Home > National City Bank of Southern Indiana > Assets and Liabilities
National City Bank of Southern Indiana, Assets and Liabilities
| 2006-06-30 | Rank | |
| # of Employees: | 70 | 2,528 |
| Assets and Liabilities | ||
| Total Assets: | $408,257,000 | 1,606 |
| Cash and due from depository institutions | $314,230,000 | 2,528 |
| Interest-bearing balances | $298,211,000 | 38 |
| Securities | $35,000 | 8,517 |
| Federal funds sold & reverse repurchase agreements | $37,268,000 | 328 |
| Net loans & leases | $48,410,000 | 5,750 |
| Loan loss allowance | $572,000 | 5,715 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,235,000 | 3,315 |
| Other real estate owned | $0 | 2,528 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,079,000 | 2,942 |
| Life insurance assets | $609,000 | 3,218 |
| Total liabilities and capital | $408,257,000 | 1,606 |
| Total liabilities | $366,438,000 | 1,609 |
| Total deposits | $338,781,000 | 1,527 |
| Interest-bearing deposits | $291,483,000 | 1,519 |
| Deposits held in domestic offices | $338,781,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,734,000 | 737 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $997,000 | 5,187 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,926,000 | 2,219 |
| Total equity capital | $41,819,000 | 1,500 |
| Total bank equity capital | $41,819,000 | 1,500 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $8,238,000 | 2,728 |
| Undivided profits | $30,581,000 | 1,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,036,000 | 2,361 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,929,000 | 880 |
| Earning assets | $383,924,000 | 1,547 |
| Long-term assets (5+ years) | $8,889,000 | 4,806 |
| Average Assets, year-to-date | $404,662,330 | 1,580 |
| Average Assets, quarterly | $402,807,000 | 1,605 |
| Volatile liabilities | $57,530,000 | 2,318 |
| Insider loans | $0 | 7,848 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $16,000 | 1,752 |
| Unused loan commitments | $13,099,000 | 4,225 |
| Tier 1 (core) risk-based capital | $41,818,000 | 1,446 |
| Tier 2 risk-based capital | $576,000 | 5,461 |
| Total risk weighted assets | $124,475,000 | 3,352 |
| Total unused commitments | $13,099,000 | 4,225 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 71 | 2,475 |
| Assets and Liabilities | ||
| Total Assets: | $397,357,000 | 1,614 |
| Cash and due from depository institutions | $312,335,000 | 2,475 |
| Interest-bearing balances | $293,517,000 | 40 |
| Securities | $36,000 | 8,550 |
| Federal funds sold & reverse repurchase agreements | $30,026,000 | 450 |
| Net loans & leases | $49,103,000 | 5,660 |
| Loan loss allowance | $625,000 | 5,464 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,119,000 | 3,347 |
| Other real estate owned | $0 | 2,475 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,738,000 | 4,305 |
| Life insurance assets | $606,000 | 3,179 |
| Total liabilities and capital | $397,357,000 | 1,614 |
| Total liabilities | $357,166,000 | 1,619 |
| Total deposits | $332,157,000 | 1,524 |
| Interest-bearing deposits | $284,884,000 | 1,527 |
| Deposits held in domestic offices | $332,157,000 | 1,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,911,000 | 716 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $139,000 | 5,516 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,959,000 | 2,204 |
| Total equity capital | $40,191,000 | 1,542 |
| Total bank equity capital | $40,191,000 | 1,542 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $8,238,000 | 2,658 |
| Undivided profits | $28,953,000 | 1,197 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $624,000 | 3,257 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $53,000 | 905 |
| Income earned, not collected on loans | $1,150,000 | 3,028 |
| Earning assets | $372,682,000 | 1,581 |
| Long-term assets (5+ years) | $8,666,000 | 4,844 |
| Average Assets, year-to-date | $402,865,000 | 1,574 |
| Average Assets, quarterly | $402,865,000 | 1,574 |
| Volatile liabilities | $54,156,000 | 2,330 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $13,715,000 | 4,129 |
| Tier 1 (core) risk-based capital | $40,190,000 | 1,478 |
| Tier 2 risk-based capital | $629,000 | 5,197 |
| Total risk weighted assets | $120,818,000 | 3,386 |
| Total unused commitments | $13,715,000 | 4,129 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 71 | 2,449 |
| Assets and Liabilities | ||
| Total Assets: | $408,373,000 | 1,537 |
| Cash and due from depository institutions | $317,534,000 | 2,449 |
| Interest-bearing balances | $299,166,000 | 34 |
| Securities | $36,000 | 8,609 |
| Federal funds sold & reverse repurchase agreements | $32,922,000 | 387 |
| Net loans & leases | $50,247,000 | 5,594 |
| Loan loss allowance | $599,000 | 5,576 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,192,000 | 3,265 |
| Other real estate owned | $7,000 | 2,449 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,435,000 | 3,134 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $408,373,000 | 1,537 |
| Total liabilities | $368,760,000 | 1,535 |
| Total deposits | $339,049,000 | 1,459 |
| Interest-bearing deposits | $290,510,000 | 1,455 |
| Deposits held in domestic offices | $339,049,000 | 1,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,118,000 | 644 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $153,000 | 5,651 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,440,000 | 2,686 |
| Total equity capital | $39,613,000 | 1,548 |
| Total bank equity capital | $39,613,000 | 1,548 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $8,238,000 | 2,625 |
| Undivided profits | $28,375,000 | 1,208 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 3,758 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,935,000 | 1,131 |
| Earning assets | $382,371,000 | 1,499 |
| Long-term assets (5+ years) | $8,257,000 | 4,936 |
| Average Assets, year-to-date | $394,163,400 | 1,536 |
| Average Assets, quarterly | $398,006,500 | 1,571 |
| Volatile liabilities | $60,166,000 | 2,122 |
| Insider loans | $0 | 7,892 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,396,000 | 4,121 |
| Tier 1 (core) risk-based capital | $39,612,000 | 1,470 |
| Tier 2 risk-based capital | $602,000 | 5,304 |
| Total risk weighted assets | $125,026,000 | 3,263 |
| Total unused commitments | $13,396,000 | 4,121 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $387,640,000 | 1,606 |
| Cash and due from depository institutions | $290,114,000 | 2,273 |
| Interest-bearing balances | $271,055,000 | 40 |
| Securities | $46,000 | 8,644 |
| Federal funds sold & reverse repurchase agreements | $33,307,000 | 394 |
| Net loans & leases | $58,760,000 | 5,161 |
| Loan loss allowance | $997,000 | 4,094 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,802,000 | 3,547 |
| Other real estate owned | $7,000 | 2,273 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $2,604,000 | 4,373 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $387,640,000 | 1,606 |
| Total liabilities | $348,725,000 | 1,598 |
| Total deposits | $324,878,000 | 1,498 |
| Interest-bearing deposits | $281,218,000 | 1,474 |
| Deposits held in domestic offices | $324,878,000 | 1,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,151,000 | 718 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $91,000 | 5,812 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,605,000 | 2,450 |
| Total equity capital | $38,915,000 | 1,557 |
| Total bank equity capital | $38,915,000 | 1,557 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $8,238,000 | 2,562 |
| Undivided profits | $27,677,000 | 1,246 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $491,000 | 3,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $867,000 | 3,880 |
| Earning assets | $363,168,000 | 1,560 |
| Long-term assets (5+ years) | $7,518,000 | 5,160 |
| Average Assets, year-to-date | $390,611,000 | 1,541 |
| Average Assets, quarterly | $394,398,000 | 1,563 |
| Volatile liabilities | $46,938,000 | 2,511 |
| Insider loans | $0 | 7,932 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $12,620,000 | 4,155 |
| Tier 1 (core) risk-based capital | $38,914,000 | 1,466 |
| Tier 2 risk-based capital | $1,004,000 | 3,850 |
| Total risk weighted assets | $127,039,000 | 3,160 |
| Total unused commitments | $12,620,000 | 4,157 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 71 | 2,428 |
| Assets and Liabilities | ||
| Total Assets: | $401,156,000 | 1,518 |
| Cash and due from depository institutions | $294,771,000 | 2,428 |
| Interest-bearing balances | $272,500,000 | 35 |
| Securities | $47,000 | 8,664 |
| Federal funds sold & reverse repurchase agreements | $37,332,000 | 327 |
| Net loans & leases | $61,777,000 | 4,949 |
| Loan loss allowance | $2,688,000 | 1,786 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,697,000 | 3,582 |
| Other real estate owned | $7,000 | 2,428 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $4,525,000 | 2,939 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $401,156,000 | 1,518 |
| Total liabilities | $364,269,000 | 1,497 |
| Total deposits | $334,813,000 | 1,417 |
| Interest-bearing deposits | $289,340,000 | 1,396 |
| Deposits held in domestic offices | $334,813,000 | 1,413 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,202,000 | 641 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $103,000 | 5,718 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $2,151,000 | 1,860 |
| Total equity capital | $36,887,000 | 1,618 |
| Total bank equity capital | $36,887,000 | 1,618 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $8,238,000 | 2,518 |
| Undivided profits | $25,649,000 | 1,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $516,000 | 3,629 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $2,511,000 | 1,152 |
| Earning assets | $371,656,000 | 1,498 |
| Long-term assets (5+ years) | $7,956,000 | 5,132 |
| Average Assets, year-to-date | $391,601,330 | 1,517 |
| Average Assets, quarterly | $390,580,500 | 1,541 |
| Volatile liabilities | $51,289,000 | 2,237 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $12,261,000 | 4,193 |
| Tier 1 (core) risk-based capital | $36,885,000 | 1,511 |
| Tier 2 risk-based capital | $1,686,000 | 2,540 |
| Total risk weighted assets | $133,858,000 | 2,955 |
| Total unused commitments | $12,261,000 | 4,193 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 68 | 2,524 |
| Assets and Liabilities | ||
| Total Assets: | $380,005,000 | 1,593 |
| Cash and due from depository institutions | $276,176,000 | 2,524 |
| Interest-bearing balances | $264,000,000 | 37 |
| Securities | $47,000 | 8,736 |
| Federal funds sold & reverse repurchase agreements | $32,134,000 | 372 |
| Net loans & leases | $62,457,000 | 4,881 |
| Loan loss allowance | $2,688,000 | 1,757 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,700,000 | 3,561 |
| Other real estate owned | $40,000 | 2,524 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $6,451,000 | 2,230 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $380,005,000 | 1,593 |
| Total liabilities | $342,943,000 | 1,584 |
| Total deposits | $319,088,000 | 1,487 |
| Interest-bearing deposits | $275,189,000 | 1,468 |
| Deposits held in domestic offices | $319,088,000 | 1,483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,015,000 | 715 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,840,000 | 2,077 |
| Total equity capital | $37,062,000 | 1,549 |
| Total bank equity capital | $37,062,000 | 1,549 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $8,238,000 | 2,470 |
| Undivided profits | $25,824,000 | 1,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $903,000 | 2,554 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $4,077,000 | 662 |
| Earning assets | $358,638,000 | 1,538 |
| Long-term assets (5+ years) | $8,017,000 | 5,165 |
| Average Assets, year-to-date | $386,824,000 | 1,537 |
| Average Assets, quarterly | $386,824,000 | 1,537 |
| Volatile liabilities | $46,153,000 | 2,320 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $6,000 | 1,755 |
| Unused loan commitments | $15,816,000 | 3,627 |
| Tier 1 (core) risk-based capital | $37,060,000 | 1,463 |
| Tier 2 risk-based capital | $1,663,000 | 2,555 |
| Total risk weighted assets | $131,892,000 | 2,956 |
| Total unused commitments | $15,816,000 | 3,627 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 69 | 2,503 |
| Assets and Liabilities | ||
| Total Assets: | $393,643,000 | 1,514 |
| Cash and due from depository institutions | $269,616,000 | 2,503 |
| Interest-bearing balances | $252,500,000 | 32 |
| Securities | $69,000 | 8,774 |
| Federal funds sold & reverse repurchase agreements | $52,269,000 | 240 |
| Net loans & leases | $64,071,000 | 4,788 |
| Loan loss allowance | $2,688,000 | 1,737 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,708,000 | 3,542 |
| Other real estate owned | $69,000 | 2,503 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,841,000 | 2,735 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $393,643,000 | 1,514 |
| Total liabilities | $356,940,000 | 1,501 |
| Total deposits | $314,203,000 | 1,494 |
| Interest-bearing deposits | $268,534,000 | 1,484 |
| Deposits held in domestic offices | $314,203,000 | 1,488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,577,000 | 504 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $275,000 | 5,476 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,885,000 | 2,008 |
| Total equity capital | $36,703,000 | 1,560 |
| Total bank equity capital | $36,703,000 | 1,560 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $8,238,000 | 2,420 |
| Undivided profits | $25,465,000 | 1,315 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,119,000 | 2,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $2,301,000 | 1,197 |
| Earning assets | $368,909,000 | 1,477 |
| Long-term assets (5+ years) | $8,157,000 | 5,198 |
| Average Assets, year-to-date | $375,768,400 | 1,505 |
| Average Assets, quarterly | $382,254,500 | 1,545 |
| Volatile liabilities | $65,554,000 | 1,698 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,794,000 | 3,498 |
| Tier 1 (core) risk-based capital | $36,700,000 | 1,456 |
| Tier 2 risk-based capital | $1,694,000 | 2,512 |
| Total risk weighted assets | $134,489,000 | 2,873 |
| Total unused commitments | $15,794,000 | 3,499 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 65 | 2,647 |
| Assets and Liabilities | ||
| Total Assets: | $370,866,000 | 1,593 |
| Cash and due from depository institutions | $259,174,000 | 2,647 |
| Interest-bearing balances | $245,400,000 | 41 |
| Securities | $71,000 | 8,820 |
| Federal funds sold & reverse repurchase agreements | $37,461,000 | 316 |
| Net loans & leases | $66,614,000 | 4,634 |
| Loan loss allowance | $2,717,000 | 1,718 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,575,000 | 3,615 |
| Other real estate owned | $40,000 | 2,647 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,931,000 | 2,648 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $370,866,000 | 1,593 |
| Total liabilities | $334,328,000 | 1,586 |
| Total deposits | $308,779,000 | 1,489 |
| Interest-bearing deposits | $262,919,000 | 1,495 |
| Deposits held in domestic offices | $308,779,000 | 1,484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,585,000 | 681 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $82,000 | 5,712 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,882,000 | 2,024 |
| Total equity capital | $36,538,000 | 1,555 |
| Total bank equity capital | $36,538,000 | 1,555 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $8,238,000 | 2,389 |
| Undivided profits | $25,300,000 | 1,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,561,000 | 1,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,875,000 | 1,600 |
| Earning assets | $349,546,000 | 1,542 |
| Long-term assets (5+ years) | $8,510,000 | 5,242 |
| Average Assets, year-to-date | $371,299,750 | 1,522 |
| Average Assets, quarterly | $374,200,000 | 1,552 |
| Volatile liabilities | $45,524,000 | 2,265 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $38,000 | 1,789 |
| Unused loan commitments | $18,239,000 | 3,197 |
| Tier 1 (core) risk-based capital | $36,534,000 | 1,447 |
| Tier 2 risk-based capital | $1,662,000 | 2,509 |
| Total risk weighted assets | $131,940,000 | 2,874 |
| Total unused commitments | $18,239,000 | 3,200 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 73 | 2,353 |
| Assets and Liabilities | ||
| Total Assets: | $377,534,000 | 1,524 |
| Cash and due from depository institutions | $256,638,000 | 2,353 |
| Interest-bearing balances | $245,800,000 | 36 |
| Securities | $73,000 | 8,879 |
| Federal funds sold & reverse repurchase agreements | $41,282,000 | 279 |
| Net loans & leases | $72,423,000 | 4,369 |
| Loan loss allowance | $2,717,000 | 1,696 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,441,000 | 3,736 |
| Other real estate owned | $139,000 | 2,353 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,538,000 | 2,817 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $377,534,000 | 1,524 |
| Total liabilities | $341,491,000 | 1,519 |
| Total deposits | $310,548,000 | 1,458 |
| Interest-bearing deposits | $260,743,000 | 1,495 |
| Deposits held in domestic offices | $310,548,000 | 1,453 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,721,000 | 640 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,190,000 | 4,078 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $2,032,000 | 1,748 |
| Total equity capital | $36,043,000 | 1,507 |
| Total bank equity capital | $36,043,000 | 1,507 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $8,238,000 | 2,347 |
| Undivided profits | $24,805,000 | 1,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,950,000 | 1,442 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,246,000 | 2,336 |
| Earning assets | $359,578,000 | 1,462 |
| Long-term assets (5+ years) | $8,335,000 | 5,380 |
| Average Assets, year-to-date | $371,444,330 | 1,516 |
| Average Assets, quarterly | $371,839,000 | 1,536 |
| Volatile liabilities | $48,532,000 | 2,097 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $15,704,000 | 3,486 |
| Tier 1 (core) risk-based capital | $36,040,000 | 1,437 |
| Tier 2 risk-based capital | $1,734,000 | 2,415 |
| Total risk weighted assets | $137,725,000 | 2,745 |
| Total unused commitments | $15,704,000 | 3,489 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 72 | 2,385 |
| Assets and Liabilities | ||
| Total Assets: | $366,144,000 | 1,558 |
| Cash and due from depository institutions | $254,816,000 | 2,385 |
| Interest-bearing balances | $242,200,000 | 38 |
| Securities | $90,000 | 8,919 |
| Federal funds sold & reverse repurchase agreements | $31,260,000 | 431 |
| Net loans & leases | $72,922,000 | 4,261 |
| Loan loss allowance | $2,717,000 | 1,679 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,491,000 | 3,645 |
| Other real estate owned | $194,000 | 2,385 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,371,000 | 2,771 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $366,144,000 | 1,558 |
| Total liabilities | $330,112,000 | 1,552 |
| Total deposits | $306,706,000 | 1,469 |
| Interest-bearing deposits | $266,825,000 | 1,441 |
| Deposits held in domestic offices | $306,706,000 | 1,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,828,000 | 701 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $92,000 | 5,593 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,486,000 | 1,658 |
| Total equity capital | $36,032,000 | 1,537 |
| Total bank equity capital | $36,032,000 | 1,537 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $8,238,000 | 2,323 |
| Undivided profits | $24,794,000 | 1,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,104,000 | 1,429 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,004,000 | 2,894 |
| Earning assets | $346,472,000 | 1,504 |
| Long-term assets (5+ years) | $8,743,000 | 5,245 |
| Average Assets, year-to-date | $368,399,500 | 1,520 |
| Average Assets, quarterly | $368,399,500 | 1,520 |
| Volatile liabilities | $39,034,000 | 2,407 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $79,000 | 1,811 |
| Unused loan commitments | $16,339,000 | 3,334 |
| Tier 1 (core) risk-based capital | $36,027,000 | 1,420 |
| Tier 2 risk-based capital | $1,708,000 | 2,422 |
| Total risk weighted assets | $135,641,000 | 2,728 |
| Total unused commitments | $16,339,000 | 3,341 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 74 | 2,328 |
| Assets and Liabilities | ||
| Total Assets: | $370,655,000 | 1,531 |
| Cash and due from depository institutions | $261,978,000 | 2,328 |
| Interest-bearing balances | $245,000,000 | 38 |
| Securities | $90,000 | 8,979 |
| Federal funds sold & reverse repurchase agreements | $32,397,000 | 361 |
| Net loans & leases | $68,853,000 | 4,431 |
| Loan loss allowance | $2,717,000 | 1,683 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,536,000 | 3,568 |
| Other real estate owned | $194,000 | 2,328 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,607,000 | 2,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $370,655,000 | 1,531 |
| Total liabilities | $334,671,000 | 1,524 |
| Total deposits | $303,346,000 | 1,470 |
| Interest-bearing deposits | $271,948,000 | 1,391 |
| Deposits held in domestic offices | $303,346,000 | 1,467 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $25,315,000 | 640 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,727,000 | 3,788 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,283,000 | 1,680 |
| Total equity capital | $35,984,000 | 1,506 |
| Total bank equity capital | $35,984,000 | 1,506 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $8,238,000 | 2,295 |
| Undivided profits | $24,746,000 | 1,302 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,686,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $900,000 | 3,310 |
| Earning assets | $346,340,000 | 1,496 |
| Long-term assets (5+ years) | $10,157,000 | 4,992 |
| Average Assets, year-to-date | $361,389,200 | 1,509 |
| Average Assets, quarterly | $357,251,000 | 1,575 |
| Volatile liabilities | $45,441,000 | 2,124 |
| Insider loans | $0 | 8,219 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $64,000 | 1,741 |
| Unused loan commitments | $15,160,000 | 3,403 |
| Tier 1 (core) risk-based capital | $35,980,000 | 1,422 |
| Tier 2 risk-based capital | $1,680,000 | 2,421 |
| Total risk weighted assets | $133,341,000 | 2,757 |
| Total unused commitments | $15,160,000 | 3,403 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 69 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $343,847,000 | 1,641 |
| Cash and due from depository institutions | $216,299,000 | 2,523 |
| Interest-bearing balances | $203,700,000 | 54 |
| Securities | $92,000 | 9,025 |
| Federal funds sold & reverse repurchase agreements | $35,047,000 | 411 |
| Net loans & leases | $85,472,000 | 3,766 |
| Loan loss allowance | $2,717,000 | 1,703 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,685,000 | 3,409 |
| Other real estate owned | $122,000 | 2,523 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,130,000 | 2,896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $343,847,000 | 1,641 |
| Total liabilities | $300,176,000 | 1,696 |
| Total deposits | $279,889,000 | 1,599 |
| Interest-bearing deposits | $233,261,000 | 1,650 |
| Deposits held in domestic offices | $279,889,000 | 1,596 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,830,000 | 785 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $214,000 | 5,398 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,243,000 | 1,760 |
| Total equity capital | $43,671,000 | 1,248 |
| Total bank equity capital | $43,671,000 | 1,248 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $8,238,000 | 2,268 |
| Undivided profits | $32,433,000 | 1,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,826,000 | 1,160 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $729,000 | 4,177 |
| Earning assets | $324,311,000 | 1,594 |
| Long-term assets (5+ years) | $12,524,000 | 4,594 |
| Average Assets, year-to-date | $359,072,750 | 1,530 |
| Average Assets, quarterly | $350,138,500 | 1,604 |
| Volatile liabilities | $33,482,000 | 2,661 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $111,000 | 1,846 |
| Unused loan commitments | $18,513,000 | 2,981 |
| Tier 1 (core) risk-based capital | $43,666,000 | 1,167 |
| Tier 2 risk-based capital | $1,770,000 | 2,299 |
| Total risk weighted assets | $140,624,000 | 2,596 |
| Total unused commitments | $18,513,000 | 2,983 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 73 | 2,381 |
| Assets and Liabilities | ||
| Total Assets: | $356,430,000 | 1,567 |
| Cash and due from depository institutions | $218,068,000 | 2,381 |
| Interest-bearing balances | $209,500,000 | 51 |
| Securities | $120,000 | 9,036 |
| Federal funds sold & reverse repurchase agreements | $42,870,000 | 374 |
| Net loans & leases | $88,498,000 | 3,619 |
| Loan loss allowance | $2,717,000 | 1,666 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,688,000 | 3,369 |
| Other real estate owned | $166,000 | 2,381 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,020,000 | 2,841 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $356,430,000 | 1,567 |
| Total liabilities | $312,985,000 | 1,601 |
| Total deposits | $280,915,000 | 1,577 |
| Interest-bearing deposits | $224,804,000 | 1,696 |
| Deposits held in domestic offices | $280,915,000 | 1,574 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,488,000 | 606 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $2,280,000 | 4,202 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,302,000 | 1,367 |
| Total equity capital | $43,445,000 | 1,250 |
| Total bank equity capital | $43,445,000 | 1,250 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $8,238,000 | 2,225 |
| Undivided profits | $32,207,000 | 1,014 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,395,000 | 966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,369 |
| Income earned, not collected on loans | $628,000 | 4,545 |
| Earning assets | $340,988,000 | 1,494 |
| Long-term assets (5+ years) | $16,218,000 | 3,914 |
| Average Assets, year-to-date | $364,148,000 | 1,501 |
| Average Assets, quarterly | $360,569,500 | 1,532 |
| Volatile liabilities | $43,221,000 | 2,118 |
| Insider loans | $0 | 8,352 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $562,000 | 1,655 |
| Unused loan commitments | $17,173,000 | 3,098 |
| Tier 1 (core) risk-based capital | $43,437,000 | 1,144 |
| Tier 2 risk-based capital | $1,826,000 | 2,199 |
| Total risk weighted assets | $145,152,000 | 2,478 |
| Total unused commitments | $17,173,000 | 3,108 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 73 | 2,361 |
| Assets and Liabilities | ||
| Total Assets: | $364,709,000 | 1,503 |
| Cash and due from depository institutions | $13,409,000 | 2,361 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $141,000 | 9,085 |
| Federal funds sold & reverse repurchase agreements | $61,698,000 | 274 |
| Net loans & leases | $282,403,000 | 1,229 |
| Loan loss allowance | $2,717,000 | 1,647 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,714,000 | 3,312 |
| Other real estate owned | $128,000 | 2,361 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,216,000 | 2,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $364,709,000 | 1,503 |
| Total liabilities | $321,830,000 | 1,539 |
| Total deposits | $288,487,000 | 1,512 |
| Interest-bearing deposits | $241,140,000 | 1,574 |
| Deposits held in domestic offices | $288,487,000 | 1,509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,565,000 | 555 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $269,000 | 5,271 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,509,000 | 1,347 |
| Total equity capital | $42,879,000 | 1,244 |
| Total bank equity capital | $42,879,000 | 1,244 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $8,238,000 | 2,192 |
| Undivided profits | $31,641,000 | 994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,159,000 | 1,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,378 |
| Income earned, not collected on loans | $797,000 | 3,742 |
| Earning assets | $344,242,000 | 1,454 |
| Long-term assets (5+ years) | $16,073,000 | 3,851 |
| Average Assets, year-to-date | $368,007,000 | 1,470 |
| Average Assets, quarterly | $368,007,000 | 1,470 |
| Volatile liabilities | $44,567,000 | 2,026 |
| Insider loans | $1,858,000 | 2,678 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $134,000 | 1,841 |
| Unused loan commitments | $17,788,000 | 2,920 |
| Tier 1 (core) risk-based capital | $42,870,000 | 1,142 |
| Tier 2 risk-based capital | $1,828,000 | 2,159 |
| Total risk weighted assets | $145,382,000 | 2,434 |
| Total unused commitments | $17,788,000 | 2,931 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 82 | 2,107 |
| Assets and Liabilities | ||
| Total Assets: | $371,305,000 | 1,453 |
| Cash and due from depository institutions | $12,190,000 | 2,107 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $163,000 | 9,124 |
| Federal funds sold & reverse repurchase agreements | $86,346,000 | 191 |
| Net loans & leases | $265,601,000 | 1,291 |
| Loan loss allowance | $2,717,000 | 1,600 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,709,000 | 3,284 |
| Other real estate owned | $23,000 | 2,107 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,273,000 | 2,628 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,305,000 | 1,453 |
| Total liabilities | $328,778,000 | 1,476 |
| Total deposits | $290,900,000 | 1,468 |
| Interest-bearing deposits | $239,154,000 | 1,546 |
| Deposits held in domestic offices | $290,900,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $35,579,000 | 511 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $100,000 | 5,595 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,199,000 | 1,880 |
| Total equity capital | $42,527,000 | 1,231 |
| Total bank equity capital | $42,527,000 | 1,231 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $8,238,000 | 2,155 |
| Undivided profits | $31,289,000 | 988 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,321,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $968,000 | 3,310 |
| Earning assets | $352,110,000 | 1,396 |
| Long-term assets (5+ years) | $19,161,000 | 3,419 |
| Average Assets, year-to-date | $347,697,600 | 1,462 |
| Average Assets, quarterly | $363,856,000 | 1,464 |
| Volatile liabilities | $52,285,000 | 1,762 |
| Insider loans | $2,733,000 | 1,937 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $191,000 | 1,768 |
| Unused loan commitments | $18,065,000 | 2,818 |
| Tier 1 (core) risk-based capital | $42,518,000 | 1,132 |
| Tier 2 risk-based capital | $1,915,000 | 2,055 |
| Total risk weighted assets | $152,399,000 | 2,295 |
| Total unused commitments | $18,065,000 | 2,825 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 83 | 2,064 |
| Assets and Liabilities | ||
| Total Assets: | $327,723,000 | 1,546 |
| Cash and due from depository institutions | $15,629,000 | 2,064 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $190,000 | 9,362 |
| Federal funds sold & reverse repurchase agreements | $89,989,000 | 208 |
| Net loans & leases | $214,068,000 | 1,550 |
| Loan loss allowance | $2,717,000 | 1,513 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,880,000 | 3,067 |
| Other real estate owned | $39,000 | 2,064 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,928,000 | 2,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,723,000 | 1,546 |
| Total liabilities | $287,941,000 | 1,588 |
| Total deposits | $255,089,000 | 1,591 |
| Interest-bearing deposits | $211,120,000 | 1,668 |
| Deposits held in domestic offices | $255,089,000 | 1,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,657,000 | 627 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,715,000 | 4,293 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,480,000 | 1,288 |
| Total equity capital | $39,782,000 | 1,235 |
| Total bank equity capital | $39,782,000 | 1,235 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $8,238,000 | 2,044 |
| Undivided profits | $28,544,000 | 998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,683,000 | 829 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $44,000 | 1,161 |
| Income earned, not collected on loans | $1,041,000 | 3,330 |
| Earning assets | $304,247,000 | 1,518 |
| Long-term assets (5+ years) | $22,249,000 | 3,081 |
| Average Assets, year-to-date | $315,329,800 | 1,516 |
| Average Assets, quarterly | $320,954,500 | 1,549 |
| Volatile liabilities | $45,678,000 | 1,916 |
| Insider loans | $2,315,000 | 2,104 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $22,975,000 | 2,257 |
| Tier 1 (core) risk-based capital | $39,773,000 | 1,143 |
| Tier 2 risk-based capital | $2,038,000 | 1,808 |
| Total risk weighted assets | $162,396,000 | 2,058 |
| Total unused commitments | $22,975,000 | 2,263 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 81 | 2,089 |
| Assets and Liabilities | ||
| Total Assets: | $314,416,000 | 1,521 |
| Cash and due from depository institutions | $18,508,000 | 2,089 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $1,432,000 | 9,423 |
| Federal funds sold & reverse repurchase agreements | $132,943,000 | 130 |
| Net loans & leases | $152,393,000 | 2,087 |
| Loan loss allowance | $2,717,000 | 1,424 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,929,000 | 2,955 |
| Other real estate owned | $58,000 | 2,089 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,153,000 | 1,522 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $314,416,000 | 1,521 |
| Total liabilities | $279,825,000 | 1,542 |
| Total deposits | $252,596,000 | 1,506 |
| Interest-bearing deposits | $215,287,000 | 1,553 |
| Deposits held in domestic offices | $252,596,000 | 1,501 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,095,000 | 679 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,018,000 | 4,525 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,116,000 | 1,430 |
| Total equity capital | $34,591,000 | 1,336 |
| Total bank equity capital | $34,591,000 | 1,336 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $8,238,000 | 1,983 |
| Undivided profits | $23,353,000 | 1,143 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,532,000 | 734 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,275,000 | 2,055 |
| Earning assets | $286,768,000 | 1,530 |
| Long-term assets (5+ years) | $35,360,000 | 2,112 |
| Average Assets, year-to-date | $315,446,000 | 1,451 |
| Average Assets, quarterly | $307,907,000 | 1,530 |
| Volatile liabilities | $39,475,000 | 2,132 |
| Insider loans | $2,300,000 | 2,048 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $24,003,000 | 2,050 |
| Tier 1 (core) risk-based capital | $34,522,000 | 1,260 |
| Tier 2 risk-based capital | $2,364,400 | 1,536 |
| Total risk weighted assets | $188,619,100 | 1,735 |
| Total unused commitments | $24,003,000 | 2,052 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 87 | 1,984 |
| Assets and Liabilities | ||
| Total Assets: | $320,856,000 | 1,471 |
| Cash and due from depository institutions | $13,653,000 | 1,984 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $1,535,000 | 9,748 |
| Federal funds sold & reverse repurchase agreements | $85,440,000 | 170 |
| Net loans & leases | $211,029,000 | 1,441 |
| Loan loss allowance | $2,743,000 | 1,386 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,940,000 | 2,897 |
| Other real estate owned | $56,000 | 1,984 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,203,000 | 1,501 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,856,000 | 1,471 |
| Total liabilities | $274,187,000 | 1,551 |
| Total deposits | $247,838,000 | 1,526 |
| Interest-bearing deposits | $226,338,000 | 1,434 |
| Deposits held in domestic offices | $247,838,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,093,000 | 767 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $46,000 | 5,613 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,210,000 | 1,292 |
| Total equity capital | $46,669,000 | 969 |
| Total bank equity capital | $46,669,000 | 969 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $8,000,000 | 2,002 |
| Undivided profits | $35,669,000 | 718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,254,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,639,000 | 1,303 |
| Earning assets | $298,004,000 | 1,454 |
| Long-term assets (5+ years) | $39,521,000 | 2,065 |
| Average Assets, year-to-date | $335,334,400 | 1,360 |
| Average Assets, quarterly | $319,811,000 | 1,454 |
| Volatile liabilities | $41,545,000 | 1,927 |
| Insider loans | $2,508,000 | 1,846 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $694,000 | 826 |
| Unused loan commitments | $28,211,000 | 1,805 |
| Tier 1 (core) risk-based capital | $46,600,000 | 943 |
| Tier 2 risk-based capital | $2,743,000 | 1,296 |
| Total risk weighted assets | $222,341,500 | 1,407 |
| Total unused commitments | $28,211,000 | 1,808 |
| Derivatives | $753,000 | 453 |
| 1998-12-31 | Rank | |
| # of Employees: | 106 | 1,600 |
| Assets and Liabilities | ||
| Total Assets: | $358,351,000 | 1,279 |
| Cash and due from depository institutions | $20,571,000 | 1,600 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,950,000 | 9,816 |
| Federal funds sold & reverse repurchase agreements | $41,527,000 | 398 |
| Net loans & leases | $283,214,000 | 1,021 |
| Loan loss allowance | $2,743,000 | 1,333 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,141,000 | 2,585 |
| Other real estate owned | $86,000 | 1,600 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $7,862,000 | 1,072 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $358,351,000 | 1,279 |
| Total liabilities | $321,162,000 | 1,292 |
| Total deposits | $261,522,000 | 1,416 |
| Interest-bearing deposits | $208,637,000 | 1,538 |
| Deposits held in domestic offices | $261,522,000 | 1,412 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,541,000 | 671 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $29,935,000 | 823 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $5,164,000 | 964 |
| Total equity capital | $37,189,000 | 1,204 |
| Total bank equity capital | $37,189,000 | 1,204 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $8,000,000 | 1,922 |
| Undivided profits | $26,189,000 | 982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,428,000 | 626 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,186,000 | 944 |
| Earning assets | $326,691,000 | 1,291 |
| Long-term assets (5+ years) | $57,559,000 | 1,400 |
| Average Assets, year-to-date | $353,639,200 | 1,228 |
| Average Assets, quarterly | $354,901,000 | 1,268 |
| Volatile liabilities | $69,477,000 | 1,080 |
| Insider loans | $2,672,000 | 1,615 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $40,550,000 | 1,317 |
| Tier 1 (core) risk-based capital | $37,252,000 | 1,127 |
| Tier 2 risk-based capital | $2,743,000 | 1,222 |
| Total risk weighted assets | $282,684,900 | 1,048 |
| Total unused commitments | $40,550,000 | 1,323 |
| Derivatives | $6,179,000 | 436 |
| 1997-12-31 | Rank | |
| # of Employees: | 113 | 1,554 |
| Assets and Liabilities | ||
| Total Assets: | $346,960,000 | 1,333 |
| Cash and due from depository institutions | $14,802,000 | 1,554 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $2,111,000 | 10,285 |
| Federal funds sold & reverse repurchase agreements | $25,652,000 | 520 |
| Net loans & leases | $292,123,000 | 1,016 |
| Loan loss allowance | $2,557,000 | 1,445 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,461,000 | 2,283 |
| Other real estate owned | $20,000 | 1,554 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $8,791,000 | 963 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $346,960,000 | 1,333 |
| Total liabilities | $316,019,000 | 1,326 |
| Total deposits | $248,564,000 | 1,489 |
| Interest-bearing deposits | $202,834,000 | 1,592 |
| Deposits held in domestic offices | $248,564,000 | 1,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,431,000 | 590 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $30,050,000 | 765 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $4,974,000 | 1,009 |
| Total equity capital | $30,941,000 | 1,462 |
| Total bank equity capital | $30,941,000 | 1,462 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $8,000,000 | 1,892 |
| Undivided profits | $19,941,000 | 1,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,395,000 | 840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,165,000 | 1,006 |
| Earning assets | $319,886,000 | 1,331 |
| Long-term assets (5+ years) | $50,750,000 | 1,348 |
| Average Assets, year-to-date | $336,421,600 | 1,306 |
| Average Assets, quarterly | $346,902,000 | 1,321 |
| Volatile liabilities | $77,480,000 | 1,008 |
| Insider loans | $2,323,000 | 1,804 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $64,584,000 | 889 |
| Tier 1 (core) risk-based capital | $30,973,000 | 1,375 |
| Tier 2 risk-based capital | $2,557,000 | 1,235 |
| Total risk weighted assets | $296,850,300 | 1,001 |
| Total unused commitments | $64,584,000 | 893 |
| Derivatives | $3,325,000 | 451 |
| 1996-12-31 | Rank | |
| # of Employees: | 115 | 1,629 |
| Assets and Liabilities | ||
| Total Assets: | $320,720,000 | 1,475 |
| Cash and due from depository institutions | $13,287,000 | 1,629 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $2,630,000 | 10,671 |
| Federal funds sold & reverse repurchase agreements | $26,196,000 | 505 |
| Net loans & leases | $267,995,000 | 1,126 |
| Loan loss allowance | $2,738,000 | 1,434 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,717,000 | 2,132 |
| Other real estate owned | $0 | 1,629 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $6,895,000 | 1,220 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $320,720,000 | 1,475 |
| Total liabilities | $295,065,000 | 1,448 |
| Total deposits | $254,176,000 | 1,518 |
| Interest-bearing deposits | $209,094,000 | 1,599 |
| Deposits held in domestic offices | $254,176,000 | 1,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,000,000 | 649 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $7,000 | 5,254 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $8,882,000 | 665 |
| Total equity capital | $25,655,000 | 1,758 |
| Total bank equity capital | $25,655,000 | 1,758 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $8,000,000 | 1,953 |
| Undivided profits | $14,655,000 | 1,754 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,911,000 | 1,147 |
| Earning assets | $296,821,000 | 1,473 |
| Long-term assets (5+ years) | $40,628,000 | 1,542 |
| Average Assets, year-to-date | $308,669,600 | 1,472 |
| Average Assets, quarterly | $316,658,000 | 1,479 |
| Volatile liabilities | $48,155,000 | 1,432 |
| Insider loans | $4,900,000 | 881 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $50,860,000 | 1,041 |
| Tier 1 (core) risk-based capital | $25,630,000 | 1,678 |
| Tier 2 risk-based capital | $2,738,000 | 1,185 |
| Total risk weighted assets | $263,458,600 | 1,129 |
| Total unused commitments | $50,860,000 | 1,046 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 124 | 1,557 |
| Assets and Liabilities | ||
| Total Assets: | $302,853,000 | 1,577 |
| Cash and due from depository institutions | $14,498,000 | 1,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $3,643,000 | 10,768 |
| Federal funds sold & reverse repurchase agreements | $53,915,000 | 315 |
| Net loans & leases | $221,119,000 | 1,329 |
| Loan loss allowance | $2,859,000 | 1,427 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,678,000 | 2,108 |
| Other real estate owned | $0 | 1,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $6,000,000 | 1,398 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $302,853,000 | 1,577 |
| Total liabilities | $276,807,000 | 1,565 |
| Total deposits | $260,524,000 | 1,495 |
| Interest-bearing deposits | $217,687,000 | 1,568 |
| Deposits held in domestic offices | $260,524,000 | 1,481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,391,000 | 1,300 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $3,006,000 | 2,041 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $5,886,000 | 933 |
| Total equity capital | $26,046,000 | 1,719 |
| Total bank equity capital | $26,046,000 | 1,719 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,000,000 | 1,263 |
| Surplus | $8,000,000 | 1,939 |
| Undivided profits | $15,046,000 | 1,731 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $752,000 | 3,268 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,767,000 | 1,266 |
| Earning assets | $278,677,000 | 1,567 |
| Long-term assets (5+ years) | $34,877,000 | 1,598 |
| Average Assets, year-to-date | $293,387,200 | 1,554 |
| Average Assets, quarterly | $298,276,500 | 1,581 |
| Volatile liabilities | $26,293,000 | 2,081 |
| Insider loans | $5,484,000 | 811 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $42,718,000 | 1,153 |
| Tier 1 (core) risk-based capital | $25,999,000 | 1,641 |
| Tier 2 risk-based capital | $2,756,510 | 1,202 |
| Total risk weighted assets | $220,178,210 | 1,310 |
| Total unused commitments | $42,718,000 | 1,161 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 123 | 1,608 |
| Assets and Liabilities | ||
| Total Assets: | $283,101,000 | 1,621 |
| Cash and due from depository institutions | $18,945,000 | 1,608 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $4,863,000 | 10,919 |
| Federal funds sold & reverse repurchase agreements | $63,405,000 | 244 |
| Net loans & leases | $186,618,000 | 1,511 |
| Loan loss allowance | $2,667,000 | 1,549 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,602,000 | 2,071 |
| Other real estate owned | $25,000 | 1,608 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $5,643,000 | 1,528 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $283,101,000 | 1,621 |
| Total liabilities | $260,455,000 | 1,611 |
| Total deposits | $252,092,000 | 1,504 |
| Interest-bearing deposits | $212,734,000 | 1,568 |
| Deposits held in domestic offices | $252,092,000 | 1,494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,370,000 | 1,914 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000 | 5,354 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,991,000 | 1,066 |
| Total equity capital | $22,646,000 | 1,832 |
| Total bank equity capital | $22,646,000 | 1,832 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,000,000 | 1,277 |
| Surplus | $8,000,000 | 1,874 |
| Undivided profits | $11,646,000 | 2,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $508,000 | 4,237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,557,000 | 1,245 |
| Earning assets | $254,886,000 | 1,650 |
| Long-term assets (5+ years) | $30,211,000 | 1,823 |
| Average Assets, year-to-date | $279,079,400 | 1,615 |
| Average Assets, quarterly | $281,778,500 | 1,626 |
| Volatile liabilities | $15,768,000 | 3,071 |
| Insider loans | $3,260,000 | 1,286 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $38,621,000 | 1,188 |
| Tier 1 (core) risk-based capital | $22,568,000 | 1,843 |
| Tier 2 risk-based capital | $2,429,520 | 1,332 |
| Total risk weighted assets | $193,903,820 | 1,442 |
| Total unused commitments | $38,621,000 | 1,195 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 113 | 1,846 |
| Assets and Liabilities | ||
| Total Assets: | $281,992,000 | 1,651 |
| Cash and due from depository institutions | $12,632,000 | 1,846 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $6,209,000 | 10,670 |
| Federal funds sold & reverse repurchase agreements | $90,620,000 | 204 |
| Net loans & leases | $165,398,000 | 1,661 |
| Loan loss allowance | $2,086,000 | 2,003 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,405,000 | 2,154 |
| Other real estate owned | $0 | 1,846 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $3,728,000 | 1,999 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $281,992,000 | 1,651 |
| Total liabilities | $262,194,000 | 1,631 |
| Total deposits | $254,343,000 | 1,563 |
| Interest-bearing deposits | $221,288,000 | 1,549 |
| Deposits held in domestic offices | $254,343,000 | 1,550 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,156,000 | 2,160 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,695,000 | 873 |
| Total equity capital | $19,798,000 | 2,063 |
| Total bank equity capital | $19,798,000 | 2,063 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,000,000 | 1,281 |
| Surplus | $8,000,000 | 1,790 |
| Undivided profits | $8,798,000 | 2,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $979,000 | 3,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,161,000 | 1,488 |
| Earning assets | $262,227,000 | 1,632 |
| Long-term assets (5+ years) | $25,545,000 | 2,173 |
| Average Assets, year-to-date | $262,688,200 | 1,725 |
| Average Assets, quarterly | $271,182,500 | 1,705 |
| Volatile liabilities | $14,007,000 | 3,167 |
| Insider loans | $2,137,000 | 1,925 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $26,305,000 | 1,575 |
| Tier 1 (core) risk-based capital | $19,798,000 | 2,015 |
| Tier 2 risk-based capital | $2,086,000 | 1,515 |
| Total risk weighted assets | $176,544,200 | 1,566 |
| Total unused commitments | $26,305,000 | 1,601 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 108 | 1,999 |
| Assets and Liabilities | ||
| Total Assets: | $261,693,000 | 1,825 |
| Cash and due from depository institutions | $7,242,000 | 1,999 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,790,000 | 8,815 |
| Federal funds sold & reverse repurchase agreements | $98,200,000 | 261 |
| Net loans & leases | $137,418,000 | 2,031 |
| Loan loss allowance | $1,859,000 | 2,253 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,345,000 | 2,215 |
| Other real estate owned | $198,000 | 1,999 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $4,500,000 | 1,796 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $261,693,000 | 1,825 |
| Total liabilities | $242,691,000 | 1,821 |
| Total deposits | $239,933,000 | 1,736 |
| Interest-bearing deposits | $204,950,000 | 1,778 |
| Deposits held in domestic offices | $239,933,000 | 1,726 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,758,000 | 1,468 |
| Total equity capital | $19,002,000 | 2,043 |
| Total bank equity capital | $19,002,000 | 2,043 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,708,000 | 1,067 |
| Surplus | $7,292,000 | 1,889 |
| Undivided profits | $8,002,000 | 2,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 3,457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,143,000 | 1,694 |
| Earning assets | $246,408,000 | 1,781 |
| Long-term assets (5+ years) | $20,628,000 | 2,542 |
| Average Assets, year-to-date | $262,100,600 | 1,790 |
| Average Assets, quarterly | $255,922,500 | 1,845 |
| Volatile liabilities | $5,614,000 | 6,112 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $26,919,000 | 1,467 |
| Tier 1 (core) risk-based capital | $19,002,000 | 1,998 |
| Tier 2 risk-based capital | $1,859,000 | 1,707 |
| Total risk weighted assets | $154,317,600 | 1,830 |
| Total unused commitments | $26,919,000 | 1,482 |
| Derivatives | $0 | 651 |