Home > National City Bank of Kentucky > Income and Expense
National City Bank of Kentucky, Income and Expense
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $268,623,000 | 125 |
| Total interest expense | $135,503,000 | 114 |
| Net interest income | $133,120,000 | 130 |
| Provision for loan and lease losses | $13,418,000 | 81 |
| Total noninterest income | $114,956,000 | 93 |
| Gross Fiduciary activities income | $13,767,000 | 64 |
| Service charges on deposit accounts | $30,858,000 | 62 |
| Trading account gains and fees | $1,000 | 122 |
| Additional Noninterest Income | $70,330,000 | 97 |
| Total noninterest expense | $92,897,000 | 151 |
| Salaries and employee benefits | $33,555,000 | 173 |
| Premises and equipment expense | $13,305,000 | 129 |
| Additional noninterest expense | $46,037,000 | 133 |
| Pre-tax net operating income | $141,761,000 | 93 |
| Securities gains (losses) | $1,422,000 | 86 |
| Applicable income taxes | $49,316,000 | 94 |
| Income before extraordinary items | $93,867,000 | 94 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,867,000 | 95 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,233,000 | 74 |
| Cash dividends | $125,000,000 | 49 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $92,928,480 | 91 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $138,811,000 | 117 |
| Total interest expense | $69,405,000 | 110 |
| Net interest income | $69,406,000 | 124 |
| Provision for loan and lease losses | $-6,266,000 | 8,782 |
| Total noninterest income | $60,918,000 | 88 |
| Gross Fiduciary activities income | $6,361,000 | 64 |
| Service charges on deposit accounts | $14,837,000 | 61 |
| Trading account gains and fees | $1,000 | 111 |
| Additional Noninterest Income | $39,719,000 | 88 |
| Total noninterest expense | $48,799,000 | 147 |
| Salaries and employee benefits | $17,455,000 | 169 |
| Premises and equipment expense | $6,749,000 | 129 |
| Additional noninterest expense | $24,595,000 | 124 |
| Pre-tax net operating income | $87,791,000 | 78 |
| Securities gains (losses) | $656,000 | 91 |
| Applicable income taxes | $30,103,000 | 81 |
| Income before extraordinary items | $58,344,000 | 79 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,344,000 | 80 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,351,000 | 57 |
| Cash dividends | $75,000,000 | 39 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $57,911,040 | 78 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $527,781,000 | 105 |
| Total interest expense | $231,199,000 | 105 |
| Net interest income | $296,582,000 | 113 |
| Provision for loan and lease losses | $33,355,000 | 71 |
| Total noninterest income | $123,049,000 | 126 |
| Gross Fiduciary activities income | $25,547,000 | 65 |
| Service charges on deposit accounts | $58,816,000 | 60 |
| Trading account gains and fees | $-1,000 | 8,804 |
| Additional Noninterest Income | $38,687,000 | 188 |
| Total noninterest expense | $174,371,000 | 153 |
| Salaries and employee benefits | $68,588,000 | 161 |
| Premises and equipment expense | $29,602,000 | 116 |
| Additional noninterest expense | $76,181,000 | 143 |
| Pre-tax net operating income | $211,905,000 | 105 |
| Securities gains (losses) | $-980,000 | 8,750 |
| Applicable income taxes | $70,107,000 | 111 |
| Income before extraordinary items | $140,818,000 | 110 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $140,818,000 | 110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,745,000 | 72 |
| Cash dividends | $50,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $141,474,600 | 107 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $387,140,000 | 107 |
| Total interest expense | $159,858,000 | 107 |
| Net interest income | $227,282,000 | 113 |
| Provision for loan and lease losses | $23,448,000 | 72 |
| Total noninterest income | $92,830,000 | 131 |
| Gross Fiduciary activities income | $19,445,000 | 65 |
| Service charges on deposit accounts | $42,921,000 | 60 |
| Trading account gains and fees | $-2,000 | 8,831 |
| Additional Noninterest Income | $30,466,000 | 189 |
| Total noninterest expense | $140,585,000 | 150 |
| Salaries and employee benefits | $51,578,000 | 163 |
| Premises and equipment expense | $23,185,000 | 110 |
| Additional noninterest expense | $65,822,000 | 132 |
| Pre-tax net operating income | $156,079,000 | 109 |
| Securities gains (losses) | $-1,082,000 | 8,816 |
| Applicable income taxes | $51,998,000 | 113 |
| Income before extraordinary items | $102,999,000 | 114 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $102,999,000 | 114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,466,000 | 113 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $103,713,120 | 110 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $253,951,000 | 107 |
| Total interest expense | $97,296,000 | 107 |
| Net interest income | $156,655,000 | 112 |
| Provision for loan and lease losses | $39,574,000 | 42 |
| Total noninterest income | $57,375,000 | 134 |
| Gross Fiduciary activities income | $13,179,000 | 65 |
| Service charges on deposit accounts | $27,467,000 | 61 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $16,729,000 | 212 |
| Total noninterest expense | $99,260,000 | 145 |
| Salaries and employee benefits | $34,612,000 | 159 |
| Premises and equipment expense | $17,465,000 | 105 |
| Additional noninterest expense | $47,183,000 | 121 |
| Pre-tax net operating income | $75,196,000 | 134 |
| Securities gains (losses) | $-317,000 | 8,799 |
| Applicable income taxes | $24,794,000 | 145 |
| Income before extraordinary items | $50,085,000 | 141 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $50,085,000 | 141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,938,000 | 231 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $50,297,390 | 138 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $129,529,000 | 106 |
| Total interest expense | $46,749,000 | 108 |
| Net interest income | $82,780,000 | 112 |
| Provision for loan and lease losses | $44,729,000 | 19 |
| Total noninterest income | $27,054,000 | 141 |
| Gross Fiduciary activities income | $6,071,000 | 69 |
| Service charges on deposit accounts | $13,148,000 | 63 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,835,000 | 219 |
| Total noninterest expense | $51,297,000 | 146 |
| Salaries and employee benefits | $17,709,000 | 162 |
| Premises and equipment expense | $11,713,000 | 79 |
| Additional noninterest expense | $21,875,000 | 135 |
| Pre-tax net operating income | $13,808,000 | 251 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $4,728,000 | 249 |
| Income before extraordinary items | $9,080,000 | 257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $9,080,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-165,000 | 8,850 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $9,080,000 | 253 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $333,197,000 | 139 |
| Total interest expense | $119,521,000 | 120 |
| Net interest income | $213,676,000 | 146 |
| Provision for loan and lease losses | $48,811,000 | 65 |
| Total noninterest income | $137,014,000 | 131 |
| Gross Fiduciary activities income | $25,905,000 | 67 |
| Service charges on deposit accounts | $55,902,000 | 63 |
| Trading account gains and fees | $-370,000 | 8,960 |
| Additional Noninterest Income | $55,577,000 | 162 |
| Total noninterest expense | $191,936,000 | 145 |
| Salaries and employee benefits | $69,651,000 | 158 |
| Premises and equipment expense | $28,618,000 | 121 |
| Additional noninterest expense | $93,667,000 | 128 |
| Pre-tax net operating income | $109,943,000 | 151 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $33,936,000 | 164 |
| Income before extraordinary items | $76,007,000 | 159 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $76,007,000 | 160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,328,000 | 176 |
| Cash dividends | $135,000,000 | 61 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $76,007,000 | 150 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $237,803,000 | 144 |
| Total interest expense | $82,242,000 | 126 |
| Net interest income | $155,561,000 | 146 |
| Provision for loan and lease losses | $3,426,000 | 285 |
| Total noninterest income | $100,695,000 | 136 |
| Gross Fiduciary activities income | $20,104,000 | 67 |
| Service charges on deposit accounts | $41,424,000 | 66 |
| Trading account gains and fees | $99,000 | 101 |
| Additional Noninterest Income | $39,068,000 | 170 |
| Total noninterest expense | $144,831,000 | 149 |
| Salaries and employee benefits | $52,099,000 | 163 |
| Premises and equipment expense | $22,109,000 | 116 |
| Additional noninterest expense | $70,623,000 | 129 |
| Pre-tax net operating income | $107,999,000 | 125 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $36,767,000 | 137 |
| Income before extraordinary items | $71,232,000 | 138 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $71,232,000 | 139 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,426,000 | 240 |
| Cash dividends | $100,000,000 | 65 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $71,232,000 | 128 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $152,866,000 | 147 |
| Total interest expense | $49,715,000 | 132 |
| Net interest income | $103,151,000 | 148 |
| Provision for loan and lease losses | $-279,000 | 9,012 |
| Total noninterest income | $70,150,000 | 137 |
| Gross Fiduciary activities income | $14,146,000 | 67 |
| Service charges on deposit accounts | $27,286,000 | 65 |
| Trading account gains and fees | $75,000 | 105 |
| Additional Noninterest Income | $28,643,000 | 164 |
| Total noninterest expense | $98,326,000 | 149 |
| Salaries and employee benefits | $35,196,000 | 159 |
| Premises and equipment expense | $15,045,000 | 112 |
| Additional noninterest expense | $48,085,000 | 127 |
| Pre-tax net operating income | $75,254,000 | 127 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $25,701,000 | 133 |
| Income before extraordinary items | $49,553,000 | 134 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,553,000 | 135 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-279,000 | 9,017 |
| Cash dividends | $100,000,000 | 54 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $49,553,000 | 125 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $74,818,000 | 146 |
| Total interest expense | $23,622,000 | 134 |
| Net interest income | $51,196,000 | 145 |
| Provision for loan and lease losses | $-645,000 | 9,086 |
| Total noninterest income | $31,078,000 | 139 |
| Gross Fiduciary activities income | $6,761,000 | 68 |
| Service charges on deposit accounts | $13,090,000 | 67 |
| Trading account gains and fees | $70,000 | 87 |
| Additional Noninterest Income | $11,157,000 | 189 |
| Total noninterest expense | $49,780,000 | 150 |
| Salaries and employee benefits | $17,848,000 | 160 |
| Premises and equipment expense | $7,851,000 | 111 |
| Additional noninterest expense | $24,081,000 | 126 |
| Pre-tax net operating income | $33,139,000 | 136 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,140,000 | 143 |
| Income before extraordinary items | $21,999,000 | 144 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,999,000 | 145 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-645,000 | 9,101 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $21,999,000 | 133 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $360,883,000 | 131 |
| Total interest expense | $121,616,000 | 126 |
| Net interest income | $239,267,000 | 135 |
| Provision for loan and lease losses | $61,497,000 | 70 |
| Total noninterest income | $128,488,000 | 141 |
| Gross Fiduciary activities income | $24,792,000 | 71 |
| Service charges on deposit accounts | $50,090,000 | 71 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $53,606,000 | 179 |
| Total noninterest expense | $234,836,000 | 132 |
| Salaries and employee benefits | $72,057,000 | 153 |
| Premises and equipment expense | $34,971,000 | 104 |
| Additional noninterest expense | $127,808,000 | 106 |
| Pre-tax net operating income | $71,422,000 | 188 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $23,071,000 | 208 |
| Income before extraordinary items | $48,353,000 | 202 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $48,353,000 | 204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,498,000 | 70 |
| Cash dividends | $25,893,000 | 191 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $48,351,640 | 190 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $280,064,000 | 134 |
| Total interest expense | $95,250,000 | 127 |
| Net interest income | $184,814,000 | 133 |
| Provision for loan and lease losses | $38,069,000 | 84 |
| Total noninterest income | $97,442,000 | 140 |
| Gross Fiduciary activities income | $18,782,000 | 70 |
| Service charges on deposit accounts | $37,311,000 | 74 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $41,349,000 | 179 |
| Total noninterest expense | $182,358,000 | 129 |
| Salaries and employee benefits | $54,727,000 | 155 |
| Premises and equipment expense | $26,315,000 | 106 |
| Additional noninterest expense | $101,316,000 | 106 |
| Pre-tax net operating income | $61,829,000 | 179 |
| Securities gains (losses) | $2,000 | 3,872 |
| Applicable income taxes | $20,315,000 | 193 |
| Income before extraordinary items | $41,516,000 | 192 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $41,516,000 | 193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,069,000 | 79 |
| Cash dividends | $893,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $41,514,660 | 178 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $192,580,000 | 132 |
| Total interest expense | $66,943,000 | 126 |
| Net interest income | $125,637,000 | 132 |
| Provision for loan and lease losses | $30,981,000 | 75 |
| Total noninterest income | $65,211,000 | 141 |
| Gross Fiduciary activities income | $12,963,000 | 69 |
| Service charges on deposit accounts | $24,664,000 | 74 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $27,584,000 | 176 |
| Total noninterest expense | $130,572,000 | 122 |
| Salaries and employee benefits | $38,324,000 | 153 |
| Premises and equipment expense | $18,190,000 | 106 |
| Additional noninterest expense | $74,058,000 | 98 |
| Pre-tax net operating income | $29,295,000 | 227 |
| Securities gains (losses) | $2,000 | 3,460 |
| Applicable income taxes | $9,131,000 | 259 |
| Income before extraordinary items | $20,166,000 | 242 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $20,166,000 | 242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,981,000 | 70 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $20,164,620 | 222 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $98,470,000 | 133 |
| Total interest expense | $34,049,000 | 125 |
| Net interest income | $64,421,000 | 129 |
| Provision for loan and lease losses | $19,272,000 | 68 |
| Total noninterest income | $34,233,000 | 137 |
| Gross Fiduciary activities income | $6,037,000 | 74 |
| Service charges on deposit accounts | $11,974,000 | 75 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,222,000 | 159 |
| Total noninterest expense | $74,012,000 | 113 |
| Salaries and employee benefits | $21,872,000 | 143 |
| Premises and equipment expense | $9,742,000 | 101 |
| Additional noninterest expense | $42,398,000 | 86 |
| Pre-tax net operating income | $5,370,000 | 462 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $1,755,000 | 500 |
| Income before extraordinary items | $3,617,000 | 500 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,617,000 | 498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,272,000 | 67 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $3,615,660 | 467 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $443,606,000 | 126 |
| Total interest expense | $160,206,000 | 122 |
| Net interest income | $283,400,000 | 126 |
| Provision for loan and lease losses | $59,751,000 | 90 |
| Total noninterest income | $141,835,000 | 128 |
| Gross Fiduciary activities income | $26,353,000 | 70 |
| Service charges on deposit accounts | $45,387,000 | 76 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $70,095,000 | 144 |
| Total noninterest expense | $240,418,000 | 122 |
| Salaries and employee benefits | $74,857,000 | 147 |
| Premises and equipment expense | $42,263,000 | 95 |
| Additional noninterest expense | $123,298,000 | 109 |
| Pre-tax net operating income | $125,066,000 | 142 |
| Securities gains (losses) | $793,000 | 490 |
| Applicable income taxes | $42,449,000 | 146 |
| Income before extraordinary items | $83,410,000 | 154 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $83,410,000 | 154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,750,000 | 84 |
| Cash dividends | $20,000,000 | 231 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $82,886,620 | 141 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $565,947,000 | 116 |
| Total interest expense | $284,443,000 | 114 |
| Net interest income | $281,504,000 | 114 |
| Provision for loan and lease losses | $29,803,000 | 139 |
| Total noninterest income | $144,166,000 | 133 |
| Gross Fiduciary activities income | $27,815,000 | 70 |
| Service charges on deposit accounts | $42,760,000 | 70 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,591,000 | 139 |
| Total noninterest expense | $222,301,000 | 134 |
| Salaries and employee benefits | $74,313,000 | 140 |
| Premises and equipment expense | $51,241,000 | 76 |
| Additional noninterest expense | $96,747,000 | 137 |
| Pre-tax net operating income | $173,566,000 | 100 |
| Securities gains (losses) | $1,160,000 | 371 |
| Applicable income taxes | $59,587,000 | 104 |
| Income before extraordinary items | $115,139,000 | 106 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $115,139,000 | 105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,803,000 | 119 |
| Cash dividends | $110,000,000 | 83 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $114,373,400 | 102 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $674,204,000 | 107 |
| Total interest expense | $418,637,000 | 97 |
| Net interest income | $255,567,000 | 123 |
| Provision for loan and lease losses | $25,426,000 | 135 |
| Total noninterest income | $152,191,000 | 131 |
| Gross Fiduciary activities income | $28,985,000 | 69 |
| Service charges on deposit accounts | $41,755,000 | 72 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $81,451,000 | 140 |
| Total noninterest expense | $214,201,000 | 139 |
| Salaries and employee benefits | $67,462,000 | 153 |
| Premises and equipment expense | $48,861,000 | 82 |
| Additional noninterest expense | $97,878,000 | 138 |
| Pre-tax net operating income | $168,131,000 | 99 |
| Securities gains (losses) | $-4,882,000 | 9,836 |
| Applicable income taxes | $55,709,000 | 108 |
| Income before extraordinary items | $107,540,000 | 99 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $107,540,000 | 99 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,426,000 | 121 |
| Cash dividends | $160,000,000 | 60 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $110,762,120 | 99 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $666,138,000 | 92 |
| Total interest expense | $365,961,000 | 87 |
| Net interest income | $300,177,000 | 107 |
| Provision for loan and lease losses | $36,514,000 | 93 |
| Total noninterest income | $164,820,000 | 117 |
| Gross Fiduciary activities income | $29,798,000 | 75 |
| Service charges on deposit accounts | $38,174,000 | 76 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $96,848,000 | 129 |
| Total noninterest expense | $227,861,000 | 132 |
| Salaries and employee benefits | $69,821,000 | 148 |
| Premises and equipment expense | $44,739,000 | 86 |
| Additional noninterest expense | $113,301,000 | 132 |
| Pre-tax net operating income | $200,622,000 | 94 |
| Securities gains (losses) | $349,000 | 415 |
| Applicable income taxes | $69,295,000 | 99 |
| Income before extraordinary items | $131,676,000 | 94 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $131,676,000 | 95 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,513,000 | 87 |
| Cash dividends | $60,000,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $131,445,660 | 93 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $640,988,000 | 100 |
| Total interest expense | $356,104,000 | 88 |
| Net interest income | $284,884,000 | 113 |
| Provision for loan and lease losses | $16,958,000 | 154 |
| Total noninterest income | $126,808,000 | 145 |
| Gross Fiduciary activities income | $29,033,000 | 80 |
| Service charges on deposit accounts | $35,577,000 | 77 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $62,198,000 | 166 |
| Total noninterest expense | $197,746,000 | 145 |
| Salaries and employee benefits | $76,105,000 | 135 |
| Premises and equipment expense | $37,392,000 | 96 |
| Additional noninterest expense | $84,249,000 | 158 |
| Pre-tax net operating income | $196,988,000 | 85 |
| Securities gains (losses) | $19,012,000 | 40 |
| Applicable income taxes | $73,163,000 | 89 |
| Income before extraordinary items | $142,837,000 | 85 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $142,837,000 | 86 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,763,000 | 161 |
| Cash dividends | $87,576,000 | 96 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $130,289,080 | 84 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $563,983,000 | 107 |
| Total interest expense | $287,360,000 | 99 |
| Net interest income | $276,623,000 | 108 |
| Provision for loan and lease losses | $14,974,000 | 154 |
| Total noninterest income | $110,317,000 | 140 |
| Gross Fiduciary activities income | $27,403,000 | 80 |
| Service charges on deposit accounts | $31,894,000 | 83 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $51,020,000 | 166 |
| Total noninterest expense | $191,861,000 | 136 |
| Salaries and employee benefits | $78,444,000 | 123 |
| Premises and equipment expense | $28,372,000 | 118 |
| Additional noninterest expense | $85,045,000 | 145 |
| Pre-tax net operating income | $180,105,000 | 89 |
| Securities gains (losses) | $1,864,000 | 195 |
| Applicable income taxes | $62,326,000 | 94 |
| Income before extraordinary items | $119,643,000 | 85 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $119,643,000 | 85 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,594,000 | 172 |
| Cash dividends | $82,000,000 | 95 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $118,412,760 | 84 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $534,407,000 | 123 |
| Total interest expense | $256,853,000 | 122 |
| Net interest income | $277,554,000 | 122 |
| Provision for loan and lease losses | $16,524,000 | 152 |
| Total noninterest income | $95,409,000 | 159 |
| Gross Fiduciary activities income | $37,203,000 | 63 |
| Service charges on deposit accounts | $31,999,000 | 96 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $26,207,000 | 243 |
| Total noninterest expense | $191,124,000 | 152 |
| Salaries and employee benefits | $81,102,000 | 130 |
| Premises and equipment expense | $24,461,000 | 141 |
| Additional noninterest expense | $85,561,000 | 166 |
| Pre-tax net operating income | $165,315,000 | 98 |
| Securities gains (losses) | $2,573,000 | 128 |
| Applicable income taxes | $62,039,000 | 93 |
| Income before extraordinary items | $105,849,000 | 101 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $105,849,000 | 101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,103,000 | 555 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $104,202,280 | 101 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $477,652,000 | 130 |
| Total interest expense | $245,132,000 | 125 |
| Net interest income | $232,520,000 | 134 |
| Provision for loan and lease losses | $14,289,000 | 149 |
| Total noninterest income | $83,486,000 | 164 |
| Gross Fiduciary activities income | $33,810,000 | 70 |
| Service charges on deposit accounts | $28,859,000 | 102 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $20,817,000 | 263 |
| Total noninterest expense | $178,065,000 | 156 |
| Salaries and employee benefits | $72,654,000 | 142 |
| Premises and equipment expense | $19,082,000 | 175 |
| Additional noninterest expense | $86,329,000 | 156 |
| Pre-tax net operating income | $123,652,000 | 118 |
| Securities gains (losses) | $5,099,000 | 59 |
| Applicable income taxes | $42,540,000 | 121 |
| Income before extraordinary items | $86,211,000 | 113 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $86,211,000 | 113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,820,000 | 250 |
| Cash dividends | $105,000,000 | 62 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $82,794,670 | 117 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $377,192,000 | 141 |
| Total interest expense | $162,121,000 | 142 |
| Net interest income | $215,071,000 | 141 |
| Provision for loan and lease losses | $11,765,000 | 173 |
| Total noninterest income | $85,374,000 | 163 |
| Gross Fiduciary activities income | $29,443,000 | 74 |
| Service charges on deposit accounts | $28,230,000 | 102 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $27,701,000 | 227 |
| Total noninterest expense | $176,671,000 | 158 |
| Salaries and employee benefits | $76,290,000 | 135 |
| Premises and equipment expense | $19,121,000 | 175 |
| Additional noninterest expense | $81,260,000 | 159 |
| Pre-tax net operating income | $112,009,000 | 126 |
| Securities gains (losses) | $-16,000 | 10,174 |
| Applicable income taxes | $34,347,000 | 139 |
| Income before extraordinary items | $77,646,000 | 122 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $77,646,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,679,000 | 232 |
| Cash dividends | $40,000,000 | 138 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $77,657,040 | 124 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $296,012,000 | 162 |
| Total interest expense | $116,932,000 | 170 |
| Net interest income | $179,080,000 | 165 |
| Provision for loan and lease losses | $8,968,000 | 295 |
| Total noninterest income | $71,941,000 | 164 |
| Gross Fiduciary activities income | $26,686,000 | 80 |
| Service charges on deposit accounts | $23,222,000 | 113 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $22,033,000 | 253 |
| Total noninterest expense | $147,703,000 | 176 |
| Salaries and employee benefits | $64,294,000 | 150 |
| Premises and equipment expense | $17,039,000 | 183 |
| Additional noninterest expense | $66,370,000 | 188 |
| Pre-tax net operating income | $94,350,000 | 131 |
| Securities gains (losses) | $2,023,000 | 314 |
| Applicable income taxes | $30,349,000 | 131 |
| Income before extraordinary items | $66,024,000 | 134 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $66,024,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,778,000 | 489 |
| Cash dividends | $75,000,000 | 64 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $64,628,130 | 134 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $274,273,000 | 188 |
| Total interest expense | $131,696,000 | 187 |
| Net interest income | $142,577,000 | 184 |
| Provision for loan and lease losses | $14,685,000 | 273 |
| Total noninterest income | $38,023,000 | 245 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $19,212,000 | 119 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $18,811,000 | 287 |
| Total noninterest expense | $120,026,000 | 208 |
| Salaries and employee benefits | $48,764,000 | 178 |
| Premises and equipment expense | $15,092,000 | 207 |
| Additional noninterest expense | $56,170,000 | 221 |
| Pre-tax net operating income | $45,889,000 | 177 |
| Securities gains (losses) | $1,962,000 | 414 |
| Applicable income taxes | $10,903,000 | 251 |
| Income before extraordinary items | $36,948,000 | 170 |
| Extraordinary gains, net | $4,524,000 | 41 |
| Net income | $41,472,000 | 161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,695,000 | 271 |
| Cash dividends | $5,000,000 | 382 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $35,437,260 | 159 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.