Home > National City Bank > Net charge- offs to loans
National City Bank, Net charge- offs to loans
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5091% | 1,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8836% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 1.4168% | 1,964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6957% | 1,096 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6906% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8601% | 1,222 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0554% | 689 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7110% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1993% | 1,427 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0864% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8014% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5667% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3484% | 1,696 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3062% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7364% | 1,701 |
| Percentage Net Loans Charged-off:Construction & development | 1.5378% | 1,578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3560% | 1,244 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4746% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7268% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7597% | 707 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7020% | 1,207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0286% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7098% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0400% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9518% | 774 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3765% | 1,665 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7169% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2315% | 2,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.1974% | 1,671 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2262% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1513% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2463% | 1,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2572% | 696 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2380% | 1,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0739% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2791% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 8.0904% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8107% | 646 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3482% | 1,599 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,963 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,903 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4358% | 265 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0661% | 144 |
| Percentage Net Loans Charged-off:Construction & development | 1.6310% | 822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4007% | 655 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7101% | 209 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3186% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2587% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6531% | 41 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6544% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1519% | 160 |
| Percentage Net Loans Charged-off: Credit card loans | 8.2299% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4841% | 897 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0712% | 86 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1593% | 273 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9287% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.9666% | 775 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3777% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3856% | 164 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.2709% | 65 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1352% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 5.6099% | 47 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5550% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1413% | 423 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8710% | 98 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3900% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1160% | 64 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8347% | 274 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3765% | 135 |
| Percentage Net Loans Charged-off:Construction & development | 0.6205% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1945% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1275% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5252% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1487% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 4.3542% | 51 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4563% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5253% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 9.8634% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4645% | 636 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1083% | 1,514 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5735% | 929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5746% | 471 |
| Percentage Net Loans Charged-off:Construction & development | 0.3649% | 792 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2300% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1066% | 227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7295% | 359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5386% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8389% | 310 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3152% | 2,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5616% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8469% | 199 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7316% | 726 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1368% | 62 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4541% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4181% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 0.2849% | 520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 944 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5572% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4320% | 263 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6274% | 302 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2409% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3998% | 934 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9201% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7406% | 634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1830% | 42 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 829 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3779% | 416 |
| Percentage Net Loans Charged-off:Construction & development | 0.1761% | 430 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5299% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3447% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6350% | 281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2312% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4136% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3067% | 165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8574% | 554 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3103% | 29 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5481% | 582 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5150% | 244 |
| Percentage Net Loans Charged-off:Construction & development | 0.2029% | 248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 348 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7042% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4006% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8843% | 173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2174% | 1,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5989% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5528% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0244% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0428% | 1,386 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3942% | 978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3220% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.2022% | 364 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1182% | 732 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3894% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3108% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4332% | 388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3096% | 2,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1375% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1897% | 243 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7211% | 672 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0022% | 38 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3699% | 858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2994% | 360 |
| Percentage Net Loans Charged-off:Construction & development | 0.0615% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0991% | 610 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3776% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2797% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4305% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2421% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0637% | 1,212 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4161% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8986% | 533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0027% | 28 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4326% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1996% | 554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 7,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0419% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2648% | 503 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2289% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3405% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3479% | 892 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7276% | 205 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5972% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5755% | 490 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2486% | 361 |
| Percentage Net Loans Charged-off:Construction & development | -0.0286% | 7,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3262% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2801% | 143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4278% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2923% | 1,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8963% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9027% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9834% | 282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4239% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1678% | 814 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 7,764 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0769% | 852 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1439% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3617% | 461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1377% | 3,107 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8612% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1192% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5131% | 804 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3651% | 1,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1585% | 788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0158% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1117% | 611 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1847% | 782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1090% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3663% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0516% | 3,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6277% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3597% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3778% | 802 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3913% | 972 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1608% | 744 |
| Percentage Net Loans Charged-off:Construction & development | -0.0228% | 7,734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0841% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1964% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1110% | 2,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5830% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8264% | 137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5725% | 598 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4112% | 851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1603% | 609 |
| Percentage Net Loans Charged-off:Construction & development | -0.0939% | 7,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0967% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4422% | 329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 1,901 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6870% | 852 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8315% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8137% | 410 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4570% | 1,237 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1467% | 1,220 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 7,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0465% | 1,220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1803% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1035% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3425% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2251% | 2,983 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7470% | 960 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9407% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1619% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4643% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1479% | 1,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0345% | 995 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1838% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1114% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3376% | 522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2342% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7732% | 849 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2235% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2256% | 946 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4982% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1618% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0543% | 743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1993% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1283% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3418% | 503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2302% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8570% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5223% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3484% | 736 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5941% | 782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1633% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0992% | 392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1940% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1334% | 193 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3091% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5241% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8960% | 915 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7842% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7387% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0135% | 585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2978% | 729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0429% | 693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2414% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3475% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6568% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9925% | 911 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6334% | 1,195 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2094% | 265 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0724% | 1,614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0812% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2952% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0553% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3264% | 510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3226% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1920% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5549% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2377% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5664% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0297% | 299 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0295% | 7,369 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2344% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2942% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0111% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2606% | 507 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3467% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1928% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6216% | 307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7317% | 551 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5613% | 1,202 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9280% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0381% | 7,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1972% | 413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2819% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 322 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3212% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3149% | 512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1983% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5181% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5018% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5935% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2054% | 437 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0664% | 7,490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9637% | 742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1919% | 1,118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0214% | 800 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4079% | 586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1558% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2060% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0862% | 1,797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5640% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9245% | 937 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8042% | 382 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0901% | 1,661 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9558% | 747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2005% | 989 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 8,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4573% | 464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1323% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2010% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1737% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1223% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9911% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0419% | 7,831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5689% | 1,117 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1063% | 229 |
| Percentage Net Loans Charged-off:Construction & development | 0.2938% | 82 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1001% | 174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1134% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0834% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3538% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6722% | 220 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8560% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1574% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5188% | 1,300 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0395% | 518 |
| Percentage Net Loans Charged-off:Construction & development | -0.0874% | 1,391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0577% | 456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1384% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2407% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5381% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6373% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4572% | 167 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0091% | 21 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3450% | 2,163 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 399 |
| Percentage Net Loans Charged-off:Construction & development | -0.0419% | 1,302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0301% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0998% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1315% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0692% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2411% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6256% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2942% | 214 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3391% | 2,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1333% | 269 |
| Percentage Net Loans Charged-off:Construction & development | -0.2324% | 1,331 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2398% | 163 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0869% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0899% | 267 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3994% | 400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7112% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9485% | 468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1105% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4562% | 1,941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 711 |
| Percentage Net Loans Charged-off:Construction & development | 1.5658% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1270% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0342% | 631 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0790% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0170% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8700% | 215 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4139% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9025% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1611% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1895% | 4,027 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1460% | 1,506 |
| Percentage Net Loans Charged-off:Construction & development | -0.5669% | 1,418 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3885% | 1,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 629 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0543% | 298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0285% | 654 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4112% | 349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3286% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4196% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1545% | 1,264 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2145% | 3,847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0452% | 761 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 1,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0714% | 543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 326 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3110% | 444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3598% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0386% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0731% | 1,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3343% | 3,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4595% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 1.4285% | 230 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9200% | 295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 786 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0232% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2549% | 700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4082% | 834 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0731% | 470 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1700% | 283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4263% | 4,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1306% | 877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2314% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0610% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 484 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5675% | 762 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5580% | 912 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2364% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2360% | 284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |