Home > National Bank of Southern California > Net charge- offs to loans
National Bank of Southern California, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1948% | 561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7838% | 16 |
| Percentage Net Loans Charged-off:Construction & development | 3.9776% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0680% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6537% | 14 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7788% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4663% | 69 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3573% | 419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6844% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7448% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8779% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8815% | 135 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.6953% | 8 |
| Percentage Net Loans Charged-off:Construction & development | 2.3855% | 67 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4292% | 17 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1323% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7189% | 22 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5163% | 16 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1307% | 26 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4419% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2780% | 71 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6584% | 614 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.5987% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4323% | 181 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5546% | 10 |
| Percentage Net Loans Charged-off:Construction & development | 10.4882% | 26 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4293% | 120 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.0361% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1431% | 312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2022% | 1,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4237% | 131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2999% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1004% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6031% | 846 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1008% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7316% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7653% | 93 |
| Percentage Net Loans Charged-off:Construction & development | 1.4744% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6940% | 187 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5294% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0580% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5854% | 25 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6267% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4730% | 292 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3948% | 133 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6311% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1811% | 55 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1036% | 679 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5694% | 141 |
| Percentage Net Loans Charged-off:Construction & development | 0.5515% | 453 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2112% | 123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3134% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4872% | 181 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4788% | 188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6221% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3359% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7292% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |