Home > National City Bank of Southern Indiana > Income and Expense
National City Bank of Southern Indiana, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $9,357,000 | 2,059 |
| Total interest expense | $4,832,000 | 1,613 |
| Net interest income | $4,525,000 | 2,526 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $2,609,000 | 1,066 |
| Gross Fiduciary activities income | $38,000 | 990 |
| Service charges on deposit accounts | $1,794,000 | 479 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $777,000 | 1,627 |
| Total noninterest expense | $3,643,000 | 2,430 |
| Salaries and employee benefits | $1,576,000 | 3,002 |
| Premises and equipment expense | $393,000 | 3,044 |
| Additional noninterest expense | $1,674,000 | 1,574 |
| Pre-tax net operating income | $3,478,000 | 1,449 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,272,000 | 1,142 |
| Income before extraordinary items | $2,206,000 | 1,651 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,206,000 | 1,652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,743 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,206,000 | 1,637 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,463,000 | 2,110 |
| Total interest expense | $2,290,000 | 1,616 |
| Net interest income | $2,173,000 | 2,603 |
| Provision for loan and lease losses | $31,000 | 3,804 |
| Total noninterest income | $1,055,000 | 1,229 |
| Gross Fiduciary activities income | $36,000 | 887 |
| Service charges on deposit accounts | $838,000 | 489 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $181,000 | 2,670 |
| Total noninterest expense | $2,264,000 | 1,962 |
| Salaries and employee benefits | $799,000 | 2,975 |
| Premises and equipment expense | $202,000 | 2,999 |
| Additional noninterest expense | $1,263,000 | 1,062 |
| Pre-tax net operating income | $933,000 | 2,405 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $355,000 | 1,802 |
| Income before extraordinary items | $578,000 | 2,823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $578,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $578,000 | 2,811 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,572,000 | 2,274 |
| Total interest expense | $7,296,000 | 1,559 |
| Net interest income | $7,276,000 | 2,949 |
| Provision for loan and lease losses | $-1,680,000 | 8,792 |
| Total noninterest income | $4,182,000 | 1,237 |
| Gross Fiduciary activities income | $113,000 | 924 |
| Service charges on deposit accounts | $3,413,000 | 505 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $656,000 | 2,891 |
| Total noninterest expense | $8,630,000 | 1,942 |
| Salaries and employee benefits | $2,978,000 | 2,986 |
| Premises and equipment expense | $571,000 | 3,806 |
| Additional noninterest expense | $5,081,000 | 1,021 |
| Pre-tax net operating income | $4,508,000 | 2,023 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,595,000 | 1,636 |
| Income before extraordinary items | $2,913,000 | 2,313 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,913,000 | 2,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $409,000 | 1,375 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,913,000 | 2,275 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,646,000 | 2,282 |
| Total interest expense | $5,141,000 | 1,567 |
| Net interest income | $5,505,000 | 2,904 |
| Provision for loan and lease losses | $-1,268,000 | 8,813 |
| Total noninterest income | $3,090,000 | 1,257 |
| Gross Fiduciary activities income | $76,000 | 928 |
| Service charges on deposit accounts | $2,512,000 | 511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $502,000 | 2,878 |
| Total noninterest expense | $6,421,000 | 1,943 |
| Salaries and employee benefits | $2,178,000 | 3,014 |
| Premises and equipment expense | $423,000 | 3,809 |
| Additional noninterest expense | $3,820,000 | 1,006 |
| Pre-tax net operating income | $3,442,000 | 2,008 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,227,000 | 1,625 |
| Income before extraordinary items | $2,215,000 | 2,298 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,215,000 | 2,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 951 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,215,000 | 2,259 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 2,278 |
| Total interest expense | $3,197,000 | 1,579 |
| Net interest income | $3,725,000 | 2,833 |
| Provision for loan and lease losses | $334,000 | 1,389 |
| Total noninterest income | $1,915,000 | 1,320 |
| Gross Fiduciary activities income | $42,000 | 962 |
| Service charges on deposit accounts | $1,558,000 | 534 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $315,000 | 2,972 |
| Total noninterest expense | $4,230,000 | 1,955 |
| Salaries and employee benefits | $1,425,000 | 3,066 |
| Premises and equipment expense | $278,000 | 3,838 |
| Additional noninterest expense | $2,527,000 | 999 |
| Pre-tax net operating income | $1,076,000 | 3,528 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $890,000 | 1,497 |
| Income before extraordinary items | $186,000 | 7,032 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $186,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 822 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $186,000 | 6,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,385,000 | 2,278 |
| Total interest expense | $1,489,000 | 1,600 |
| Net interest income | $1,896,000 | 2,778 |
| Provision for loan and lease losses | $64,000 | 2,777 |
| Total noninterest income | $914,000 | 1,346 |
| Gross Fiduciary activities income | $24,000 | 954 |
| Service charges on deposit accounts | $730,000 | 542 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $160,000 | 2,858 |
| Total noninterest expense | $2,147,000 | 1,935 |
| Salaries and employee benefits | $700,000 | 3,116 |
| Premises and equipment expense | $137,000 | 3,911 |
| Additional noninterest expense | $1,310,000 | 952 |
| Pre-tax net operating income | $599,000 | 3,224 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $237,000 | 2,344 |
| Income before extraordinary items | $362,000 | 3,886 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $362,000 | 3,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,489 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $362,000 | 3,841 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,123,000 | 2,797 |
| Total interest expense | $4,714,000 | 1,729 |
| Net interest income | $5,409,000 | 3,580 |
| Provision for loan and lease losses | $453,000 | 2,134 |
| Total noninterest income | $4,081,000 | 1,259 |
| Gross Fiduciary activities income | $184,000 | 811 |
| Service charges on deposit accounts | $3,260,000 | 529 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $637,000 | 2,880 |
| Total noninterest expense | $6,861,000 | 2,326 |
| Salaries and employee benefits | $2,680,000 | 3,163 |
| Premises and equipment expense | $542,000 | 3,832 |
| Additional noninterest expense | $3,639,000 | 1,366 |
| Pre-tax net operating income | $2,176,000 | 3,325 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,457,000 | 1,642 |
| Income before extraordinary items | $719,000 | 5,517 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $719,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $453,000 | 1,454 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $719,000 | 5,435 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,732,000 | 3,087 |
| Total interest expense | $3,412,000 | 1,758 |
| Net interest income | $3,320,000 | 4,158 |
| Provision for loan and lease losses | $359,000 | 1,976 |
| Total noninterest income | $3,055,000 | 1,287 |
| Gross Fiduciary activities income | $148,000 | 783 |
| Service charges on deposit accounts | $2,433,000 | 537 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $474,000 | 2,897 |
| Total noninterest expense | $5,158,000 | 2,309 |
| Salaries and employee benefits | $2,005,000 | 3,119 |
| Premises and equipment expense | $423,000 | 3,726 |
| Additional noninterest expense | $2,730,000 | 1,357 |
| Pre-tax net operating income | $858,000 | 5,008 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $304,000 | 3,777 |
| Income before extraordinary items | $554,000 | 5,562 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $554,000 | 5,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $359,000 | 1,265 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $554,000 | 5,496 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,768,000 | 3,542 |
| Total interest expense | $2,234,000 | 1,775 |
| Net interest income | $1,534,000 | 5,331 |
| Provision for loan and lease losses | $82,000 | 3,884 |
| Total noninterest income | $2,066,000 | 1,263 |
| Gross Fiduciary activities income | $114,000 | 770 |
| Service charges on deposit accounts | $1,614,000 | 539 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $338,000 | 2,796 |
| Total noninterest expense | $3,441,000 | 2,306 |
| Salaries and employee benefits | $1,342,000 | 3,132 |
| Premises and equipment expense | $296,000 | 3,593 |
| Additional noninterest expense | $1,803,000 | 1,352 |
| Pre-tax net operating income | $77,000 | 8,080 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $18,000 | 6,344 |
| Income before extraordinary items | $59,000 | 8,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $59,000 | 8,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,403 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $59,000 | 8,106 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,914,000 | 3,507 |
| Total interest expense | $1,117,000 | 1,799 |
| Net interest income | $797,000 | 5,225 |
| Provision for loan and lease losses | $44,000 | 3,642 |
| Total noninterest income | $1,023,000 | 1,234 |
| Gross Fiduciary activities income | $54,000 | 784 |
| Service charges on deposit accounts | $781,000 | 551 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $188,000 | 2,570 |
| Total noninterest expense | $1,733,000 | 2,294 |
| Salaries and employee benefits | $654,000 | 3,209 |
| Premises and equipment expense | $147,000 | 3,640 |
| Additional noninterest expense | $932,000 | 1,286 |
| Pre-tax net operating income | $43,000 | 8,009 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $-5,000 | 8,826 |
| Income before extraordinary items | $48,000 | 7,820 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 7,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,000 | 7,758 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,588,000 | 3,231 |
| Total interest expense | $4,806,000 | 1,862 |
| Net interest income | $3,782,000 | 4,550 |
| Provision for loan and lease losses | $905,000 | 1,301 |
| Total noninterest income | $4,172,000 | 1,304 |
| Gross Fiduciary activities income | $192,000 | 813 |
| Service charges on deposit accounts | $3,160,000 | 549 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $820,000 | 2,699 |
| Total noninterest expense | $4,838,000 | 3,134 |
| Salaries and employee benefits | $2,886,000 | 2,862 |
| Premises and equipment expense | $674,000 | 3,188 |
| Additional noninterest expense | $1,278,000 | 3,545 |
| Pre-tax net operating income | $2,211,000 | 3,153 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $749,000 | 2,659 |
| Income before extraordinary items | $1,462,000 | 3,627 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,462,000 | 3,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $905,000 | 1,000 |
| Cash dividends | $8,000,000 | 444 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,462,000 | 3,467 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,682,000 | 3,180 |
| Total interest expense | $3,721,000 | 1,880 |
| Net interest income | $2,961,000 | 4,422 |
| Provision for loan and lease losses | $584,000 | 1,455 |
| Total noninterest income | $2,976,000 | 1,374 |
| Gross Fiduciary activities income | $141,000 | 815 |
| Service charges on deposit accounts | $2,321,000 | 569 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 3,089 |
| Total noninterest expense | $3,631,000 | 3,137 |
| Salaries and employee benefits | $2,152,000 | 2,884 |
| Premises and equipment expense | $526,000 | 3,074 |
| Additional noninterest expense | $953,000 | 3,539 |
| Pre-tax net operating income | $1,722,000 | 3,186 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $573,000 | 2,771 |
| Income before extraordinary items | $1,149,000 | 3,621 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,149,000 | 3,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,036 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,149,000 | 3,441 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 3,070 |
| Total interest expense | $2,601,000 | 1,848 |
| Net interest income | $2,083,000 | 4,269 |
| Provision for loan and lease losses | $137,000 | 3,264 |
| Total noninterest income | $1,934,000 | 1,397 |
| Gross Fiduciary activities income | $112,000 | 782 |
| Service charges on deposit accounts | $1,500,000 | 571 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $322,000 | 3,160 |
| Total noninterest expense | $2,500,000 | 3,045 |
| Salaries and employee benefits | $1,514,000 | 2,754 |
| Premises and equipment expense | $368,000 | 2,960 |
| Additional noninterest expense | $618,000 | 3,627 |
| Pre-tax net operating income | $1,380,000 | 2,774 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $462,000 | 2,435 |
| Income before extraordinary items | $918,000 | 3,167 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $918,000 | 3,166 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,084 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $918,000 | 2,995 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,411,000 | 3,010 |
| Total interest expense | $1,355,000 | 1,829 |
| Net interest income | $1,056,000 | 4,232 |
| Provision for loan and lease losses | $50,000 | 3,651 |
| Total noninterest income | $961,000 | 1,374 |
| Gross Fiduciary activities income | $33,000 | 927 |
| Service charges on deposit accounts | $720,000 | 582 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $208,000 | 2,655 |
| Total noninterest expense | $1,457,000 | 2,655 |
| Salaries and employee benefits | $945,000 | 2,227 |
| Premises and equipment expense | $193,000 | 2,842 |
| Additional noninterest expense | $319,000 | 3,468 |
| Pre-tax net operating income | $510,000 | 3,443 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $158,000 | 3,132 |
| Income before extraordinary items | $352,000 | 3,779 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $352,000 | 3,777 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 2,180 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $352,000 | 3,608 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,698,000 | 2,615 |
| Total interest expense | $6,216,000 | 1,840 |
| Net interest income | $5,482,000 | 3,389 |
| Provision for loan and lease losses | $124,000 | 5,290 |
| Total noninterest income | $3,560,000 | 1,363 |
| Gross Fiduciary activities income | $204,000 | 818 |
| Service charges on deposit accounts | $2,770,000 | 589 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $586,000 | 3,012 |
| Total noninterest expense | $4,731,000 | 3,073 |
| Salaries and employee benefits | $2,696,000 | 2,912 |
| Premises and equipment expense | $798,000 | 2,689 |
| Additional noninterest expense | $1,237,000 | 3,527 |
| Pre-tax net operating income | $4,187,000 | 1,912 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,442,000 | 1,703 |
| Income before extraordinary items | $2,745,000 | 2,182 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,745,000 | 2,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,827 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,745,000 | 2,097 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,464,000 | 1,957 |
| Total interest expense | $8,315,000 | 1,949 |
| Net interest income | $9,149,000 | 1,946 |
| Provision for loan and lease losses | $499,000 | 2,225 |
| Total noninterest income | $3,520,000 | 1,300 |
| Gross Fiduciary activities income | $191,000 | 847 |
| Service charges on deposit accounts | $2,817,000 | 540 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $512,000 | 3,087 |
| Total noninterest expense | $4,380,000 | 3,157 |
| Salaries and employee benefits | $2,530,000 | 2,918 |
| Premises and equipment expense | $860,000 | 2,459 |
| Additional noninterest expense | $990,000 | 4,099 |
| Pre-tax net operating income | $7,790,000 | 969 |
| Securities gains (losses) | $-40,000 | 9,428 |
| Applicable income taxes | $2,679,000 | 917 |
| Income before extraordinary items | $5,071,000 | 1,080 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $5,071,000 | 1,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,565 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $5,097,000 | 1,030 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,683,000 | 1,465 |
| Total interest expense | $9,481,000 | 1,814 |
| Net interest income | $14,202,000 | 1,234 |
| Provision for loan and lease losses | $1,294,000 | 860 |
| Total noninterest income | $4,321,000 | 1,025 |
| Gross Fiduciary activities income | $168,000 | 835 |
| Service charges on deposit accounts | $2,958,000 | 459 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,195,000 | 1,656 |
| Total noninterest expense | $4,789,000 | 2,832 |
| Salaries and employee benefits | $2,414,000 | 2,928 |
| Premises and equipment expense | $926,000 | 2,220 |
| Additional noninterest expense | $1,449,000 | 2,903 |
| Pre-tax net operating income | $12,440,000 | 646 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,755,000 | 681 |
| Income before extraordinary items | $8,685,000 | 642 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,685,000 | 642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,295,000 | 626 |
| Cash dividends | $21,000,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,685,000 | 639 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,471,000 | 1,330 |
| Total interest expense | $8,609,000 | 1,726 |
| Net interest income | $15,862,000 | 1,106 |
| Provision for loan and lease losses | $393,000 | 2,147 |
| Total noninterest income | $4,343,000 | 1,033 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,905,000 | 470 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,438,000 | 1,440 |
| Total noninterest expense | $5,214,000 | 2,594 |
| Salaries and employee benefits | $2,678,000 | 2,642 |
| Premises and equipment expense | $953,000 | 2,143 |
| Additional noninterest expense | $1,583,000 | 2,739 |
| Pre-tax net operating income | $14,598,000 | 611 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $5,119,000 | 588 |
| Income before extraordinary items | $9,479,000 | 648 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $9,479,000 | 649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 1,480 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $9,479,000 | 639 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $27,883,000 | 1,168 |
| Total interest expense | $11,231,000 | 1,375 |
| Net interest income | $16,652,000 | 1,015 |
| Provision for loan and lease losses | $786,000 | 1,198 |
| Total noninterest income | $4,369,000 | 1,036 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $2,548,000 | 509 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,821,000 | 1,230 |
| Total noninterest expense | $10,735,000 | 1,232 |
| Salaries and employee benefits | $3,622,000 | 1,849 |
| Premises and equipment expense | $1,037,000 | 1,909 |
| Additional noninterest expense | $6,076,000 | 834 |
| Pre-tax net operating income | $9,500,000 | 822 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,263,000 | 808 |
| Income before extraordinary items | $6,237,000 | 873 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $6,237,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $600,000 | 1,087 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $6,237,000 | 835 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,252,000 | 1,230 |
| Total interest expense | $11,026,000 | 1,420 |
| Net interest income | $16,226,000 | 1,087 |
| Provision for loan and lease losses | $928,000 | 1,044 |
| Total noninterest income | $3,660,000 | 1,145 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,298,000 | 564 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,362,000 | 1,418 |
| Total noninterest expense | $10,604,000 | 1,251 |
| Salaries and employee benefits | $3,864,000 | 1,697 |
| Premises and equipment expense | $1,005,000 | 1,963 |
| Additional noninterest expense | $5,735,000 | 872 |
| Pre-tax net operating income | $8,354,000 | 985 |
| Securities gains (losses) | $-4,000 | 9,548 |
| Applicable income taxes | $3,137,000 | 890 |
| Income before extraordinary items | $5,213,000 | 1,052 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,213,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,109,000 | 747 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,215,560 | 1,023 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $24,162,000 | 1,414 |
| Total interest expense | $9,754,000 | 1,631 |
| Net interest income | $14,408,000 | 1,245 |
| Provision for loan and lease losses | $465,000 | 1,833 |
| Total noninterest income | $3,522,000 | 1,215 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,097,000 | 650 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,425,000 | 1,426 |
| Total noninterest expense | $10,385,000 | 1,374 |
| Salaries and employee benefits | $3,858,000 | 1,715 |
| Premises and equipment expense | $988,000 | 2,034 |
| Additional noninterest expense | $5,539,000 | 1,047 |
| Pre-tax net operating income | $7,080,000 | 1,054 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $2,471,000 | 1,024 |
| Income before extraordinary items | $4,611,000 | 1,116 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,611,000 | 1,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $586,000 | 1,258 |
| Cash dividends | $5,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,609,700 | 1,101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,873,000 | 1,495 |
| Total interest expense | $9,556,000 | 1,665 |
| Net interest income | $13,317,000 | 1,348 |
| Provision for loan and lease losses | $616,000 | 1,317 |
| Total noninterest income | $2,744,000 | 1,438 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,966,000 | 688 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $778,000 | 2,143 |
| Total noninterest expense | $10,173,000 | 1,389 |
| Salaries and employee benefits | $3,804,000 | 1,747 |
| Premises and equipment expense | $841,000 | 2,371 |
| Additional noninterest expense | $5,528,000 | 1,038 |
| Pre-tax net operating income | $5,272,000 | 1,434 |
| Securities gains (losses) | $-69,000 | 11,337 |
| Applicable income taxes | $1,752,000 | 1,432 |
| Income before extraordinary items | $3,451,000 | 1,484 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,451,000 | 1,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,531 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,496,540 | 1,453 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,674,000 | 1,654 |
| Total interest expense | $7,081,000 | 1,785 |
| Net interest income | $11,593,000 | 1,557 |
| Provision for loan and lease losses | $660,000 | 1,248 |
| Total noninterest income | $2,344,000 | 1,636 |
| Gross Fiduciary activities income | $102,000 | 1,179 |
| Service charges on deposit accounts | $1,632,000 | 809 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $610,000 | 2,554 |
| Total noninterest expense | $8,908,000 | 1,653 |
| Salaries and employee benefits | $3,426,000 | 1,951 |
| Premises and equipment expense | $784,000 | 2,572 |
| Additional noninterest expense | $4,698,000 | 1,236 |
| Pre-tax net operating income | $4,369,000 | 1,643 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $1,448,000 | 1,608 |
| Income before extraordinary items | $2,865,000 | 1,716 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,865,000 | 1,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,182 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,901,960 | 1,691 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,396,000 | 1,909 |
| Total interest expense | $6,909,000 | 1,873 |
| Net interest income | $9,487,000 | 1,904 |
| Provision for loan and lease losses | $504,000 | 2,073 |
| Total noninterest income | $2,182,000 | 1,851 |
| Gross Fiduciary activities income | $124,000 | 1,167 |
| Service charges on deposit accounts | $1,461,000 | 905 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $597,000 | 2,907 |
| Total noninterest expense | $7,665,000 | 1,931 |
| Salaries and employee benefits | $3,037,000 | 2,184 |
| Premises and equipment expense | $737,000 | 2,745 |
| Additional noninterest expense | $3,891,000 | 1,558 |
| Pre-tax net operating income | $3,500,000 | 1,952 |
| Securities gains (losses) | $295,000 | 1,317 |
| Applicable income taxes | $1,184,000 | 1,950 |
| Income before extraordinary items | $2,611,000 | 1,918 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,611,000 | 1,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 2,582 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,407,450 | 1,947 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $17,397,000 | 2,039 |
| Total interest expense | $9,538,000 | 1,793 |
| Net interest income | $7,859,000 | 2,306 |
| Provision for loan and lease losses | $569,000 | 2,731 |
| Total noninterest income | $2,217,000 | 1,812 |
| Gross Fiduciary activities income | $104,000 | 1,243 |
| Service charges on deposit accounts | $1,450,000 | 898 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $663,000 | 2,636 |
| Total noninterest expense | $6,876,000 | 2,137 |
| Salaries and employee benefits | $3,193,000 | 2,061 |
| Premises and equipment expense | $805,000 | 2,580 |
| Additional noninterest expense | $2,878,000 | 2,063 |
| Pre-tax net operating income | $2,631,000 | 2,350 |
| Securities gains (losses) | $-78,000 | 13,749 |
| Applicable income taxes | $653,000 | 3,194 |
| Income before extraordinary items | $1,900,000 | 2,408 |
| Extraordinary gains, net | $39,000 | 1,068 |
| Net income | $1,939,000 | 2,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 2,585 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,957,720 | 2,167 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.