Home > National City Bank of Dayton > Assets and Liabilities
National City Bank of Dayton, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 607 | 302 |
| Assets and Liabilities | ||
| Total Assets: | $2,732,328,000 | 241 |
| Cash and due from depository institutions | $106,671,000 | 302 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $11,220,000 | 7,054 |
| Federal funds sold & reverse repurchase agreements | $259,105,000 | 83 |
| Net loans & leases | $2,234,197,000 | 203 |
| Loan loss allowance | $31,755,000 | 223 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $42,637,000 | 188 |
| Other real estate owned | $595,000 | 302 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $77,903,000 | 227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,732,328,000 | 241 |
| Total liabilities | $2,581,253,000 | 235 |
| Total deposits | $1,699,498,000 | 255 |
| Interest-bearing deposits | $1,379,956,000 | 269 |
| Deposits held in domestic offices | $1,699,498,000 | 251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $669,952,000 | 106 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $124,768,000 | 344 |
| Subordinated debt | $49,543,000 | 110 |
| All other liabilities | $37,492,000 | 280 |
| Total equity capital | $151,075,000 | 337 |
| Total bank equity capital | $151,075,000 | 337 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,058,000 | 507 |
| Surplus | $52,269,000 | 417 |
| Undivided profits | $91,748,000 | 288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,450,000 | 214 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $23,000 | 1,452 |
| Income earned, not collected on loans | $15,544,000 | 207 |
| Earning assets | $2,504,522,000 | 242 |
| Long-term assets (5+ years) | $498,329,000 | 212 |
| Average Assets, year-to-date | $2,578,139,800 | 245 |
| Average Assets, quarterly | $2,678,105,500 | 241 |
| Volatile liabilities | $970,399,000 | 187 |
| Insider loans | $28,819,000 | 143 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $533,590,000 | 262 |
| Tier 1 (core) risk-based capital | $150,803,000 | 312 |
| Tier 2 risk-based capital | $77,547,040 | 129 |
| Total risk weighted assets | $2,236,572,440 | 207 |
| Total unused commitments | $533,590,000 | 263 |
| Derivatives | $129,013,000 | 188 |
| 1996-12-31 | Rank | |
| # of Employees: | 688 | 308 |
| Assets and Liabilities | ||
| Total Assets: | $2,468,168,000 | 285 |
| Cash and due from depository institutions | $104,163,000 | 308 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $13,753,000 | 6,779 |
| Federal funds sold & reverse repurchase agreements | $184,281,000 | 116 |
| Net loans & leases | $2,077,773,000 | 232 |
| Loan loss allowance | $28,650,000 | 265 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $43,177,000 | 222 |
| Other real estate owned | $426,000 | 308 |
| Goodwill and other intangibles | $8,262,000 | 408 |
| All other assets | $36,333,000 | 370 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,468,168,000 | 285 |
| Total liabilities | $2,326,256,000 | 281 |
| Total deposits | $1,648,845,000 | 300 |
| Interest-bearing deposits | $1,350,778,000 | 312 |
| Deposits held in domestic offices | $1,648,845,000 | 296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $318,501,000 | 192 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $272,152,000 | 215 |
| Subordinated debt | $49,507,000 | 122 |
| All other liabilities | $37,251,000 | 292 |
| Total equity capital | $141,912,000 | 384 |
| Total bank equity capital | $141,912,000 | 384 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,058,000 | 530 |
| Surplus | $37,269,000 | 554 |
| Undivided profits | $97,585,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,049,000 | 278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $284,000 | 468 |
| Income earned, not collected on loans | $14,410,000 | 235 |
| Earning assets | $2,275,807,000 | 285 |
| Long-term assets (5+ years) | $315,847,000 | 297 |
| Average Assets, year-to-date | $2,427,227,800 | 283 |
| Average Assets, quarterly | $2,482,172,000 | 284 |
| Volatile liabilities | $662,446,000 | 255 |
| Insider loans | $26,063,000 | 202 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $484,966,000 | 289 |
| Tier 1 (core) risk-based capital | $133,351,000 | 376 |
| Tier 2 risk-based capital | $75,008,460 | 147 |
| Total risk weighted assets | $2,036,968,560 | 246 |
| Total unused commitments | $484,966,000 | 291 |
| Derivatives | $80,000,000 | 266 |
| 1995-12-31 | Rank | |
| # of Employees: | 655 | 342 |
| Assets and Liabilities | ||
| Total Assets: | $2,395,268,000 | 308 |
| Cash and due from depository institutions | $102,804,000 | 342 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,774,000 | 6,255 |
| Federal funds sold & reverse repurchase agreements | $192,345,000 | 127 |
| Net loans & leases | $2,002,632,000 | 250 |
| Loan loss allowance | $27,694,000 | 283 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $44,794,000 | 220 |
| Other real estate owned | $271,000 | 342 |
| Goodwill and other intangibles | $12,392,000 | 308 |
| All other assets | $23,256,000 | 527 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,395,268,000 | 308 |
| Total liabilities | $2,262,128,000 | 300 |
| Total deposits | $1,587,999,000 | 325 |
| Interest-bearing deposits | $1,306,359,000 | 335 |
| Deposits held in domestic offices | $1,587,999,000 | 322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $456,998,000 | 169 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $97,697,000 | 386 |
| Subordinated debt | $49,470,000 | 121 |
| All other liabilities | $69,964,000 | 202 |
| Total equity capital | $133,140,000 | 421 |
| Total bank equity capital | $133,140,000 | 421 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,058,000 | 539 |
| Surplus | $37,269,000 | 562 |
| Undivided profits | $88,813,000 | 323 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,471,000 | 392 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $421,000 | 310 |
| Income earned, not collected on loans | $14,771,000 | 243 |
| Earning assets | $2,211,751,000 | 305 |
| Long-term assets (5+ years) | $306,857,000 | 302 |
| Average Assets, year-to-date | $2,286,772,600 | 308 |
| Average Assets, quarterly | $2,375,121,500 | 307 |
| Volatile liabilities | $596,253,000 | 281 |
| Insider loans | $25,886,000 | 213 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $417,399,000 | 323 |
| Tier 1 (core) risk-based capital | $120,300,000 | 425 |
| Tier 2 risk-based capital | $72,668,870 | 144 |
| Total risk weighted assets | $1,851,414,670 | 274 |
| Total unused commitments | $417,399,000 | 325 |
| Derivatives | $70,000,000 | 342 |
| 1994-12-31 | Rank | |
| # of Employees: | 651 | 343 |
| Assets and Liabilities | ||
| Total Assets: | $2,179,055,000 | 319 |
| Cash and due from depository institutions | $104,602,000 | 343 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $19,551,000 | 5,970 |
| Federal funds sold & reverse repurchase agreements | $158,104,000 | 132 |
| Net loans & leases | $1,798,759,000 | 262 |
| Loan loss allowance | $28,019,000 | 276 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $44,821,000 | 219 |
| Other real estate owned | $255,000 | 343 |
| Goodwill and other intangibles | $17,440,000 | 221 |
| All other assets | $35,523,000 | 416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,179,055,000 | 319 |
| Total liabilities | $2,013,926,000 | 319 |
| Total deposits | $1,528,811,000 | 322 |
| Interest-bearing deposits | $1,259,835,000 | 332 |
| Deposits held in domestic offices | $1,528,811,000 | 318 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $431,968,000 | 179 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $8,366,000 | 1,366 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $44,781,000 | 251 |
| Total equity capital | $165,129,000 | 333 |
| Total bank equity capital | $165,129,000 | 333 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,058,000 | 531 |
| Surplus | $87,269,000 | 284 |
| Undivided profits | $70,802,000 | 342 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,877,000 | 476 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $470,000 | 266 |
| Income earned, not collected on loans | $11,476,000 | 262 |
| Earning assets | $1,976,414,000 | 316 |
| Long-term assets (5+ years) | $343,254,000 | 268 |
| Average Assets, year-to-date | $2,090,875,200 | 322 |
| Average Assets, quarterly | $2,138,417,500 | 323 |
| Volatile liabilities | $536,846,000 | 290 |
| Insider loans | $57,700,000 | 118 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $193,754,000 | 453 |
| Tier 1 (core) risk-based capital | $147,689,000 | 355 |
| Tier 2 risk-based capital | $20,651,430 | 292 |
| Total risk weighted assets | $1,644,746,830 | 286 |
| Total unused commitments | $193,754,000 | 455 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 669 | 346 |
| Assets and Liabilities | ||
| Total Assets: | $2,051,695,000 | 322 |
| Cash and due from depository institutions | $99,353,000 | 346 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $22,995,000 | 5,546 |
| Federal funds sold & reverse repurchase agreements | $139,782,000 | 143 |
| Net loans & leases | $1,687,684,000 | 256 |
| Loan loss allowance | $26,354,000 | 311 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $45,633,000 | 201 |
| Other real estate owned | $443,000 | 346 |
| Goodwill and other intangibles | $28,523,000 | 144 |
| All other assets | $27,282,000 | 483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $2,051,695,000 | 322 |
| Total liabilities | $1,867,081,000 | 330 |
| Total deposits | $1,499,320,000 | 328 |
| Interest-bearing deposits | $1,256,524,000 | 340 |
| Deposits held in domestic offices | $1,499,320,000 | 323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $339,426,000 | 165 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $10,163,000 | 1,069 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $18,172,000 | 437 |
| Total equity capital | $184,614,000 | 289 |
| Total bank equity capital | $184,614,000 | 289 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,058,000 | 523 |
| Surplus | $122,269,000 | 209 |
| Undivided profits | $55,287,000 | 412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,392,000 | 398 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $561,000 | 223 |
| Income earned, not collected on loans | $9,737,000 | 249 |
| Earning assets | $1,850,461,000 | 327 |
| Long-term assets (5+ years) | $322,371,000 | 262 |
| Average Assets, year-to-date | $1,970,552,400 | 326 |
| Average Assets, quarterly | $2,016,841,500 | 322 |
| Volatile liabilities | $420,442,000 | 316 |
| Insider loans | $27,711,000 | 182 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $149,018,000 | 512 |
| Tier 1 (core) risk-based capital | $161,222,000 | 306 |
| Tier 2 risk-based capital | $20,258,440 | 291 |
| Total risk weighted assets | $1,614,579,740 | 277 |
| Total unused commitments | $149,018,000 | 522 |
| Derivatives | $40,000 | 704 |
| 1992-12-31 | Rank | |
| # of Employees: | 763 | 324 |
| Assets and Liabilities | ||
| Total Assets: | $1,936,812,000 | 353 |
| Cash and due from depository institutions | $76,797,000 | 324 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $53,072,000 | 2,561 |
| Federal funds sold & reverse repurchase agreements | $169,717,000 | 157 |
| Net loans & leases | $1,519,922,000 | 270 |
| Loan loss allowance | $23,357,000 | 345 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $49,241,000 | 183 |
| Other real estate owned | $6,512,000 | 324 |
| Goodwill and other intangibles | $41,046,000 | 105 |
| All other assets | $20,505,000 | 612 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,936,812,000 | 353 |
| Total liabilities | $1,753,317,000 | 360 |
| Total deposits | $1,659,087,000 | 320 |
| Interest-bearing deposits | $1,436,632,000 | 327 |
| Deposits held in domestic offices | $1,659,087,000 | 317 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $66,999,000 | 386 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $20,027,000 | 697 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,204,000 | 749 |
| Total equity capital | $183,495,000 | 281 |
| Total bank equity capital | $183,495,000 | 281 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,058,000 | 529 |
| Surplus | $122,269,000 | 194 |
| Undivided profits | $54,168,000 | 390 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,775,000 | 482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $9,435,000 | 281 |
| Earning assets | $1,742,711,000 | 347 |
| Long-term assets (5+ years) | $248,376,000 | 315 |
| Average Assets, year-to-date | $1,973,712,400 | 346 |
| Average Assets, quarterly | $1,938,188,000 | 356 |
| Volatile liabilities | $186,868,000 | 511 |
| Insider loans | $94,000 | 5,877 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $137,702,000 | 512 |
| Tier 1 (core) risk-based capital | $142,449,000 | 322 |
| Tier 2 risk-based capital | $18,722,120 | 310 |
| Total risk weighted assets | $1,493,134,420 | 292 |
| Total unused commitments | $137,702,000 | 523 |
| Derivatives | $271,000 | 615 |