Home > National City Bank of Dayton > Net charge- offs to loans
National City Bank of Dayton, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3269% | 2,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0712% | 436 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0810% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1511% | 221 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0571% | 1,270 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1977% | 140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4888% | 338 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2181% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4928% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0661% | 537 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0310% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1171% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0450% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1316% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4776% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4400% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 3,192 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1918% | 330 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4577% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0374% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4888% | 309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2994% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0449% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0989% | 5,746 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0478% | 1,374 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2627% | 1,400 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0633% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0866% | 1,257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1008% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4351% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2128% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7247% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1855% | 5,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1567% | 627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0595% | 351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2344% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3861% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6374% | 595 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5850% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4842% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0258% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2103% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0716% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2578% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2132% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6800% | 801 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5434% | 738 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |