Home > National City Bank of Pennsylvania > Net charge- offs to loans
National City Bank of Pennsylvania, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2608% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3385% | 315 |
| Percentage Net Loans Charged-off:Construction & development | 0.0917% | 281 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2648% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2237% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3900% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2200% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1938% | 7,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2320% | 3,480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7373% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0813% | 1,324 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2137% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3615% | 257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1448% | 77 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2715% | 417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5653% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2651% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7066% | 8,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4145% | 2,394 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7714% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1557% | 1,243 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 3,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0902% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.4836% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0935% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 1,643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2481% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0748% | 1,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1954% | 2,807 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5359% | 3,418 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8894% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0414% | 1,352 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0118% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0114% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 1,762 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1348% | 295 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0465% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1337% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4916% | 3,152 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9559% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0521% | 1,307 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0617% | 3,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0432% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 8,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 1,599 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0612% | 337 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0396% | 1,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1328% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4837% | 2,926 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9546% | 288 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0442% | 1,258 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0927% | 2,529 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 7,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0150% | 8,255 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0176% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2574% | 148 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0113% | 1,302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4075% | 1,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8816% | 1,707 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9492% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0297% | 1,215 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3357% | 1,701 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1358% | 1,299 |
| Percentage Net Loans Charged-off:Construction & development | -0.0611% | 7,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1484% | 885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1527% | 1,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2833% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1408% | 1,259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8605% | 1,502 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6034% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1496% | 1,214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1897% | 1,367 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4907% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2407% | 663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0815% | 7,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1610% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4032% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3275% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4219% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0234% | 1,106 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6328% | 2,891 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1245% | 1,085 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2137% | 1,327 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5504% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2447% | 633 |
| Percentage Net Loans Charged-off:Construction & development | -0.1704% | 7,931 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1899% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4036% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1001% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4791% | 360 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2831% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5449% | 3,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0946% | 1,001 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0188% | 18 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6779% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 794 |
| Percentage Net Loans Charged-off:Construction & development | -0.3117% | 7,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3690% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0139% | 5,905 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4653% | 350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9794% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7944% | 2,214 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0697% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1130% | 11 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3885% | 1,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2691% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0515% | 675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3438% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2728% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3125% | 223 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2624% | 908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0154% | 1,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8366% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0300% | 1,736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2003% | 1,383 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3319% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2428% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0725% | 505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2875% | 555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2566% | 779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3056% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2439% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8660% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8477% | 2,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0270% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2314% | 1,363 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3154% | 1,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1881% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0737% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1545% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2420% | 740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3055% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2257% | 786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0058% | 1,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9912% | 2,089 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0193% | 1,370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1463% | 1,320 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3760% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1446% | 873 |
| Percentage Net Loans Charged-off:Construction & development | 0.1744% | 223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0113% | 8,611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2532% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4393% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2049% | 690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7343% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9585% | 2,027 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0125% | 980 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0167% | 1,277 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6099% | 1,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1483% | 1,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.2579% | 462 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1579% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2573% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1356% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6113% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7204% | 1,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0023% | 1,954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0424% | 1,474 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3491% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0731% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 8,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0226% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0996% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2516% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 1,820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9483% | 1,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4031% | 1,417 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 7,620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2115% | 1,662 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3693% | 1,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0508% | 420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0558% | 180 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0727% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0454% | 463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0247% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0488% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4714% | 467 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5112% | 250 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0194% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0753% | 315 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3860% | 1,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0144% | 1,345 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0767% | 1,370 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0513% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0552% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5031% | 265 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9610% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3240% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5287% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 802 |
| Percentage Net Loans Charged-off:Construction & development | -0.2782% | 1,357 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2490% | 1,389 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1822% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0421% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2505% | 557 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8332% | 231 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3751% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2599% | 226 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4310% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 497 |
| Percentage Net Loans Charged-off:Construction & development | -0.0053% | 1,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3186% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1295% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1864% | 1,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7242% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2567% | 411 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0785% | 300 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3914% | 2,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0940% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.0627% | 217 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0865% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0987% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5224% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 539 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2582% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4872% | 327 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1174% | 620 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1164% | 308 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5106% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4365% | 173 |
| Percentage Net Loans Charged-off:Construction & development | 0.1249% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9263% | 143 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5262% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3330% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0577% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3706% | 121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4856% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7820% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0630% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0442% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6786% | 1,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7098% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1468% | 160 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.0288% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3201% | 170 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0008% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3623% | 156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9986% | 305 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0553% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0387% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9032% | 1,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4645% | 345 |
| Percentage Net Loans Charged-off:Construction & development | 0.5020% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1669% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3887% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0869% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1141% | 470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8186% | 240 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9580% | 188 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1225% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0901% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.1255% | 38 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5287% | 4,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7149% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 1,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3180% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8666% | 657 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8619% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1826% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |