Home > National Bank of Southern California > Loan Charge- Offs and Recoveries
National Bank of Southern California, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,907,000 | 565 |
| Loans secured by real estate, total | $1,943,000 | 240 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,943,000 | 240 |
| Construction and land development | $926,000 | 52 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $307,000 | 457 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $710,000 | 226 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $632,000 | 533 |
| Loans to individuals | $305,000 | 1,220 |
| Credit card loan charge offs | $111,000 | 677 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $194,000 | 1,368 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $27,000 | 229 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $522,000 | 747 |
| Loans secured by real estate, total | $126,000 | 720 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $126,000 | 720 |
| Construction and land development | $9,000 | 375 |
| Secured by farmland | $0 | 587 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,465 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $103,000 | 441 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $346,000 | 415 |
| Loans to individuals | $50,000 | 1,740 |
| Credit card loan recoveries | $8,000 | 974 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $42,000 | 1,774 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,385,000 | 509 |
| Loans secured by real estate, total | $1,817,000 | 193 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,817,000 | 192 |
| Construction and land development | $917,000 | 40 |
| Secured by farmland | $0 | 311 |
| Secured by 1-4 family residential properties- net charge-offs | $293,000 | 394 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $607,000 | 185 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $286,000 | 784 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $255,000 | 1,129 |
| Credit card loan net charge offs | $103,000 | 642 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $152,000 | 1,248 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $27,000 | 209 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,212,000 | 360 |
| Loans secured by real estate, total | $4,569,000 | 157 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $4,569,000 | 157 |
| Construction and land development | $739,000 | 97 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $317,000 | 500 |
| Secured by multifamily residential properties | $386,000 | 154 |
| Secured by nonfarm nonresidential properties | $3,127,000 | 107 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $1,332,000 | 279 |
| Loans to individuals | $300,000 | 1,140 |
| Credit card loan charge offs | $64,000 | 849 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $236,000 | 1,101 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $11,000 | 245 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $494,000 | 789 |
| Loans secured by real estate, total | $35,000 | 1,623 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $35,000 | 1,622 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 3,910 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $35,000 | 839 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $408,000 | 380 |
| Loans to individuals | $17,000 | 3,578 |
| Credit card loan recoveries | $7,000 | 1,102 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $10,000 | 4,412 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $34,000 | 124 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,718,000 | 279 |
| Loans secured by real estate, total | $4,534,000 | 123 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,534,000 | 122 |
| Construction and land development | $739,000 | 77 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $317,000 | 409 |
| Secured by multifamily residential properties | $386,000 | 142 |
| Secured by nonfarm nonresidential properties | $3,092,000 | 86 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $924,000 | 253 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $283,000 | 921 |
| Credit card loan net charge offs | $57,000 | 810 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $226,000 | 838 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $-23,000 | 10,499 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,082,000 | 357 |
| Loans secured by real estate, total | $5,212,000 | 172 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $5,212,000 | 171 |
| Construction and land development | $3,695,000 | 42 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $75,000 | 1,359 |
| Secured by multifamily residential properties | $117,000 | 322 |
| Secured by nonfarm nonresidential properties | $1,325,000 | 236 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $728,000 | 517 |
| Loans to individuals | $95,000 | 2,299 |
| Credit card loan charge offs | $22,000 | 1,384 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $73,000 | 2,404 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $47,000 | 150 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,155,000 | 507 |
| Loans secured by real estate, total | $551,000 | 330 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $551,000 | 328 |
| Construction and land development | $228,000 | 134 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $45,000 | 789 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $278,000 | 279 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $548,000 | 356 |
| Loans to individuals | $5,000 | 6,495 |
| Credit card loan recoveries | $3,000 | 1,578 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 7,712 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $51,000 | 125 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,927,000 | 297 |
| Loans secured by real estate, total | $4,661,000 | 154 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $4,661,000 | 153 |
| Construction and land development | $3,467,000 | 32 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $30,000 | 1,848 |
| Secured by multifamily residential properties | $117,000 | 295 |
| Secured by nonfarm nonresidential properties | $1,047,000 | 219 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $180,000 | 1,100 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $90,000 | 1,730 |
| Credit card loan net charge offs | $19,000 | 1,316 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $71,000 | 1,633 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $-4,000 | 10,931 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,665,000 | 518 |
| Loans secured by real estate, total | $2,667,000 | 377 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $2,667,000 | 376 |
| Construction and land development | $721,000 | 236 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $267,000 | 742 |
| Secured by multifamily residential properties | $467,000 | 181 |
| Secured by nonfarm nonresidential properties | $1,212,000 | 336 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $1,551,000 | 405 |
| Loans to individuals | $326,000 | 1,071 |
| Credit card loan charge offs | $68,000 | 882 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $258,000 | 999 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $121,000 | 141 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $744,000 | 674 |
| Loans secured by real estate, total | $33,000 | 2,001 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $33,000 | 2,001 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $33,000 | 1,024 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $637,000 | 342 |
| Loans to individuals | $61,000 | 1,714 |
| Credit card loan recoveries | $49,000 | 476 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $12,000 | 4,625 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $13,000 | 215 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,921,000 | 479 |
| Loans secured by real estate, total | $2,634,000 | 337 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $2,634,000 | 337 |
| Construction and land development | $721,000 | 219 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $267,000 | 650 |
| Secured by multifamily residential properties | $467,000 | 159 |
| Secured by nonfarm nonresidential properties | $1,179,000 | 300 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $914,000 | 456 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $265,000 | 919 |
| Credit card loan net charge offs | $19,000 | 1,405 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $246,000 | 697 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $108,000 | 108 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,434,000 | 506 |
| Loans secured by real estate, total | $2,722,000 | 443 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,722,000 | 442 |
| Construction and land development | $339,000 | 486 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $111,000 | 1,510 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $2,272,000 | 273 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $3,334,000 | 310 |
| Loans to individuals | $252,000 | 1,581 |
| Credit card loan charge offs | $164,000 | 689 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $88,000 | 2,926 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $126,000 | 180 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $805,000 | 654 |
| Loans secured by real estate, total | $3,000 | 4,858 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $3,000 | 4,857 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,685 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,979 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $792,000 | 281 |
| Loans to individuals | $7,000 | 6,389 |
| Credit card loan recoveries | $5,000 | 1,375 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $2,000 | 8,529 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $3,000 | 323 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,629,000 | 485 |
| Loans secured by real estate, total | $2,719,000 | 408 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $2,719,000 | 407 |
| Construction and land development | $339,000 | 457 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $111,000 | 1,333 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $2,269,000 | 255 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,542,000 | 325 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $245,000 | 1,262 |
| Credit card loan net charge offs | $159,000 | 646 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $86,000 | 2,229 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $123,000 | 148 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.