Home > National City Bank, Northeast > Net charge- offs to loans
National City Bank, Northeast, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3219% | 2,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1331% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2747% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1386% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1806% | 584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7756% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7118% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2537% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0979% | 5,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0546% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0443% | 568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0152% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0533% | 506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0413% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3955% | 867 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1650% | 482 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 5,935 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1746% | 437 |
| Percentage Net Loans Charged-off:Construction & development | -0.0738% | 1,276 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4217% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0140% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 1,219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0211% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4763% | 1,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4365% | 699 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1393% | 384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0659% | 1,148 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3142% | 4,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1182% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0228% | 782 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1727% | 230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1844% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6935% | 564 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1150% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0579% | 357 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5124% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0209% | 929 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9211% | 614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8161% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2522% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |