Home > National Bank of the Commonwealth > Assets and Liabilities
National Bank of the Commonwealth, Assets and Liabilities
| 1994-12-31 | Rank | |
| # of Employees: | 187 | 1,041 |
| Assets and Liabilities | ||
| Total Assets: | $506,183,000 | 950 |
| Cash and due from depository institutions | $15,289,000 | 1,041 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $202,479,000 | 692 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $277,045,000 | 1,037 |
| Loan loss allowance | $2,858,000 | 1,452 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,330,000 | 2,229 |
| Other real estate owned | $380,000 | 1,041 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $7,660,000 | 1,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $506,183,000 | 950 |
| Total liabilities | $471,797,000 | 932 |
| Total deposits | $409,295,000 | 946 |
| Interest-bearing deposits | $354,935,000 | 945 |
| Deposits held in domestic offices | $409,295,000 | 936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,899,000 | 594 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $14,696,000 | 1,044 |
| Subordinated debt | $766,000 | 290 |
| All other liabilities | $3,141,000 | 1,270 |
| Total equity capital | $34,386,000 | 1,204 |
| Total bank equity capital | $34,386,000 | 1,204 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $4,000,000 | 939 |
| Surplus | $4,000,000 | 3,310 |
| Undivided profits | $26,386,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,280,000 | 892 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,781,000 | 1,097 |
| Earning assets | $479,524,000 | 910 |
| Long-term assets (5+ years) | $210,869,000 | 373 |
| Average Assets, year-to-date | $502,203,000 | 928 |
| Average Assets, quarterly | $508,545,500 | 933 |
| Volatile liabilities | $95,409,000 | 839 |
| Insider loans | $9,496,000 | 463 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $4,635,000 | 284 |
| Unused loan commitments | $88,733,000 | 690 |
| Tier 1 (core) risk-based capital | $39,300,000 | 1,045 |
| Tier 2 risk-based capital | $3,164,400 | 1,060 |
| Total risk weighted assets | $317,939,300 | 921 |
| Total unused commitments | $88,733,000 | 696 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 187 | 1,102 |
| Assets and Liabilities | ||
| Total Assets: | $492,523,000 | 972 |
| Cash and due from depository institutions | $12,018,000 | 1,102 |
| Interest-bearing balances | $98,000 | 6,721 |
| Securities | $232,956,000 | 639 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $237,123,000 | 1,175 |
| Loan loss allowance | $2,615,000 | 1,667 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,641,000 | 1,995 |
| Other real estate owned | $2,326,000 | 1,102 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $4,459,000 | 1,725 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $492,523,000 | 972 |
| Total liabilities | $455,695,000 | 966 |
| Total deposits | $399,878,000 | 997 |
| Interest-bearing deposits | $349,224,000 | 1,002 |
| Deposits held in domestic offices | $399,878,000 | 986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,266,000 | 709 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $30,000,000 | 627 |
| Subordinated debt | $766,000 | 304 |
| All other liabilities | $2,785,000 | 1,413 |
| Total equity capital | $36,828,000 | 1,119 |
| Total bank equity capital | $36,828,000 | 1,119 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $4,000,000 | 936 |
| Surplus | $4,000,000 | 3,264 |
| Undivided profits | $28,828,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,741,000 | 1,007 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $274,000 | 460 |
| Income earned, not collected on loans | $1,306,000 | 1,301 |
| Earning assets | $470,177,000 | 940 |
| Long-term assets (5+ years) | $192,578,000 | 389 |
| Average Assets, year-to-date | $481,374,400 | 979 |
| Average Assets, quarterly | $487,405,000 | 976 |
| Volatile liabilities | $85,443,000 | 845 |
| Insider loans | $14,874,000 | 300 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $3,727,000 | 582 |
| Unused loan commitments | $77,441,000 | 723 |
| Tier 1 (core) risk-based capital | $36,600,000 | 1,093 |
| Tier 2 risk-based capital | $3,074,600 | 1,082 |
| Total risk weighted assets | $281,640,400 | 1,014 |
| Total unused commitments | $77,441,000 | 742 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 183 | 1,162 |
| Assets and Liabilities | ||
| Total Assets: | $468,876,000 | 1,060 |
| Cash and due from depository institutions | $19,896,000 | 1,162 |
| Interest-bearing balances | $2,756,000 | 2,225 |
| Securities | $188,457,000 | 734 |
| Federal funds sold & reverse repurchase agreements | $11,990,000 | 1,396 |
| Net loans & leases | $238,478,000 | 1,205 |
| Loan loss allowance | $2,652,000 | 1,684 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,059,000 | 1,820 |
| Other real estate owned | $958,000 | 1,162 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $5,038,000 | 1,638 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $468,876,000 | 1,060 |
| Total liabilities | $434,731,000 | 1,057 |
| Total deposits | $405,822,000 | 1,028 |
| Interest-bearing deposits | $354,809,000 | 1,040 |
| Deposits held in domestic offices | $405,822,000 | 1,019 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,396,000 | 805 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $9,430,000 | 985 |
| Subordinated debt | $768,000 | 335 |
| All other liabilities | $3,315,000 | 1,263 |
| Total equity capital | $34,145,000 | 1,149 |
| Total bank equity capital | $34,145,000 | 1,149 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $4,000,000 | 940 |
| Surplus | $4,000,000 | 3,152 |
| Undivided profits | $26,145,000 | 821 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,142,000 | 1,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,476,000 | 1,300 |
| Earning assets | $441,681,000 | 1,026 |
| Long-term assets (5+ years) | $181,082,000 | 396 |
| Average Assets, year-to-date | $454,222,400 | 1,082 |
| Average Assets, quarterly | $465,776,000 | 1,060 |
| Volatile liabilities | $62,185,000 | 1,017 |
| Insider loans | $184,000 | 4,151 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,999,000 | 400 |
| Unused loan commitments | $57,870,000 | 864 |
| Tier 1 (core) risk-based capital | $34,145,000 | 1,124 |
| Tier 2 risk-based capital | $3,418,000 | 1,005 |
| Total risk weighted assets | $279,889,500 | 1,050 |
| Total unused commitments | $57,870,000 | 881 |
| Derivatives | $0 | 651 |