
Premises and equipment expense$1,527,000443
Additional noninterest expense$4,383,000443
Pre-tax net operating income$6,728,000355
Securities gains (losses)$965,000110
Applicable income taxes$1,965,000265
Income before extraordinary items$5,728,000359
Extraordinary gains, net$04
Net income$5,728,000359
Minority interest net income$056
Net income of bank and minority interests.$5,728,000359
Net charge-offs$346,000466
Cash dividends$30,087,000100
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,965,650399
2019-12-31 (YTD Data)Rank
Total interest income$79,687,000449
Total interest expense$9,646,000702
Net interest income$70,041,000407
Provision for loan and lease losses$03,973
Total noninterest income$12,636,000589
Gross Fiduciary activities income$2,604,000302
Service charges on deposit accounts$1,707,000725
Trading account gains and fees$0135
Additional Noninterest Income$8,325,000589
Total noninterest expense$42,804,000546
Salaries and employee benefits$24,929,000529
Premises and equipment expense$4,014,000634
Additional noninterest expense$13,861,000521
Pre-tax net operating income$39,873,000359
Securities gains (losses)$2,191,000140
Applicable income taxes$9,894,000325
Income before extraordinary items$32,170,000367
Extraordinary gains, net$011
Net income$32,170,000368
Minority interest net income$076
Net income of bank and minority interests.$32,170,000368
Net charge-offs$109,0002,152
Cash dividends$10,000,000472
Sale, conversion, retirement of capital stock, net$0626
Net operating income$30,439,110376
2019-09-30 (YTD Data)Rank
Total interest income$60,347,000452
Total interest expense$7,704,000677
Net interest income$52,643,000409
Provision for loan and lease losses$03,836
Total noninterest income$9,172,000601
Gross Fiduciary activities income$1,954,000302
Service charges on deposit accounts$1,301,000712
Trading account gains and fees$0129
Additional Noninterest Income$5,917,000614
Total noninterest expense$32,608,000532
Salaries and employee benefits$18,613,000531
Premises and equipment expense$3,161,000603
Additional noninterest expense$10,834,000502
Pre-tax net operating income$29,207,000366
Securities gains (losses)$2,194,000115
Applicable income taxes$7,130,000334
Income before extraordinary items$24,271,000364
Extraordinary gains, net$011
Net income$24,271,000365
Minority interest net income$072
Net income of bank and minority interests.$24,271,000365
Net charge-offs$38,0002,391
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$22,537,740382
2019-06-30 (YTD Data)Rank
Total interest income$40,222,000450
Total interest expense$5,336,000645
Net interest income$34,886,000416
Provision for loan and lease losses$03,685
Total noninterest income$5,823,000616
Gross Fiduciary activities income$1,295,000305
Service charges on deposit accounts$869,000708
Trading account gains and fees$0131
Additional Noninterest Income$3,659,000635
Total noninterest expense$22,016,000528
Salaries and employee benefits$12,295,000530
Premises and equipment expense$1,936,000666
Additional noninterest expense$7,785,000470
Pre-tax net operating income$18,693,000379
Securities gains (losses)$1,072,000143
Applicable income taxes$4,389,000347
Income before extraordinary items$15,376,000375
Extraordinary gains, net$011
Net income$15,376,000376
Minority interest net income$069
Net income of bank and minority interests.$15,376,000376
Net charge-offs$10,0002,587
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$14,529,120387
2019-03-31 (YTD Data)Rank
Total interest income$19,987,000443
Total interest expense$2,786,000608
Net interest income$17,201,000417
Provision for loan and lease losses$03,406
Total noninterest income$2,875,000598
Gross Fiduciary activities income$624,000307
Service charges on deposit accounts$447,000685
Trading account gains and fees$0126
Additional Noninterest Income$1,804,000600
Total noninterest expense$10,434,000556
Salaries and employee benefits$6,128,000519
Premises and equipment expense$977,000666
Additional noninterest expense$3,329,000537
Pre-tax net operating income$9,642,000363
Securities gains (losses)$46,000405
Applicable income taxes$2,126,000347
Income before extraordinary items$7,562,000368
Extraordinary gains, net$05
Net income$7,562,000369
Minority interest net income$052
Net income of bank and minority interests.$7,562,000369
Net charge-offs$7,0002,096
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$7,525,660362
2018-12-31 (YTD Data)Rank
Total interest income$76,312,000430
Total interest expense$6,636,000732
Net interest income$69,676,000398
Provision for loan and lease losses$04,082
Total noninterest income$11,790,000602
Gross Fiduciary activities income$2,363,000316
Service charges on deposit accounts$1,658,000755
Trading account gains and fees$0126
Additional Noninterest Income$7,769,000613
Total noninterest expense$38,698,000585
Salaries and employee benefits$23,081,000541
Premises and equipment expense$4,263,000592
Additional noninterest expense$11,354,000620
Pre-tax net operating income$42,768,000349
Securities gains (losses)$20,000574
Applicable income taxes$9,469,000320
Income before extraordinary items$33,319,000358
Extraordinary gains, net$06
Net income$33,319,000358
Minority interest net income$072
Net income of bank and minority interests.$33,319,000358
Net charge-offs$-1,546,0005,380
Cash dividends$10,000,000415
Sale, conversion, retirement of capital stock, net$0671
Net operating income$33,303,200360
2018-09-30 (YTD Data)Rank
Total interest income$56,672,000428
Total interest expense$4,549,000754
Net interest income$52,123,000399
Provision for loan and lease losses$03,948
Total noninterest income$8,744,000617
Gross Fiduciary activities income$1,766,000317
Service charges on deposit accounts$1,235,000753
Trading account gains and fees$0138
Additional Noninterest Income$5,743,000618
Total noninterest expense$29,983,000548
Salaries and employee benefits$17,695,000531
Premises and equipment expense$3,211,000591
Additional noninterest expense$9,077,000565
Pre-tax net operating income$30,884,000356
Securities gains (losses)$20,000567
Applicable income taxes$6,758,000339
Income before extraordinary items$24,146,000364
Extraordinary gains, net$05
Net income$24,146,000364
Minority interest net income$066
Net income of bank and minority interests.$24,146,000364
Net charge-offs$-1,538,0005,455
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$24,130,200364
2018-06-30 (YTD Data)Rank
Total interest income$37,545,000428
Total interest expense$2,913,000734
Net interest income$34,632,000402
Provision for loan and lease losses$03,782
Total noninterest income$5,871,000615
Gross Fiduciary activities income$1,182,000315
Service charges on deposit accounts$847,000734
Trading account gains and fees$0130
Additional Noninterest Income$3,842,000618
Total noninterest expense$20,021,000550
Salaries and employee benefits$11,845,000527
Premises and equipment expense$2,178,000583
Additional noninterest expense$5,998,000568
Pre-tax net operating income$20,482,000345
Securities gains (losses)$20,000475
Applicable income taxes$4,433,000330
Income before extraordinary items$16,069,000355
Extraordinary gains, net$06
Net income$16,069,000355
Minority interest net income$065
Net income of bank and minority interests.$16,069,000355
Net charge-offs$-1,458,0005,523
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$16,053,200355
2018-03-31 (YTD Data)Rank
Total interest income$18,481,000431
Total interest expense$1,381,000730
Net interest income$17,100,000404
Provision for loan and lease losses$03,508
Total noninterest income$2,999,000600
Gross Fiduciary activities income$595,000317
Service charges on deposit accounts$456,000687
Trading account gains and fees$0123
Additional Noninterest Income$1,948,000591
Total noninterest expense$10,069,000546
Salaries and employee benefits$5,922,000530
Premises and equipment expense$975,000657
Additional noninterest expense$3,172,000539
Pre-tax net operating income$10,030,000346
Securities gains (losses)$0735
Applicable income taxes$2,144,000336
Income before extraordinary items$7,886,000358
Extraordinary gains, net$07
Net income$7,886,000358
Minority interest net income$052
Net income of bank and minority interests.$7,886,000358
Net charge-offs$66,0001,045
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$7,886,000357
2017-12-31 (YTD Data)Rank
Total interest income$68,523,000427
Total interest expense$4,261,000797
Net interest income$64,262,000406
Provision for loan and lease losses$04,227
Total noninterest income$11,508,000622
Gross Fiduciary activities income$2,167,000325
Service charges on deposit accounts$1,948,000656
Trading account gains and fees$0151
Additional Noninterest Income$7,393,000636
Total noninterest expense$39,199,000554
Salaries and employee benefits$23,097,000516
Premises and equipment expense$3,935,000625
Additional noninterest expense$12,167,000557
Pre-tax net operating income$36,571,000346
Securities gains (losses)$-107,0005,421
Applicable income taxes$15,582,000309
Income before extraordinary items$20,882,000395
Extraordinary gains, net$09
Net income$20,882,000395
Minority interest net income$076
Net income of bank and minority interests.$20,882,000395
Net charge-offs$927,000729
Cash dividends$5,000,000676
Sale, conversion, retirement of capital stock, net$0711
Net operating income$20,950,480388
2017-09-30 (YTD Data)Rank
Total interest income$51,348,000428
Total interest expense$3,043,000815
