Home > National Bank of the Commonwealth > Loan Charge- Offs and Recoveries
National Bank of the Commonwealth, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $877,000 | 1,254 |
| Loans secured by real estate, total | $112,000 | 1,810 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $112,000 | 1,810 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $99,000 | 1,139 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $13,000 | 2,040 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $496,000 | 709 |
| Loans to individuals | $269,000 | 1,082 |
| Credit card loan charge offs | $139,000 | 598 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $130,000 | 1,571 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $321,000 | 1,178 |
| Loans secured by real estate, total | $248,000 | 530 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $248,000 | 529 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 830 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $205,000 | 340 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $3,000 | 6,843 |
| Loans to individuals | $70,000 | 1,433 |
| Credit card loan recoveries | $37,000 | 522 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $33,000 | 2,311 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $556,000 | 1,285 |
| Loans secured by real estate, total | $-136,000 | 12,397 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-136,000 | 12,435 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $56,000 | 1,363 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-192,000 | 12,477 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $493,000 | 476 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $199,000 | 994 |
| Credit card loan net charge offs | $102,000 | 614 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $97,000 | 1,299 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,127,000 | 1,309 |
| Loans secured by real estate, total | $726,000 | 837 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $726,000 | 835 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $178,000 | 985 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $548,000 | 552 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $30,000 | 5,499 |
| Loans to individuals | $371,000 | 976 |
| Credit card loan charge offs | $135,000 | 665 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $236,000 | 1,062 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $243,000 | 1,577 |
| Loans secured by real estate, total | $162,000 | 727 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $162,000 | 726 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $32,000 | 159 |
| Secured by 1-4 family residential properties - total recoveries | $70,000 | 576 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $60,000 | 736 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,000 | 8,223 |
| Loans to individuals | $80,000 | 1,415 |
| Credit card loan recoveries | $24,000 | 660 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $56,000 | 1,630 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $884,000 | 1,244 |
| Loans secured by real estate, total | $564,000 | 840 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $564,000 | 838 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-32,000 | 11,447 |
| Secured by 1-4 family residential properties- net charge-offs | $108,000 | 1,160 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $488,000 | 518 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $29,000 | 4,268 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $291,000 | 861 |
| Credit card loan net charge offs | $111,000 | 660 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $180,000 | 894 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,309,000 | 1,521 |
| Loans secured by real estate, total | $502,000 | 1,299 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $502,000 | 1,299 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $38,000 | 300 |
| Total charge-offs secured by 1-4 family residential properties | $338,000 | 717 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $126,000 | 1,515 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $463,000 | 1,479 |
| Loans to individuals | $333,000 | 1,291 |
| Credit card loan charge offs | $151,000 | 713 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $182,000 | 1,689 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $11,000 | 328 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $288,000 | 1,433 |
| Loans secured by real estate, total | $17,000 | 2,833 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $17,000 | 2,832 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $233,000 | 757 |
| Loans to individuals | $38,000 | 2,545 |
| Credit card loan recoveries | $31,000 | 584 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $7,000 | 6,109 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,021,000 | 1,539 |
| Loans secured by real estate, total | $485,000 | 1,193 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $485,000 | 1,193 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $38,000 | 258 |
| Secured by 1-4 family residential properties- net charge-offs | $321,000 | 659 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $126,000 | 1,411 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $230,000 | 2,040 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $295,000 | 1,104 |
| Credit card loan net charge offs | $120,000 | 721 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $175,000 | 1,284 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $11,000 | 269 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.