Home > National City Bank, Northwest > Income and Expense
National City Bank, Northwest, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $120,343,000 | 379 |
| Total interest expense | $56,088,000 | 393 |
| Net interest income | $64,255,000 | 364 |
| Provision for loan and lease losses | $2,640,000 | 497 |
| Total noninterest income | $18,154,000 | 411 |
| Gross Fiduciary activities income | $7,069,000 | 182 |
| Service charges on deposit accounts | $5,334,000 | 303 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $5,751,000 | 594 |
| Total noninterest expense | $42,157,000 | 444 |
| Salaries and employee benefits | $15,336,000 | 473 |
| Premises and equipment expense | $4,538,000 | 501 |
| Additional noninterest expense | $22,283,000 | 398 |
| Pre-tax net operating income | $37,612,000 | 300 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $13,060,000 | 301 |
| Income before extraordinary items | $24,552,000 | 299 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $24,552,000 | 299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,740,000 | 472 |
| Cash dividends | $14,000,000 | 349 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $24,552,000 | 291 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $112,508,000 | 413 |
| Total interest expense | $51,480,000 | 433 |
| Net interest income | $61,028,000 | 384 |
| Provision for loan and lease losses | $2,400,000 | 516 |
| Total noninterest income | $17,691,000 | 433 |
| Gross Fiduciary activities income | $7,885,000 | 177 |
| Service charges on deposit accounts | $4,975,000 | 334 |
| Trading account gains and fees | $58,000 | 314 |
| Additional Noninterest Income | $4,773,000 | 679 |
| Total noninterest expense | $39,451,000 | 474 |
| Salaries and employee benefits | $15,150,000 | 489 |
| Premises and equipment expense | $4,683,000 | 519 |
| Additional noninterest expense | $19,618,000 | 432 |
| Pre-tax net operating income | $36,868,000 | 309 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $12,808,000 | 321 |
| Income before extraordinary items | $24,060,000 | 313 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $24,060,000 | 312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,436,000 | 710 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $24,060,000 | 307 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $89,556,000 | 440 |
| Total interest expense | $35,061,000 | 482 |
| Net interest income | $54,495,000 | 413 |
| Provision for loan and lease losses | $2,100,000 | 555 |
| Total noninterest income | $15,261,000 | 443 |
| Gross Fiduciary activities income | $6,392,000 | 197 |
| Service charges on deposit accounts | $4,849,000 | 332 |
| Trading account gains and fees | $21,000 | 342 |
| Additional Noninterest Income | $3,999,000 | 735 |
| Total noninterest expense | $39,284,000 | 474 |
| Salaries and employee benefits | $14,978,000 | 495 |
| Premises and equipment expense | $4,630,000 | 514 |
| Additional noninterest expense | $19,676,000 | 449 |
| Pre-tax net operating income | $28,372,000 | 347 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $9,779,000 | 347 |
| Income before extraordinary items | $18,593,000 | 339 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $18,593,000 | 340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,425,000 | 710 |
| Cash dividends | $13,500,000 | 280 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $18,593,000 | 342 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $77,947,000 | 481 |
| Total interest expense | $30,295,000 | 528 |
| Net interest income | $47,652,000 | 452 |
| Provision for loan and lease losses | $4,800,000 | 452 |
| Total noninterest income | $16,664,000 | 427 |
| Gross Fiduciary activities income | $7,128,000 | 185 |
| Service charges on deposit accounts | $5,208,000 | 305 |
| Trading account gains and fees | $8,000 | 431 |
| Additional Noninterest Income | $4,320,000 | 759 |
| Total noninterest expense | $37,165,000 | 509 |
| Salaries and employee benefits | $15,403,000 | 495 |
| Premises and equipment expense | $4,783,000 | 515 |
| Additional noninterest expense | $16,979,000 | 530 |
| Pre-tax net operating income | $22,351,000 | 374 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $7,448,000 | 394 |
| Income before extraordinary items | $14,930,000 | 390 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $14,930,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,771,000 | 778 |
| Cash dividends | $14,000,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $14,911,910 | 368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $78,750,000 | 536 |
| Total interest expense | $35,985,000 | 574 |
| Net interest income | $42,765,000 | 503 |
| Provision for loan and lease losses | $6,440,000 | 509 |
| Total noninterest income | $16,940,000 | 429 |
| Gross Fiduciary activities income | $7,138,000 | 178 |
| Service charges on deposit accounts | $5,091,000 | 307 |
| Trading account gains and fees | $4,000 | 448 |
| Additional Noninterest Income | $4,707,000 | 703 |
| Total noninterest expense | $38,733,000 | 493 |
| Salaries and employee benefits | $16,049,000 | 458 |
| Premises and equipment expense | $4,693,000 | 538 |
| Additional noninterest expense | $17,991,000 | 492 |
| Pre-tax net operating income | $14,532,000 | 453 |
| Securities gains (losses) | $19,000 | 5,661 |
| Applicable income taxes | $4,538,000 | 525 |
| Income before extraordinary items | $10,013,000 | 490 |
| Extraordinary gains, net | $-106,000 | 13,655 |
| Net income | $9,907,000 | 499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,688,000 | 643 |
| Cash dividends | $4,000,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,999,890 | 442 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.