Home > National Commerce Bank > Income and Expense
National Commerce Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 3,007 |
| Total interest expense | $2,581,000 | 4,517 |
| Net interest income | $7,530,000 | 2,404 |
| Provision for loan and lease losses | $65,000 | 5,465 |
| Total noninterest income | $738,000 | 3,956 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $447,000 | 3,066 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $291,000 | 4,167 |
| Total noninterest expense | $4,753,000 | 2,902 |
| Salaries and employee benefits | $2,255,000 | 2,942 |
| Premises and equipment expense | $700,000 | 2,829 |
| Additional noninterest expense | $1,798,000 | 2,834 |
| Pre-tax net operating income | $3,450,000 | 2,063 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,147,000 | 1,963 |
| Income before extraordinary items | $2,303,000 | 2,115 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,303,000 | 2,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $1,195,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,022 |
| Net operating income | $2,303,000 | 2,138 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,320,000 | 3,316 |
| Total interest expense | $2,473,000 | 4,864 |
| Net interest income | $6,847,000 | 2,636 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $812,000 | 3,947 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $446,000 | 3,115 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $366,000 | 3,988 |
| Total noninterest expense | $4,652,000 | 3,033 |
| Salaries and employee benefits | $2,076,000 | 3,159 |
| Premises and equipment expense | $743,000 | 2,727 |
| Additional noninterest expense | $1,833,000 | 2,943 |
| Pre-tax net operating income | $3,007,000 | 2,284 |
| Securities gains (losses) | $67,000 | 3,024 |
| Applicable income taxes | $1,040,000 | 2,159 |
| Income before extraordinary items | $2,034,000 | 2,465 |
| Extraordinary gains, net | $-23,000 | 12,488 |
| Net income | $2,011,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 12,404 |
| Cash dividends | $1,193,000 | 1,540 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $1,989,780 | 2,380 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,559,000 | 3,650 |
| Total interest expense | $2,700,000 | 5,642 |
| Net interest income | $6,859,000 | 2,648 |
| Provision for loan and lease losses | $184,000 | 5,448 |
| Total noninterest income | $840,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $459,000 | 3,039 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $381,000 | 3,823 |
| Total noninterest expense | $4,518,000 | 3,147 |
| Salaries and employee benefits | $2,061,000 | 3,137 |
| Premises and equipment expense | $796,000 | 2,612 |
| Additional noninterest expense | $1,661,000 | 3,286 |
| Pre-tax net operating income | $2,997,000 | 2,079 |
| Securities gains (losses) | $30,000 | 4,989 |
| Applicable income taxes | $1,041,000 | 2,031 |
| Income before extraordinary items | $1,986,000 | 2,311 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,986,000 | 2,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 4,574 |
| Cash dividends | $1,035,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 840 |
| Net operating income | $1,966,200 | 2,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.