Home > National City Bank of Indiana > Net charge- offs to loans
National City Bank of Indiana, Net charge- offs to loans
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2819% | 1,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2994% | 360 |
| Percentage Net Loans Charged-off:Construction & development | -0.0003% | 7,640 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 8,000 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3559% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3882% | 127 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3556% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1502% | 1,864 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2637% | 7,835 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3348% | 716 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2835% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3003% | 298 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 7,637 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0244% | 8,151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3561% | 335 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2935% | 138 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3568% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1505% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0328% | 6,790 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1955% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2012% | 2,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1866% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0823% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2081% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1960% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3900% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1937% | 890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2755% | 2,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9765% | 1,901 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5978% | 756 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1921% | 2,020 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1863% | 667 |
| Percentage Net Loans Charged-off:Construction & development | 0.1468% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1611% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1927% | 747 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2821% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1967% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6461% | 2,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5464% | 690 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2319% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2344% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.2329% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2424% | 586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3877% | 142 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2406% | 606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 2,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5248% | 2,766 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5403% | 609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3605% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3761% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.5483% | 86 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0554% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3848% | 362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2815% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3860% | 373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1290% | 1,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7034% | 2,050 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5373% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1474% | 3,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 1,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.1400% | 438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0571% | 1,159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2079% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1447% | 3,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7955% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7917% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1452% | 2,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1148% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0066% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0519% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1203% | 1,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1458% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1201% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6059% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7363% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7907% | 573 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1583% | 2,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1509% | 969 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 7,801 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2392% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1535% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1901% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1532% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0812% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8178% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1430% | 2,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0101% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1497% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2642% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1489% | 759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0969% | 7,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8775% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8600% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2357% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1972% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0100% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 1,315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2054% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3377% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5504% | 2,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7213% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2826% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2753% | 1,385 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2465% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2128% | 873 |
| Percentage Net Loans Charged-off:Construction & development | -0.0032% | 7,925 |
| Percentage Net Loans Charged-off: Commercial real estate | 9.4521% | 8 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0149% | 2,542 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1627% | 272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0142% | 2,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4003% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8234% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2893% | 541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2241% | 2,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1844% | 928 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.9830% | 18 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 1,791 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4134% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0371% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4168% | 2,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9893% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2726% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2782% | 1,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 641 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,875 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.6548% | 16 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0617% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4360% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0598% | 1,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6083% | 1,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9054% | 943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3935% | 389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3203% | 2,588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2269% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0193% | 804 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.3123% | 24 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 2,897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6401% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 2,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9834% | 1,914 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3106% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9083% | 743 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5953% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4987% | 370 |
| Percentage Net Loans Charged-off:Construction & development | -0.0010% | 8,142 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3622% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2894% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | 15.0104% | 14 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,908 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4303% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8912% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7899% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3323% | 2,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1056% | 231 |
| Percentage Net Loans Charged-off:Construction & development | -0.0005% | 1,349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0343% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0832% | 1,390 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1206% | 207 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1223% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1205% | 209 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9911% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0917% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5721% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6569% | 130 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -3.0604% | 470 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2153% | 3,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 797 |
| Percentage Net Loans Charged-off:Construction & development | 0.1372% | 107 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1939% | 1,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4580% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0439% | 540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1097% | 208 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4112% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8861% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5454% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2994% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.7035% | 495 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1747% | 3,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 687 |
| Percentage Net Loans Charged-off:Construction & development | -0.3563% | 1,368 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 353 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1202% | 1,330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2722% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 859 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9211% | 529 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9619% | 277 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0921% | 313 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4605% | 1,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | -2.0237% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1235% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1824% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2230% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0327% | 613 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9895% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2191% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0668% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0304% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3841% | 2,333 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,024 |
| Percentage Net Loans Charged-off:Construction & development | -0.5366% | 1,416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0302% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 952 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6001% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0941% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5934% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0542% | 369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2830% | 2,984 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0639% | 613 |
| Percentage Net Loans Charged-off:Construction & development | 3.3384% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2006% | 1,415 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2040% | 1,433 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0208% | 1,436 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0355% | 1,302 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3924% | 360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7626% | 522 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5623% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0464% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3752% | 2,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2514% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 0.5864% | 176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7417% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0563% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3498% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6257% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5229% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4040% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7166% | 1,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6625% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 2.3250% | 173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9280% | 294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0039% | 364 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1111% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3765% | 134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0872% | 529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6833% | 474 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7746% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1128% | 280 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9392% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8176% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5327% | 66 |
| Percentage Net Loans Charged-off:Construction & development | 5.2340% | 161 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7499% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3244% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6600% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1715% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7404% | 108 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8378% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9584% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1416% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7661% | 68 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |