Home > National City Bank of Southern Indiana > Net charge- offs to loans
National City Bank of Southern Indiana, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1605% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0568% | 8,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 8,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1438% | 8,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5633% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4894% | 8,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3744% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1045% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 3,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0495% | 8,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 8,143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1202% | 8,399 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5703% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | -0.9595% | 8,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0260% | 6,819 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0038% | 8,270 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7335% | 229 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6662% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2027% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 8,063 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6828% | 202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9489% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5421% | 292 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2953% | 912 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4233% | 1,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8427% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8808% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2074% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0132% | 8,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6939% | 186 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2985% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3721% | 407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8104% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2476% | 498 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7220% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0205% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2697% | 468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 8,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8750% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8496% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3600% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0020% | 519 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7907% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2590% | 257 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3882% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5313% | 204 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 8,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7269% | 82 |
| Percentage Net Loans Charged-off: Home equity loans | 4.8792% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0509% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1615% | 7,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.9741% | 165 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4057% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6319% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5784% | 8,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4070% | 8,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3786% | 504 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6406% | 6,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8983% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5471% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9866% | 774 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8873% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6564% | 692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0273% | 8,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2193% | 8,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2344% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6973% | 6,076 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7063% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6888% | 734 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4934% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3949% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 2,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 1,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1986% | 8,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3841% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6726% | 6,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9084% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1899% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2873% | 343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5633% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2391% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 1,375 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1258% | 8,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2857% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2207% | 5,967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5280% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 1,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.6357% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5145% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5625% | 1,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2269% | 993 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0743% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4724% | 483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2180% | 284 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5758% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6733% | 664 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8568% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0673% | 1,623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4250% | 1,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1758% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1024% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3125% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1607% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3725% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0934% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0502% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0602% | 1,437 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1199% | 1,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2806% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3484% | 158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2548% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3607% | 2,273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8850% | 893 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0473% | 1,295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 3,767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1318% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2999% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4102% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0147% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3798% | 1,421 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0409% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 6,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2385% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0848% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3406% | 662 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1877% | 3,837 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3746% | 9,008 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0063% | 1,945 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2317% | 3,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3331% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6972% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1091% | 1,449 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1042% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 1,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1347% | 3,979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4137% | 1,407 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7189% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0628% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4662% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0363% | 484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5547% | 40 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0142% | 1,477 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0806% | 194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1597% | 3,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1699% | 176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0356% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2470% | 1,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8601% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9757% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2032% | 3,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1343% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2462% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4050% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3183% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0557% | 845 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6061% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2056% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3896% | 2,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 1,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1889% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5486% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 747 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6623% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0536% | 519 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6354% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2398% | 3,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0386% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1434% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0105% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0493% | 329 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0185% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0761% | 747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8855% | 599 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5277% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2042% | 3,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0232% | 1,441 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1294% | 1,335 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0078% | 1,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7415% | 230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4183% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1463% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 7,192 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1810% | 5,657 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3416% | 5,614 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |