Home > National Bank of the Commonwealth > Net charge- offs to loans
National Bank of the Commonwealth, Net charge- offs to loans
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2127% | 3,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0735% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2226% | 1,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 529 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0235% | 1,230 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3723% | 153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5364% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4687% | 575 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3686% | 3,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3463% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7172% | 327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1227% | 449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0675% | 1,285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0756% | 847 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8742% | 458 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4881% | 633 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4345% | 4,772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4417% | 509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5322% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4017% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3315% | 156 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4255% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3094% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7644% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5759% | 728 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0632% | 408 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |