Home > National City Bank, Ashland Kentucky > Income and Expense
National City Bank, Ashland Kentucky, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,148,000 | 2,199 |
| Total interest expense | $5,698,000 | 2,274 |
| Net interest income | $8,450,000 | 2,137 |
| Provision for loan and lease losses | $470,000 | 2,190 |
| Total noninterest income | $2,340,000 | 1,765 |
| Gross Fiduciary activities income | $1,136,000 | 513 |
| Service charges on deposit accounts | $773,000 | 1,772 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $431,000 | 3,585 |
| Total noninterest expense | $7,355,000 | 1,999 |
| Salaries and employee benefits | $3,288,000 | 2,025 |
| Premises and equipment expense | $676,000 | 2,982 |
| Additional noninterest expense | $3,391,000 | 1,727 |
| Pre-tax net operating income | $2,965,000 | 2,315 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $927,000 | 2,448 |
| Income before extraordinary items | $2,055,000 | 2,442 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,055,000 | 2,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $761,000 | 1,360 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,043,270 | 2,309 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,838,000 | 2,366 |
| Total interest expense | $6,913,000 | 2,433 |
| Net interest income | $7,925,000 | 2,291 |
| Provision for loan and lease losses | $401,000 | 3,451 |
| Total noninterest income | $2,346,000 | 1,740 |
| Gross Fiduciary activities income | $1,203,000 | 498 |
| Service charges on deposit accounts | $695,000 | 1,946 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $448,000 | 3,436 |
| Total noninterest expense | $6,787,000 | 2,168 |
| Salaries and employee benefits | $3,377,000 | 1,940 |
| Premises and equipment expense | $652,000 | 3,117 |
| Additional noninterest expense | $2,758,000 | 2,139 |
| Pre-tax net operating income | $3,083,000 | 2,013 |
| Securities gains (losses) | $-5,000 | 13,085 |
| Applicable income taxes | $858,000 | 2,430 |
| Income before extraordinary items | $2,220,000 | 2,070 |
| Extraordinary gains, net | $555,000 | 195 |
| Net income | $2,775,000 | 1,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $259,000 | 3,643 |
| Cash dividends | $1,150,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,223,600 | 1,896 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.