Home > National Exchange Bank and Trust > Net charge- offs to loans

National Exchange Bank and Trust, Net charge- offs to loans

2025-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4946%270
Percentage Net Loans Charged-off: Total real estate loans0.6744%105
Percentage Net Loans Charged-off:Construction & development0.0000%138
Percentage Net Loans Charged-off: Commercial real estate1.2783%47
Percentage Net Loans Charged-off: Multi-family residential-0.0259%4,429
Percentage Net Loans Charged-off: 1-4 family residential0.0000%411
Percentage Net Loans Charged-off: Home equity loans0.0000%116
All other 1-4 family - Percent of loans charged-off, net0.0000%407
Percentage Net Loans Charged-off: Commercial and industrial-0.1207%4,184
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,993
Percentage Net Loans Charged-off: Credit card loans0.1208%387
Percentage Net Loans Charged-off: Other loans to individual-0.0178%3,974
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%57
2024-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5488%272
Percentage Net Loans Charged-off: Total real estate loans0.6838%97
Percentage Net Loans Charged-off:Construction & development0.4821%91
Percentage Net Loans Charged-off: Commercial real estate1.1556%60
Percentage Net Loans Charged-off: Multi-family residential-0.0216%4,453
Percentage Net Loans Charged-off: 1-4 family residential-0.0004%3,417
Percentage Net Loans Charged-off: Home equity loans0.0000%250
All other 1-4 family - Percent of loans charged-off, net-0.0005%3,522
Percentage Net Loans Charged-off: Commercial and industrial0.1930%1,173
Percentage Net Loans Charged-off: Loans to individuals0.0742%2,497
Percentage Net Loans Charged-off: Credit card loans0.1885%497
Percentage Net Loans Charged-off: Other loans to individual0.0589%2,511
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%78
2024-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7401%186
Percentage Net Loans Charged-off: Total real estate loans0.9266%70
Percentage Net Loans Charged-off:Construction & development0.6194%63
Percentage Net Loans Charged-off: Commercial real estate1.5848%39
Percentage Net Loans Charged-off: Multi-family residential-0.0232%4,481
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%3,437
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0007%3,550
Percentage Net Loans Charged-off: Commercial and industrial0.2059%910
Percentage Net Loans Charged-off: Loans to individuals0.0591%2,412
Percentage Net Loans Charged-off: Credit card loans0.2553%478
Percentage Net Loans Charged-off: Other loans to individual0.0334%2,460
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2024-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8371%158
Percentage Net Loans Charged-off: Total real estate loans1.0432%63
Percentage Net Loans Charged-off:Construction & development-0.0334%4,446
Percentage Net Loans Charged-off: Commercial real estate2.1442%23
Percentage Net Loans Charged-off: Multi-family residential-0.0246%4,503
Percentage Net Loans Charged-off: 1-4 family residential-0.0008%3,499
Percentage Net Loans Charged-off: Home equity loans0.0000%165
All other 1-4 family - Percent of loans charged-off, net-0.0010%3,628
Percentage Net Loans Charged-off: Commercial and industrial0.2574%716
Percentage Net Loans Charged-off: Loans to individuals0.0963%2,050
Percentage Net Loans Charged-off: Credit card loans0.3917%426
Percentage Net Loans Charged-off: Other loans to individual0.0585%2,142
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2024-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0406%4,287
Percentage Net Loans Charged-off: Total real estate loans-0.0407%4,402
Percentage Net Loans Charged-off:Construction & development-0.0663%4,465
Percentage Net Loans Charged-off: Commercial real estate-0.0470%4,460
Percentage Net Loans Charged-off: Multi-family residential-0.0213%4,530
Percentage Net Loans Charged-off: 1-4 family residential0.0000%376
Percentage Net Loans Charged-off: Home equity loans0.0000%111
All other 1-4 family - Percent of loans charged-off, net0.0000%342
Percentage Net Loans Charged-off: Commercial and industrial0.0036%942
Percentage Net Loans Charged-off: Loans to individuals0.0149%1,993
Percentage Net Loans Charged-off: Credit card loans0.7969%308
Percentage Net Loans Charged-off: Other loans to individual-0.0837%4,182
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%60
2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0440%4,342
Percentage Net Loans Charged-off: Total real estate loans-0.0597%4,439
Percentage Net Loans Charged-off:Construction & development-0.2383%4,493
Percentage Net Loans Charged-off: Commercial real estate0.0079%462
Percentage Net Loans Charged-off: Multi-family residential-0.0198%4,528
Percentage Net Loans Charged-off: 1-4 family residential-0.0317%4,279
Percentage Net Loans Charged-off: Home equity loans0.0000%246
All other 1-4 family - Percent of loans charged-off, net-0.0431%4,352
Percentage Net Loans Charged-off: Commercial and industrial0.1177%1,125
Percentage Net Loans Charged-off: Loans to individuals-0.0238%4,200
Percentage Net Loans Charged-off: Credit card loans0.1342%525
Percentage Net Loans Charged-off: Other loans to individual-0.0450%4,254
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0355%4,291
Percentage Net Loans Charged-off: Total real estate loans-0.0466%4,411
Percentage Net Loans Charged-off:Construction & development-0.2667%4,532
Percentage Net Loans Charged-off: Commercial real estate0.0494%273
Percentage Net Loans Charged-off: Multi-family residential-0.0195%4,565
Percentage Net Loans Charged-off: 1-4 family residential-0.0444%4,372
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0612%4,441
Percentage Net Loans Charged-off: Commercial and industrial0.1113%899
Percentage Net Loans Charged-off: Loans to individuals-0.0755%4,286
Percentage Net Loans Charged-off: Credit card loans0.1344%448
Percentage Net Loans Charged-off: Other loans to individual-0.1042%4,332
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%2,455
Percentage Net Loans Charged-off: Total real estate loans0.0000%735
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estate0.0000%312
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residential0.0000%531
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrial244.0000%3
Percentage Net Loans Charged-off: Loans to individuals0.0089%2,309
Percentage Net Loans Charged-off: Credit card loans0.8984%334
Percentage Net Loans Charged-off: Other loans to individual24,497.0000%3
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE16.5058%38
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0366%4,278
Percentage Net Loans Charged-off: Total real estate loans-0.0285%4,401
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.0527%4,534
Percentage Net Loans Charged-off: Multi-family residential-0.0196%4,673
Percentage Net Loans Charged-off: 1-4 family residential0.0000%372
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0137%733
Percentage Net Loans Charged-off: Loans to individuals-0.1190%4,277
Percentage Net Loans Charged-off: Credit card loans0.4086%324
Percentage Net Loans Charged-off: Other loans to individual-0.1942%4,376
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0441%4,315
Percentage Net Loans Charged-off: Total real estate loans-0.0328%4,282
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0576%4,457
Percentage Net Loans Charged-off: Multi-family residential-0.0243%4,673
Percentage Net Loans Charged-off: 1-4 family residential-0.0030%3,548
Percentage Net Loans Charged-off: Home equity loans-0.0096%4,319
All other 1-4 family - Percent of loans charged-off, net0.0000%764
Percentage Net Loans Charged-off: Commercial and industrial-0.0106%3,582
Percentage Net Loans Charged-off: Loans to individuals-0.0604%4,259
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual-0.0700%4,281
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0374%4,220
Percentage Net Loans Charged-off: Total real estate loans-0.0221%4,125
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0372%4,424
Percentage Net Loans Charged-off: Multi-family residential-0.0260%4,715
Percentage Net Loans Charged-off: 1-4 family residential-0.0041%3,589
Percentage Net Loans Charged-off: Home equity loans-0.0131%4,395
All other 1-4 family - Percent of loans charged-off, net0.0000%623
Percentage Net Loans Charged-off: Commercial and industrial-0.0145%3,574
Percentage Net Loans Charged-off: Loans to individuals-0.0810%4,268
Percentage Net Loans Charged-off: Credit card loans-0.0456%4,701
Percentage Net Loans Charged-off: Other loans to individual-0.0866%4,283
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0297%4,033
Percentage Net Loans Charged-off: Total real estate loans-0.0103%3,769
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0165%4,202
Percentage Net Loans Charged-off: Multi-family residential-0.0220%3,844
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%3,340
Percentage Net Loans Charged-off: Home equity loans-0.0041%3,177
All other 1-4 family - Percent of loans charged-off, net0.0000%521
Percentage Net Loans Charged-off: Commercial and industrial-0.0170%3,459
Percentage Net Loans Charged-off: Loans to individuals-0.0862%4,054
Percentage Net Loans Charged-off: Credit card loans-0.0688%770
Percentage Net Loans Charged-off: Other loans to individual-0.0890%4,034
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0241%3,994
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,543
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate-0.0045%4,162
Percentage Net Loans Charged-off: Multi-family residential-0.0278%3,855
Percentage Net Loans Charged-off: 1-4 family residential0.0000%390
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0000%357
Percentage Net Loans Charged-off: Commercial and industrial-0.0105%3,438
Percentage Net Loans Charged-off: Loans to individuals-0.0589%3,946
Percentage Net Loans Charged-off: Credit card loans0.0000%325
Percentage Net Loans Charged-off: Other loans to individual-0.0685%3,947
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.7441%4,791
Percentage Net Loans Charged-off: Total real estate loans-0.0072%3,677
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0091%4,147
Percentage Net Loans Charged-off: Multi-family residential-0.1075%3,969
Percentage Net Loans Charged-off: 1-4 family residential0.0094%811
Percentage Net Loans Charged-off: Home equity loans-0.0102%3,199
All other 1-4 family - Percent of loans charged-off, net0.0174%680
Percentage Net Loans Charged-off: Commercial and industrial-3.8536%4,665
Percentage Net Loans Charged-off: Loans to individuals0.0512%2,246
Percentage Net Loans Charged-off: Credit card loans0.3522%423
Percentage Net Loans Charged-off: Other loans to individual0.0106%2,404
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.9912%4,863
Percentage Net Loans Charged-off: Total real estate loans-0.0079%3,749
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0101%4,237
Percentage Net Loans Charged-off: Multi-family residential-0.1384%4,009
Percentage Net Loans Charged-off: 1-4 family residential0.0132%672
Percentage Net Loans Charged-off: Home equity loans-0.0109%3,272
All other 1-4 family - Percent of loans charged-off, net0.0229%553
Percentage Net Loans Charged-off: Commercial and industrial-4.9179%4,736
Percentage Net Loans Charged-off: Loans to individuals0.0800%1,897
Percentage Net Loans Charged-off: Credit card loans0.4794%391
Percentage Net Loans Charged-off: Other loans to individual0.0278%2,072
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.4840%4,905
Percentage Net Loans Charged-off: Total real estate loans-0.0093%3,897
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0116%4,348
Percentage Net Loans Charged-off: Multi-family residential-0.2054%4,017
Percentage Net Loans Charged-off: 1-4 family residential0.0208%543
Percentage Net Loans Charged-off: Home equity loans-0.0123%3,321
All other 1-4 family - Percent of loans charged-off, net0.0338%447
Percentage Net Loans Charged-off: Commercial and industrial-6.9631%4,776
Percentage Net Loans Charged-off: Loans to individuals0.1010%1,621
Percentage Net Loans Charged-off: Credit card loans0.3285%387
Percentage Net Loans Charged-off: Other loans to individual0.0724%1,610
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-2.8914%4,933
Percentage Net Loans Charged-off: Total real estate loans-0.0187%4,261
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0153%4,485
Percentage Net Loans Charged-off: Multi-family residential-0.3511%4,011
Percentage Net Loans Charged-off: 1-4 family residential0.0113%465
Percentage Net Loans Charged-off: Home equity loans-0.0237%3,446
All other 1-4 family - Percent of loans charged-off, net0.0253%371
Percentage Net Loans Charged-off: Commercial and industrial-13.3745%4,804
Percentage Net Loans Charged-off: Loans to individuals0.0544%1,568
Percentage Net Loans Charged-off: Credit card loans0.1694%345
Percentage Net Loans Charged-off: Other loans to individual0.0406%1,491
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9056%152
Percentage Net Loans Charged-off: Total real estate loans0.0559%929
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate0.1088%570
Percentage Net Loans Charged-off: Multi-family residential-0.0253%4,015
Percentage Net Loans Charged-off: 1-4 family residential-0.0053%3,900
Percentage Net Loans Charged-off: Home equity loans0.0148%353
All other 1-4 family - Percent of loans charged-off, net-0.0135%4,164
Percentage Net Loans Charged-off: Commercial and industrial3.2235%95
Percentage Net Loans Charged-off: Loans to individuals0.2573%1,865
Percentage Net Loans Charged-off: Credit card loans0.6101%480
Percentage Net Loans Charged-off: Other loans to individual0.2165%1,870
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2919%98
Percentage Net Loans Charged-off: Total real estate loans0.0438%867
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0875%468
Percentage Net Loans Charged-off: Multi-family residential-0.0262%4,037
Percentage Net Loans Charged-off: 1-4 family residential-0.0078%4,022
Percentage Net Loans Charged-off: Home equity loans0.0099%323
All other 1-4 family - Percent of loans charged-off, net-0.0149%4,212
Percentage Net Loans Charged-off: Commercial and industrial4.7715%48
Percentage Net Loans Charged-off: Loans to individuals0.3026%1,645
Percentage Net Loans Charged-off: Credit card loans0.7580%416
Percentage Net Loans Charged-off: Other loans to individual0.2498%1,672
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4956%323
Percentage Net Loans Charged-off: Total real estate loans0.0685%618
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.1333%334
Percentage Net Loans Charged-off: Multi-family residential-0.0244%4,047
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%4,040
Percentage Net Loans Charged-off: Home equity loans0.0148%262
All other 1-4 family - Percent of loans charged-off, net-0.0163%4,279
Percentage Net Loans Charged-off: Commercial and industrial0.3638%689
Percentage Net Loans Charged-off: Loans to individuals0.4554%1,349
Percentage Net Loans Charged-off: Credit card loans1.0300%399
Percentage Net Loans Charged-off: Other loans to individual0.3872%1,356
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1107%1,033
Percentage Net Loans Charged-off: Total real estate loans0.1441%314
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.2719%163
Percentage Net Loans Charged-off: Multi-family residential-0.0293%4,087
Percentage Net Loans Charged-off: 1-4 family residential-0.0085%4,104
Percentage Net Loans Charged-off: Home equity loans0.0367%177
All other 1-4 family - Percent of loans charged-off, net-0.0271%4,471
Percentage Net Loans Charged-off: Commercial and industrial0.0391%986
Percentage Net Loans Charged-off: Loans to individuals0.1866%1,886
Percentage Net Loans Charged-off: Credit card loans0.6925%382
Percentage Net Loans Charged-off: Other loans to individual0.1255%1,921
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0095%3,344
Percentage Net Loans Charged-off: Total real estate loans-0.0013%3,844
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate0.0005%1,104
Percentage Net Loans Charged-off: Multi-family residential-0.0213%4,132
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%3,938
Percentage Net Loans Charged-off: Home equity loans0.0165%442
All other 1-4 family - Percent of loans charged-off, net-0.0093%4,230
Percentage Net Loans Charged-off: Commercial and industrial0.0432%2,006
Percentage Net Loans Charged-off: Loans to individuals-0.0049%4,479
Percentage Net Loans Charged-off: Credit card loans0.1256%601
Percentage Net Loans Charged-off: Other loans to individual-0.0220%4,467
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0045%3,243
Percentage Net Loans Charged-off: Total real estate loans-0.0022%3,861
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate0.0003%879
Percentage Net Loans Charged-off: Multi-family residential-0.0220%4,189
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,071
Percentage Net Loans Charged-off: Home equity loans-0.0024%3,426
All other 1-4 family - Percent of loans charged-off, net-0.0057%4,137
Percentage Net Loans Charged-off: Commercial and industrial0.0169%1,780
Percentage Net Loans Charged-off: Loans to individuals-0.0127%4,451
Percentage Net Loans Charged-off: Credit card loans0.0554%567
Percentage Net Loans Charged-off: Other loans to individual-0.0216%4,423
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0018%3,116
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,872
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate0.0005%703
Percentage Net Loans Charged-off: Multi-family residential-0.0193%4,213
Percentage Net Loans Charged-off: 1-4 family residential-0.0047%4,060
Percentage Net Loans Charged-off: Home equity loans-0.0037%3,469
All other 1-4 family - Percent of loans charged-off, net-0.0051%4,106
Percentage Net Loans Charged-off: Commercial and industrial-0.0061%3,793
Percentage Net Loans Charged-off: Loans to individuals0.0102%2,797
Percentage Net Loans Charged-off: Credit card loans0.2503%500
Percentage Net Loans Charged-off: Other loans to individual-0.0233%4,377
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0025%2,663
Percentage Net Loans Charged-off: Total real estate loans-0.0010%3,824
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate0.0011%434
Percentage Net Loans Charged-off: Multi-family residential-0.0225%4,268
Percentage Net Loans Charged-off: 1-4 family residential0.0000%993
Percentage Net Loans Charged-off: Home equity loans0.0000%221
All other 1-4 family - Percent of loans charged-off, net0.0000%925
Percentage Net Loans Charged-off: Commercial and industrial0.0227%1,044
Percentage Net Loans Charged-off: Loans to individuals-0.0865%4,529
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual-0.0986%4,532
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1367%5,210
Percentage Net Loans Charged-off: Total real estate loans-0.1944%5,229
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0173%4,711
Percentage Net Loans Charged-off: Multi-family residential-2.4446%4,403
Percentage Net Loans Charged-off: 1-4 family residential-0.0302%4,738
Percentage Net Loans Charged-off: Home equity loans-0.0018%3,487
All other 1-4 family - Percent of loans charged-off, net-0.0433%4,847
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%4,053
Percentage Net Loans Charged-off: Loans to individuals-0.0099%4,572
Percentage Net Loans Charged-off: Credit card loans-0.0442%971
Percentage Net Loans Charged-off: Other loans to individual-0.0056%4,518
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1803%5,281
Percentage Net Loans Charged-off: Total real estate loans-0.2532%5,311
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0229%4,826
Percentage Net Loans Charged-off: Multi-family residential-3.2074%4,433
Percentage Net Loans Charged-off: 1-4 family residential-0.0385%4,839
Percentage Net Loans Charged-off: Home equity loans-0.0025%3,515
All other 1-4 family - Percent of loans charged-off, net-0.0549%4,942
Percentage Net Loans Charged-off: Commercial and industrial-0.0290%4,227
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,134
Percentage Net Loans Charged-off: Credit card loans0.0589%576
Percentage Net Loans Charged-off: Other loans to individual-0.0072%4,466
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.2548%5,362
Percentage Net Loans Charged-off: Total real estate loans-0.3584%5,386
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate0.0006%689
Percentage Net Loans Charged-off: Multi-family residential-4.8895%4,468
Percentage Net Loans Charged-off: 1-4 family residential-0.0451%4,917
Percentage Net Loans Charged-off: Home equity loans-0.0037%3,562
All other 1-4 family - Percent of loans charged-off, net-0.0640%5,026
Percentage Net Loans Charged-off: Commercial and industrial-0.0439%4,370
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,863
Percentage Net Loans Charged-off: Credit card loans0.0912%522
Percentage Net Loans Charged-off: Other loans to individual-0.0109%4,451
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0229%2,045
Percentage Net Loans Charged-off: Total real estate loans0.0111%1,093
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%466
Percentage Net Loans Charged-off: Multi-family residential-0.0150%4,385
Percentage Net Loans Charged-off: 1-4 family residential0.0557%716
Percentage Net Loans Charged-off: Home equity loans0.0000%288
All other 1-4 family - Percent of loans charged-off, net0.0810%575
Percentage Net Loans Charged-off: Commercial and industrial0.0833%869
Percentage Net Loans Charged-off: Loans to individuals-0.0187%4,511
Percentage Net Loans Charged-off: Credit card loans0.1834%435
Percentage Net Loans Charged-off: Other loans to individual-0.0415%4,514
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0843%2,253
Percentage Net Loans Charged-off: Total real estate loans0.1201%863
Percentage Net Loans Charged-off:Construction & development-0.0769%4,737
Percentage Net Loans Charged-off: Commercial real estate0.2511%429
Percentage Net Loans Charged-off: Multi-family residential0.2618%85
Percentage Net Loans Charged-off: 1-4 family residential-0.0222%4,878
Percentage Net Loans Charged-off: Home equity loans0.0360%562
All other 1-4 family - Percent of loans charged-off, net-0.0473%5,131
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%4,363
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,627
Percentage Net Loans Charged-off: Credit card loans0.1385%687
Percentage Net Loans Charged-off: Other loans to individual-0.0153%4,779
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0360%5,062
Percentage Net Loans Charged-off: Total real estate loans-0.0383%5,056
Percentage Net Loans Charged-off:Construction & development-0.1071%4,834
Percentage Net Loans Charged-off: Commercial real estate-0.0200%4,960
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0440%5,111
Percentage Net Loans Charged-off: Home equity loans0.0483%468
All other 1-4 family - Percent of loans charged-off, net-0.0831%5,294
Percentage Net Loans Charged-off: Commercial and industrial-0.0461%4,543
Percentage Net Loans Charged-off: Loans to individuals-0.0531%4,921
Percentage Net Loans Charged-off: Credit card loans0.1868%630
Percentage Net Loans Charged-off: Other loans to individual-0.0782%4,940
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0562%5,224
Percentage Net Loans Charged-off: Total real estate loans-0.0615%5,269
Percentage Net Loans Charged-off:Construction & development-0.1625%4,941
Percentage Net Loans Charged-off: Commercial real estate-0.0309%5,134
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0814%5,337
Percentage Net Loans Charged-off: Home equity loans0.0000%486
All other 1-4 family - Percent of loans charged-off, net-0.1149%5,408
Percentage Net Loans Charged-off: Commercial and industrial-0.0721%4,681
Percentage Net Loans Charged-off: Loans to individuals-0.0179%4,747
Percentage Net Loans Charged-off: Credit card loans0.2824%550
Percentage Net Loans Charged-off: Other loans to individual-0.0494%4,767
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0548%5,228
Percentage Net Loans Charged-off: Total real estate loans-0.0414%5,231
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate-0.0040%4,874
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.1707%5,556
Percentage Net Loans Charged-off: Home equity loans0.0000%357
All other 1-4 family - Percent of loans charged-off, net-0.2390%5,610
Percentage Net Loans Charged-off: Commercial and industrial-0.1490%5,030
Percentage Net Loans Charged-off: Loans to individuals-0.0187%4,737
Percentage Net Loans Charged-off: Credit card loans0.5674%412
Percentage Net Loans Charged-off: Other loans to individual-0.0828%4,830
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1377%1,875
Percentage Net Loans Charged-off: Total real estate loans0.1872%709
Percentage Net Loans Charged-off:Construction & development-0.2109%5,073
Percentage Net Loans Charged-off: Commercial real estate0.0048%1,421
Percentage Net Loans Charged-off: Multi-family residential5.6251%16
Percentage Net Loans Charged-off: 1-4 family residential-0.0005%4,700
Percentage Net Loans Charged-off: Home equity loans-0.0018%3,874
All other 1-4 family - Percent of loans charged-off, net0.0000%2,631
Percentage Net Loans Charged-off: Commercial and industrial0.0329%2,195
Percentage Net Loans Charged-off: Loans to individuals-0.0819%5,236
Percentage Net Loans Charged-off: Credit card loans-0.2289%1,110
Percentage Net Loans Charged-off: Other loans to individual-0.0657%5,127
Percentage Net Loans Charged-off: All other loans and lease-0.0009%4,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0692%2,331
Percentage Net Loans Charged-off: Total real estate loans0.0906%1,122
Percentage Net Loans Charged-off:Construction & development0.0000%470
Percentage Net Loans Charged-off: Commercial real estate0.0095%1,093
Percentage Net Loans Charged-off: Multi-family residential2.3118%35
Percentage Net Loans Charged-off: 1-4 family residential0.0014%2,395
Percentage Net Loans Charged-off: Home equity loans-0.0024%3,896
All other 1-4 family - Percent of loans charged-off, net0.0029%2,270
Percentage Net Loans Charged-off: Commercial and industrial0.0428%1,794
Percentage Net Loans Charged-off: Loans to individuals-0.1254%5,285
Percentage Net Loans Charged-off: Credit card loans-0.2458%1,108
Percentage Net Loans Charged-off: Other loans to individual-0.1124%5,181
Percentage Net Loans Charged-off: All other loans and lease-0.0012%4,925
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1410%1,477
Percentage Net Loans Charged-off: Total real estate loans0.1892%650
Percentage Net Loans Charged-off:Construction & development0.0000%380
Percentage Net Loans Charged-off: Commercial real estate-0.0053%4,951
Percentage Net Loans Charged-off: Multi-family residential10.0881%9
Percentage Net Loans Charged-off: 1-4 family residential0.0044%2,057
Percentage Net Loans Charged-off: Home equity loans-0.0048%3,934
All other 1-4 family - Percent of loans charged-off, net0.0085%1,909
Percentage Net Loans Charged-off: Commercial and industrial0.1016%1,323
Percentage Net Loans Charged-off: Loans to individuals-0.1700%5,333
Percentage Net Loans Charged-off: Credit card loans-0.2919%1,095
Percentage Net Loans Charged-off: Other loans to individual-0.1569%5,246
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,209
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2485%831
Percentage Net Loans Charged-off: Total real estate loans0.3703%313
Percentage Net Loans Charged-off:Construction & development0.0000%253
Percentage Net Loans Charged-off: Commercial real estate-0.0045%5,050
Percentage Net Loans Charged-off: Multi-family residential21.3801%6
Percentage Net Loans Charged-off: 1-4 family residential-0.0321%5,306
Percentage Net Loans Charged-off: Home equity loans0.0000%408
All other 1-4 family - Percent of loans charged-off, net-0.0463%5,479
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%4,183
Percentage Net Loans Charged-off: Loans to individuals-0.2701%5,397
Percentage Net Loans Charged-off: Credit card loans0.0000%501
Percentage Net Loans Charged-off: Other loans to individual-0.2994%5,386
Percentage Net Loans Charged-off: All other loans and lease0.0000%943
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0595%5,611
Percentage Net Loans Charged-off: Total real estate loans-0.0844%5,673
Percentage Net Loans Charged-off:Construction & development-0.1566%5,120
Percentage Net Loans Charged-off: Commercial real estate0.0066%1,587
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.2268%5,927
Percentage Net Loans Charged-off: Home equity loans0.0465%804
All other 1-4 family - Percent of loans charged-off, net-0.3354%5,968
Percentage Net Loans Charged-off: Commercial and industrial-0.0197%4,564
Percentage Net Loans Charged-off: Loans to individuals0.0088%3,710
Percentage Net Loans Charged-off: Credit card loans-0.2884%1,154
Percentage Net Loans Charged-off: Other loans to individual0.0385%3,422
Percentage Net Loans Charged-off: All other loans and lease0.0089%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0892%5,742
Percentage Net Loans Charged-off: Total real estate loans-0.1241%5,841
Percentage Net Loans Charged-off:Construction & development-0.2118%5,266
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,413
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.3213%6,033
Percentage Net Loans Charged-off: Home equity loans-0.0033%4,096
All other 1-4 family - Percent of loans charged-off, net-0.4443%6,063
Percentage Net Loans Charged-off: Commercial and industrial-0.0246%4,582
Percentage Net Loans Charged-off: Loans to individuals-0.0114%5,040
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual-0.0125%4,957
Percentage Net Loans Charged-off: All other loans and lease-0.0046%5,098
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0119%4,981
Percentage Net Loans Charged-off: Total real estate loans-0.0095%5,016
Percentage Net Loans Charged-off:Construction & development0.0000%555
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%5,318
Percentage Net Loans Charged-off: Home equity loans-0.0051%4,146
All other 1-4 family - Percent of loans charged-off, net-0.0150%5,388
Percentage Net Loans Charged-off: Commercial and industrial-0.0308%4,639
Percentage Net Loans Charged-off: Loans to individuals0.0084%3,034
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.0092%2,895
Percentage Net Loans Charged-off: All other loans and lease-0.0025%5,119
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0125%4,820
Percentage Net Loans Charged-off: Total real estate loans-0.0055%4,868
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.0190%5,411
Percentage Net Loans Charged-off: Home equity loans-0.0101%4,222
All other 1-4 family - Percent of loans charged-off, net-0.0222%5,492
Percentage Net Loans Charged-off: Commercial and industrial-0.0528%4,887
Percentage Net Loans Charged-off: Loans to individuals0.0171%2,493
Percentage Net Loans Charged-off: Credit card loans0.1964%467
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.1360%6,450
Percentage Net Loans Charged-off: Total real estate loans-1.6191%6,427
Percentage Net Loans Charged-off:Construction & development-12.2200%5,955
Percentage Net Loans Charged-off: Commercial real estate0.0550%1,776
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential0.0987%2,407
Percentage Net Loans Charged-off: Home equity loans0.0733%981
All other 1-4 family - Percent of loans charged-off, net0.1074%2,222
Percentage Net Loans Charged-off: Commercial and industrial-0.0054%4,625
Percentage Net Loans Charged-off: Loans to individuals0.0753%3,542
Percentage Net Loans Charged-off: Credit card loans1.1240%495
Percentage Net Loans Charged-off: Other loans to individual-0.0275%5,324
Percentage Net Loans Charged-off: All other loans and lease-0.0053%5,277
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-1.6060%6,533
Percentage Net Loans Charged-off: Total real estate loans-2.2816%6,510
Percentage Net Loans Charged-off:Construction & development-16.1993%6,007
Percentage Net Loans Charged-off: Commercial real estate0.0333%1,610
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential-0.1613%6,238
Percentage Net Loans Charged-off: Home equity loans0.0035%1,020
All other 1-4 family - Percent of loans charged-off, net-0.2162%6,267
Percentage Net Loans Charged-off: Commercial and industrial0.0159%2,286
Percentage Net Loans Charged-off: Loans to individuals0.1167%3,041
Percentage Net Loans Charged-off: Credit card loans1.5434%380
Percentage Net Loans Charged-off: Other loans to individual-0.0244%5,215
Percentage Net Loans Charged-off: All other loans and lease-0.0055%5,330
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0200%5,543
Percentage Net Loans Charged-off: Total real estate loans-0.0446%5,935
Percentage Net Loans Charged-off:Construction & development-0.5250%5,712
Percentage Net Loans Charged-off: Commercial real estate0.0501%1,306
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.0119%2,798
Percentage Net Loans Charged-off: Home equity loans0.0053%848
All other 1-4 family - Percent of loans charged-off, net0.0140%2,638
Percentage Net Loans Charged-off: Commercial and industrial0.0324%1,863
Percentage Net Loans Charged-off: Loans to individuals0.2073%2,388
Percentage Net Loans Charged-off: Credit card loans2.3102%267
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,146
Percentage Net Loans Charged-off: All other loans and lease-0.0028%5,357
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0737%5,982
Percentage Net Loans Charged-off: Total real estate loans-0.0933%6,223
Percentage Net Loans Charged-off:Construction & development-1.0754%5,859
Percentage Net Loans Charged-off: Commercial real estate0.1117%759
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0079%5,540
Percentage Net Loans Charged-off: Home equity loans0.0000%600
All other 1-4 family - Percent of loans charged-off, net-0.0105%5,620
Percentage Net Loans Charged-off: Commercial and industrial-0.0473%5,054
Percentage Net Loans Charged-off: Loans to individuals0.0163%2,703
Percentage Net Loans Charged-off: Credit card loans0.9151%421
Percentage Net Loans Charged-off: Other loans to individual-0.0717%5,276
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1814%3,015
Percentage Net Loans Charged-off: Total real estate loans0.2678%1,911
Percentage Net Loans Charged-off:Construction & development1.6791%645
Percentage Net Loans Charged-off: Commercial real estate-0.1258%6,376
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.3254%1,608
Percentage Net Loans Charged-off: Home equity loans0.2175%1,023
All other 1-4 family - Percent of loans charged-off, net0.3583%1,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1333%5,747
Percentage Net Loans Charged-off: Loans to individuals0.1315%3,506
Percentage Net Loans Charged-off: Credit card loans0.1866%779
Percentage Net Loans Charged-off: Other loans to individual0.1262%3,395
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1663%2,895
Percentage Net Loans Charged-off: Total real estate loans0.2487%1,895
Percentage Net Loans Charged-off:Construction & development2.2271%505
Percentage Net Loans Charged-off: Commercial real estate-0.2550%6,534
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.2094%2,038
Percentage Net Loans Charged-off: Home equity loans0.0258%1,229
All other 1-4 family - Percent of loans charged-off, net0.2649%1,731
Percentage Net Loans Charged-off: Commercial and industrial-0.1716%5,858
Percentage Net Loans Charged-off: Loans to individuals0.2305%2,759
Percentage Net Loans Charged-off: Credit card loans0.2506%702
Percentage Net Loans Charged-off: Other loans to individual0.2286%2,611
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0774%3,611
Percentage Net Loans Charged-off: Total real estate loans0.1037%2,697
Percentage Net Loans Charged-off:Construction & development1.4381%607
Percentage Net Loans Charged-off: Commercial real estate-0.2976%6,615
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.1428%2,292
Percentage Net Loans Charged-off: Home equity loans-0.0111%4,617
All other 1-4 family - Percent of loans charged-off, net0.1886%1,953
Percentage Net Loans Charged-off: Commercial and industrial-0.0753%5,491
Percentage Net Loans Charged-off: Loans to individuals0.2336%2,545
Percentage Net Loans Charged-off: Credit card loans0.5648%585
Percentage Net Loans Charged-off: Other loans to individual0.2026%2,509
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0103%3,942
Percentage Net Loans Charged-off: Total real estate loans-0.0054%5,737
Percentage Net Loans Charged-off:Construction & development-0.0055%5,522
Percentage Net Loans Charged-off: Commercial real estate-0.0289%6,328
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.0278%2,405
Percentage Net Loans Charged-off: Home equity loans-0.0112%4,654
All other 1-4 family - Percent of loans charged-off, net0.0391%2,209
Percentage Net Loans Charged-off: Commercial and industrial-0.0233%5,037
Percentage Net Loans Charged-off: Loans to individuals0.4734%1,684
Percentage Net Loans Charged-off: Credit card loans1.3014%419
Percentage Net Loans Charged-off: Other loans to individual0.3937%1,697
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3366%716
Percentage Net Loans Charged-off: Total real estate loans1.6605%470
Percentage Net Loans Charged-off:Construction & development8.5363%296
Percentage Net Loans Charged-off: Commercial real estate0.5434%1,479
Percentage Net Loans Charged-off: Multi-family residential0.0000%851
Percentage Net Loans Charged-off: 1-4 family residential0.2188%2,876
Percentage Net Loans Charged-off: Home equity loans0.1245%1,553
All other 1-4 family - Percent of loans charged-off, net0.2453%2,607
Percentage Net Loans Charged-off: Commercial and industrial0.4552%2,174
Percentage Net Loans Charged-off: Loans to individuals-0.0334%6,004
Percentage Net Loans Charged-off: Credit card loans0.2915%854
Percentage Net Loans Charged-off: Other loans to individual-0.0602%6,034
Percentage Net Loans Charged-off: All other loans and lease-0.0052%5,761
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6366%508
Percentage Net Loans Charged-off: Total real estate loans2.0757%309
Percentage Net Loans Charged-off:Construction & development11.2975%231
Percentage Net Loans Charged-off: Commercial real estate0.5805%1,262
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential0.0475%3,808
Percentage Net Loans Charged-off: Home equity loans0.0000%1,549
All other 1-4 family - Percent of loans charged-off, net0.0608%3,521
Percentage Net Loans Charged-off: Commercial and industrial0.3771%2,078
Percentage Net Loans Charged-off: Loans to individuals-0.0193%5,882
Percentage Net Loans Charged-off: Credit card loans0.0000%811
Percentage Net Loans Charged-off: Other loans to individual-0.0208%5,794
Percentage Net Loans Charged-off: All other loans and lease-0.0068%5,820
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8462%479
Percentage Net Loans Charged-off: Total real estate loans2.3130%294
Percentage Net Loans Charged-off:Construction & development11.6365%225
Percentage Net Loans Charged-off: Commercial real estate0.8777%864
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential-0.0156%6,554
Percentage Net Loans Charged-off: Home equity loans0.0000%1,330
All other 1-4 family - Percent of loans charged-off, net-0.0199%6,556
Percentage Net Loans Charged-off: Commercial and industrial0.6025%1,595
Percentage Net Loans Charged-off: Loans to individuals-0.1359%6,153
Percentage Net Loans Charged-off: Credit card loans0.0990%733
Percentage Net Loans Charged-off: Other loans to individual-0.1542%6,137
Percentage Net Loans Charged-off: All other loans and lease-0.0049%5,818
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5559%1,695
Percentage Net Loans Charged-off: Total real estate loans0.7445%1,210
Percentage Net Loans Charged-off:Construction & development-0.0044%5,957
Percentage Net Loans Charged-off: Commercial real estate1.7027%440
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0142%6,488
Percentage Net Loans Charged-off: Home equity loans0.0000%982
All other 1-4 family - Percent of loans charged-off, net-0.0181%6,524
Percentage Net Loans Charged-off: Commercial and industrial-0.0570%5,736
Percentage Net Loans Charged-off: Loans to individuals-0.2295%6,226
Percentage Net Loans Charged-off: Credit card loans0.7917%497
Percentage Net Loans Charged-off: Other loans to individual-0.3093%6,307
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1950%4,585
Percentage Net Loans Charged-off: Total real estate loans0.2113%3,854
Percentage Net Loans Charged-off:Construction & development0.4298%2,478
Percentage Net Loans Charged-off: Commercial real estate0.1883%2,769
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential0.1598%3,670
Percentage Net Loans Charged-off: Home equity loans0.0000%1,926
All other 1-4 family - Percent of loans charged-off, net0.2024%3,313
Percentage Net Loans Charged-off: Commercial and industrial0.1500%3,607
Percentage Net Loans Charged-off: Loans to individuals0.2701%3,661
Percentage Net Loans Charged-off: Credit card loans1.8674%526
Percentage Net Loans Charged-off: Other loans to individual0.1519%3,991
Percentage Net Loans Charged-off: All other loans and lease-0.0032%5,830
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1531%4,543
Percentage Net Loans Charged-off: Total real estate loans0.1934%3,649
Percentage Net Loans Charged-off:Construction & development0.5586%2,136
Percentage Net Loans Charged-off: Commercial real estate0.1561%2,482
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential0.0646%3,981
Percentage Net Loans Charged-off: Home equity loans0.0000%1,690
All other 1-4 family - Percent of loans charged-off, net0.0817%3,717
Percentage Net Loans Charged-off: Commercial and industrial0.0106%3,719
Percentage Net Loans Charged-off: Loans to individuals0.1397%3,945
Percentage Net Loans Charged-off: Credit card loans1.1209%658
Percentage Net Loans Charged-off: Other loans to individual0.0696%4,100
Percentage Net Loans Charged-off: All other loans and lease-0.0048%5,866
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1347%4,398
Percentage Net Loans Charged-off: Total real estate loans0.1674%3,514
Percentage Net Loans Charged-off:Construction & development0.5301%1,891
Percentage Net Loans Charged-off: Commercial real estate0.1252%2,214
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential0.0305%3,817
Percentage Net Loans Charged-off: Home equity loans0.0000%1,446
All other 1-4 family - Percent of loans charged-off, net0.0385%3,569
Percentage Net Loans Charged-off: Commercial and industrial0.0346%3,178
Percentage Net Loans Charged-off: Loans to individuals0.0719%3,892
Percentage Net Loans Charged-off: Credit card loans1.9118%486
Percentage Net Loans Charged-off: Other loans to individual-0.0445%6,160
Percentage Net Loans Charged-off: All other loans and lease-0.0084%5,924
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1175%3,826
Percentage Net Loans Charged-off: Total real estate loans0.1698%2,869
Percentage Net Loans Charged-off:Construction & development0.2462%1,514
Percentage Net Loans Charged-off: Commercial real estate0.2512%1,394
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential0.0581%2,836
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net0.0733%2,578
Percentage Net Loans Charged-off: Commercial and industrial-0.0262%5,910
Percentage Net Loans Charged-off: Loans to individuals-0.1035%6,168
Percentage Net Loans Charged-off: Credit card loans1.7003%465
Percentage Net Loans Charged-off: Other loans to individual-0.1925%6,523
Percentage Net Loans Charged-off: All other loans and lease-0.0162%5,989
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6473%3,077
Percentage Net Loans Charged-off: Total real estate loans0.8036%2,232
Percentage Net Loans Charged-off:Construction & development2.5393%1,892
Percentage Net Loans Charged-off: Commercial real estate0.4582%2,124
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential0.2830%3,056
Percentage Net Loans Charged-off: Home equity loans0.0408%1,883
All other 1-4 family - Percent of loans charged-off, net0.3411%2,724
Percentage Net Loans Charged-off: Commercial and industrial0.1770%4,117
Percentage Net Loans Charged-off: Loans to individuals0.1387%4,788
Percentage Net Loans Charged-off: Credit card loans1.0011%888
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1737%1,436
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3783%3,788
Percentage Net Loans Charged-off: Total real estate loans0.4748%2,773
Percentage Net Loans Charged-off:Construction & development1.8937%1,883
Percentage Net Loans Charged-off: Commercial real estate0.0705%2,877
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential0.1487%3,448
Percentage Net Loans Charged-off: Home equity loans0.0545%1,634
All other 1-4 family - Percent of loans charged-off, net0.1708%3,175
Percentage Net Loans Charged-off: Commercial and industrial0.0982%3,965
Percentage Net Loans Charged-off: Loans to individuals0.0620%4,854
Percentage Net Loans Charged-off: Credit card loans1.3801%751
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0163%6,342
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4337%3,258
Percentage Net Loans Charged-off: Total real estate loans0.5456%2,365
Percentage Net Loans Charged-off:Construction & development2.3555%1,521
Percentage Net Loans Charged-off: Commercial real estate0.0940%2,308
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.0548%3,702
Percentage Net Loans Charged-off: Home equity loans0.0824%1,334
All other 1-4 family - Percent of loans charged-off, net0.0483%3,561
Percentage Net Loans Charged-off: Commercial and industrial0.1170%3,448
Percentage Net Loans Charged-off: Loans to individuals0.0057%4,622
Percentage Net Loans Charged-off: Credit card loans1.4054%699
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0165%6,326
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0319%5,127
Percentage Net Loans Charged-off: Total real estate loans0.0085%4,037
Percentage Net Loans Charged-off:Construction & development0.0000%2,022
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,882
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0267%2,988
Percentage Net Loans Charged-off: Home equity loans0.1660%879
All other 1-4 family - Percent of loans charged-off, net-0.0051%7,210
Percentage Net Loans Charged-off: Commercial and industrial0.1589%2,479
Percentage Net Loans Charged-off: Loans to individuals-0.0340%6,493
Percentage Net Loans Charged-off: Credit card loans1.6965%586
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0168%6,364
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4691%3,903
Percentage Net Loans Charged-off: Total real estate loans0.5307%2,830
Percentage Net Loans Charged-off:Construction & development1.9982%2,084
Percentage Net Loans Charged-off: Commercial real estate0.0000%3,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.2837%2,834
Percentage Net Loans Charged-off: Home equity loans0.0290%1,881
All other 1-4 family - Percent of loans charged-off, net0.3353%2,493
Percentage Net Loans Charged-off: Commercial and industrial0.3484%4,084
Percentage Net Loans Charged-off: Loans to individuals0.1539%5,415
Percentage Net Loans Charged-off: Credit card loans0.8240%1,061
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0649%6,044
Percentage Net Loans Charged-off: Total real estate loans-0.0004%7,587
Percentage Net Loans Charged-off:Construction & development0.0000%3,101
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential-0.0013%7,557
Percentage Net Loans Charged-off: Home equity loans0.0390%1,566
All other 1-4 family - Percent of loans charged-off, net-0.0093%7,610
Percentage Net Loans Charged-off: Commercial and industrial0.3510%3,472
Percentage Net Loans Charged-off: Loans to individuals0.1460%5,076
Percentage Net Loans Charged-off: Credit card loans0.9481%963
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0979%5,189
Percentage Net Loans Charged-off: Total real estate loans0.0012%4,873
Percentage Net Loans Charged-off:Construction & development0.0000%2,667
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.0039%3,845
Percentage Net Loans Charged-off: Home equity loans0.0593%1,230
All other 1-4 family - Percent of loans charged-off, net-0.0069%7,619
Percentage Net Loans Charged-off: Commercial and industrial0.5299%2,624
Percentage Net Loans Charged-off: Loans to individuals0.1741%4,538
Percentage Net Loans Charged-off: Credit card loans0.7916%901
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0118%5,448
Percentage Net Loans Charged-off: Total real estate loans-0.0062%7,618
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential-0.0192%7,704
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net-0.0229%7,699
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,811
Percentage Net Loans Charged-off: Loans to individuals0.4054%3,150
Percentage Net Loans Charged-off: Credit card loans0.8048%744
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0814%5,599
Percentage Net Loans Charged-off: Total real estate loans0.0610%4,195
Percentage Net Loans Charged-off:Construction & development0.0232%2,784
Percentage Net Loans Charged-off: Commercial real estate0.0385%2,068
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1176%2,701
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1392%2,384
Percentage Net Loans Charged-off: Commercial and industrial0.2089%3,557
Percentage Net Loans Charged-off: Loans to individuals-0.0029%7,468
Percentage Net Loans Charged-off: Credit card loans0.7380%1,051
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0519%5,219
Percentage Net Loans Charged-off: Total real estate loans0.0188%4,116
Percentage Net Loans Charged-off:Construction & development0.0252%2,161
Percentage Net Loans Charged-off: Commercial real estate0.0030%1,736
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0384%2,960
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0454%2,689
Percentage Net Loans Charged-off: Commercial and industrial0.2395%2,704
Percentage Net Loans Charged-off: Loans to individuals-0.0650%7,472
Percentage Net Loans Charged-off: Credit card loans0.4558%1,010
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0349%4,992
Percentage Net Loans Charged-off: Total real estate loans0.0368%3,124
Percentage Net Loans Charged-off:Construction & development0.0383%1,603
Percentage Net Loans Charged-off: Commercial real estate0.0046%1,303
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0845%2,047
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.1000%1,786
Percentage Net Loans Charged-off: Commercial and industrial0.0809%2,748
Percentage Net Loans Charged-off: Loans to individuals-0.1546%7,559
Percentage Net Loans Charged-off: Credit card loans0.1405%962
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0325%4,082
Percentage Net Loans Charged-off: Total real estate loans0.0205%2,425
Percentage Net Loans Charged-off:Construction & development0.0797%982
Percentage Net Loans Charged-off: Commercial real estate0.0092%773
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0043%7,719
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net-0.0051%7,727
Percentage Net Loans Charged-off: Commercial and industrial0.1304%1,783
Percentage Net Loans Charged-off: Loans to individuals-0.0915%7,085
Percentage Net Loans Charged-off: Credit card loans0.2840%749
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0907%4,110
Percentage Net Loans Charged-off: Total real estate loans0.0091%3,884
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0293%2,770
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0352%2,495
Percentage Net Loans Charged-off: Commercial and industrial0.4862%1,915
Percentage Net Loans Charged-off: Loans to individuals0.0312%5,582
Percentage Net Loans Charged-off: Credit card loans0.7588%998
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0088%5,583
Percentage Net Loans Charged-off: Total real estate loans0.0044%3,229
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0142%2,419
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0170%2,191
Percentage Net Loans Charged-off: Commercial and industrial0.0456%2,940
Percentage Net Loans Charged-off: Loans to individuals-0.0527%7,355
Percentage Net Loans Charged-off: Credit card loans0.1037%1,096
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%5,150
Percentage Net Loans Charged-off: Total real estate loans0.0069%2,522
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0226%1,837
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0273%1,637
Percentage Net Loans Charged-off: Commercial and industrial0.0352%2,505
Percentage Net Loans Charged-off: Loans to individuals-0.1023%7,344
Percentage Net Loans Charged-off: Credit card loans0.1592%956
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0233%7,351
Percentage Net Loans Charged-off: Total real estate loans0.0118%1,673
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0385%1,189
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0467%1,045
Percentage Net Loans Charged-off: Commercial and industrial-0.1582%7,538
Percentage Net Loans Charged-off: Loans to individuals-0.0910%6,996
Percentage Net Loans Charged-off: Credit card loans0.6454%714
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0444%4,549
Percentage Net Loans Charged-off: Total real estate loans0.0149%2,871
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0112%7,919
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0615%1,835
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0760%1,589
Percentage Net Loans Charged-off: Commercial and industrial0.1080%2,886
Percentage Net Loans Charged-off: Loans to individuals0.3028%3,879
Percentage Net Loans Charged-off: Credit card loans3.3682%322
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0049%5,518
Percentage Net Loans Charged-off: Total real estate loans-0.0085%7,805
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential-0.0270%8,096
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net-0.0334%8,090
Percentage Net Loans Charged-off: Commercial and industrial0.0277%2,892
Percentage Net Loans Charged-off: Loans to individuals0.1323%4,451
Percentage Net Loans Charged-off: Credit card loans4.3123%225
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0273%4,059
Percentage Net Loans Charged-off: Total real estate loans-0.0057%7,723
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0179%8,029
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net-0.0223%8,048
Percentage Net Loans Charged-off: Commercial and industrial0.1370%1,906
Percentage Net Loans Charged-off: Loans to individuals0.1352%4,031
Percentage Net Loans Charged-off: Credit card loans5.1072%181
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0172%7,110
Percentage Net Loans Charged-off: Total real estate loans-0.0106%7,910
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0335%8,165
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0418%8,191
Percentage Net Loans Charged-off: Commercial and industrial-0.0397%6,964
Percentage Net Loans Charged-off: Loans to individuals-0.0451%6,822
Percentage Net Loans Charged-off: Credit card loans2.8042%395
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0350%5,183
Percentage Net Loans Charged-off: Total real estate loans0.0109%3,040
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0339%2,293
Percentage Net Loans Charged-off: Home equity loans0.0063%665
All other 1-4 family - Percent of loans charged-off, net0.0407%2,067
Percentage Net Loans Charged-off: Commercial and industrial0.1031%3,298
Percentage Net Loans Charged-off: Loans to individuals0.1298%5,526
Percentage Net Loans Charged-off: Credit card loans0.3356%1,400
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0153%5,402
Percentage Net Loans Charged-off: Total real estate loans0.0008%3,032
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0026%2,577
Percentage Net Loans Charged-off: Home equity loans0.0087%537
All other 1-4 family - Percent of loans charged-off, net0.0011%2,420
Percentage Net Loans Charged-off: Commercial and industrial0.0459%3,093
Percentage Net Loans Charged-off: Loans to individuals0.1016%5,194
Percentage Net Loans Charged-off: Credit card loans0.6024%1,169
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0009%6,986
Percentage Net Loans Charged-off: Total real estate loans0.0061%2,355
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0187%1,866
Percentage Net Loans Charged-off: Home equity loans0.0202%404
All other 1-4 family - Percent of loans charged-off, net0.0183%1,747
Percentage Net Loans Charged-off: Commercial and industrial-0.0727%7,327
Percentage Net Loans Charged-off: Loans to individuals0.1751%4,306
Percentage Net Loans Charged-off: Credit card loans0.4568%1,112
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0034%6,708
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.0869%7,397
Percentage Net Loans Charged-off: Loans to individuals0.2655%3,311
Percentage Net Loans Charged-off: Credit card loans1.3833%707
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0354%5,637
Percentage Net Loans Charged-off: Total real estate loans0.0013%3,835
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0037%3,155
Percentage Net Loans Charged-off: Home equity loans0.0111%622
All other 1-4 family - Percent of loans charged-off, net0.0018%3,030
Percentage Net Loans Charged-off: Commercial and industrial0.0997%3,604
Percentage Net Loans Charged-off: Loans to individuals0.1735%5,578
Percentage Net Loans Charged-off: Credit card loans0.5786%1,491
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0223%5,515
Percentage Net Loans Charged-off: Total real estate loans0.0004%3,310
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0010%2,753
Percentage Net Loans Charged-off: Home equity loans0.0151%509
All other 1-4 family - Percent of loans charged-off, net-0.0024%7,883
Percentage Net Loans Charged-off: Commercial and industrial0.0765%3,144
Percentage Net Loans Charged-off: Loans to individuals0.0611%5,818
Percentage Net Loans Charged-off: Credit card loans0.4670%1,415
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0249%5,066
Percentage Net Loans Charged-off: Total real estate loans0.0006%2,785
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0015%2,268
Percentage Net Loans Charged-off: Home equity loans0.0232%389
All other 1-4 family - Percent of loans charged-off, net-0.0037%7,975
Percentage Net Loans Charged-off: Commercial and industrial0.1045%2,554
Percentage Net Loans Charged-off: Loans to individuals-0.0114%7,619
Percentage Net Loans Charged-off: Credit card loans0.4726%1,283
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0584%3,554
Percentage Net Loans Charged-off: Total real estate loans0.0012%1,943
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0030%1,568
Percentage Net Loans Charged-off: Home equity loans0.0471%246
All other 1-4 family - Percent of loans charged-off, net-0.0074%8,162
Percentage Net Loans Charged-off: Commercial and industrial0.2086%1,582
Percentage Net Loans Charged-off: Loans to individuals0.0908%4,433
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0216%6,634
Percentage Net Loans Charged-off: Total real estate loans0.0112%3,568
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0257%2,799
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0308%2,579
Percentage Net Loans Charged-off: Commercial and industrial0.0422%4,493
Percentage Net Loans Charged-off: Loans to individuals0.0413%6,768
Percentage Net Loans Charged-off: Credit card loans0.3727%1,769
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%6,254
Percentage Net Loans Charged-off: Total real estate loans0.0070%3,173
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0156%2,525
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0186%2,348
Percentage Net Loans Charged-off: Commercial and industrial0.0585%3,792
Percentage Net Loans Charged-off: Loans to individuals-0.0405%8,225
Percentage Net Loans Charged-off: Credit card loans0.5092%1,637
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0180%5,833
Percentage Net Loans Charged-off: Total real estate loans0.0013%2,906
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0029%2,368
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0034%2,235
Percentage Net Loans Charged-off: Commercial and industrial0.0817%3,172
Percentage Net Loans Charged-off: Loans to individuals-0.0647%8,119
Percentage Net Loans Charged-off: Credit card loans0.5130%1,489
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%7,749
Percentage Net Loans Charged-off: Total real estate loans0.0027%2,016
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0056%1,586
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0066%1,486
Percentage Net Loans Charged-off: Commercial and industrial-0.0118%7,269
Percentage Net Loans Charged-off: Loans to individuals-0.1776%8,191
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0398%6,381
Percentage Net Loans Charged-off: Total real estate loans-0.0004%8,047
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential-0.0007%8,248
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net-0.0008%8,259
Percentage Net Loans Charged-off: Commercial and industrial0.0147%4,810
Percentage Net Loans Charged-off: Loans to individuals0.4036%4,785
Percentage Net Loans Charged-off: Credit card loans0.2627%1,921
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0246%6,856
Percentage Net Loans Charged-off: Total real estate loans-0.0037%8,388
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0063%8,640
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net-0.0067%8,658
Percentage Net Loans Charged-off: Commercial and industrial-0.0034%7,943
Percentage Net Loans Charged-off: Loans to individuals0.3055%5,265
Percentage Net Loans Charged-off: Credit card loans0.2366%2,062
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0556%5,658
Percentage Net Loans Charged-off: Total real estate loans0.0064%830
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0097%761
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0103%706
Percentage Net Loans Charged-off: Commercial and industrial0.1219%803
Percentage Net Loans Charged-off: Loans to individuals0.0221%1,335
Percentage Net Loans Charged-off: Credit card loans0.1648%955
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0195%7,091
Percentage Net Loans Charged-off: Total real estate loans-0.0067%1,307
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate-0.0497%1,333
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0030%951
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0032%903
Percentage Net Loans Charged-off: Commercial and industrial0.0050%990
Percentage Net Loans Charged-off: Loans to individuals0.1750%1,181
Percentage Net Loans Charged-off: Credit card loans0.2786%943
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.1045%312
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0101%7,715
Percentage Net Loans Charged-off: Total real estate loans0.0043%904
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0338%1,233
Percentage Net Loans Charged-off: Multi-family residential0.9688%31
Percentage Net Loans Charged-off: 1-4 family residential0.0000%939
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial-0.0036%1,195
Percentage Net Loans Charged-off: Loans to individuals0.0791%1,245
Percentage Net Loans Charged-off: Credit card loans1.0625%815
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%7,613
Percentage Net Loans Charged-off: Total real estate loans0.0010%983
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0014%979
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0014%928
Percentage Net Loans Charged-off: Commercial and industrial0.0401%811
Percentage Net Loans Charged-off: Loans to individuals0.0839%1,254
Percentage Net Loans Charged-off: Credit card loans0.1583%971
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0335%10,343
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial-0.2546%1,334
Percentage Net Loans Charged-off: Loans to individuals0.2638%1,134
Percentage Net Loans Charged-off: Credit card loans0.0000%1,056
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0204%1,217
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0656%6,524
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.0891%655
Percentage Net Loans Charged-off: Loans to individuals0.2838%1,028
Percentage Net Loans Charged-off: Credit card loans0.0000%1,020
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%7,901
Percentage Net Loans Charged-off: Total real estate loans-0.0291%1,327
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate-0.1103%1,320
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0040%980
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0040%929
Percentage Net Loans Charged-off: Commercial and industrial0.0430%686
Percentage Net Loans Charged-off: Loans to individuals0.1792%1,054
Percentage Net Loans Charged-off: Credit card loans0.0000%989
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1352%6,415
Percentage Net Loans Charged-off: Total real estate loans0.2510%513
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.1258%655
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial-0.0483%1,198
Percentage Net Loans Charged-off: Loans to individuals0.1467%1,144
Percentage Net Loans Charged-off: Credit card loans0.4249%926
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3337%13,528
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA