Home > National City Bank of Indiana > Income and Expense

National City Bank of Indiana, Income and Expense

2006-06-30 (YTD Data)		Rank
Total interest income	$829,207,000	58
Total interest expense	$389,335,000	54
Net interest income	$439,872,000	60
Provision for loan and lease losses	$37,688,000	43
Total noninterest income	$423,534,000	40
Gross Fiduciary activities income	$13,246,000	66
Service charges on deposit accounts	$47,589,000	43
Trading account gains and fees	$43,000	95
Additional Noninterest Income	$362,656,000	33
Total noninterest expense	$667,857,000	39
Salaries and employee benefits	$385,146,000	27
Premises and equipment expense	$68,037,000	41
Additional noninterest expense	$214,674,000	45
Pre-tax net operating income	$157,861,000	83
Securities gains (losses)	$98,000	358
Applicable income taxes	$62,608,000	79
Income before extraordinary items	$95,351,000	93
Extraordinary gains, net	$0	39
Net income	$95,351,000	94
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,125,000	46
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$95,288,280	88
2006-03-31 (YTD Data)		Rank
Total interest income	$355,703,000	64
Total interest expense	$179,995,000	54
Net interest income	$175,708,000	65
Provision for loan and lease losses	$19,408,000	38
Total noninterest income	$165,025,000	48
Gross Fiduciary activities income	$6,179,000	65
Service charges on deposit accounts	$22,765,000	43
Trading account gains and fees	$0	115
Additional Noninterest Income	$136,081,000	39
Total noninterest expense	$337,284,000	39
Salaries and employee benefits	$195,105,000	25
Premises and equipment expense	$33,314,000	41
Additional noninterest expense	$108,865,000	44
Pre-tax net operating income	$-15,959,000	8,796
Securities gains (losses)	$79,000	281
Applicable income taxes	$-329,000	8,757
Income before extraordinary items	$-15,551,000	8,788
Extraordinary gains, net	$0	21
Net income	$-15,551,000	8,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,063,000	48
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$-15,628,420	8,784
2005-12-31 (YTD Data)		Rank
Total interest income	$1,356,337,000	57
Total interest expense	$641,695,000	46
Net interest income	$714,642,000	62
Provision for loan and lease losses	$48,958,000	57
Total noninterest income	$1,613,722,000	28
Gross Fiduciary activities income	$25,217,000	66
Service charges on deposit accounts	$90,272,000	43
Trading account gains and fees	$92,000	105
Additional Noninterest Income	$1,498,141,000	20
Total noninterest expense	$1,450,941,000	35
Salaries and employee benefits	$821,171,000	23
Premises and equipment expense	$141,627,000	39
Additional noninterest expense	$488,143,000	40
Pre-tax net operating income	$828,465,000	40
Securities gains (losses)	$18,000	1,287
Applicable income taxes	$275,747,000	43
Income before extraordinary items	$552,736,000	40
Extraordinary gains, net	$0	46
Net income	$552,736,000	40
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,154,000	64
Cash dividends	$425,000,000	33
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$552,723,940	39
2005-09-30 (YTD Data)		Rank
Total interest income	$987,088,000	57
Total interest expense	$454,586,000	45
Net interest income	$532,502,000	64
Provision for loan and lease losses	$34,421,000	57
Total noninterest income	$1,358,449,000	23
Gross Fiduciary activities income	$18,963,000	66
Service charges on deposit accounts	$66,057,000	43
Trading account gains and fees	$63,000	98
Additional Noninterest Income	$1,273,366,000	17
Total noninterest expense	$1,133,702,000	33
Salaries and employee benefits	$691,695,000	21
Premises and equipment expense	$109,938,000	37
Additional noninterest expense	$332,069,000	43
Pre-tax net operating income	$722,828,000	38
Securities gains (losses)	$1,000	2,135
Applicable income taxes	$242,946,000	38
Income before extraordinary items	$479,883,000	39
Extraordinary gains, net	$0	35
Net income	$479,883,000	39
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,244,000	60
Cash dividends	$425,000,000	26
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$479,882,340	38
2005-06-30 (YTD Data)		Rank
Total interest income	$631,472,000	56
Total interest expense	$276,012,000	47
Net interest income	$355,460,000	62
Provision for loan and lease losses	$36,241,000	45
Total noninterest income	$1,006,237,000	19
Gross Fiduciary activities income	$12,643,000	67
Service charges on deposit accounts	$41,955,000	43
Trading account gains and fees	$2,000	109
Additional Noninterest Income	$951,637,000	16
Total noninterest expense	$737,067,000	32
Salaries and employee benefits	$453,484,000	21
Premises and equipment expense	$76,120,000	35
Additional noninterest expense	$207,463,000	45
Pre-tax net operating income	$588,389,000	31
Securities gains (losses)	$1,000	1,973
Applicable income taxes	$189,674,000	34
Income before extraordinary items	$398,716,000	29
Extraordinary gains, net	$0	30
Net income	$398,716,000	29
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,831,000	54
Cash dividends	$425,000,000	14
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$398,715,320	30
2005-03-31 (YTD Data)		Rank
Total interest income	$311,614,000	56
Total interest expense	$126,558,000	47
Net interest income	$185,056,000	60
Provision for loan and lease losses	$36,699,000	23
Total noninterest income	$412,449,000	24
Gross Fiduciary activities income	$5,905,000	70
Service charges on deposit accounts	$20,257,000	47
Trading account gains and fees	$2,000	108
Additional Noninterest Income	$386,285,000	18
Total noninterest expense	$358,951,000	33
Salaries and employee benefits	$220,387,000	22
Premises and equipment expense	$40,626,000	31
Additional noninterest expense	$97,938,000	48
Pre-tax net operating income	$201,855,000	42
Securities gains (losses)	$0	1,685
Applicable income taxes	$60,355,000	45
Income before extraordinary items	$141,500,000	38
Extraordinary gains, net	$0	24
Net income	$141,500,000	38
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,232,000	42
Cash dividends	$200,000,000	12
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$141,500,000	38
2004-12-31 (YTD Data)		Rank
Total interest income	$2,182,163,000	31
Total interest expense	$579,520,000	33
Net interest income	$1,602,643,000	29
Provision for loan and lease losses	$51,153,000	62
Total noninterest income	$2,125,835,000	19
Gross Fiduciary activities income	$27,591,000	66
Service charges on deposit accounts	$85,164,000	50
Trading account gains and fees	$128,000	104
Additional Noninterest Income	$2,012,952,000	14
Total noninterest expense	$1,496,455,000	25
Salaries and employee benefits	$873,468,000	19
Premises and equipment expense	$120,428,000	44
Additional noninterest expense	$502,559,000	39
Pre-tax net operating income	$2,180,870,000	12
Securities gains (losses)	$55,000	1,669
Applicable income taxes	$809,500,000	11
Income before extraordinary items	$1,371,425,000	12
Extraordinary gains, net	$0	34
Net income	$1,371,425,000	12
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,601,000	65
Cash dividends	$1,800,000,000	6
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,371,389,800	12
2004-09-30 (YTD Data)		Rank
Total interest income	$1,657,117,000	29
Total interest expense	$402,106,000	32
Net interest income	$1,255,011,000	29
Provision for loan and lease losses	$49,540,000	56
Total noninterest income	$1,352,510,000	20
Gross Fiduciary activities income	$21,643,000	64
Service charges on deposit accounts	$63,670,000	51
Trading account gains and fees	$118,000	99
Additional Noninterest Income	$1,267,079,000	14
Total noninterest expense	$1,057,966,000	31
Salaries and employee benefits	$616,073,000	21
Premises and equipment expense	$86,976,000	44
Additional noninterest expense	$354,917,000	42
Pre-tax net operating income	$1,500,015,000	14
Securities gains (losses)	$55,000	1,589
Applicable income taxes	$553,097,000	13
Income before extraordinary items	$946,973,000	15
Extraordinary gains, net	$0	26
Net income	$946,973,000	15
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,618,000	64
Cash dividends	$1,400,000,000	6
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$946,937,800	15
2004-06-30 (YTD Data)		Rank
Total interest income	$1,096,808,000	27
Total interest expense	$242,883,000	34
Net interest income	$853,925,000	28
Provision for loan and lease losses	$26,584,000	61
Total noninterest income	$937,910,000	21
Gross Fiduciary activities income	$15,277,000	64
Service charges on deposit accounts	$42,048,000	53
Trading account gains and fees	$-20,353,000	9,076
Additional Noninterest Income	$900,938,000	16
Total noninterest expense	$724,281,000	30
Salaries and employee benefits	$411,304,000	24
Premises and equipment expense	$58,414,000	47
Additional noninterest expense	$254,563,000	40
Pre-tax net operating income	$1,040,970,000	13
Securities gains (losses)	$33,000	1,728
Applicable income taxes	$384,330,000	13
Income before extraordinary items	$656,673,000	14
Extraordinary gains, net	$0	21
Net income	$656,673,000	14
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,277,000	63
Cash dividends	$1,000,000,000	5
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$656,651,880	13
2004-03-31 (YTD Data)		Rank
Total interest income	$528,700,000	31
Total interest expense	$119,618,000	34
Net interest income	$409,082,000	30
Provision for loan and lease losses	$13,068,000	66
Total noninterest income	$668,504,000	18
Gross Fiduciary activities income	$7,460,000	63
Service charges on deposit accounts	$20,003,000	54
Trading account gains and fees	$55,000	89
Additional Noninterest Income	$640,986,000	16
Total noninterest expense	$366,133,000	30
Salaries and employee benefits	$187,918,000	26
Premises and equipment expense	$29,022,000	46
Additional noninterest expense	$149,193,000	37
Pre-tax net operating income	$698,385,000	11
Securities gains (losses)	$12,000	1,956
Applicable income taxes	$260,646,000	11
Income before extraordinary items	$437,751,000	11
Extraordinary gains, net	$0	16
Net income	$437,751,000	11
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,784,000	64
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$437,743,320	11
2003-12-31 (YTD Data)		Rank
Total interest income	$2,732,490,000	21
Total interest expense	$648,617,000	29
Net interest income	$2,083,873,000	20
Provision for loan and lease losses	$69,584,000	68
Total noninterest income	$1,655,683,000	25
Gross Fiduciary activities income	$31,557,000	63
Service charges on deposit accounts	$77,405,000	55
Trading account gains and fees	$596,000	91
Additional Noninterest Income	$1,546,125,000	18
Total noninterest expense	$1,355,732,000	34
Salaries and employee benefits	$798,572,000	22
Premises and equipment expense	$106,324,000	53
Additional noninterest expense	$450,836,000	45
Pre-tax net operating income	$2,314,240,000	12
Securities gains (losses)	$840,000	536
Applicable income taxes	$883,426,000	11
Income before extraordinary items	$1,431,654,000	12
Extraordinary gains, net	$0	54
Net income	$1,431,654,000	12
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,770,000	59
Cash dividends	$750,000,000	20
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,431,116,400	12
2003-09-30 (YTD Data)		Rank
Total interest income	$2,126,148,000	20
Total interest expense	$505,271,000	27
Net interest income	$1,620,877,000	20
Provision for loan and lease losses	$72,178,000	58
Total noninterest income	$1,194,995,000	27
Gross Fiduciary activities income	$24,413,000	63
Service charges on deposit accounts	$57,503,000	56
Trading account gains and fees	$326,000	97
Additional Noninterest Income	$1,112,753,000	19
Total noninterest expense	$1,068,178,000	32
Salaries and employee benefits	$620,938,000	21
Premises and equipment expense	$76,845,000	51
Additional noninterest expense	$370,395,000	40
Pre-tax net operating income	$1,675,516,000	12
Securities gains (losses)	$838,000	499
Applicable income taxes	$638,703,000	12
Income before extraordinary items	$1,037,651,000	12
Extraordinary gains, net	$0	40
Net income	$1,037,651,000	12
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,768,000	51
Cash dividends	$625,000,000	16
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,037,114,680	12
2003-06-30 (YTD Data)		Rank
Total interest income	$1,383,777,000	21
Total interest expense	$333,163,000	27
Net interest income	$1,050,614,000	20
Provision for loan and lease losses	$58,255,000	52
Total noninterest income	$1,144,977,000	18
Gross Fiduciary activities income	$16,650,000	61
Service charges on deposit accounts	$37,782,000	56
Trading account gains and fees	$242,000	92
Additional Noninterest Income	$1,090,303,000	16
Total noninterest expense	$672,670,000	33
Salaries and employee benefits	$385,568,000	23
Premises and equipment expense	$49,583,000	54
Additional noninterest expense	$237,519,000	40
Pre-tax net operating income	$1,464,666,000	9
Securities gains (losses)	$777,000	434
Applicable income taxes	$561,125,000	9
Income before extraordinary items	$904,318,000	11
Extraordinary gains, net	$0	30
Net income	$904,318,000	11
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,335,000	57
Cash dividends	$325,000,000	18
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$903,820,720	11
2003-03-31 (YTD Data)		Rank
Total interest income	$689,088,000	20
Total interest expense	$154,919,000	31
Net interest income	$534,169,000	18
Provision for loan and lease losses	$32,650,000	48
Total noninterest income	$572,549,000	18
Gross Fiduciary activities income	$8,211,000	61
Service charges on deposit accounts	$18,221,000	57
Trading account gains and fees	$84,000	98
Additional Noninterest Income	$546,033,000	15
Total noninterest expense	$240,636,000	44
Salaries and employee benefits	$187,486,000	23
Premises and equipment expense	$24,623,000	51
Additional noninterest expense	$28,527,000	111
Pre-tax net operating income	$833,432,000	9
Securities gains (losses)	$57,000	1,316
Applicable income taxes	$317,647,000	9
Income before extraordinary items	$515,842,000	10
Extraordinary gains, net	$0	21
Net income	$515,842,000	10
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,035,000	51
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$515,805,520	9
2002-12-31 (YTD Data)		Rank
Total interest income	$2,228,746,000	31
Total interest expense	$583,282,000	38
Net interest income	$1,645,464,000	25
Provision for loan and lease losses	$85,861,000	66
Total noninterest income	$733,560,000	44
Gross Fiduciary activities income	$35,497,000	59
Service charges on deposit accounts	$68,879,000	59
Trading account gains and fees	$770,000	74
Additional Noninterest Income	$628,414,000	40
Total noninterest expense	$1,251,120,000	35
Salaries and employee benefits	$567,663,000	31
Premises and equipment expense	$92,340,000	53
Additional noninterest expense	$591,117,000	35
Pre-tax net operating income	$1,042,043,000	30
Securities gains (losses)	$1,033,000	410
Applicable income taxes	$382,104,000	30
Income before extraordinary items	$660,972,000	32
Extraordinary gains, net	$0	70
Net income	$660,972,000	32
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$97,274,000	60
Cash dividends	$575,000,000	22
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$660,310,880	30
2001-12-31 (YTD Data)		Rank
Total interest income	$1,754,082,000	46
Total interest expense	$803,249,000	48
Net interest income	$950,833,000	42
Provision for loan and lease losses	$167,904,000	46
Total noninterest income	$913,734,000	34
Gross Fiduciary activities income	$38,845,000	59
Service charges on deposit accounts	$61,391,000	57
Trading account gains and fees	$-22,587,000	9,610
Additional Noninterest Income	$836,085,000	26
Total noninterest expense	$1,206,818,000	33
Salaries and employee benefits	$412,740,000	38
Premises and equipment expense	$82,887,000	54
Additional noninterest expense	$711,191,000	27
Pre-tax net operating income	$489,845,000	48
Securities gains (losses)	$71,000	2,041
Applicable income taxes	$187,383,000	47
Income before extraordinary items	$302,533,000	56
Extraordinary gains, net	$0	105
Net income	$302,533,000	55
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,015,000	48
Cash dividends	$150,000,000	62
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$302,487,560	52
2000-12-31 (YTD Data)		Rank
Total interest income	$1,075,356,000	77
Total interest expense	$678,252,000	65
Net interest income	$397,104,000	91
Provision for loan and lease losses	$33,099,000	114
Total noninterest income	$636,562,000	50
Gross Fiduciary activities income	$40,460,000	57
Service charges on deposit accounts	$55,650,000	61
Trading account gains and fees	$0	180
Additional Noninterest Income	$540,452,000	42
Total noninterest expense	$802,827,000	50
Salaries and employee benefits	$367,896,000	40
Premises and equipment expense	$71,241,000	64
Additional noninterest expense	$363,690,000	57
Pre-tax net operating income	$197,740,000	82
Securities gains (losses)	$-3,664,000	9,825
Applicable income taxes	$86,238,000	74
Income before extraordinary items	$107,838,000	98
Extraordinary gains, net	$0	38
Net income	$107,838,000	98
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,173,000	90
Cash dividends	$180,000,000	56
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$110,182,960	101
1999-12-31 (YTD Data)		Rank
Total interest income	$752,586,000	87
Total interest expense	$398,045,000	83
Net interest income	$354,541,000	95
Provision for loan and lease losses	$18,830,000	148
Total noninterest income	$529,414,000	51
Gross Fiduciary activities income	$35,833,000	67
Service charges on deposit accounts	$52,610,000	65
Trading account gains and fees	$0	173
Additional Noninterest Income	$440,971,000	43
Total noninterest expense	$601,650,000	60
Salaries and employee benefits	$279,863,000	48
Premises and equipment expense	$55,492,000	72
Additional noninterest expense	$266,295,000	62
Pre-tax net operating income	$263,475,000	78
Securities gains (losses)	$5,757,000	59
Applicable income taxes	$105,884,000	74
Income before extraordinary items	$163,348,000	80
Extraordinary gains, net	$0	35
Net income	$163,348,000	80
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,831,000	135
Cash dividends	$105,000,000	82
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$159,663,520	78
1998-12-31 (YTD Data)		Rank
Total interest income	$733,292,000	87
Total interest expense	$419,019,000	80
Net interest income	$314,273,000	100
Provision for loan and lease losses	$16,277,000	156
Total noninterest income	$470,562,000	50
Gross Fiduciary activities income	$31,682,000	76
Service charges on deposit accounts	$41,877,000	71
Trading account gains and fees	$0	224
Additional Noninterest Income	$397,003,000	43
Total noninterest expense	$493,896,000	70
Salaries and employee benefits	$259,110,000	51
Premises and equipment expense	$48,919,000	82
Additional noninterest expense	$185,867,000	88
Pre-tax net operating income	$274,662,000	73
Securities gains (losses)	$6,877,000	97
Applicable income taxes	$99,796,000	69
Income before extraordinary items	$181,743,000	73
Extraordinary gains, net	$0	32
Net income	$181,743,000	74
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,990,000	145
Cash dividends	$92,800,000	89
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$177,272,950	72
1997-12-31 (YTD Data)		Rank
Total interest income	$391,397,000	149
Total interest expense	$180,571,000	153
Net interest income	$210,826,000	142
Provision for loan and lease losses	$17,256,000	144
Total noninterest income	$82,854,000	162
Gross Fiduciary activities income	$20,710,000	95
Service charges on deposit accounts	$29,950,000	88
Trading account gains and fees	$0	239
Additional Noninterest Income	$32,194,000	207
Total noninterest expense	$161,914,000	166
Salaries and employee benefits	$69,753,000	140
Premises and equipment expense	$21,467,000	146
Additional noninterest expense	$70,694,000	167
Pre-tax net operating income	$114,510,000	132
Securities gains (losses)	$254,000	615
Applicable income taxes	$41,700,000	131
Income before extraordinary items	$73,064,000	141
Extraordinary gains, net	$0	44
Net income	$73,064,000	141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,109,000	131
Cash dividends	$41,000,000	147
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$72,901,440	135
1996-12-31 (YTD Data)		Rank
Total interest income	$391,622,000	160
Total interest expense	$181,063,000	164
Net interest income	$210,559,000	147
Provision for loan and lease losses	$15,036,000	164
Total noninterest income	$84,832,000	171
Gross Fiduciary activities income	$18,710,000	104
Service charges on deposit accounts	$29,029,000	102
Trading account gains and fees	$0	262
Additional Noninterest Income	$37,093,000	202
Total noninterest expense	$148,919,000	184
Salaries and employee benefits	$56,861,000	174
Premises and equipment expense	$21,801,000	159
Additional noninterest expense	$70,257,000	189
Pre-tax net operating income	$131,436,000	115
Securities gains (losses)	$-62,000	11,093
Applicable income taxes	$50,211,000	109
Income before extraordinary items	$81,163,000	126
Extraordinary gains, net	$0	53
Net income	$81,163,000	125
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,920,000	149
Cash dividends	$137,500,000	63
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$81,202,680	121
1995-12-31 (YTD Data)		Rank
Total interest income	$390,107,000	162
Total interest expense	$196,468,000	157
Net interest income	$193,639,000	162
Provision for loan and lease losses	$13,080,000	154
Total noninterest income	$79,293,000	168
Gross Fiduciary activities income	$17,397,000	108
Service charges on deposit accounts	$27,211,000	109
Trading account gains and fees	$0	522
Additional Noninterest Income	$34,685,000	197
Total noninterest expense	$152,316,000	173
Salaries and employee benefits	$61,619,000	166
Premises and equipment expense	$21,417,000	165
Additional noninterest expense	$69,280,000	188
Pre-tax net operating income	$107,536,000	139
Securities gains (losses)	$-2,135,000	11,912
Applicable income taxes	$41,188,000	129
Income before extraordinary items	$64,213,000	155
Extraordinary gains, net	$0	65
Net income	$64,213,000	154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,213,000	173
Cash dividends	$18,000,000	276
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$65,579,400	155
1994-12-31 (YTD Data)		Rank
Total interest income	$328,726,000	165
Total interest expense	$141,519,000	166
Net interest income	$187,207,000	163
Provision for loan and lease losses	$15,400,000	144
Total noninterest income	$74,546,000	177
Gross Fiduciary activities income	$15,943,000	114
Service charges on deposit accounts	$25,919,000	106
Trading account gains and fees	$247,000	176
Additional Noninterest Income	$32,437,000	207
Total noninterest expense	$147,062,000	182
Salaries and employee benefits	$64,568,000	155
Premises and equipment expense	$21,242,000	161
Additional noninterest expense	$61,252,000	197
Pre-tax net operating income	$99,291,000	142
Securities gains (losses)	$1,261,000	144
Applicable income taxes	$38,181,000	124
Income before extraordinary items	$62,371,000	154
Extraordinary gains, net	$0	249
Net income	$62,371,000	154
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,637,000	158
Cash dividends	$50,000,000	114
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$61,563,960	158
1993-12-31 (YTD Data)		Rank
Total interest income	$329,591,000	146
Total interest expense	$117,937,000	169
Net interest income	$211,654,000	132
Provision for loan and lease losses	$18,364,000	170
Total noninterest income	$66,435,000	173
Gross Fiduciary activities income	$15,636,000	111
Service charges on deposit accounts	$28,472,000	96
Trading account gains and fees	$732,000	154
Additional Noninterest Income	$21,595,000	258
Total noninterest expense	$161,044,000	163
Salaries and employee benefits	$72,870,000	131
Premises and equipment expense	$27,476,000	124
Additional noninterest expense	$60,698,000	195
Pre-tax net operating income	$98,681,000	123
Securities gains (losses)	$1,738,000	361
Applicable income taxes	$39,495,000	105
Income before extraordinary items	$60,924,000	144
Extraordinary gains, net	$0	3,149
Net income	$60,924,000	143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,777,000	149
Cash dividends	$115,000,000	40
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$59,811,680	143
1992-12-31 (YTD Data)		Rank
Total interest income	$180,667,000	282
Total interest expense	$83,947,000	293
Net interest income	$96,720,000	262
Provision for loan and lease losses	$28,625,000	170
Total noninterest income	$70,724,000	162
Gross Fiduciary activities income	$15,268,000	111
Service charges on deposit accounts	$18,990,000	122
Trading account gains and fees	$1,180,000	136
Additional Noninterest Income	$35,286,000	170
Total noninterest expense	$103,856,000	231
Salaries and employee benefits	$47,715,000	183
Premises and equipment expense	$21,230,000	153
Additional noninterest expense	$34,911,000	305
Pre-tax net operating income	$34,963,000	219
Securities gains (losses)	$595,000	946
Applicable income taxes	$10,964,000	249
Income before extraordinary items	$24,594,000	234
Extraordinary gains, net	$6,589,000	30
Net income	$31,183,000	196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,287,000	142
Cash dividends	$4,046,000	446
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$24,183,450	207

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.