Net interest income$48,305,000408
Provision for loan and lease losses$04,088
Total noninterest income$8,632,000621
Gross Fiduciary activities income$1,622,000324
Service charges on deposit accounts$1,479,000648
Trading account gains and fees$0145
Additional Noninterest Income$5,531,000639
Total noninterest expense$29,689,000552
Salaries and employee benefits$17,487,000517
Premises and equipment expense$2,922,000641
Additional noninterest expense$9,280,000544
Pre-tax net operating income$27,248,000364
Securities gains (losses)$25,0001,221
Applicable income taxes$7,776,000366
Income before extraordinary items$19,497,000371
Extraordinary gains, net$09
Net income$19,497,000371
Minority interest net income$071
Net income of bank and minority interests.$19,497,000371
Net charge-offs$-294,0005,567
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$19,479,250367
2017-06-30 (YTD Data)Rank
Total interest income$33,784,000429
Total interest expense$2,016,000788
Net interest income$31,768,000410
Provision for loan and lease losses$03,871
Total noninterest income$5,746,000631
Gross Fiduciary activities income$1,098,000324
Service charges on deposit accounts$981,000640
Trading account gains and fees$0139
Additional Noninterest Income$3,667,000641
Total noninterest expense$19,790,000552
Salaries and employee benefits$11,799,000512
Premises and equipment expense$2,090,000590
Additional noninterest expense$5,901,000576
Pre-tax net operating income$17,724,000369
Securities gains (losses)$-5,0005,412
Applicable income taxes$5,045,000370
Income before extraordinary items$12,674,000373
Extraordinary gains, net$011
Net income$12,674,000372
Minority interest net income$071
Net income of bank and minority interests.$12,674,000373
Net charge-offs$-305,0005,667
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$12,677,600372
2017-03-31 (YTD Data)Rank
Total interest income$16,796,000429
Total interest expense$1,046,000737
Net interest income$15,750,000413
Provision for loan and lease losses$03,537
Total noninterest income$2,824,000628
Gross Fiduciary activities income$478,000348
Service charges on deposit accounts$499,000628
Trading account gains and fees$0142
Additional Noninterest Income$1,847,000630
Total noninterest expense$9,809,000565
Salaries and employee benefits$6,029,000511
Premises and equipment expense$892,000718
Additional noninterest expense$2,888,000592
Pre-tax net operating income$8,765,000368
Securities gains (losses)$-3,0005,540
Applicable income taxes$2,535,000363
Income before extraordinary items$6,227,000385
Extraordinary gains, net$08
Net income$6,227,000384
Minority interest net income$055
Net income of bank and minority interests.$6,227,000385
Net charge-offs$-147,0005,678
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$6,229,130379
2016-12-31 (YTD Data)Rank
Total interest income$66,928,000415
Total interest expense$3,699,000796
Net interest income$63,229,000397
Provision for loan and lease losses$495,0001,488
Total noninterest income$14,130,000538
Gross Fiduciary activities income$1,817,000352
Service charges on deposit accounts$1,996,000652
Trading account gains and fees$0170
Additional Noninterest Income$10,317,000503
Total noninterest expense$40,492,000532
Salaries and employee benefits$21,240,000556
Premises and equipment expense$4,081,000604
Additional noninterest expense$15,171,000456
Pre-tax net operating income$36,372,000323
Securities gains (losses)$10,0002,659
Applicable income taxes$10,871,000322
Income before extraordinary items$25,511,000338
Extraordinary gains, net$05
Net income$25,511,000336
Minority interest net income$082
Net income of bank and minority interests.$25,511,000337
Net charge-offs$1,505,000483
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0759
Net operating income$25,504,000333
2016-09-30 (YTD Data)Rank
Total interest income$50,562,000414
Total interest expense$2,722,000805
Net interest income$47,840,000397
Provision for loan and lease losses$495,0001,157
Total noninterest income$11,322,000512
Gross Fiduciary activities income$1,351,000354
Service charges on deposit accounts$1,499,000651
Trading account gains and fees$0169
Additional Noninterest Income$8,472,000468
Total noninterest expense$31,781,000522
Salaries and employee benefits$16,013,000557
Premises and equipment expense$3,288,000575
Additional noninterest expense$12,480,000429
Pre-tax net operating income$26,886,000323
Securities gains (losses)$10,0002,582
Applicable income taxes$7,978,000328
Income before extraordinary items$18,918,000332
Extraordinary gains, net$05
Net income$18,918,000332
Minority interest net income$071
Net income of bank and minority interests.$18,918,000332
Net charge-offs$567,000721
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$18,911,000328
2016-06-30 (YTD Data)Rank
Total interest income$25,576,000525
Total interest expense$1,101,0001,294
Net interest income$24,475,000484
Provision for loan and lease losses$04,017
Total noninterest income$4,275,000776
Gross Fiduciary activities income$890,000353
Service charges on deposit accounts$746,000830
Trading account gains and fees$0157
Additional Noninterest Income$2,639,000798
Total noninterest expense$13,049,000816
Salaries and employee benefits$7,433,000795
Premises and equipment expense$1,482,000843
Additional noninterest expense$4,134,000802
Pre-tax net operating income$15,701,000354
Securities gains (losses)$02,835
Applicable income taxes$4,596,000365
Income before extraordinary items$11,105,000367
Extraordinary gains, net$016
Net income$11,105,000366
Minority interest net income$071
Net income of bank and minority interests.$11,105,000366
Net charge-offs$534,000573
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$11,105,000362
2016-03-31 (YTD Data)Rank
Total interest income$12,383,000544
Total interest expense$569,0001,251
Net interest income$11,814,000502
Provision for loan and lease losses$03,656
Total noninterest income$2,144,000758
Gross Fiduciary activities income$446,000355
Service charges on deposit accounts$373,000828
Trading account gains and fees$0142
Additional Noninterest Income$1,325,000769
Total noninterest expense$6,351,000835
Salaries and employee benefits$3,753,000789
Premises and equipment expense$672,000925
Additional noninterest expense$1,926,000848
Pre-tax net operating income$7,607,000352
Securities gains (losses)$02,077
Applicable income taxes$2,198,000366
Income before extraordinary items$5,409,000364
Extraordinary gains, net$012
Net income$5,409,000364
Minority interest net income$062
Net income of bank and minority interests.$5,409,000364
Net charge-offs$471,000358
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,409,000361
2015-12-31 (YTD Data)Rank
Total interest income$48,193,000529
Total interest expense$2,047,0001,358
Net interest income$46,146,000492
Provision for loan and lease losses$04,380
Total noninterest income$9,666,000696
Gross Fiduciary activities income$1,816,000356
Service charges on deposit accounts$1,726,000765
Trading account gains and fees$0159
Additional Noninterest Income$6,124,000696
Total noninterest expense$25,869,000804
Salaries and employee benefits$14,875,000768
Premises and equipment expense$2,729,000899
Additional noninterest expense$8,265,000796
Pre-tax net operating income$29,943,000355
Securities gains (losses)$15,0002,396
Applicable income taxes$8,661,000351
Income before extraordinary items$21,297,000373
Extraordinary gains, net$023
Net income$21,297,000373
Minority interest net income$081
Net income of bank and minority interests.$21,297,000373
Net charge-offs$-445,0005,992
Cash dividends$5,000,000661
Sale, conversion, retirement of capital stock, net$0804
Net operating income$21,286,350370
2015-09-30 (YTD Data)Rank
Total interest income$36,385,000530
Total interest expense$1,579,0001,334
Net interest income$34,806,000490
Provision for loan and lease losses$04,232
Total noninterest income$7,445,000694
Gross Fiduciary activities income$1,370,000355
Service charges on deposit accounts$1,302,000767
Trading account gains and fees$0153
Additional Noninterest Income$4,773,000679
Total noninterest expense$19,273,000808
Salaries and employee benefits$11,167,000778
Premises and equipment expense$2,124,000883
Additional noninterest expense$5,982,000826
Pre-tax net operating income$22,978,000356
Securities gains (losses)$15,0002,165
Applicable income taxes$6,707,000360
Income before extraordinary items$16,286,000372
Extraordinary gains, net$021
Net income$16,286,000372
Minority interest net income$078
Net income of bank and minority interests.$16,286,000372
Net charge-offs$-498,0006,112
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$16,275,350362
2015-06-30 (YTD Data)Rank
Total interest income$24,361,000519
Total interest expense$1,078,0001,300
Net interest income$23,283,000483
Provision for loan and lease losses$04,069
Total noninterest income$4,958,000696
Gross Fiduciary activities income$906,000359
Service charges on deposit accounts$842,000767
Trading account gains and fees$0157
Additional Noninterest Income$3,210,000681
Total noninterest expense$12,887,000805
Salaries and employee benefits$7,354,000794
Premises and equipment expense$1,312,000942
Additional noninterest expense$4,221,000783
Pre-tax net operating income$15,354,000356
Securities gains (losses)$15,0001,851
Applicable income taxes$4,537,000351
Income before extraordinary items$10,832,000369
Extraordinary gains, net$022
Net income$10,832,000368
Minority interest net income$075
Net income of bank and minority interests.$10,832,000368
Net charge-offs$-44,0005,720
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$10,821,500363
2015-03-31 (YTD Data)Rank
Total interest income$12,287,000516
Total interest expense$568,0001,241
Net interest income$11,719,000485
Provision for loan and lease losses$03,703
Total noninterest income$2,287,000711
Gross Fiduciary activities income$462,000355
Service charges on deposit accounts$415,000763
Trading account gains and fees$0152
Additional Noninterest Income$1,410,000716
Total noninterest expense$6,271,000838
Salaries and employee benefits$3,664,000803
Premises and equipment expense$657,000947
Additional noninterest expense$1,950,000829
Pre-tax net operating income$7,735,000346
Securities gains (losses)$15,0001,346
Applicable income taxes$2,285,000344
Income before extraordinary items$5,465,000355
Extraordinary gains, net$013
Net income$5,465,000355
Minority interest net income$064
Net income of bank and minority interests.$5,465,000355
Net charge-offs$-23,0005,729
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,454,350351
2014-12-31 (YTD Data)Rank
Total interest income$47,745,000519
Total interest expense$2,649,0001,121
Net interest income$45,096,000486
Provision for loan and lease losses$800,0001,021
Total noninterest income$11,127,000597
Gross Fiduciary activities income$1,775,000356
Service charges on deposit accounts$1,897,000722
Trading account gains and fees$0180
Additional Noninterest Income$7,455,000569
Total noninterest expense$25,729,000790
Salaries and employee benefits$14,768,000753
Premises and equipment expense$2,713,000898
Additional noninterest expense$8,248,000787
Pre-tax net operating income$29,694,000340
Securities gains (losses)$-112,0006,343
Applicable income taxes$8,643,000335
Income before extraordinary items$20,939,000356
Extraordinary gains, net$017
Net income$20,939,000356
Minority interest net income$084
Net income of bank and minority interests.$20,939,000356
Net charge-offs$-8,013,0006,507
Cash dividends$5,000,000591
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,018,520349
2014-09-30 (YTD Data)Rank
Total interest income$35,715,000518
Total interest expense$2,056,0001,095
Net interest income$33,659,000485
Provision for loan and lease losses$1,800,000379
Total noninterest income$8,968,000563
Gross Fiduciary activities income$1,308,000358
Service charges on deposit accounts$1,433,000713
Trading account gains and fees$0174
Additional Noninterest Income$6,227,000519
Total noninterest expense$18,567,000812
Salaries and employee benefits$10,959,000757
Premises and equipment expense$2,026,000907
Additional noninterest expense$5,582,000875
Pre-tax net operating income$22,260,000335
Securities gains (losses)$-124,0006,460
Applicable income taxes$6,458,000336
Income before extraordinary items$15,678,000353
Extraordinary gains, net$015
Net income$15,678,000353
Minority interest net income$081
Net income of bank and minority interests.$15,678,000353
Net charge-offs$-8,413,0006,588
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$15,766,040349
2014-06-30 (YTD Data)Rank
Total interest income$23,733,000521
Total interest expense$1,411,0001,068
Net interest income$22,322,000485
Provision for loan and lease losses$1,800,000274
Total noninterest income$6,742,000517
Gross Fiduciary activities income$853,000366
Service charges on deposit accounts$945,000706
Trading account gains and fees$0172
Additional Noninterest Income$4,944,000458
Total noninterest expense$11,933,000839
Salaries and employee benefits$7,230,000756
Premises and equipment expense$1,354,000913
Additional noninterest expense$3,349,000966
Pre-tax net operating income$15,331,000323
Securities gains (losses)$-122,0006,558
Applicable income taxes$4,496,000319
Income before extraordinary items$10,713,000339
Extraordinary gains, net$020
Net income$10,713,000339
Minority interest net income$080
Net income of bank and minority interests.$10,713,000339
Net charge-offs$-69,0006,238
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$10,798,400331
2014-03-31 (YTD Data)Rank
Total interest income$11,757,000528
Total interest expense$735,0001,033
Net interest income$11,022,000490
Provision for loan and lease losses$600,000384
Total noninterest income$2,101,000705
Gross Fiduciary activities income$425,000366
Service charges on deposit accounts$466,000698
Trading account gains and fees$0147
Additional Noninterest Income$1,210,000725
Total noninterest expense$6,094,000830
Salaries and employee benefits$3,598,000776
Premises and equipment expense$720,000876
Additional noninterest expense$1,776,000897
Pre-tax net operating income$6,429,000355
Securities gains (losses)$-146,0006,667
Applicable income taxes$1,733,000380
Income before extraordinary items$4,550,000377
Extraordinary gains, net$016
Net income$4,550,000377
Minority interest net income$066
Net income of bank and minority interests.$4,550,000377
Net charge-offs$-126,0006,514
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,655,120367
2013-12-31 (YTD Data)Rank
Total interest income$45,193,000546
Total interest expense$3,295,0001,025
Net interest income$41,898,000505
Provision for loan and lease losses$2,950,000443
Total noninterest income$9,650,000692
Gross Fiduciary activities income$1,650,000359
Service charges on deposit accounts$1,974,000707
Trading account gains and fees$0184
Additional Noninterest Income$6,026,000701
Total noninterest expense$26,234,000772
Salaries and employee benefits$14,018,000773
Premises and equipment expense$2,651,000907
Additional noninterest expense$9,565,000730
Pre-tax net operating income$22,364,000402
Securities gains (losses)$9,0002,663
Applicable income taxes$6,330,000393
Income before extraordinary items$16,043,000428
Extraordinary gains, net$029
Net income$16,043,000428
Minority interest net income$090
Net income of bank and minority interests.$16,043,000429
Net charge-offs$1,240,0001,068
Cash dividends$3,500,000767
Sale, conversion, retirement of capital stock, net$0924
Net operating income$16,036,520427
2013-09-30 (YTD Data)Rank
Total interest income$32,932,000565
Total interest expense$2,560,0001,022
Net interest income$30,372,000523
Provision for loan and lease losses$1,600,000604
Total noninterest income$7,665,000670
Gross Fiduciary activities income$1,229,000360
Service charges on deposit accounts$1,480,000706
Trading account gains and fees$0180
Additional Noninterest Income$4,956,000673
Total noninterest expense$19,405,000788
Salaries and employee benefits$10,359,000779
Premises and equipment expense$1,976,000915
Additional noninterest expense$7,070,000741
Pre-tax net operating income$17,032,000404
Securities gains (losses)$9,0002,535
Applicable income taxes$4,929,000398
Income before extraordinary items$12,112,000425
Extraordinary gains, net$025
Net income$12,112,000424
Minority interest net income$084
Net income of bank and minority interests.$12,112,000426
Net charge-offs$848,0001,125
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$12,105,610421
2013-06-30 (YTD Data)Rank
Total interest income$21,856,000569
Total interest expense$1,804,0001,000
Net interest income$20,052,000531
Provision for loan and lease losses$1,200,000571
Total noninterest income$5,050,000684
Gross Fiduciary activities income$816,000360
Service charges on deposit accounts$962,000711
Trading account gains and fees$0157
Additional Noninterest Income$3,272,000676
Total noninterest expense$12,818,000797
Salaries and employee benefits$6,954,000782
Premises and equipment expense$1,354,000894
Additional noninterest expense$4,510,000755
Pre-tax net operating income$11,084,000404
Securities gains (losses)$9,0002,315
Applicable income taxes$3,233,000400
Income before extraordinary items$7,860,000426
Extraordinary gains, net$022
Net income$7,860,000427
Minority interest net income$082
Net income of bank and minority interests.$7,860,000428
Net charge-offs$258,0001,838
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$7,853,610418
2013-03-31 (YTD Data)Rank
Total interest income$10,974,000576
Total interest expense$959,000977
Net interest income$10,015,000538
Provision for loan and lease losses$600,000594
Total noninterest income$2,551,000675
Gross Fiduciary activities income$414,000357
Service charges on deposit accounts$451,000763
Trading account gains and fees$0148
Additional Noninterest Income$1,686,000675
Total noninterest expense$6,510,000790
Salaries and employee benefits$3,502,000781
Premises and equipment expense$719,000871
Additional noninterest expense$2,289,000746
Pre-tax net operating income$5,456,000404
Securities gains (losses)$9,0001,515
Applicable income taxes$1,622,000399
Income before extraordinary items$3,843,000442
Extraordinary gains, net$010
Net income$3,843,000442
Minority interest net income$076
Net income of bank and minority interests.$3,843,000443
Net charge-offs$17,0003,178
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,836,700426
2012-12-31 (YTD Data)Rank
Total interest income$45,876,000574
Total interest expense$4,610,000987
Net interest income$41,266,000536
Provision for loan and lease losses$5,300,000481
Total noninterest income$9,683,000703
Gross Fiduciary activities income$1,617,000350
Service charges on deposit accounts$1,894,000752
Trading account gains and fees$0166
Additional Noninterest Income$6,172,000703
Total noninterest expense$27,613,000732
Salaries and employee benefits$13,941,000753
Premises and equipment expense$2,625,000916
Additional noninterest expense$11,047,000643
Pre-tax net operating income$18,036,000460
Securities gains (losses)$38,0002,882
Applicable income taxes$5,192,000424
Income before extraordinary items$12,882,000519
Extraordinary gains, net$029
Net income$12,882,000517
Minority interest net income$093
Net income of bank and minority interests.$12,882,000519
Net charge-offs$9,145,000346
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$12,855,020505
2012-09-30 (YTD Data)Rank
Total interest income$34,809,000570
Total interest expense$3,620,000973
Net interest income$31,189,000537
Provision for loan and lease losses$4,100,000479
Total noninterest income$7,226,000701
Gross Fiduciary activities income$1,212,000349
Service charges on deposit accounts$1,416,000762
Trading account gains and fees$0157
Additional Noninterest Income$4,598,000684
Total noninterest expense$20,515,000731
Salaries and employee benefits$10,453,000749
Premises and equipment expense$1,991,000912
Additional noninterest expense$8,071,000655
Pre-tax net operating income$13,800,000457
Securities gains (losses)$38,0002,590
Applicable income taxes$3,985,000433
Income before extraordinary items$9,853,000513
Extraordinary gains, net$020
Net income$9,853,000510
Minority interest net income$086
Net income of bank and minority interests.$9,853,000513
Net charge-offs$8,433,000305
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$9,826,020496
2012-06-30 (YTD Data)Rank
Total interest income$23,526,000573
Total interest expense$2,548,000965
Net interest income$20,978,000534
Provision for loan and lease losses$2,900,000473
Total noninterest income$4,564,000730
Gross Fiduciary activities income$810,000353
Service charges on deposit accounts$921,000769
Trading account gains and fees$0153
Additional Noninterest Income$2,833,000718
Total noninterest expense$13,630,000734
Salaries and employee benefits$7,008,000739
Premises and equipment expense$1,311,000925
Additional noninterest expense$5,311,000661
Pre-tax net operating income$9,012,000452
Securities gains (losses)$38,0002,209
Applicable income taxes$2,596,000442
Income before extraordinary items$6,454,000508
Extraordinary gains, net$019
Net income$6,454,000507
Minority interest net income$084
Net income of bank and minority interests.$6,454,000508
Net charge-offs$6,352,000277
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,427,020491
2012-03-31 (YTD Data)Rank
Total interest income$12,013,000558
Total interest expense$1,367,000927
Net interest income$10,646,000523
Provision for loan and lease losses$1,300,000500
Total noninterest income$2,239,000731
Gross Fiduciary activities income$405,000345
Service charges on deposit accounts$460,000763
Trading account gains and fees$0148
Additional Noninterest Income$1,374,000714
Total noninterest expense$6,822,000732
Salaries and employee benefits$3,526,000740
Premises and equipment expense$661,000920
Additional noninterest expense$2,635,000653
Pre-tax net operating income$4,763,000426
Securities gains (losses)$36,0001,371
Applicable income taxes$1,401,000401
Income before extraordinary items$3,398,000477
Extraordinary gains, net$019
Net income$3,398,000478
Minority interest net income$078
Net income of bank and minority interests.$3,398,000478
Net charge-offs$963,000688
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,372,440464
2011-12-31 (YTD Data)Rank
Total interest income$50,924,000539
Total interest expense$7,295,000811
Net interest income$43,629,000507
Provision for loan and lease losses$3,900,000968
Total noninterest income$7,989,000732
Gross Fiduciary activities income$1,498,000325
Service charges on deposit accounts$1,921,000758
Trading account gains and fees$0146
Additional Noninterest Income$4,570,000756
Total noninterest expense$27,672,000715
Salaries and employee benefits$13,793,000711
Premises and equipment expense$2,705,000929
Additional noninterest expense$11,174,000651
Pre-tax net operating income$20,046,000369
Securities gains (losses)$03,838
Applicable income taxes$6,174,000360
Income before extraordinary items$13,872,000399
Extraordinary gains, net$029
Net income$13,872,000400
Minority interest net income$096
Net income of bank and minority interests.$13,872,000400
Net charge-offs$1,432,0001,945
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$13,872,000388
2011-09-30 (YTD Data)Rank
Total interest income$38,283,000543
Total interest expense$5,784,000804
Net interest income$32,499,000511
Provision for loan and lease losses$2,550,0001,049
Total noninterest income$5,925,000736
Gross Fiduciary activities income$1,125,000323
Service charges on deposit accounts$1,452,000757
Trading account gains and fees$0145
Additional Noninterest Income$3,348,000766
Total noninterest expense$19,824,000744
Salaries and employee benefits$10,387,000712
Premises and equipment expense$2,004,000948
Additional noninterest expense$7,433,000715
Pre-tax net operating income$16,050,000357
Securities gains (losses)$03,555
Applicable income taxes$5,059,000337
Income before extraordinary items$10,991,000387
Extraordinary gains, net$021
Net income$10,991,000387
Minority interest net income$087
Net income of bank and minority interests.$10,991,000387
Net charge-offs$853,0002,069
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$10,991,000381
2011-06-30 (YTD Data)Rank
Total interest income$25,547,000549
Total interest expense$4,071,000783
Net interest income$21,476,000517
Provision for loan and lease losses$1,200,0001,329
Total noninterest income$3,863,000756
Gross Fiduciary activities income$759,000323
Service charges on deposit accounts$941,000773
Trading account gains and fees$0153
Additional Noninterest Income$2,163,000788
Total noninterest expense$13,269,000750
Salaries and employee benefits$6,942,000719
Premises and equipment expense$1,357,000945
Additional noninterest expense$4,970,000723
Pre-tax net operating income$10,870,000343
Securities gains (losses)$02,914
Applicable income taxes$3,460,000325
Income before extraordinary items$7,410,000377
Extraordinary gains, net$015
Net income$7,410,000377
Minority interest net income$089
Net income of bank and minority interests.$7,410,000376
Net charge-offs$507,0002,127
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,410,000370
2011-03-31 (YTD Data)Rank
Total interest income$12,765,000553
Total interest expense$2,110,000789
Net interest income$10,655,000515
Provision for loan and lease losses$600,0001,247
Total noninterest income$1,984,000738
Gross Fiduciary activities income$378,000323
Service charges on deposit accounts$457,000785
Trading account gains and fees$0158
Additional Noninterest Income$1,149,000744
Total noninterest expense$6,640,000755
Salaries and employee benefits$3,475,000722
Premises and equipment expense$719,000919
Additional noninterest expense$2,446,000735
Pre-tax net operating income$5,399,000339
Securities gains (losses)$01,772
Applicable income taxes$1,723,000314
Income before extraordinary items$3,676,000379
Extraordinary gains, net$09
Net income$3,676,000378
Minority interest net income$086
Net income of bank and minority interests.$3,676,000378
Net charge-offs$224,0002,017
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,676,000367
2010-12-31 (YTD Data)Rank
Total interest income$53,466,000551
Total interest expense$10,319,000783
Net interest income$43,147,000498
Provision for loan and lease losses$5,335,0001,089
Total noninterest income$10,365,000622
Gross Fiduciary activities income$1,374,000332
Service charges on deposit accounts$2,187,000686
Trading account gains and fees$0175
Additional Noninterest Income$6,804,000594
Total noninterest expense$27,749,000720
Salaries and employee benefits$13,692,000708
Premises and equipment expense$2,694,000953
Additional noninterest expense$11,363,000675
Pre-tax net operating income$20,428,000292
Securities gains (losses)$03,793
Applicable income taxes$6,644,000294
Income before extraordinary items$13,784,000339
Extraordinary gains, net$029
Net income$13,784,000339
Minority interest net income$0111
Net income of bank and minority interests.$13,784,000340
Net charge-offs$5,159,000990
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$13,784,000324
2010-09-30 (YTD Data)Rank
Total interest income$40,261,000548
Total interest expense$8,033,000783
Net interest income$32,228,000493
Provision for loan and lease losses$2,700,0001,356
Total noninterest income$7,538,000613
Gross Fiduciary activities income$1,064,000326
Service charges on deposit accounts$1,668,000683
Trading account gains and fees$0165
Additional Noninterest Income$4,806,000586
Total noninterest expense$20,730,000713
Salaries and employee benefits$10,281,000700
Premises and equipment expense$2,010,000958
Additional noninterest expense$8,439,000647
Pre-tax net operating income$16,336,000281
Securities gains (losses)$03,651
Applicable income taxes$5,309,000267
Income before extraordinary items$11,027,000320
Extraordinary gains, net$023
Net income$11,027,000321
Minority interest net income$0110
Net income of bank and minority interests.$11,027,000321
Net charge-offs$2,278,0001,384
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$11,027,000309
2010-06-30 (YTD Data)Rank
Total interest income$26,844,000558
Total interest expense$5,530,000785
Net interest income$21,314,000498
Provision for loan and lease losses$1,500,0001,516
Total noninterest income$4,199,000694
Gross Fiduciary activities income$709,000329
Service charges on deposit accounts$1,117,000688
Trading account gains and fees$0152
Additional Noninterest Income$2,373,000697
Total noninterest expense$13,556,000724
Salaries and employee benefits$6,790,000703
Premises and equipment expense$1,364,000964
Additional noninterest expense$5,402,000675
Pre-tax net operating income$10,457,000282
Securities gains (losses)$03,184
Applicable income taxes$3,378,000264
Income before extraordinary items$7,079,000316
Extraordinary gains, net$019
Net income$7,079,000315
Minority interest net income$0105
Net income of bank and minority interests.$7,079,000316
Net charge-offs$1,742,0001,249
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,079,000309
2010-03-31 (YTD Data)Rank
Total interest income$13,722,000567
Total interest expense$2,851,000811
Net interest income$10,871,000503
Provision for loan and lease losses$900,0001,245
Total noninterest income$1,956,000731
Gross Fiduciary activities income$349,000332
Service charges on deposit accounts$544,000708
Trading account gains and fees$0175
Additional Noninterest Income$1,063,000757
Total noninterest expense$6,890,000727
Salaries and employee benefits$3,383,000719
Premises and equipment expense$677,0001,002
Additional noninterest expense$2,830,000650
Pre-tax net operating income$5,037,000272
Securities gains (losses)$02,284
Applicable income taxes$1,603,000270
Income before extraordinary items$3,434,000311
Extraordinary gains, net$016
Net income$3,434,000313
Minority interest net income$091
Net income of bank and minority interests.$3,434,000313
Net charge-offs$65,0003,502
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$3,434,000304
2009-12-31 (YTD Data)Rank
Total interest income$56,848,000571
Total interest expense$13,655,000861
Net interest income$43,193,000499
Provision for loan and lease losses$4,925,0001,446
Total noninterest income$8,338,000743
Gross Fiduciary activities income$1,317,000329
Service charges on deposit accounts$2,179,000782
Trading account gains and fees$0211
Additional Noninterest Income$4,842,000736
Total noninterest expense$27,500,000765
Salaries and employee benefits$13,867,000692
Premises and equipment expense$2,785,000975
Additional noninterest expense$10,848,000739
Pre-tax net operating income$19,106,000227
Securities gains (losses)$03,754
Applicable income taxes$5,975,000238
Income before extraordinary items$13,131,000249
Extraordinary gains, net$034
Net income$13,131,000251
Minority interest net income$0115
Net income of bank and minority interests.$13,131,000250
Net charge-offs$3,947,0001,354
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$13,131,000253
2009-09-30 (YTD Data)Rank
Total interest income$42,415,000590
Total interest expense$10,543,000881
Net interest income$31,872,000513
Provision for loan and lease losses$575,0003,589
Total noninterest income$5,910,000765
Gross Fiduciary activities income$973,000330
Service charges on deposit accounts$1,589,000809
Trading account gains and fees$0212
Additional Noninterest Income$3,348,000797
Total noninterest expense$20,766,000756
Salaries and employee benefits$10,440,000700
Premises and equipment expense$2,169,000946
Additional noninterest expense$8,157,000701
Pre-tax net operating income$16,441,000214
Securities gains (losses)$03,497
Applicable income taxes$5,305,000217
Income before extraordinary items$11,136,000232
Extraordinary gains, net$027
Net income$11,136,000232
Minority interest net income$0118
Net income of bank and minority interests.$11,136,000232
Net charge-offs$412,0003,305
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,136,000229
2009-06-30 (YTD Data)Rank
Total interest income$28,267,000611
Total interest expense$7,267,000901
Net interest income$21,000,000519
Provision for loan and lease losses$425,0003,178
Total noninterest income$3,911,000787
Gross Fiduciary activities income$655,000330
Service charges on deposit accounts$989,000853
Trading account gains and fees$0193
Additional Noninterest Income$2,267,000795
Total noninterest expense$13,771,000769
Salaries and employee benefits$6,961,000717
Premises and equipment expense$1,503,000935
Additional noninterest expense$5,307,000728
Pre-tax net operating income$10,715,000217
Securities gains (losses)$03,136
Applicable income taxes$3,442,000229
Income before extraordinary items$7,273,000247
Extraordinary gains, net$021
Net income$7,273,000246
Minority interest net income$0112
Net income of bank and minority interests.$7,273,000246
Net charge-offs$415,0002,557
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$7,273,000237
2009-03-31 (YTD Data)Rank
Total interest income$14,114,000616
Total interest expense$3,818,000890
Net interest income$10,296,000524
Provision for loan and lease losses$150,0003,210
Total noninterest income$1,667,000851
Gross Fiduciary activities income$329,000318
Service charges on deposit accounts$448,000912
Trading account gains and fees$0171
Additional Noninterest Income$890,000923
Total noninterest expense$7,064,000709
Salaries and employee benefits$3,519,000713
Premises and equipment expense$812,000878
Additional noninterest expense$2,733,000628
Pre-tax net operating income$4,749,000263
Securities gains (losses)$02,434
Applicable income taxes$1,465,000262
Income before extraordinary items$3,284,000300
Extraordinary gains, net$015
Net income$3,284,000300
Minority interest net income$0102
Net income of bank and minority interests.$3,284,000301
Net charge-offs$25,0004,167
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,284,000280
2008-12-31 (YTD Data)Rank
Total interest income$63,126,000589
Total interest expense$19,706,000793
Net interest income$43,420,000500
Provision for loan and lease losses$2,543,0001,546
Total noninterest income$6,624,000840
Gross Fiduciary activities income$1,387,000336
Service charges on deposit accounts$1,712,0001,040
Trading account gains and fees$0154
Additional Noninterest Income$3,525,000857
Total noninterest expense$25,845,000772
Salaries and employee benefits$13,769,000720
Premises and equipment expense$3,168,000869
Additional noninterest expense$8,908,000746
Pre-tax net operating income$21,656,000264
Securities gains (losses)$11,0002,474
Applicable income taxes$6,815,000253
Income before extraordinary items$14,852,000273
Extraordinary gains, net$039
Net income$14,852,000273
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$667,0002,421
Cash dividends$4,000,000688
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$14,844,410283
2008-09-30 (YTD Data)Rank
Total interest income$47,860,000607
Total interest expense$15,373,000799
Net interest income$32,487,000518
Provision for loan and lease losses$868,0001,994
Total noninterest income$4,953,000879
Gross Fiduciary activities income$1,045,000339
Service charges on deposit accounts$1,275,0001,065
Trading account gains and fees$0148
Additional Noninterest Income$2,633,000900
Total noninterest expense$18,898,000773
Salaries and employee benefits$10,332,000732
Premises and equipment expense$2,421,000855
Additional noninterest expense$6,145,000764
Pre-tax net operating income$17,674,000306
Securities gains (losses)$03,106
Applicable income taxes$5,751,000280
Income before extraordinary items$11,923,000315
Extraordinary gains, net$031
Net income$11,923,000314
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$316,0002,497
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$11,923,000330
2008-06-30 (YTD Data)Rank
Total interest income$32,444,000607
Total interest expense$10,755,000791
Net interest income$21,689,000516
Provision for loan and lease losses$443,0002,033
Total noninterest income$3,288,000895
Gross Fiduciary activities income$698,000345
Service charges on deposit accounts$832,0001,059
Trading account gains and fees$0149
Additional Noninterest Income$1,758,000927
Total noninterest expense$12,573,000778
Salaries and employee benefits$6,836,000743
Premises and equipment expense$1,682,000823
Additional noninterest expense$4,055,000743
Pre-tax net operating income$11,961,000314
Securities gains (losses)$03,233
Applicable income taxes$3,965,000310
Income before extraordinary items$7,996,000345
Extraordinary gains, net$021
Net income$7,996,000344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,628
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$7,996,000341
2008-03-31 (YTD Data)Rank
Total interest income$16,833,000602
Total interest expense$5,969,000772
Net interest income$10,864,000507
Provision for loan and lease losses$100,0002,696
Total noninterest income$1,664,000883
Gross Fiduciary activities income$349,000345
Service charges on deposit accounts$416,0001,041
Trading account gains and fees$0158
Additional Noninterest Income$899,000924
Total noninterest expense$6,339,000762
Salaries and employee benefits$3,462,000738
Premises and equipment expense$895,000783
Additional noninterest expense$1,982,000728
Pre-tax net operating income$6,089,000341
Securities gains (losses)$02,688
Applicable income taxes$2,026,000339
Income before extraordinary items$4,063,000377
Extraordinary gains, net$015
Net income$4,063,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,218
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,063,000364
2007-12-31 (YTD Data)Rank
Total interest income$72,295,000580
Total interest expense$29,050,000674
Net interest income$43,245,000527
Provision for loan and lease losses$910,0001,526
Total noninterest income$7,297,000798
Gross Fiduciary activities income$1,338,000353
Service charges on deposit accounts$1,632,0001,087
Trading account gains and fees$0178
Additional Noninterest Income$4,327,000779
Total noninterest expense$26,031,000720
Salaries and employee benefits$13,264,000734
Premises and equipment expense$3,386,000786
Additional noninterest expense$9,381,000617
Pre-tax net operating income$23,601,000409
Securities gains (losses)$1,0001,983
Applicable income taxes$8,019,000385
Income before extraordinary items$15,583,000436
Extraordinary gains, net$039
Net income$15,583,000433
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$705,0001,325
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$15,582,340431
2007-09-30 (YTD Data)Rank
Total interest income$54,377,000579
Total interest expense$22,399,000659
Net interest income$31,978,000530
Provision for loan and lease losses$580,0001,382
Total noninterest income$5,128,000849
Gross Fiduciary activities income$1,002,000350
Service charges on deposit accounts$1,210,0001,093
Trading account gains and fees$0184
Additional Noninterest Income$2,916,000841
Total noninterest expense$18,829,000735
Salaries and employee benefits$9,879,000739
Premises and equipment expense$2,541,000784
Additional noninterest expense$6,409,000651
Pre-tax net operating income$17,697,000441
Securities gains (losses)$1,0001,492
Applicable income taxes$6,009,000415
Income before extraordinary items$11,689,000478
Extraordinary gains, net$033
Net income$11,689,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,620
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$11,688,340466
2007-06-30 (YTD Data)Rank
Total interest income$35,804,000599
Total interest expense$15,033,000662
Net interest income$20,771,000563
Provision for loan and lease losses$60,0003,990
Total noninterest income$3,433,000869
Gross Fiduciary activities income$664,000354
Service charges on deposit accounts$778,0001,132
Trading account gains and fees$0168
Additional Noninterest Income$1,991,000857
Total noninterest expense$12,570,000752
Salaries and employee benefits$6,554,000766
Premises and equipment expense$1,663,000815
Additional noninterest expense$4,353,000648
Pre-tax net operating income$11,574,000473
Securities gains (losses)$-1,0007,616
Applicable income taxes$3,929,000455
Income before extraordinary items$7,644,000516
Extraordinary gains, net$029
Net income$7,644,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0003,525
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$7,644,660504
2007-03-31 (YTD Data)Rank
Total interest income$18,030,000586
Total interest expense$7,642,000650
Net interest income$10,388,000560
Provision for loan and lease losses$30,0003,737
Total noninterest income$1,700,000858
Gross Fiduciary activities income$322,000362
Service charges on deposit accounts$362,0001,193
Trading account gains and fees$0195
Additional Noninterest Income$1,016,000825
Total noninterest expense$6,349,000735
Salaries and employee benefits$3,313,000757
Premises and equipment expense$825,000818
Additional noninterest expense$2,211,000626
Pre-tax net operating income$5,709,000484
Securities gains (losses)$1,0001,055
Applicable income taxes$1,928,000456
Income before extraordinary items$3,782,000514
Extraordinary gains, net$022
Net income$3,782,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-45,0008,361
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$3,781,340503
2006-12-31 (YTD Data)Rank
Total interest income$69,005,000584
Total interest expense$26,592,000646
Net interest income$42,413,000545
Provision for loan and lease losses$345,0002,546
Total noninterest income$6,521,000878
Gross Fiduciary activities income$1,468,000327
Service charges on deposit accounts$1,559,0001,134
Trading account gains and fees$0130
Additional Noninterest Income$3,494,000899
Total noninterest expense$24,176,000724
Salaries and employee benefits$12,408,000761
Premises and equipment expense$3,014,000834
Additional noninterest expense$8,754,000624
Pre-tax net operating income$24,413,000468
Securities gains (losses)$01,687
Applicable income taxes$8,422,000438
Income before extraordinary items$15,991,000500
Extraordinary gains, net$051
Net income$15,991,000499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,519
Cash dividends$4,001,000860
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,991,000492
2006-09-30 (YTD Data)Rank
Total interest income$51,131,000598
Total interest expense$19,386,000652
Net interest income$31,745,000557
Provision for loan and lease losses$270,0002,327
Total noninterest income$4,808,000909
Gross Fiduciary activities income$1,084,000331
Service charges on deposit accounts$1,179,0001,135
Trading account gains and fees$0126
Additional Noninterest Income$2,545,000931
Total noninterest expense$17,796,000751
Salaries and employee benefits$9,461,000768
Premises and equipment expense$2,302,000831
Additional noninterest expense$6,033,000691
Pre-tax net operating income$18,487,000481
Securities gains (losses)$01,388
Applicable income taxes$6,407,000464
Income before extraordinary items$12,080,000523
Extraordinary gains, net$045
Net income$12,080,000523
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,885
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$12,080,000507
2006-06-30 (YTD Data)Rank
Total interest income$33,588,000598
Total interest expense$12,441,000641
Net interest income$21,147,000561
Provision for loan and lease losses$195,0002,161
Total noninterest income$3,181,000897
Gross Fiduciary activities income$714,000335
Service charges on deposit accounts$757,0001,172
Trading account gains and fees$0126
Additional Noninterest Income$1,710,000939
Total noninterest expense$11,780,000761
Salaries and employee benefits$6,220,000779
Premises and equipment expense$1,557,000825
Additional noninterest expense$4,003,000694
Pre-tax net operating income$12,353,000487
Securities gains (losses)$01,185
Applicable income taxes$4,286,000464
Income before extraordinary items$8,067,000511
Extraordinary gains, net$039
Net income$8,067,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,677
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$8,067,000501
2006-03-31 (YTD Data)Rank
Total interest income$16,472,000589
Total interest expense$5,999,000625
Net interest income$10,473,000555
Provision for loan and lease losses$75,0002,394
Total noninterest income$1,561,000902
Gross Fiduciary activities income$352,000338
Service charges on deposit accounts$353,0001,224
Trading account gains and fees$0115
Additional Noninterest Income$856,000918
Total noninterest expense$5,866,000764
Salaries and employee benefits$3,141,000768
Premises and equipment expense$757,000841
Additional noninterest expense$1,968,000702
Pre-tax net operating income$6,093,000486
Securities gains (losses)$0955
Applicable income taxes$2,118,000460
Income before extraordinary items$3,975,000520
Extraordinary gains, net$021
Net income$3,975,000519
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-33,0008,357
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,975,000511
2005-12-31 (YTD Data)Rank
Total interest income$55,560,000603
Total interest expense$15,924,000712
Net interest income$39,636,000561
Provision for loan and lease losses$725,0001,375
Total noninterest income$5,983,000943
Gross Fiduciary activities income$1,505,000322
Service charges on deposit accounts$1,318,0001,341
Trading account gains and fees$0138
Additional Noninterest Income$3,160,000978
Total noninterest expense$22,945,000747
Salaries and employee benefits$11,148,000816
Premises and equipment expense$2,644,000905
Additional noninterest expense$9,153,000607
Pre-tax net operating income$21,949,000502
Securities gains (losses)$205,000498
Applicable income taxes$7,024,000498
Income before extraordinary items$15,130,000515
Extraordinary gains, net$046
Net income$15,130,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$240,0002,039
Cash dividends$4,000,000801
Sale, conversion, retirement of capital stock, net$0934
Net operating income$14,990,600505
2005-09-30 (YTD Data)Rank
Total interest income$39,653,000616
Total interest expense$10,612,000755
Net interest income$29,041,000563
Provision for loan and lease losses$275,0002,345
Total noninterest income$4,437,000956
Gross Fiduciary activities income$1,132,000316
Service charges on deposit accounts$957,0001,365
Trading account gains and fees$0126
Additional Noninterest Income$2,348,000988
Total noninterest expense$16,085,000788
Salaries and employee benefits$8,233,000818
Premises and equipment expense$1,904,000934
Additional noninterest expense$5,948,000675
Pre-tax net operating income$17,118,000482
Securities gains (losses)$195,000481
Applicable income taxes$6,028,000457
Income before extraordinary items$11,285,000513
Extraordinary gains, net$035
Net income$11,285,000512
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,917
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,158,250505
2005-06-30 (YTD Data)Rank
Total interest income$24,936,000626
Total interest expense$6,199,000804
Net interest income$18,737,000570
Provision for loan and lease losses$75,0003,815
Total noninterest income$2,873,000960
Gross Fiduciary activities income$731,000325
Service charges on deposit accounts$617,0001,377
Trading account gains and fees$0116
Additional Noninterest Income$1,525,000998
Total noninterest expense$10,176,000820
Salaries and employee benefits$5,248,000851
Premises and equipment expense$1,270,000921
Additional noninterest expense$3,658,000717
Pre-tax net operating income$11,359,000480
Securities gains (losses)$46,000810
Applicable income taxes$3,983,000462
Income before extraordinary items$7,422,000511
Extraordinary gains, net$030
Net income$7,422,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,392,100499
2005-03-31 (YTD Data)Rank
Total interest income$11,557,000651
Total interest expense$2,632,000897
Net interest income$8,925,000591
Provision for loan and lease losses$06,226
Total noninterest income$1,379,000975
Gross Fiduciary activities income$326,000336
Service charges on deposit accounts$300,0001,373
Trading account gains and fees$0115
Additional Noninterest Income$753,000992
Total noninterest expense$4,877,000851
Salaries and employee benefits$2,580,000862
Premises and equipment expense$630,000941
Additional noninterest expense$1,667,000763
Pre-tax net operating income$5,427,000492
Securities gains (losses)$38,000620
Applicable income taxes$1,896,000479
Income before extraordinary items$3,569,000528
Extraordinary gains, net$024
Net income$3,569,000528
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,610
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,544,300515
2004-12-31 (YTD Data)Rank
Total interest income$41,136,000676
Total interest expense$8,776,000927
Net interest income$32,360,000615
Provision for loan and lease losses$07,314
Total noninterest income$5,970,000915
Gross Fiduciary activities income$1,278,000328
Service charges on deposit accounts$1,321,0001,342
Trading account gains and fees$0138
Additional Noninterest Income$3,371,000905
Total noninterest expense$18,591,000874
Salaries and employee benefits$9,958,000863
Premises and equipment expense$2,156,0001,075
Additional noninterest expense$6,477,000781
Pre-tax net operating income$19,739,000496
Securities gains (losses)$11,0002,784
Applicable income taxes$5,662,000552
Income before extraordinary items$14,088,000506
Extraordinary gains, net$034
Net income$14,088,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$194,0002,620
Cash dividends$4,000,000755
Sale, conversion, retirement of capital stock, net$0872
Net operating income$14,080,190492
2004-09-30 (YTD Data)Rank
Total interest income$30,016,000693
Total interest expense$6,411,000930
Net interest income$23,605,000626
Provision for loan and lease losses$07,100
Total noninterest income$4,572,000917
Gross Fiduciary activities income$996,000331
Service charges on deposit accounts$1,014,0001,320
Trading account gains and fees$0134
Additional Noninterest Income$2,562,000900
Total noninterest expense$13,722,000892
Salaries and employee benefits$7,554,000851
Premises and equipment expense$1,619,0001,078
Additional noninterest expense$4,549,000823
Pre-tax net operating income$14,455,000506
Securities gains (losses)$-8,0008,459
Applicable income taxes$4,071,000576
Income before extraordinary items$10,376,000512
Extraordinary gains, net$026
Net income$10,376,000513
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$90,0002,961
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,381,760489
2004-06-30 (YTD Data)Rank
Total interest income$19,630,000696
Total interest expense$4,290,000917
Net interest income$15,340,000634
Provision for loan and lease losses$06,885
Total noninterest income$3,065,000905
Gross Fiduciary activities income$665,000331
Service charges on deposit accounts$689,0001,287
Trading account gains and fees$0130
Additional Noninterest Income$1,711,000896
Total noninterest expense$9,084,000894
Salaries and employee benefits$5,028,000849
Premises and equipment expense$1,096,0001,054
Additional noninterest expense$2,960,000836
Pre-tax net operating income$9,321,000515
Securities gains (losses)$11,0002,367
Applicable income taxes$2,607,000589
Income before extraordinary items$6,725,000525
Extraordinary gains, net$021
Net income$6,725,000524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0002,702
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,717,080504
2004-03-31 (YTD Data)Rank
Total interest income$9,858,000700
Total interest expense$2,236,000891
Net interest income$7,622,000644
Provision for loan and lease losses$06,501
Total noninterest income$1,493,000916
Gross Fiduciary activities income$326,000331
Service charges on deposit accounts$348,0001,230
Trading account gains and fees$0121
Additional Noninterest Income$819,000910
Total noninterest expense$4,610,000891
Salaries and employee benefits$2,535,000866
Premises and equipment expense$565,0001,044
Additional noninterest expense$1,510,000815
Pre-tax net operating income$4,505,000526
Securities gains (losses)$02,934
Applicable income taxes$1,248,000618
Income before extraordinary items$3,257,000550
Extraordinary gains, net$016
Net income$3,257,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0001,540
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,257,000515
2003-12-31 (YTD Data)Rank
Total interest income$40,655,000689
Total interest expense$11,105,000799
Net interest income$29,550,000642
Provision for loan and lease losses$07,651
Total noninterest income$7,179,000849
Gross Fiduciary activities income$1,214,000345
Service charges on deposit accounts$1,334,0001,302
Trading account gains and fees$0160
Additional Noninterest Income$4,631,000805
Total noninterest expense$18,004,000895
Salaries and employee benefits$9,473,000896
Premises and equipment expense$2,142,0001,065
Additional noninterest expense$6,389,000805
Pre-tax net operating income$18,725,000506
Securities gains (losses)$86,0002,025
Applicable income taxes$5,277,000596
Income before extraordinary items$13,534,000525
Extraordinary gains, net$054
Net income$13,534,000526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0003,940
Cash dividends$4,000,000778
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,472,080494
2003-09-30 (YTD Data)Rank
Total interest income$30,662,000703
Total interest expense$8,661,000799
Net interest income$22,001,000658
Provision for loan and lease losses$07,481
Total noninterest income$5,673,000842
Gross Fiduciary activities income$911,000353
Service charges on deposit accounts$988,0001,321
Trading account gains and fees$0153
Additional Noninterest Income$3,774,000787
Total noninterest expense$13,355,000924
Salaries and employee benefits$7,083,000914
Premises and equipment expense$1,587,0001,087
Additional noninterest expense$4,685,000831
Pre-tax net operating income$14,319,000506
Securities gains (losses)$86,0001,875
Applicable income taxes$4,059,000603
Income before extraordinary items$10,346,000532
Extraordinary gains, net$040
Net income$10,346,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0003,923
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$10,284,080502
2003-06-30 (YTD Data)Rank
Total interest income$20,590,000701
Total interest expense$5,983,000804
Net interest income$14,607,000659
Provision for loan and lease losses$07,324
Total noninterest income$3,706,000838
Gross Fiduciary activities income$621,000354
Service charges on deposit accounts$654,0001,309
Trading account gains and fees$0150
Additional Noninterest Income$2,431,000801
Total noninterest expense$8,744,000935
Salaries and employee benefits$4,586,000941
Premises and equipment expense$1,083,0001,065
Additional noninterest expense$3,075,000852
Pre-tax net operating income$9,569,000501
Securities gains (losses)$7,0003,077
Applicable income taxes$2,695,000601
Income before extraordinary items$6,881,000529
Extraordinary gains, net$030
Net income$6,881,000529
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,597
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,875,960492
2003-03-31 (YTD Data)Rank
Total interest income$10,213,000715
Total interest expense$2,966,000835
Net interest income$7,247,000663
Provision for loan and lease losses$06,934
Total noninterest income$1,803,000840
Gross Fiduciary activities income$313,000362
Service charges on deposit accounts$305,0001,363
Trading account gains and fees$0134
Additional Noninterest Income$1,185,000794
Total noninterest expense$4,272,000955
Salaries and employee benefits$2,199,000980
Premises and equipment expense$527,0001,098
Additional noninterest expense$1,546,000821
Pre-tax net operating income$4,778,000508
Securities gains (losses)$-1,0008,995
Applicable income taxes$1,340,000614
Income before extraordinary items$3,437,000521
Extraordinary gains, net$021
Net income$3,437,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,858
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$3,437,720488
2002-12-31 (YTD Data)Rank
Total interest income$43,092,000705
Total interest expense$13,592,000831
Net interest income$29,500,000649
Provision for loan and lease losses$50,0006,677
Total noninterest income$5,764,000920
Gross Fiduciary activities income$1,196,000373
Service charges on deposit accounts$1,222,0001,336
Trading account gains and fees$0153
Additional Noninterest Income$3,346,000928
Total noninterest expense$16,005,000982
Salaries and employee benefits$8,452,000957
Premises and equipment expense$1,911,0001,159
Additional noninterest expense$5,642,000888
Pre-tax net operating income$19,209,000490
Securities gains (losses)$18,0003,224
Applicable income taxes$5,443,000552
Income before extraordinary items$13,784,000494
Extraordinary gains, net$070
Net income$13,784,000497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$187,0003,119
Cash dividends$4,000,000738
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,771,040472
2001-12-31 (YTD Data)Rank
Total interest income$52,924,000668
Total interest expense$23,350,000718
Net interest income$29,574,000616
Provision for loan and lease losses$1,732,000793
Total noninterest income$4,848,0001,021
Gross Fiduciary activities income$1,124,000395
Service charges on deposit accounts$1,076,0001,385
Trading account gains and fees$0177
Additional Noninterest Income$2,648,0001,029
Total noninterest expense$16,635,000896
Salaries and employee benefits$8,160,000918
Premises and equipment expense$2,369,000886
Additional noninterest expense$6,106,000820
Pre-tax net operating income$16,055,000516
Securities gains (losses)$61,0002,176
Applicable income taxes$4,045,000644
Income before extraordinary items$12,071,000501
Extraordinary gains, net$0105
Net income$12,071,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,704
Cash dividends$4,000,000733
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,025,250478
2000-12-31 (YTD Data)Rank
Total interest income$55,119,000665
Total interest expense$26,952,000681
Net interest income$28,167,000642
Provision for loan and lease losses$1,735,000678
Total noninterest income$4,355,0001,019
Gross Fiduciary activities income$1,081,000408
Service charges on deposit accounts$960,0001,417
Trading account gains and fees$0180
Additional Noninterest Income$2,314,0001,024
Total noninterest expense$15,298,000924
Salaries and employee benefits$7,783,000898
Premises and equipment expense$2,079,000962
Additional noninterest expense$5,436,000897
Pre-tax net operating income$15,489,000545
Securities gains (losses)$-12,0008,439
Applicable income taxes$4,408,000593
Income before extraordinary items$11,069,000531
Extraordinary gains, net$038
Net income$11,069,000532
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$275,0001,930
Cash dividends$4,000,000747
Sale, conversion, retirement of capital stock, net$0969
Net operating income$11,077,640530
1999-12-31 (YTD Data)Rank
Total interest income$44,301,000764
Total interest expense$20,036,000790
Net interest income$24,265,000739
Provision for loan and lease losses$1,080,000911
Total noninterest income$4,241,0001,047
Gross Fiduciary activities income$1,022,000464
Service charges on deposit accounts$950,0001,376
Trading account gains and fees$0173
Additional Noninterest Income$2,269,0001,047
Total noninterest expense$13,255,0001,056
Salaries and employee benefits$6,943,000993
Premises and equipment expense$1,694,0001,186
Additional noninterest expense$4,618,0001,016
Pre-tax net operating income$14,171,000625
Securities gains (losses)$03,155
Applicable income taxes$3,529,000773
Income before extraordinary items$10,642,000591
Extraordinary gains, net$035
Net income$10,642,000591
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,975
Cash dividends$3,000,000958
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$10,642,000578
1998-12-31 (YTD Data)Rank
Total interest income$40,248,000831
Total interest expense$18,888,000841
Net interest income$21,360,000800
Provision for loan and lease losses$690,0001,327
Total noninterest income$3,892,0001,110
Gross Fiduciary activities income$910,000486
Service charges on deposit accounts$728,0001,752
Trading account gains and fees$0224
Additional Noninterest Income$2,254,0001,076
Total noninterest expense$11,089,0001,193
Salaries and employee benefits$5,784,0001,129
Premises and equipment expense$1,366,0001,434
Additional noninterest expense$3,939,0001,132
Pre-tax net operating income$13,473,000610
Securities gains (losses)$197,000931
Applicable income taxes$4,663,000610
Income before extraordinary items$9,007,000644
Extraordinary gains, net$032
Net income$9,007,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0005,401
Cash dividends$3,000,000967
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,876,980617
1997-12-31 (YTD Data)Rank
Total interest income$38,784,000885
Total interest expense$18,526,000884
Net interest income$20,258,000879
Provision for loan and lease losses$927,0001,045
Total noninterest income$3,036,0001,282
Gross Fiduciary activities income$862,000513
Service charges on deposit accounts$720,0001,805
Trading account gains and fees$0239
Additional Noninterest Income$1,454,0001,350
Total noninterest expense$10,648,0001,247
Salaries and employee benefits$5,485,0001,203
Premises and equipment expense$1,307,0001,490
Additional noninterest expense$3,856,0001,146
Pre-tax net operating income$11,719,000714
Securities gains (losses)$6,0002,665
Applicable income taxes$3,708,000773
Income before extraordinary items$8,017,000711
Extraordinary gains, net$044
Net income$8,017,000711
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,171
Cash dividends$2,000,0001,293
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$8,012,920697
1996-12-31 (YTD Data)Rank
Total interest income$35,432,000995
Total interest expense$16,677,0001,002
Net interest income$18,755,000984
Provision for loan and lease losses$790,0001,215
Total noninterest income$2,537,0001,533
Gross Fiduciary activities income$757,000595
Service charges on deposit accounts$599,0002,265
Trading account gains and fees$0262
Additional Noninterest Income$1,181,0001,617
Total noninterest expense$9,838,0001,451
Salaries and employee benefits$4,850,0001,385
Premises and equipment expense$1,238,0001,646
Additional noninterest expense$3,750,0001,418
Pre-tax net operating income$10,664,000749
Securities gains (losses)$-59,00011,079
Applicable income taxes$3,309,000802
Income before extraordinary items$7,296,000748
Extraordinary gains, net$053
Net income$7,296,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-109,00011,236
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$7,336,710728
1995-12-31 (YTD Data)Rank
Total interest income$30,547,0001,145
Total interest expense$14,393,0001,161
Net interest income$16,154,0001,140
Provision for loan and lease losses$570,0001,424
Total noninterest income$2,064,0001,796
Gross Fiduciary activities income$699,000639
Service charges on deposit accounts$477,0002,840
Trading account gains and fees$0522
Additional Noninterest Income$888,0001,957
Total noninterest expense$8,760,0001,623
Salaries and employee benefits$3,998,0001,655
Premises and equipment expense$1,034,0001,965
Additional noninterest expense$3,728,0001,414
Pre-tax net operating income$8,888,000912
Securities gains (losses)$-48,00011,154
Applicable income taxes$2,700,000991
Income before extraordinary items$6,140,000895
Extraordinary gains, net$065
Net income$6,140,000894
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$180,0002,664
Cash dividends$7,000,000487
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,173,120879
1994-12-31 (YTD Data)Rank
Total interest income$23,903,0001,311
Total interest expense$9,955,0001,321
Net interest income$13,948,0001,293
Provision for loan and lease losses$243,0002,654
Total noninterest income$1,592,0002,187
Gross Fiduciary activities income$703,000629
Service charges on deposit accounts$450,0003,051
Trading account gains and fees$0475
Additional Noninterest Income$439,0003,216
Total noninterest expense$7,559,0001,905
Salaries and employee benefits$3,529,0001,891
Premises and equipment expense$708,0002,798
Additional noninterest expense$3,322,0001,658
Pre-tax net operating income$7,738,000993
Securities gains (losses)$-58,00011,156
Applicable income taxes$2,279,0001,075
Income before extraordinary items$5,401,000954
Extraordinary gains, net$0249
Net income$5,401,000950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,864
Cash dividends$3,650,000703
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,441,600955
1993-12-31 (YTD Data)Rank
Total interest income$20,778,0001,509
Total interest expense$9,066,0001,473
Net interest income$11,712,0001,540
Provision for loan and lease losses$330,0002,800
Total noninterest income$1,623,0002,290
Gross Fiduciary activities income$769,000624
Service charges on deposit accounts$481,0002,908
Trading account gains and fees$0532
Additional Noninterest Income$373,0003,930
Total noninterest expense$6,068,0002,364
Salaries and employee benefits$3,138,0002,110
Premises and equipment expense$650,0003,077
Additional noninterest expense$2,280,0002,437
Pre-tax net operating income$6,937,0001,023
Securities gains (losses)$134,0002,119
Applicable income taxes$2,170,0001,125
Income before extraordinary items$4,901,0001,057
Extraordinary gains, net$03,149
Net income$4,901,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0002,545
Cash dividends$2,000,0001,012
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$4,808,5401,008
1992-12-31 (YTD Data)Rank
Total interest income$21,229,0001,677
Total interest expense$10,181,0001,693
Net interest income$11,048,0001,671
Provision for loan and lease losses$110,0007,010
Total noninterest income$1,572,0002,308
Gross Fiduciary activities income$755,000628
Service charges on deposit accounts$443,0003,161
Trading account gains and fees$0504
Additional Noninterest Income$374,0003,857
Total noninterest expense$6,049,0002,404
Salaries and employee benefits$3,064,0002,141
Premises and equipment expense$603,0003,343
Additional noninterest expense$2,382,0002,415
Pre-tax net operating income$6,461,0001,002
Securities gains (losses)$15,0005,962
Applicable income taxes$1,975,0001,129
Income before extraordinary items$4,501,0001,052
Extraordinary gains, net$01,422
Net income$4,501,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-657,00013,920
Cash dividends$2,000,000832
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,490,500958

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.