Home > National City Bank of Dayton > Income and Expense
National City Bank of Dayton, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $199,416,000 | 241 |
| Total interest expense | $95,420,000 | 241 |
| Net interest income | $103,996,000 | 230 |
| Provision for loan and lease losses | $10,200,000 | 208 |
| Total noninterest income | $25,115,000 | 305 |
| Gross Fiduciary activities income | $5,347,000 | 189 |
| Service charges on deposit accounts | $9,280,000 | 177 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $10,488,000 | 395 |
| Total noninterest expense | $71,187,000 | 268 |
| Salaries and employee benefits | $21,965,000 | 325 |
| Premises and equipment expense | $6,823,000 | 338 |
| Additional noninterest expense | $42,399,000 | 226 |
| Pre-tax net operating income | $47,724,000 | 237 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $18,912,000 | 234 |
| Income before extraordinary items | $28,812,000 | 260 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $28,812,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,095,000 | 231 |
| Cash dividends | $22,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $28,812,000 | 249 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $181,382,000 | 282 |
| Total interest expense | $87,841,000 | 278 |
| Net interest income | $93,541,000 | 275 |
| Provision for loan and lease losses | $11,100,000 | 187 |
| Total noninterest income | $22,522,000 | 361 |
| Gross Fiduciary activities income | $4,668,000 | 222 |
| Service charges on deposit accounts | $8,390,000 | 228 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,464,000 | 439 |
| Total noninterest expense | $58,266,000 | 348 |
| Salaries and employee benefits | $21,636,000 | 356 |
| Premises and equipment expense | $4,951,000 | 470 |
| Additional noninterest expense | $31,679,000 | 317 |
| Pre-tax net operating income | $46,697,000 | 251 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $16,776,000 | 258 |
| Income before extraordinary items | $29,921,000 | 264 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $29,921,000 | 264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,144,000 | 203 |
| Cash dividends | $21,000,000 | 267 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $29,921,000 | 258 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $174,950,000 | 301 |
| Total interest expense | $85,161,000 | 301 |
| Net interest income | $89,789,000 | 290 |
| Provision for loan and lease losses | $4,725,000 | 334 |
| Total noninterest income | $22,989,000 | 366 |
| Gross Fiduciary activities income | $4,956,000 | 231 |
| Service charges on deposit accounts | $8,006,000 | 251 |
| Trading account gains and fees | $48,000 | 328 |
| Additional Noninterest Income | $9,979,000 | 431 |
| Total noninterest expense | $69,306,000 | 318 |
| Salaries and employee benefits | $22,319,000 | 362 |
| Premises and equipment expense | $5,496,000 | 446 |
| Additional noninterest expense | $41,491,000 | 267 |
| Pre-tax net operating income | $38,747,000 | 303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $14,184,000 | 292 |
| Income before extraordinary items | $24,563,000 | 309 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $24,563,000 | 308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,050,000 | 316 |
| Cash dividends | $7,000,000 | 487 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $24,563,000 | 303 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $145,102,000 | 309 |
| Total interest expense | $58,105,000 | 338 |
| Net interest income | $86,997,000 | 290 |
| Provision for loan and lease losses | $3,400,000 | 388 |
| Total noninterest income | $22,528,000 | 359 |
| Gross Fiduciary activities income | $3,742,000 | 264 |
| Service charges on deposit accounts | $7,768,000 | 248 |
| Trading account gains and fees | $43,000 | 291 |
| Additional Noninterest Income | $10,975,000 | 392 |
| Total noninterest expense | $65,713,000 | 328 |
| Salaries and employee benefits | $22,448,000 | 359 |
| Premises and equipment expense | $6,062,000 | 425 |
| Additional noninterest expense | $37,203,000 | 286 |
| Pre-tax net operating income | $40,412,000 | 284 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $14,897,000 | 260 |
| Income before extraordinary items | $25,515,000 | 283 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $25,515,000 | 282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,735,000 | 620 |
| Cash dividends | $10,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $25,515,000 | 289 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $133,311,000 | 316 |
| Total interest expense | $52,055,000 | 346 |
| Net interest income | $81,256,000 | 299 |
| Provision for loan and lease losses | $6,000,000 | 383 |
| Total noninterest income | $25,404,000 | 336 |
| Gross Fiduciary activities income | $3,902,000 | 258 |
| Service charges on deposit accounts | $8,359,000 | 227 |
| Trading account gains and fees | $24,000 | 366 |
| Additional Noninterest Income | $13,119,000 | 369 |
| Total noninterest expense | $65,525,000 | 338 |
| Salaries and employee benefits | $22,017,000 | 360 |
| Premises and equipment expense | $6,288,000 | 419 |
| Additional noninterest expense | $37,220,000 | 295 |
| Pre-tax net operating income | $35,135,000 | 268 |
| Securities gains (losses) | $365,000 | 1,124 |
| Applicable income taxes | $12,881,000 | 256 |
| Income before extraordinary items | $22,619,000 | 290 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $22,619,000 | 300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,003,000 | 563 |
| Cash dividends | $21,500,000 | 166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $22,385,400 | 278 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $143,423,000 | 339 |
| Total interest expense | $70,974,000 | 330 |
| Net interest income | $72,449,000 | 326 |
| Provision for loan and lease losses | $9,000,000 | 399 |
| Total noninterest income | $26,071,000 | 328 |
| Gross Fiduciary activities income | $3,715,000 | 265 |
| Service charges on deposit accounts | $8,762,000 | 226 |
| Trading account gains and fees | $24,000 | 358 |
| Additional Noninterest Income | $13,570,000 | 360 |
| Total noninterest expense | $72,557,000 | 304 |
| Salaries and employee benefits | $23,285,000 | 344 |
| Premises and equipment expense | $8,698,000 | 329 |
| Additional noninterest expense | $40,574,000 | 284 |
| Pre-tax net operating income | $16,963,000 | 397 |
| Securities gains (losses) | $114,000 | 2,803 |
| Applicable income taxes | $6,641,000 | 380 |
| Income before extraordinary items | $10,436,000 | 475 |
| Extraordinary gains, net | $2,394,000 | 64 |
| Net income | $12,830,000 | 397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,856,000 | 362 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $10,363,040 | 431 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.