Home > National Bank of the Commonwealth > Income and Expense
National Bank of the Commonwealth, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $33,869,000 | 941 |
| Total interest expense | $15,624,000 | 877 |
| Net interest income | $18,245,000 | 1,012 |
| Provision for loan and lease losses | $799,000 | 1,100 |
| Total noninterest income | $3,042,000 | 1,352 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,238,000 | 1,073 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,804,000 | 1,216 |
| Total noninterest expense | $10,917,000 | 1,347 |
| Salaries and employee benefits | $4,444,000 | 1,507 |
| Premises and equipment expense | $1,379,000 | 1,509 |
| Additional noninterest expense | $5,094,000 | 1,154 |
| Pre-tax net operating income | $9,571,000 | 823 |
| Securities gains (losses) | $106,000 | 753 |
| Applicable income taxes | $2,927,000 | 897 |
| Income before extraordinary items | $6,750,000 | 791 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $6,750,000 | 790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,285 |
| Cash dividends | $4,050,000 | 645 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $6,675,800 | 801 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $32,870,000 | 978 |
| Total interest expense | $15,546,000 | 903 |
| Net interest income | $17,324,000 | 1,058 |
| Provision for loan and lease losses | $847,000 | 1,461 |
| Total noninterest income | $2,838,000 | 1,532 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $1,187,000 | 1,128 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,651,000 | 1,442 |
| Total noninterest expense | $11,016,000 | 1,393 |
| Salaries and employee benefits | $4,330,000 | 1,559 |
| Premises and equipment expense | $1,365,000 | 1,546 |
| Additional noninterest expense | $5,321,000 | 1,214 |
| Pre-tax net operating income | $8,299,000 | 883 |
| Securities gains (losses) | $388,000 | 1,079 |
| Applicable income taxes | $2,452,000 | 1,027 |
| Income before extraordinary items | $6,235,000 | 843 |
| Extraordinary gains, net | $-97,000 | 12,910 |
| Net income | $6,138,000 | 883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $884,000 | 1,244 |
| Cash dividends | $3,683,000 | 616 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,955,640 | 836 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $35,028,000 | 1,052 |
| Total interest expense | $17,109,000 | 1,055 |
| Net interest income | $17,919,000 | 1,036 |
| Provision for loan and lease losses | $1,027,000 | 1,802 |
| Total noninterest income | $2,875,000 | 1,490 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $1,313,000 | 985 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,562,000 | 1,474 |
| Total noninterest expense | $12,069,000 | 1,320 |
| Salaries and employee benefits | $4,374,000 | 1,515 |
| Premises and equipment expense | $1,408,000 | 1,519 |
| Additional noninterest expense | $6,287,000 | 1,099 |
| Pre-tax net operating income | $7,698,000 | 839 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $2,008,000 | 1,112 |
| Income before extraordinary items | $5,857,000 | 814 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,857,000 | 816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,021,000 | 1,539 |
| Cash dividends | $2,929,000 | 606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,733,420 | 754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.