Home > National Bank of Southern California > Income and Expense

National Bank of Southern California, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$26,908,0001,272
Total interest expense$6,536,0002,362
Net interest income$20,372,000915
Provision for loan and lease losses$1,260,000854
Total noninterest income$4,667,000992
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,157,0001,143
Trading account gains and fees$0262
Additional Noninterest Income$3,510,000806
Total noninterest expense$19,593,000799
Salaries and employee benefits$8,546,000805
Premises and equipment expense$2,562,000852
Additional noninterest expense$8,485,000760
Pre-tax net operating income$4,186,0001,714
Securities gains (losses)$04,148
Applicable income taxes$313,0005,701
Income before extraordinary items$3,873,0001,283
Extraordinary gains, net$053
Net income$3,873,0001,285
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,385,000509
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,873,0001,256
1995-12-31 (YTD Data)Rank
Total interest income$24,907,0001,377
Total interest expense$7,053,0002,211
Net interest income$17,854,0001,031
Provision for loan and lease losses$6,600,000265
Total noninterest income$2,243,0001,673
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$983,0001,387
Trading account gains and fees$0522
Additional Noninterest Income$1,260,0001,544
Total noninterest expense$18,435,000847
Salaries and employee benefits$7,513,000906
Premises and equipment expense$2,129,0001,009
Additional noninterest expense$8,793,000742
Pre-tax net operating income$-4,938,00011,965
Securities gains (losses)$-72,00011,356
Applicable income taxes$-1,990,00011,932
Income before extraordinary items$-3,020,00011,926
Extraordinary gains, net$065
Net income$-3,020,00011,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,718,000279
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$-2,973,92011,927
1994-12-31 (YTD Data)Rank
Total interest income$22,794,0001,361
Total interest expense$6,110,0002,046
Net interest income$16,684,0001,107
Provision for loan and lease losses$3,365,000391
Total noninterest income$2,030,0001,820
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$969,0001,382
Trading account gains and fees$0475
Additional Noninterest Income$1,061,0001,770
Total noninterest expense$13,720,0001,095
Salaries and employee benefits$6,454,0001,047
Premises and equipment expense$2,008,0001,060
Additional noninterest expense$5,258,0001,124
Pre-tax net operating income$1,629,0004,105
Securities gains (losses)$6,0002,522
Applicable income taxes$624,0003,398
Income before extraordinary items$1,011,0004,504
Extraordinary gains, net$0249
Net income$1,011,0004,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,927,000297
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,007,1604,562
1993-12-31 (YTD Data)Rank
Total interest income$23,642,0001,339
Total interest expense$7,872,0001,671
Net interest income$15,770,0001,154
Provision for loan and lease losses$4,897,000440
Total noninterest income$2,148,0001,867
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$974,0001,376
Trading account gains and fees$0532
Additional Noninterest Income$1,174,0001,836
Total noninterest expense$16,569,000975
Salaries and employee benefits$7,234,000932
Premises and equipment expense$2,210,000991
Additional noninterest expense$7,125,000972
Pre-tax net operating income$-3,548,00013,148
Securities gains (losses)$07,477
Applicable income taxes$-880,00013,171
Income before extraordinary items$-2,668,00013,116
Extraordinary gains, net$03,149
Net income$-2,668,00013,116
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,921,000479
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-2,668,00013,096
1992-12-31 (YTD Data)Rank
Total interest income$28,861,0001,267
Total interest expense$10,998,0001,591
Net interest income$17,863,0001,040
Provision for loan and lease losses$4,350,000645
Total noninterest income$1,969,0001,954
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$980,0001,362
Trading account gains and fees$0504
Additional Noninterest Income$989,0002,020
Total noninterest expense$13,788,0001,139
Salaries and employee benefits$6,837,0001,000
Premises and equipment expense$2,116,0001,063
Additional noninterest expense$4,835,0001,364
Pre-tax net operating income$1,694,0003,633
Securities gains (losses)$114,0002,803
Applicable income taxes$731,0002,837
Income before extraordinary items$1,077,0004,210
Extraordinary gains, net$01,422
Net income$1,077,0004,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,629,000485
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,004,0404,166

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.