Home > National Bank of the South > Assets and Liabilities
National Bank of the South, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $36,768,000 | 8,211 |
| Cash and due from depository institutions | $2,192,000 | 7,328 |
| Interest-bearing balances | $1,405,000 | 2,134 |
| Securities | $4,700,000 | 9,359 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $27,343,000 | 7,194 |
| Loan loss allowance | $264,000 | 7,993 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $782,000 | 6,684 |
| Other real estate owned | $39,000 | 7,328 |
| Goodwill and other intangibles | $1,295,000 | 1,200 |
| All other assets | $417,000 | 8,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,768,000 | 8,211 |
| Total liabilities | $32,612,000 | 8,201 |
| Total deposits | $32,043,000 | 8,106 |
| Interest-bearing deposits | $30,794,000 | 7,668 |
| Deposits held in domestic offices | $32,043,000 | 8,103 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $347,000 | 4,250 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $222,000 | 8,698 |
| Total equity capital | $4,156,000 | 7,909 |
| Total bank equity capital | $4,156,000 | 7,909 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $4,251,000 | 3,184 |
| Undivided profits | $-295,000 | 10,516 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $754,000 | 3,078 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $239,000 | 7,652 |
| Earning assets | $33,448,000 | 8,232 |
| Long-term assets (5+ years) | $5,427,000 | 5,786 |
| Average Assets, year-to-date | $35,146,200 | 8,207 |
| Average Assets, quarterly | $36,664,500 | 8,174 |
| Volatile liabilities | $5,082,000 | 7,093 |
| Insider loans | $577,000 | 5,033 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,303,000 | 8,300 |
| Tier 1 (core) risk-based capital | $2,851,000 | 9,093 |
| Tier 2 risk-based capital | $264,000 | 7,516 |
| Total risk weighted assets | $24,883,800 | 7,686 |
| Total unused commitments | $1,303,000 | 8,312 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 14 | 8,770 |
| Assets and Liabilities | ||
| Total Assets: | $34,363,000 | 8,747 |
| Cash and due from depository institutions | $669,000 | 8,770 |
| Interest-bearing balances | $32,000 | 5,683 |
| Securities | $5,691,000 | 9,490 |
| Federal funds sold & reverse repurchase agreements | $1,200,000 | 6,065 |
| Net loans & leases | $24,396,000 | 7,742 |
| Loan loss allowance | $182,000 | 9,410 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $627,000 | 7,467 |
| Other real estate owned | $0 | 8,770 |
| Goodwill and other intangibles | $1,408,000 | 1,088 |
| All other assets | $372,000 | 9,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,363,000 | 8,747 |
| Total liabilities | $30,234,000 | 8,778 |
| Total deposits | $30,024,000 | 8,650 |
| Interest-bearing deposits | $28,665,000 | 8,238 |
| Deposits held in domestic offices | $30,024,000 | 8,646 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $210,000 | 9,115 |
| Total equity capital | $4,129,000 | 8,072 |
| Total bank equity capital | $4,129,000 | 8,072 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $4,251,000 | 3,263 |
| Undivided profits | $-322,000 | 11,043 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $334,000 | 5,320 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $227,000 | 8,015 |
| Earning assets | $31,319,000 | 8,736 |
| Long-term assets (5+ years) | $6,119,000 | 5,391 |
| Average Assets, year-to-date | $33,413,200 | 8,682 |
| Average Assets, quarterly | $34,208,000 | 8,701 |
| Volatile liabilities | $5,042,000 | 7,079 |
| Insider loans | $100,000 | 8,797 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,356,000 | 8,295 |
| Tier 1 (core) risk-based capital | $2,736,000 | 9,476 |
| Tier 2 risk-based capital | $182,000 | 8,938 |
| Total risk weighted assets | $22,350,600 | 8,233 |
| Total unused commitments | $1,356,000 | 8,304 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 13 | 9,438 |
| Assets and Liabilities | ||
| Total Assets: | $31,782,000 | 9,306 |
| Cash and due from depository institutions | $2,148,000 | 9,438 |
| Interest-bearing balances | $1,500,000 | 2,105 |
| Securities | $7,266,000 | 9,272 |
| Federal funds sold & reverse repurchase agreements | $150,000 | 9,018 |
| Net loans & leases | $19,627,000 | 8,680 |
| Loan loss allowance | $88,000 | 11,150 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $632,000 | 7,591 |
| Other real estate owned | $0 | 9,438 |
| Goodwill and other intangibles | $1,521,000 | 976 |
| All other assets | $438,000 | 9,606 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $31,782,000 | 9,306 |
| Total liabilities | $27,977,000 | 9,344 |
| Total deposits | $27,719,000 | 9,235 |
| Interest-bearing deposits | $27,365,000 | 8,682 |
| Deposits held in domestic offices | $27,719,000 | 9,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $258,000 | 8,864 |
| Total equity capital | $3,805,000 | 8,558 |
| Total bank equity capital | $3,805,000 | 8,558 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $3,751,000 | 3,634 |
| Undivided profits | $-146,000 | 11,477 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $140,000 | 7,530 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $181,000 | 9,123 |
| Earning assets | $28,543,000 | 9,338 |
| Long-term assets (5+ years) | $7,928,000 | 4,633 |
| Average Assets, year-to-date | $28,231,600 | 9,559 |
| Average Assets, quarterly | $31,709,500 | 9,256 |
| Volatile liabilities | $4,075,000 | 7,593 |
| Insider loans | $65,000 | 9,641 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,296,000 | 7,066 |
| Tier 1 (core) risk-based capital | $2,150,000 | 10,454 |
| Tier 2 risk-based capital | $88,000 | 10,923 |
| Total risk weighted assets | $17,930,700 | 9,239 |
| Total unused commitments | $2,296,000 | 7,081 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $22,595,000 | 10,721 |
| Cash and due from depository institutions | $310,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $12,433,000 | 7,904 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $7,113,000 | 11,704 |
| Loan loss allowance | $25,000 | 12,432 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $560,000 | 8,149 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $1,635,000 | 867 |
| All other assets | $444,000 | 10,013 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $22,595,000 | 10,721 |
| Total liabilities | $19,247,000 | 10,873 |
| Total deposits | $19,025,000 | 10,776 |
| Interest-bearing deposits | $18,738,000 | 10,317 |
| Deposits held in domestic offices | $19,025,000 | 10,772 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $40,000 | 5,077 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $182,000 | 9,363 |
| Total equity capital | $3,348,000 | 9,007 |
| Total bank equity capital | $3,348,000 | 9,007 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $3,501,000 | 3,706 |
| Undivided profits | $-353,000 | 11,940 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $47,000 | 11,977 |
| Earning assets | $19,646,000 | 10,846 |
| Long-term assets (5+ years) | $5,175,000 | 5,905 |
| Average Assets, year-to-date | $19,993,670 | 11,065 |
| Average Assets, quarterly | $21,000,000 | 10,940 |
| Volatile liabilities | $2,253,000 | 9,352 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $35,000 | 11,721 |
| Tier 1 (core) risk-based capital | $1,883,000 | 11,177 |
| Tier 2 risk-based capital | $25,000 | 12,364 |
| Total risk weighted assets | $7,640,900 | 11,766 |
| Total unused commitments | $35,000 | 11,722 |
| Derivatives | $0 | 687 |