Home > National City Bank of Kentucky > Net charge- offs to loans
National City Bank of Kentucky, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4200% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4836% | 207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0270% | 372 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1473% | 8,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8858% | 127 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1914% | 6,065 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9115% | 135 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 7,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0092% | 4,719 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7435% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6044% | 458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5855% | 140 |
| Percentage Net Loans Charged-off:Construction & development | -0.0028% | 7,646 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2923% | 8,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0957% | 93 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6306% | 6,049 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1367% | 100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4149% | 7,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0279% | 3,802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3547% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4214% | 1,058 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2203% | 626 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 7,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0627% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3070% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2773% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3076% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4837% | 1,936 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1637% | 5,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6816% | 712 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1820% | 2,129 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0651% | 7,816 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0472% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2328% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2352% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 7,147 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3508% | 829 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0494% | 3,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1569% | 757 |
| Percentage Net Loans Charged-off:Construction & development | -0.1008% | 7,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0723% | 573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2111% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2020% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2113% | 669 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1114% | 7,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3752% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0274% | 7,045 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0083% | 6,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 7,748 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3165% | 130 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 1,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3442% | 3,055 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0882% | 7,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 3,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2391% | 768 |
| Percentage Net Loans Charged-off:Construction & development | -0.1019% | 7,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6308% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,801 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1702% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0756% | 1,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0801% | 7,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7366% | 2,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1113% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 3,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3058% | 518 |
| Percentage Net Loans Charged-off:Construction & development | -0.1650% | 7,967 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6922% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 1,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3336% | 173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0553% | 1,724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1764% | 7,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8367% | 2,281 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0502% | 1,267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0101% | 7,603 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4690% | 316 |
| Percentage Net Loans Charged-off:Construction & development | -0.1776% | 7,934 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1232% | 170 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 1,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,909 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4394% | 8,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7611% | 2,406 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1210% | 7,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0469% | 7,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0061% | 1,864 |
| Percentage Net Loans Charged-off:Construction & development | -0.0986% | 7,897 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0964% | 8,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1583% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2726% | 5,973 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1994% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1066% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6817% | 2,457 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0999% | 7,350 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0178% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4532% | 444 |
| Percentage Net Loans Charged-off:Construction & development | 0.2444% | 439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6795% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3882% | 593 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2804% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3992% | 595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0549% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0377% | 2,261 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7539% | 824 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8211% | 674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5334% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0876% | 484 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8376% | 245 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4718% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3164% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4879% | 423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8118% | 838 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0917% | 1,957 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3969% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9822% | 539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2519% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0409% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3485% | 433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2698% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1094% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2865% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5834% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9225% | 2,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5105% | 782 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2134% | 403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3455% | 453 |
| Percentage Net Loans Charged-off:Construction & development | -0.0182% | 7,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6103% | 231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2670% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0057% | 275 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2941% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6399% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8409% | 2,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9590% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9050% | 810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2302% | 949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2703% | 725 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2693% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4799% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2453% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6566% | 1,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6713% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8599% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4558% | 1,803 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2583% | 761 |
| Percentage Net Loans Charged-off:Construction & development | 0.3132% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1412% | 845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3553% | 546 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2615% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3693% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3421% | 3,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7925% | 959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5030% | 1,004 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3843% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0469% | 439 |
| Percentage Net Loans Charged-off:Construction & development | 0.1115% | 129 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 1,274 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0093% | 1,351 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0788% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0980% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0754% | 305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7070% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4593% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9469% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1184% | 285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0353% | 456 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5441% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0886% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.1626% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1346% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 1,320 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0275% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7950% | 261 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0180% | 437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5655% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6185% | 116 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1984% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0253% | 643 |
| Percentage Net Loans Charged-off:Construction & development | 0.1128% | 123 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1175% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1246% | 99 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0477% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0018% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0498% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1481% | 407 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1301% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1706% | 265 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0937% | 462 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 3,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0093% | 856 |
| Percentage Net Loans Charged-off:Construction & development | -0.1163% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0278% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0230% | 739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 192 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1015% | 706 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1803% | 455 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3540% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0635% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2798% | 499 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0389% | 7,330 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4913% | 1,525 |
| Percentage Net Loans Charged-off:Construction & development | -8.9587% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2737% | 1,425 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0620% | 191 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 1,282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0156% | 772 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1053% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1006% | 462 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3430% | 564 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3114% | 185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0942% | 11 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 4,639 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 1,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.1442% | 231 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2081% | 1,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 784 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0695% | 1,317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1170% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 608 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6744% | 612 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0556% | 348 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1260% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | -2.1447% | 1,404 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1167% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0723% | 261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0338% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4127% | 379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4881% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7789% | 472 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0722% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0183% | 52 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 6,861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0612% | 1,463 |
| Percentage Net Loans Charged-off:Construction & development | -0.3730% | 1,398 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2506% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0596% | 643 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2209% | 729 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4886% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6697% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1528% | 1,198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0180% | 488 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4982% | 4,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3531% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 1.4794% | 327 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7632% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 1,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0875% | 1,321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5196% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6406% | 832 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9808% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4852% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0390% | 139 |