Home > National City Bank of Columbus > Loan Charge- Offs and Recoveries
National City Bank of Columbus, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $36,983,000 | 110 |
| Loans secured by real estate, total | $1,305,000 | 242 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $1,305,000 | 242 |
| Construction and land development | $20,000 | 418 |
| Secured by farmland | $90,000 | 65 |
| Total charge-offs secured by 1-4 family residential properties | $1,117,000 | 157 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $78,000 | 688 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 200 |
| Commercial and industrial loans | $1,932,000 | 183 |
| Loans to individuals | $32,780,000 | 90 |
| Credit card loan charge offs | $25,505,000 | 71 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,275,000 | 99 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $966,000 | 57 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,509,000 | 84 |
| Loans secured by real estate, total | $522,000 | 235 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $522,000 | 235 |
| Construction and land development | $154,000 | 82 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $288,000 | 154 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $80,000 | 418 |
| Real estate loans in foreign offices | $0 | 18 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 218 |
| Commercial and industrial loans | $3,093,000 | 62 |
| Loans to individuals | $10,331,000 | 63 |
| Credit card loan recoveries | $7,248,000 | 46 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,083,000 | 74 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $563,000 | 37 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $22,474,000 | 119 |
| Loans secured by real estate, total | $783,000 | 256 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $783,000 | 256 |
| Construction and land development | $-134,000 | 10,867 |
| Secured by farmland | $90,000 | 46 |
| Secured by 1-4 family residential properties- net charge-offs | $829,000 | 157 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $-2,000 | 9,991 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $0 | 139 |
| Commercial and industrial loans | $-1,161,000 | 10,907 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $22,449,000 | 97 |
| Credit card loan net charge offs | $18,257,000 | 80 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $4,192,000 | 115 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $403,000 | 77 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $57,516,000 | 87 |
| Loans secured by real estate, total | $1,637,000 | 279 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,637,000 | 279 |
| Construction and land development | $50,000 | 324 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $1,182,000 | 163 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $405,000 | 344 |
| Real estate loans in foreign offices | $0 | 8 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $2,772,000 | 153 |
| Loans to individuals | $52,326,000 | 61 |
| Credit card loan charge offs | $45,481,000 | 52 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $6,845,000 | 110 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $781,000 | 55 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,661,000 | 83 |
| Loans secured by real estate, total | $918,000 | 199 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $918,000 | 199 |
| Construction and land development | $175,000 | 100 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $133,000 | 302 |
| Secured by multifamily residential properties | $207,000 | 71 |
| Secured by nonfarm nonresidential properties | $403,000 | 205 |
| Real estate loans in foreign offices | $0 | 7 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 170 |
| Commercial and industrial loans | $2,169,000 | 104 |
| Loans to individuals | $11,396,000 | 54 |
| Credit card loan recoveries | $8,048,000 | 37 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,348,000 | 77 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $172,000 | 56 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $42,855,000 | 82 |
| Loans secured by real estate, total | $719,000 | 372 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $719,000 | 371 |
| Construction and land development | $-125,000 | 11,380 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $1,049,000 | 153 |
| Secured by multifamily residential properties | $-207,000 | 11,425 |
| Secured by nonfarm nonresidential properties | $2,000 | 1,457 |
| Real estate loans in foreign offices | $0 | 6 |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $-6,000 | 1,142 |
| Commercial and industrial loans | $603,000 | 397 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $40,930,000 | 59 |
| Credit card loan net charge offs | $37,433,000 | 52 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $3,497,000 | 142 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $609,000 | 54 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $59,541,000 | 71 |
| Loans secured by real estate, total | $1,377,000 | 389 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $1,377,000 | 387 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $287,000 | 543 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $1,090,000 | 235 |
| Real estate loans in foreign offices | $0 | 12 |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $5,963,000 | 82 |
| Loans to individuals | $52,139,000 | 44 |
| Credit card loan charge offs | $47,818,000 | 41 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,321,000 | 131 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $62,000 | 145 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,012,000 | 91 |
| Loans secured by real estate, total | $235,000 | 503 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $235,000 | 502 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $92,000 | 405 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $143,000 | 408 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $570,000 | 10 |
| Commercial and industrial loans | $1,606,000 | 163 |
| Loans to individuals | $11,575,000 | 46 |
| Credit card loan recoveries | $8,890,000 | 33 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,685,000 | 79 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $26,000 | 143 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $45,529,000 | 64 |
| Loans secured by real estate, total | $1,142,000 | 343 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,142,000 | 342 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $195,000 | 554 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $947,000 | 206 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $-570,000 | 1,223 |
| Commercial and industrial loans | $4,357,000 | 71 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $40,564,000 | 46 |
| Credit card loan net charge offs | $38,928,000 | 44 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,636,000 | 193 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $36,000 | 148 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $40,068,000 | 97 |
| Loans secured by real estate, total | $1,588,000 | 388 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $1,588,000 | 388 |
| Construction and land development | $45,000 | 539 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $325,000 | 537 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $1,218,000 | 250 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $4,102,000 | 139 |
| Loans to individuals | $34,369,000 | 46 |
| Credit card loan charge offs | $31,312,000 | 40 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $3,057,000 | 136 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $9,000 | 241 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $14,176,000 | 89 |
| Loans secured by real estate, total | $637,000 | 289 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $637,000 | 288 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $161,000 | 277 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $476,000 | 213 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $604,000 | 12 |
| Commercial and industrial loans | $1,477,000 | 190 |
| Loans to individuals | $11,421,000 | 39 |
| Credit card loan recoveries | $8,053,000 | 35 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $3,368,000 | 67 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $37,000 | 145 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $25,892,000 | 95 |
| Loans secured by real estate, total | $951,000 | 460 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $951,000 | 460 |
| Construction and land development | $45,000 | 459 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $164,000 | 713 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $742,000 | 289 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-604,000 | 1,183 |
| Commercial and industrial loans | $2,625,000 | 116 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $22,948,000 | 50 |
| Credit card loan net charge offs | $23,259,000 | 42 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-311,000 | 12,582 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-28,000 | 11,005 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $46,517,000 | 111 |
| Loans secured by real estate, total | $1,299,000 | 595 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $1,299,000 | 593 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $688,000 | 372 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $611,000 | 511 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $172,000 | 50 |
| Commercial and industrial loans | $9,698,000 | 101 |
| Loans to individuals | $34,058,000 | 45 |
| Credit card loan charge offs | $29,437,000 | 44 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $4,621,000 | 115 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $1,290,000 | 36 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $17,867,000 | 69 |
| Loans secured by real estate, total | $803,000 | 248 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $803,000 | 248 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $383,000 | 122 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $420,000 | 219 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $41,000 | 89 |
| Commercial and industrial loans | $4,944,000 | 82 |
| Loans to individuals | $11,978,000 | 32 |
| Credit card loan recoveries | $7,872,000 | 30 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,106,000 | 53 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $101,000 | 101 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $28,650,000 | 124 |
| Loans secured by real estate, total | $496,000 | 894 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $496,000 | 892 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $305,000 | 601 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $191,000 | 838 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $131,000 | 39 |
| Commercial and industrial loans | $4,754,000 | 131 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $22,080,000 | 53 |
| Credit card loan net charge offs | $21,565,000 | 47 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $515,000 | 398 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $1,189,000 | 29 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $55,354,000 | 110 |
| Loans secured by real estate, total | $3,964,000 | 338 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,964,000 | 337 |
| Construction and land development | $360,000 | 471 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $664,000 | 414 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,940,000 | 233 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $220,000 | 50 |
| Commercial and industrial loans | $9,080,000 | 140 |
| Loans to individuals | $41,738,000 | 43 |
| Credit card loan charge offs | $34,595,000 | 39 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $7,143,000 | 90 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $352,000 | 102 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $18,802,000 | 47 |
| Loans secured by real estate, total | $902,000 | 191 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $902,000 | 191 |
| Construction and land development | $22,000 | 499 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $525,000 | 90 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $355,000 | 197 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $2,293,000 | 3 |
| Commercial and industrial loans | $1,948,000 | 144 |
| Loans to individuals | $13,534,000 | 23 |
| Credit card loan recoveries | $8,703,000 | 27 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $4,831,000 | 43 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $125,000 | 94 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $36,552,000 | 133 |
| Loans secured by real estate, total | $3,062,000 | 378 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $3,062,000 | 377 |
| Construction and land development | $338,000 | 458 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $139,000 | 1,157 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,585,000 | 236 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-2,073,000 | 1,192 |
| Commercial and industrial loans | $7,132,000 | 137 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $28,204,000 | 47 |
| Credit card loan net charge offs | $25,892,000 | 40 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $2,312,000 | 181 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $227,000 | 104 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.