Home > National City Bank of the Midwest > Net charge- offs to loans
National City Bank of the Midwest, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 498 |
| Percentage Net Loans Charged-off:Construction & development | 0.2217% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0959% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2761% | 480 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3884% | 125 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2080% | 629 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1379% | 1,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3632% | 2,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8390% | 504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2496% | 1,088 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2507% | 357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0746% | 7,729 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2129% | 243 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3276% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5448% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1981% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1459% | 1,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0449% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8416% | 447 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2820% | 1,686 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1980% | 692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0999% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4223% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1482% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2178% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 1,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4863% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1576% | 1,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2581% | 1,033 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2895% | 1,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1962% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 0.2533% | 211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4633% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1089% | 1,176 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 276 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0793% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4910% | 1,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1416% | 1,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7081% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1367% | 827 |
| Percentage Net Loans Charged-off:Construction & development | 0.1204% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2591% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1035% | 1,082 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1263% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0861% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4577% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9325% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6887% | 550 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2284% | 1,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.1252% | 157 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0171% | 460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 869 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1643% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0643% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6556% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9345% | 1,612 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5935% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3122% | 1,853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1937% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.8499% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2581% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0639% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3485% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3425% | 2,567 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1408% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8446% | 635 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1595% | 2,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 2,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0321% | 7,898 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0684% | 8,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3169% | 551 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0686% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3495% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1828% | 2,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9593% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4650% | 741 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0809% | 3,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1002% | 8,658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 7,804 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2962% | 8,676 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2959% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3090% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2939% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 2,517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9332% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3949% | 698 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1271% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0988% | 8,677 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 7,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3403% | 8,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4083% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2137% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4372% | 367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1629% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1950% | 1,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4018% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4552% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2381% | 948 |
| Percentage Net Loans Charged-off:Construction & development | 0.2544% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3402% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0763% | 446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8822% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1029% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0961% | 1,548 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3641% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 880 |
| Percentage Net Loans Charged-off:Construction & development | 0.2363% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3043% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0592% | 380 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1120% | 1,361 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6152% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1360% | 1,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0850% | 1,385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4045% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2242% | 783 |
| Percentage Net Loans Charged-off:Construction & development | 0.3555% | 265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 1,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 5,929 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0910% | 1,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8206% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2272% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0723% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0913% | 1,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.0513% | 279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1274% | 422 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0740% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2131% | 5,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1095% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4486% | 1,487 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3988% | 1,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0563% | 916 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3412% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1795% | 1,194 |
| Percentage Net Loans Charged-off:Construction & development | -0.0166% | 8,059 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3409% | 633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1075% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0744% | 1,921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7450% | 2,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8677% | 2,765 |
| Percentage Net Loans Charged-off: Credit card loans | -250.0000% | 2,989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0390% | 1,805 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3744% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1103% | 1,545 |
| Percentage Net Loans Charged-off:Construction & development | 0.1193% | 547 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1499% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0821% | 1,718 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3356% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 2,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6015% | 2,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1397% | 1,906 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1465% | 5,405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0601% | 1,667 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 687 |
| Percentage Net Loans Charged-off:Construction & development | -0.1415% | 1,435 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0189% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0412% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2713% | 621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9173% | 448 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8590% | 530 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0449% | 331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2546% | 2,658 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0037% | 241 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0212% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0569% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1166% | 201 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9180% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1728% | 312 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0216% | 391 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3864% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 379 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1157% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0612% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0552% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0755% | 340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1541% | 697 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4378% | 316 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4099% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1503% | 275 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3887% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4274% | 377 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3161% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9029% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0323% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3713% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0083% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0069% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0111% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0525% | 323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0069% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0124% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3044% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4400% | 537 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0456% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4179% | 2,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0616% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0009% | 1,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0001% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2079% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4736% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1411% | 1,260 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4237% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1082% | 549 |
| Percentage Net Loans Charged-off:Construction & development | -0.0391% | 1,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2746% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 1,292 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 1,211 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1303% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8950% | 342 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0008% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0722% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 5,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 866 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1414% | 638 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0046% | 922 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6657% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4981% | 911 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 1,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4415% | 4,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0481% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0893% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 1,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7888% | 286 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4781% | 983 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0115% | 1,159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |