Home > National City Bank of Dayton > Loan Charge- Offs and Recoveries
National City Bank of Dayton, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,549,000 | 217 |
| Loans secured by real estate, total | $1,286,000 | 246 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,286,000 | 246 |
| Construction and land development | $0 | 676 |
| Secured by farmland | $0 | 358 |
| Total charge-offs secured by 1-4 family residential properties | $1,167,000 | 154 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $119,000 | 555 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $2,699,000 | 135 |
| Loans to individuals | $6,564,000 | 210 |
| Credit card loan charge offs | $2,378,000 | 196 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,186,000 | 146 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,454,000 | 189 |
| Loans secured by real estate, total | $530,000 | 232 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $530,000 | 232 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $126,000 | 302 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $404,000 | 172 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $504,000 | 241 |
| Loans to individuals | $2,420,000 | 136 |
| Credit card loan recoveries | $364,000 | 167 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,056,000 | 98 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $7,095,000 | 231 |
| Loans secured by real estate, total | $756,000 | 260 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $756,000 | 259 |
| Construction and land development | $0 | 590 |
| Secured by farmland | $0 | 284 |
| Secured by 1-4 family residential properties- net charge-offs | $1,041,000 | 135 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-285,000 | 10,824 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $2,195,000 | 124 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $4,144,000 | 225 |
| Credit card loan net charge offs | $2,014,000 | 196 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,130,000 | 197 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,574,000 | 201 |
| Loans secured by real estate, total | $1,002,000 | 389 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,002,000 | 389 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $895,000 | 214 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $107,000 | 704 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $7,908,000 | 67 |
| Loans to individuals | $4,664,000 | 270 |
| Credit card loan charge offs | $1,940,000 | 219 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,724,000 | 214 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,430,000 | 226 |
| Loans secured by real estate, total | $345,000 | 369 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $345,000 | 369 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $137,000 | 296 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $208,000 | 293 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $1,417,000 | 140 |
| Loans to individuals | $1,668,000 | 204 |
| Credit card loan recoveries | $386,000 | 184 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,282,000 | 158 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $10,144,000 | 203 |
| Loans secured by real estate, total | $657,000 | 397 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $657,000 | 396 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $758,000 | 203 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-101,000 | 11,239 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $6,491,000 | 56 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,996,000 | 282 |
| Credit card loan net charge offs | $1,554,000 | 222 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,442,000 | 274 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $9,196,000 | 273 |
| Loans secured by real estate, total | $2,370,000 | 260 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $2,370,000 | 259 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $590,000 | 301 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,780,000 | 160 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $3,379,000 | 138 |
| Loans to individuals | $3,447,000 | 291 |
| Credit card loan charge offs | $1,457,000 | 243 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,990,000 | 240 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,146,000 | 225 |
| Loans secured by real estate, total | $564,000 | 273 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $564,000 | 272 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $171,000 | 246 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $393,000 | 224 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $1,494,000 | 172 |
| Loans to individuals | $2,088,000 | 179 |
| Credit card loan recoveries | $388,000 | 194 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $1,700,000 | 125 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,050,000 | 316 |
| Loans secured by real estate, total | $1,806,000 | 250 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,806,000 | 249 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $419,000 | 331 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $1,387,000 | 150 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,885,000 | 136 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,359,000 | 382 |
| Credit card loan net charge offs | $1,069,000 | 251 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $290,000 | 676 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,264,000 | 345 |
| Loans secured by real estate, total | $1,037,000 | 529 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,037,000 | 529 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $647,000 | 321 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $390,000 | 500 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $2,011,000 | 231 |
| Loans to individuals | $3,216,000 | 257 |
| Credit card loan charge offs | $895,000 | 284 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,321,000 | 177 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,529,000 | 224 |
| Loans secured by real estate, total | $1,463,000 | 156 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,463,000 | 154 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $282,000 | 186 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $1,181,000 | 112 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $641,000 | 323 |
| Loans to individuals | $2,425,000 | 161 |
| Credit card loan recoveries | $355,000 | 207 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,070,000 | 112 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,735,000 | 620 |
| Loans secured by real estate, total | $-426,000 | 12,528 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-426,000 | 12,566 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $365,000 | 418 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-791,000 | 12,566 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $1,370,000 | 200 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $791,000 | 429 |
| Credit card loan net charge offs | $540,000 | 306 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $251,000 | 606 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,600,000 | 382 |
| Loans secured by real estate, total | $1,658,000 | 509 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,658,000 | 507 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $841,000 | 307 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $817,000 | 427 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,540,000 | 409 |
| Loans to individuals | $4,402,000 | 224 |
| Credit card loan charge offs | $882,000 | 298 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,520,000 | 145 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,597,000 | 224 |
| Loans secured by real estate, total | $613,000 | 311 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $613,000 | 311 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $245,000 | 196 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $368,000 | 238 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $886,000 | 271 |
| Loans to individuals | $3,098,000 | 131 |
| Credit card loan recoveries | $359,000 | 198 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,739,000 | 82 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,003,000 | 563 |
| Loans secured by real estate, total | $1,045,000 | 604 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $1,045,000 | 603 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $596,000 | 355 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $449,000 | 531 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $654,000 | 616 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,304,000 | 364 |
| Credit card loan net charge offs | $523,000 | 342 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $781,000 | 302 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $13,453,000 | 316 |
| Loans secured by real estate, total | $4,134,000 | 328 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $4,134,000 | 327 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $1,331,000 | 216 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,803,000 | 241 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $4,563,000 | 245 |
| Loans to individuals | $4,756,000 | 260 |
| Credit card loan charge offs | $740,000 | 358 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,016,000 | 159 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,597,000 | 213 |
| Loans secured by real estate, total | $393,000 | 364 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $393,000 | 364 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $306,000 | 152 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $87,000 | 544 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $1,455,000 | 180 |
| Loans to individuals | $2,749,000 | 145 |
| Credit card loan recoveries | $403,000 | 184 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,346,000 | 103 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $8,856,000 | 362 |
| Loans secured by real estate, total | $3,741,000 | 328 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,741,000 | 327 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $1,025,000 | 242 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,716,000 | 229 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $3,108,000 | 283 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $2,007,000 | 350 |
| Credit card loan net charge offs | $337,000 | 453 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,670,000 | 230 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.