Home > NATIONAL COOPERATIVE BANK, N.A. > Net charge- offs to loans
NATIONAL COOPERATIVE BANK, N.A., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0107% | 4,022 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0268% | 4,225 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1696% | 4,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 4,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 3,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3551% | 1,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3551% | 1,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 3,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 4,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0356% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2248% | 4,539 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0332% | 4,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 3,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2615% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2615% | 1,486 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 3,694 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0163% | 4,204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0408% | 4,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0210% | 4,388 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0411% | 4,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0015% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2382% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2382% | 1,457 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0131% | 3,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0323% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0815% | 4,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0826% | 4,539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 1,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3063% | 1,161 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0078% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,648 |
| Percentage Net Loans Charged-off:Construction & development | -0.6281% | 4,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 3,514 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1304% | 1,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1304% | 1,907 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0059% | 3,527 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 3,671 |
| Percentage Net Loans Charged-off:Construction & development | -0.8381% | 4,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,337 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0180% | 3,641 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 1,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0937% | 1,882 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0030% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 2,957 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0003% | 3,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0003% | 3,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 3,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1025% | 1,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1025% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1924% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1924% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0221% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 3,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0744% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1436% | 1,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1436% | 1,655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0006% | 3,091 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 3,501 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0102% | 3,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 3,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1349% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1349% | 1,510 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0023% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 3,717 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0150% | 3,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0153% | 4,026 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 3,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1296% | 1,505 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1296% | 1,392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0036% | 3,274 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0106% | 4,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0301% | 4,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0308% | 4,336 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 3,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2307% | 1,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2307% | 1,054 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0216% | 4,444 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0150% | 4,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0428% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0438% | 4,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0626% | 4,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3335% | 1,611 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3335% | 1,496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0234% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0111% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 4,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 4,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 4,401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3802% | 1,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3802% | 1,296 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0001% | 3,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0004% | 3,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1176% | 4,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4424% | 1,375 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4424% | 1,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0731% | 4,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3180% | 4,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4262% | 1,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4262% | 1,277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0215% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 4,710 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0206% | 4,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6264% | 3,839 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 4,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0501% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2338% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2338% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 4,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0530% | 4,835 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0226% | 4,495 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8494% | 3,897 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 4,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0631% | 4,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2117% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2117% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0280% | 4,658 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0103% | 4,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0270% | 4,589 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9516% | 3,918 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0079% | 4,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0944% | 4,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2307% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2307% | 1,897 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0443% | 4,801 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 4,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0052% | 4,185 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0378% | 3,727 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0046% | 4,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1891% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2865% | 1,691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2865% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0701% | 990 |
| Percentage Net Loans Charged-off:Construction & development | 0.1603% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3139% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 2,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4670% | 3,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0141% | 1,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 4,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5055% | 1,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5055% | 1,450 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 2,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3610% | 195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 1,624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5298% | 4,022 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,343 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0762% | 4,550 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5122% | 1,376 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5122% | 1,263 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0373% | 4,986 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0206% | 1,240 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 3,678 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0692% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5660% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5660% | 1,124 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 5,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0233% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 3,833 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 3,899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6713% | 1,011 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2708% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2072% | 505 |
| Percentage Net Loans Charged-off:Construction & development | 0.2625% | 242 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7430% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0378% | 1,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9282% | 63 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4502% | 1,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3967% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3967% | 1,879 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3114% | 675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2765% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.3455% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9783% | 108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2842% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4080% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 1,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3745% | 1,780 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2721% | 745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.4903% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2484% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0455% | 1,284 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9424% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7748% | 507 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3347% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3347% | 1,783 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1748% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.9283% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4898% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4345% | 28 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2919% | 645 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3243% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3243% | 1,619 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0069% | 4,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0100% | 2,657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,171 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0371% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 4,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0299% | 4,608 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5684% | 1,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5684% | 1,521 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 3,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0349% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3444% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0131% | 4,993 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0383% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6269% | 1,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6269% | 1,236 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0105% | 4,711 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 4,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0194% | 5,098 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0710% | 34 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1001% | 5,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0423% | 4,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3628% | 1,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3628% | 1,683 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0263% | 5,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 5,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0684% | 5,574 |
| Percentage Net Loans Charged-off: Home equity loans | 3.2806% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2044% | 5,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0622% | 4,857 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3691% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3691% | 1,476 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 2,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0705% | 5,557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1429% | 1,422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4641% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1277% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1746% | 1,646 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0923% | 5,419 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0923% | 5,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0474% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0986% | 5,726 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2135% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6048% | 220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1945% | 1,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0587% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1835% | 5,565 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1835% | 5,512 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0512% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0533% | 1,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1434% | 5,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2672% | 791 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1121% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2248% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2701% | 5,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2701% | 5,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0479% | 5,496 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0421% | 5,620 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1601% | 6,024 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 5,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 5,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0646% | 4,975 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0842% | 5,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0842% | 5,102 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 4,464 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0768% | 6,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3910% | 6,209 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,897 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0407% | 3,036 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1409% | 836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,966 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3469% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3976% | 6,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3976% | 6,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0054% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1307% | 6,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5993% | 6,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,960 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 3,098 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2563% | 4,730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,737 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4505% | 6,105 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4505% | 6,063 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 3,216 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1971% | 6,357 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.9188% | 6,441 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0033% | 4,999 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3795% | 4,790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9124% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7180% | 6,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7180% | 6,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2370% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0108% | 5,488 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0072% | 5,055 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0220% | 5,821 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7516% | 4,854 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,906 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0922% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0587% | 6,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0587% | 6,330 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3725% | 1,815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3497% | 1,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3486% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4242% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3274% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5970% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2490% | 1,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 1,581 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4505% | 6,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4505% | 6,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2023% | 2,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1687% | 2,381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 1,893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3766% | 1,368 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0033% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2767% | 1,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3633% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6779% | 6,507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6779% | 6,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2934% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2550% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1528% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5557% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5285% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4367% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4867% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5953% | 6,468 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5953% | 6,408 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3872% | 1,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2488% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2935% | 861 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4480% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4712% | 998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0572% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0692% | 6,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0692% | 6,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 2,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3404% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0365% | 3,003 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0746% | 778 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7504% | 1,221 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9912% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7342% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9670% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3266% | 6,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3266% | 6,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4694% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3168% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0476% | 2,609 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1096% | 663 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6613% | 1,357 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3089% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6162% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2470% | 1,132 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5823% | 6,751 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5823% | 6,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5654% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3186% | 2,382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 6,576 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8004% | 1,131 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8365% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7258% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7871% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4935% | 6,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4935% | 6,624 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1248% | 3,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1545% | 2,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1177% | 6,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4686% | 1,515 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9750% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3549% | 1,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0438% | 5,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7667% | 1,385 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7667% | 1,252 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0748% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7486% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 1.3346% | 1,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9994% | 1,258 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0220% | 5,631 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0622% | 1,183 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7860% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8065% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2238% | 1,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8602% | 523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4915% | 528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3735% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3795% | 2,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.1936% | 2,408 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7141% | 1,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0165% | 847 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3543% | 2,443 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0359% | 407 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 3,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2829% | 2,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8807% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5928% | 811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6787% | 2,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 2,959 |
| Percentage Net Loans Charged-off:Construction & development | -0.4313% | 6,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1284% | 7,134 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0585% | 5,693 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9244% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6945% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7470% | 1,418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9502% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8770% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3240% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5316% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4649% | 1,967 |
| Percentage Net Loans Charged-off:Construction & development | -0.8108% | 6,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 7,013 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0789% | 5,726 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3385% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9306% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1754% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6573% | 1,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5195% | 580 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8485% | 605 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3219% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0439% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.6488% | 2,735 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9894% | 644 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3063% | 5,926 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0304% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7890% | 545 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9554% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0205% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8453% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5388% | 1,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1185% | 1,616 |
| Percentage Net Loans Charged-off:Construction & development | -0.9113% | 7,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6153% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7748% | 5,980 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0461% | 1,206 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3527% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9180% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6314% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8814% | 671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8450% | 1,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2027% | 1,381 |
| Percentage Net Loans Charged-off:Construction & development | -0.0915% | 6,973 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7778% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.9823% | 5,964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1634% | 1,036 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3928% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0452% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5297% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3554% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6386% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2603% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | -0.0275% | 6,946 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0648% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0330% | 5,968 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3612% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0501% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2989% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.3645% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1600% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0013% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0075% | 1,041 |
| Percentage Net Loans Charged-off:Construction & development | 2.8383% | 1,776 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0287% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.1528% | 336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6307% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6390% | 588 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5498% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7917% | 2,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5200% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3692% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4356% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 3.4435% | 1,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9454% | 189 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.7403% | 217 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6388% | 1,513 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8665% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5420% | 1,630 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0071% | 1,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6915% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3509% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.4421% | 377 |
| Percentage Net Loans Charged-off:Construction & development | 5.2468% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.9881% | 92 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5614% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4532% | 1,685 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2353% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3113% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0007% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0448% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6735% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6931% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 8.1644% | 368 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3148% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9840% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1001% | 2,226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1081% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4062% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2553% | 441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2808% | 3,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1293% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 2,075 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2216% | 433 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1495% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 1,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1502% | 2,318 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5000% | 2,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0734% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2379% | 2,999 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1411% | 2,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 1,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2699% | 284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1416% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0597% | 1,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3382% | 2,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8051% | 946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0934% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4147% | 160 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0909% | 785 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2032% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0163% | 3,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5792% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 1,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8509% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 1,827 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0869% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3002% | 641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0646% | 8,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.1796% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0670% | 1,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0260% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0576% | 805 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0240% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5182% | 7,923 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9794% | 1,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0605% | 3,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0244% | 2,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0671% | 825 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0853% | 753 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0781% | 574 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1579% | 2,382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0341% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 2,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1192% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2966% | 1,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3921% | 8,421 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,758 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1988% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2244% | 8,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2205% | 3,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2166% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 7,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1597% | 8,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0125% | 2,610 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2299% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1630% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0786% | 8,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0207% | 8,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2362% | 8,331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1376% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 2,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4088% | 7,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6967% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1339% | 8,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0375% | 8,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3418% | 8,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 1,795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 1,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6517% | 8,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4096% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3325% | 8,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0913% | 8,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6430% | 8,424 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6163% | 8,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5381% | 2,060 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4474% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2101% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 2,840 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2028% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5863% | 440 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8678% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3938% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 2,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0115% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2932% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3719% | 412 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9948% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5574% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4275% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5184% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0171% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0821% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3612% | 2,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0586% | 5,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 3,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4756% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1905% | 3,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3098% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 4,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8183% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2167% | 2,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9389% | 2,017 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 4,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 2,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0602% | 335 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0565% | 2,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2789% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1225% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6583% | 1,107 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1120% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0131% | 168 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 2,764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 2,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6998% | 2,185 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2142% | 1,840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0767% | 4,757 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0099% | 3,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0263% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0268% | 2,229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4383% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1141% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0450% | 1,721 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7042% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3747% | 1,430 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 4,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4943% | 1,293 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0108% | 7,226 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0781% | 8,951 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1498% | 9,028 |
| Percentage Net Loans Charged-off: Home equity loans | -9.7658% | 6,058 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6942% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5260% | 4,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1990% | 3,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1296% | 1,297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1315% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6110% | 1,138 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0708% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 7,272 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0653% | 9,827 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2341% | 3,402 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0468% | 7,079 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0014% | 8,835 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2084% | 5,284 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 12,251 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |