Home > National Bank of Sallisaw > Income and Expense
National Bank of Sallisaw, Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 4,534 |
| Total interest expense | $257,000 | 5,623 |
| Net interest income | $3,895,000 | 4,341 |
| Provision for loan and lease losses | $34,000 | 4,493 |
| Total noninterest income | $705,000 | 3,845 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $417,000 | 2,721 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $288,000 | 4,140 |
| Total noninterest expense | $2,608,000 | 4,943 |
| Salaries and employee benefits | $1,402,000 | 4,923 |
| Premises and equipment expense | $357,000 | 4,484 |
| Additional noninterest expense | $849,000 | 4,942 |
| Pre-tax net operating income | $1,958,000 | 2,902 |
| Securities gains (losses) | $47,000 | 1,839 |
| Applicable income taxes | $541,000 | 2,067 |
| Income before extraordinary items | $1,464,000 | 3,202 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,464,000 | 3,205 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,464,000 | 3,206 |
| Net charge-offs | $-5,000 | 6,050 |
| Cash dividends | $1,200,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,429,690 | 3,185 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 4,575 |
| Total interest expense | $196,000 | 5,696 |
| Net interest income | $2,919,000 | 4,376 |
| Provision for loan and lease losses | $34,000 | 4,239 |
| Total noninterest income | $511,000 | 3,969 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $306,000 | 2,785 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $205,000 | 4,281 |
| Total noninterest expense | $1,985,000 | 4,926 |
| Salaries and employee benefits | $1,094,000 | 4,857 |
| Premises and equipment expense | $253,000 | 4,617 |
| Additional noninterest expense | $638,000 | 4,947 |
| Pre-tax net operating income | $1,411,000 | 3,028 |
| Securities gains (losses) | $28,000 | 2,032 |
| Applicable income taxes | $383,000 | 2,184 |
| Income before extraordinary items | $1,056,000 | 3,317 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,056,000 | 3,320 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,056,000 | 3,321 |
| Net charge-offs | $-13,000 | 6,188 |
| Cash dividends | $600,000 | 1,911 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,035,560 | 3,291 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,073,000 | 4,594 |
| Total interest expense | $134,000 | 5,726 |
| Net interest income | $1,939,000 | 4,388 |
| Provision for loan and lease losses | $34,000 | 3,899 |
| Total noninterest income | $333,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $195,000 | 2,842 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $138,000 | 4,316 |
| Total noninterest expense | $1,329,000 | 4,931 |
| Salaries and employee benefits | $749,000 | 4,807 |
| Premises and equipment expense | $164,000 | 4,702 |
| Additional noninterest expense | $416,000 | 5,006 |
| Pre-tax net operating income | $909,000 | 3,072 |
| Securities gains (losses) | $28,000 | 1,854 |
| Applicable income taxes | $243,000 | 2,242 |
| Income before extraordinary items | $694,000 | 3,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $694,000 | 3,330 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $694,000 | 3,332 |
| Net charge-offs | $-12,000 | 6,196 |
| Cash dividends | $600,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $673,280 | 3,302 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 4,658 |
| Total interest expense | $70,000 | 5,747 |
| Net interest income | $954,000 | 4,450 |
| Provision for loan and lease losses | $18,000 | 3,652 |
| Total noninterest income | $99,000 | 4,855 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $94,000 | 2,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 6,416 |
| Total noninterest expense | $690,000 | 4,887 |
| Salaries and employee benefits | $394,000 | 4,723 |
| Premises and equipment expense | $82,000 | 4,729 |
| Additional noninterest expense | $214,000 | 5,006 |
| Pre-tax net operating income | $345,000 | 3,539 |
| Securities gains (losses) | $27,000 | 1,174 |
| Applicable income taxes | $86,000 | 2,544 |
| Income before extraordinary items | $286,000 | 3,661 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $286,000 | 3,661 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $286,000 | 3,663 |
| Net charge-offs | $-10,000 | 6,196 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $265,210 | 3,680 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,403,000 | 4,626 |
| Total interest expense | $390,000 | 5,584 |
| Net interest income | $4,013,000 | 4,407 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $637,000 | 4,065 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $435,000 | 2,760 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $202,000 | 4,582 |
| Total noninterest expense | $2,769,000 | 4,924 |
| Salaries and employee benefits | $1,662,000 | 4,597 |
| Premises and equipment expense | $324,000 | 4,804 |
| Additional noninterest expense | $783,000 | 5,308 |
| Pre-tax net operating income | $1,881,000 | 2,927 |
| Securities gains (losses) | $39,000 | 2,867 |
| Applicable income taxes | $654,000 | 1,903 |
| Income before extraordinary items | $1,266,000 | 3,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,266,000 | 3,431 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,266,000 | 3,432 |
| Net charge-offs | $36,000 | 5,123 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,240,260 | 3,332 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,329,000 | 4,690 |
| Total interest expense | $308,000 | 5,631 |
| Net interest income | $3,021,000 | 4,465 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $427,000 | 4,314 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $320,000 | 2,834 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 5,043 |
| Total noninterest expense | $2,104,000 | 4,938 |
| Salaries and employee benefits | $1,269,000 | 4,571 |
| Premises and equipment expense | $243,000 | 4,857 |
| Additional noninterest expense | $592,000 | 5,357 |
| Pre-tax net operating income | $1,344,000 | 3,099 |
| Securities gains (losses) | $39,000 | 2,576 |
| Applicable income taxes | $469,000 | 2,015 |
| Income before extraordinary items | $914,000 | 3,600 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $914,000 | 3,600 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $914,000 | 3,602 |
| Net charge-offs | $33,000 | 4,788 |
| Cash dividends | $600,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $888,260 | 3,507 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,237,000 | 4,701 |
| Total interest expense | $217,000 | 5,611 |
| Net interest income | $2,020,000 | 4,458 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $367,000 | 3,829 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $207,000 | 2,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $160,000 | 3,973 |
| Total noninterest expense | $1,393,000 | 4,981 |
| Salaries and employee benefits | $847,000 | 4,594 |
| Premises and equipment expense | $155,000 | 4,974 |
| Additional noninterest expense | $391,000 | 5,383 |
| Pre-tax net operating income | $994,000 | 2,855 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $283,000 | 2,120 |
| Income before extraordinary items | $749,000 | 3,185 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $749,000 | 3,183 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $749,000 | 3,185 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $600,000 | 1,414 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $721,260 | 3,104 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 4,716 |
| Total interest expense | $114,000 | 5,633 |
| Net interest income | $1,017,000 | 4,473 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $153,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $99,000 | 2,942 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $54,000 | 4,597 |
| Total noninterest expense | $706,000 | 4,978 |
| Salaries and employee benefits | $429,000 | 4,603 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $200,000 | 5,362 |
| Pre-tax net operating income | $464,000 | 3,022 |
| Securities gains (losses) | $33,000 | 1,408 |
| Applicable income taxes | $136,000 | 2,139 |
| Income before extraordinary items | $361,000 | 3,282 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $361,000 | 3,286 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $361,000 | 3,286 |
| Net charge-offs | $13,000 | 3,918 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $336,910 | 3,255 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,472,000 | 4,857 |
| Total interest expense | $501,000 | 5,848 |
| Net interest income | $3,971,000 | 4,555 |
| Provision for loan and lease losses | $60,000 | 5,708 |
| Total noninterest income | $816,000 | 3,476 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $446,000 | 2,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $370,000 | 3,538 |
| Total noninterest expense | $2,801,000 | 5,062 |
| Salaries and employee benefits | $1,620,000 | 4,747 |
| Premises and equipment expense | $372,000 | 4,731 |
| Additional noninterest expense | $809,000 | 5,392 |
| Pre-tax net operating income | $1,926,000 | 2,584 |
| Securities gains (losses) | $55,000 | 2,526 |
| Applicable income taxes | $563,000 | 1,918 |
| Income before extraordinary items | $1,418,000 | 2,883 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,418,000 | 2,885 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,418,000 | 2,885 |
| Net charge-offs | $4,000 | 6,264 |
| Cash dividends | $1,200,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,378,400 | 2,857 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 4,921 |
| Total interest expense | $385,000 | 5,909 |
| Net interest income | $2,957,000 | 4,602 |
| Provision for loan and lease losses | $60,000 | 5,396 |
| Total noninterest income | $659,000 | 3,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $344,000 | 2,757 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $315,000 | 3,395 |
| Total noninterest expense | $2,147,000 | 5,009 |
| Salaries and employee benefits | $1,245,000 | 4,683 |
| Premises and equipment expense | $272,000 | 4,847 |
| Additional noninterest expense | $630,000 | 5,327 |
| Pre-tax net operating income | $1,409,000 | 2,697 |
| Securities gains (losses) | $55,000 | 2,274 |
| Applicable income taxes | $417,000 | 1,900 |
| Income before extraordinary items | $1,047,000 | 2,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,047,000 | 2,973 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,047,000 | 2,973 |
| Net charge-offs | $-1,000 | 6,695 |
| Cash dividends | $600,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,007,400 | 2,953 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 4,934 |
| Total interest expense | $264,000 | 5,976 |
| Net interest income | $1,990,000 | 4,598 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $450,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $235,000 | 2,693 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $215,000 | 3,374 |
| Total noninterest expense | $1,438,000 | 5,052 |
| Salaries and employee benefits | $835,000 | 4,709 |
| Premises and equipment expense | $181,000 | 4,885 |
| Additional noninterest expense | $422,000 | 5,400 |
| Pre-tax net operating income | $962,000 | 2,604 |
| Securities gains (losses) | $29,000 | 1,902 |
| Applicable income taxes | $258,000 | 1,964 |
| Income before extraordinary items | $733,000 | 2,830 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $733,000 | 2,832 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $733,000 | 2,832 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $711,540 | 2,810 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,133,000 | 4,947 |
| Total interest expense | $135,000 | 6,034 |
| Net interest income | $998,000 | 4,581 |
| Provision for loan and lease losses | $10,000 | 5,371 |
| Total noninterest income | $207,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $114,000 | 2,710 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,692 |
| Total noninterest expense | $720,000 | 5,082 |
| Salaries and employee benefits | $423,000 | 4,700 |
| Premises and equipment expense | $90,000 | 4,962 |
| Additional noninterest expense | $207,000 | 5,445 |
| Pre-tax net operating income | $475,000 | 2,654 |
| Securities gains (losses) | $10,000 | 1,304 |
| Applicable income taxes | $124,000 | 1,966 |
| Income before extraordinary items | $361,000 | 2,876 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $361,000 | 2,875 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $361,000 | 2,876 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $353,600 | 2,858 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 5,065 |
| Total interest expense | $631,000 | 6,160 |
| Net interest income | $3,933,000 | 4,629 |
| Provision for loan and lease losses | $180,000 | 5,457 |
| Total noninterest income | $764,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $544,000 | 2,489 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $220,000 | 4,449 |
| Total noninterest expense | $2,811,000 | 5,208 |
| Salaries and employee benefits | $1,673,000 | 4,746 |
| Premises and equipment expense | $370,000 | 4,937 |
| Additional noninterest expense | $768,000 | 5,702 |
| Pre-tax net operating income | $1,706,000 | 2,519 |
| Securities gains (losses) | $96,000 | 2,203 |
| Applicable income taxes | $476,000 | 1,933 |
| Income before extraordinary items | $1,326,000 | 2,710 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,326,000 | 2,707 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,326,000 | 2,711 |
| Net charge-offs | $261,000 | 4,479 |
| Cash dividends | $1,100,000 | 1,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,254,960 | 2,725 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 5,177 |
| Total interest expense | $477,000 | 6,285 |
| Net interest income | $2,931,000 | 4,712 |
| Provision for loan and lease losses | $180,000 | 5,003 |
| Total noninterest income | $556,000 | 3,848 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $419,000 | 2,495 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $137,000 | 4,785 |
| Total noninterest expense | $2,111,000 | 5,215 |
| Salaries and employee benefits | $1,277,000 | 4,725 |
| Premises and equipment expense | $279,000 | 5,010 |
| Additional noninterest expense | $555,000 | 5,822 |
| Pre-tax net operating income | $1,196,000 | 2,778 |
| Securities gains (losses) | $76,000 | 2,156 |
| Applicable income taxes | $334,000 | 2,047 |
| Income before extraordinary items | $938,000 | 3,006 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $938,000 | 3,003 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $938,000 | 3,006 |
| Net charge-offs | $29,000 | 5,846 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $881,760 | 2,989 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,272,000 | 5,208 |
| Total interest expense | $319,000 | 6,376 |
| Net interest income | $1,953,000 | 4,727 |
| Provision for loan and lease losses | $180,000 | 4,360 |
| Total noninterest income | $435,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $288,000 | 2,437 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $147,000 | 4,010 |
| Total noninterest expense | $1,385,000 | 5,279 |
| Salaries and employee benefits | $860,000 | 4,721 |
| Premises and equipment expense | $179,000 | 5,117 |
| Additional noninterest expense | $346,000 | 5,980 |
| Pre-tax net operating income | $823,000 | 2,746 |
| Securities gains (losses) | $35,000 | 2,105 |
| Applicable income taxes | $212,000 | 2,066 |
| Income before extraordinary items | $646,000 | 2,918 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $646,000 | 2,911 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $646,000 | 2,916 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $500,000 | 1,315 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $619,750 | 2,889 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 5,298 |
| Total interest expense | $162,000 | 6,479 |
| Net interest income | $967,000 | 4,777 |
| Provision for loan and lease losses | $90,000 | 4,075 |
| Total noninterest income | $210,000 | 3,547 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $142,000 | 2,443 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $68,000 | 4,171 |
| Total noninterest expense | $708,000 | 5,272 |
| Salaries and employee benefits | $434,000 | 4,757 |
| Premises and equipment expense | $88,000 | 5,241 |
| Additional noninterest expense | $186,000 | 5,861 |
| Pre-tax net operating income | $379,000 | 2,926 |
| Securities gains (losses) | $34,000 | 1,304 |
| Applicable income taxes | $106,000 | 2,062 |
| Income before extraordinary items | $307,000 | 3,085 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $307,000 | 3,082 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $307,000 | 3,085 |
| Net charge-offs | $18,000 | 4,498 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $281,840 | 3,145 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,551,000 | 5,394 |
| Total interest expense | $868,000 | 6,312 |
| Net interest income | $3,683,000 | 4,822 |
| Provision for loan and lease losses | $300,000 | 5,244 |
| Total noninterest income | $586,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $551,000 | 2,688 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $35,000 | 6,644 |
| Total noninterest expense | $2,968,000 | 5,217 |
| Salaries and employee benefits | $1,708,000 | 4,811 |
| Premises and equipment expense | $394,000 | 5,026 |
| Additional noninterest expense | $866,000 | 5,620 |
| Pre-tax net operating income | $1,001,000 | 2,988 |
| Securities gains (losses) | $74,000 | 2,367 |
| Applicable income taxes | $212,000 | 2,330 |
| Income before extraordinary items | $863,000 | 3,012 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $863,000 | 3,011 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $863,000 | 3,011 |
| Net charge-offs | $72,000 | 5,958 |
| Cash dividends | $750,000 | 2,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $803,800 | 3,069 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 5,487 |
| Total interest expense | $683,000 | 6,353 |
| Net interest income | $2,690,000 | 4,908 |
| Provision for loan and lease losses | $210,000 | 5,093 |
| Total noninterest income | $592,000 | 3,869 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $407,000 | 2,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $185,000 | 4,416 |
| Total noninterest expense | $2,232,000 | 5,207 |
| Salaries and employee benefits | $1,309,000 | 4,789 |
| Premises and equipment expense | $298,000 | 5,052 |
| Additional noninterest expense | $625,000 | 5,714 |
| Pre-tax net operating income | $840,000 | 3,033 |
| Securities gains (losses) | $68,000 | 2,099 |
| Applicable income taxes | $217,000 | 2,249 |
| Income before extraordinary items | $691,000 | 3,150 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $691,000 | 3,149 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $691,000 | 3,151 |
| Net charge-offs | $66,000 | 5,460 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $639,320 | 3,187 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,260,000 | 5,527 |
| Total interest expense | $480,000 | 6,361 |
| Net interest income | $1,780,000 | 4,912 |
| Provision for loan and lease losses | $120,000 | 5,054 |
| Total noninterest income | $380,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $262,000 | 2,759 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $118,000 | 4,512 |
| Total noninterest expense | $1,451,000 | 5,335 |
| Salaries and employee benefits | $875,000 | 4,828 |
| Premises and equipment expense | $198,000 | 5,101 |
| Additional noninterest expense | $378,000 | 5,977 |
| Pre-tax net operating income | $589,000 | 3,035 |
| Securities gains (losses) | $64,000 | 1,749 |
| Applicable income taxes | $167,000 | 2,154 |
| Income before extraordinary items | $486,000 | 3,146 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $486,000 | 3,144 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $486,000 | 3,145 |
| Net charge-offs | $-2,000 | 7,645 |
| Cash dividends | $500,000 | 1,607 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $438,640 | 3,220 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 5,624 |
| Total interest expense | $251,000 | 6,369 |
| Net interest income | $858,000 | 5,019 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $187,000 | 3,953 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $130,000 | 2,736 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $57,000 | 4,606 |
| Total noninterest expense | $690,000 | 5,431 |
| Salaries and employee benefits | $438,000 | 4,878 |
| Premises and equipment expense | $99,000 | 5,139 |
| Additional noninterest expense | $153,000 | 6,259 |
| Pre-tax net operating income | $325,000 | 3,210 |
| Securities gains (losses) | $64,000 | 1,187 |
| Applicable income taxes | $107,000 | 2,118 |
| Income before extraordinary items | $282,000 | 3,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $282,000 | 3,238 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $282,000 | 3,238 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $235,920 | 3,424 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,013,000 | 5,454 |
| Total interest expense | $1,581,000 | 5,872 |
| Net interest income | $3,432,000 | 5,031 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $655,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $593,000 | 2,670 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $62,000 | 6,531 |
| Total noninterest expense | $2,815,000 | 5,323 |
| Salaries and employee benefits | $1,713,000 | 4,947 |
| Premises and equipment expense | $436,000 | 4,846 |
| Additional noninterest expense | $666,000 | 5,954 |
| Pre-tax net operating income | $1,162,000 | 3,475 |
| Securities gains (losses) | $44,000 | 1,693 |
| Applicable income taxes | $255,000 | 2,580 |
| Income before extraordinary items | $951,000 | 3,378 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $951,000 | 3,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $916,240 | 3,598 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,861,000 | 5,438 |
| Total interest expense | $1,260,000 | 5,841 |
| Net interest income | $2,601,000 | 5,052 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $617,000 | 3,906 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $449,000 | 2,670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $168,000 | 4,764 |
| Total noninterest expense | $2,128,000 | 5,275 |
| Salaries and employee benefits | $1,297,000 | 4,937 |
| Premises and equipment expense | $320,000 | 4,928 |
| Additional noninterest expense | $511,000 | 5,850 |
| Pre-tax net operating income | $980,000 | 3,716 |
| Securities gains (losses) | $15,000 | 2,175 |
| Applicable income taxes | $258,000 | 2,628 |
| Income before extraordinary items | $737,000 | 3,722 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $737,000 | 3,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,023 |
| Cash dividends | $500,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $725,900 | 3,892 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 5,452 |
| Total interest expense | $907,000 | 5,807 |
| Net interest income | $1,722,000 | 5,074 |
| Provision for loan and lease losses | $110,000 | 4,116 |
| Total noninterest income | $406,000 | 3,984 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $299,000 | 2,646 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $107,000 | 4,934 |
| Total noninterest expense | $1,407,000 | 5,331 |
| Salaries and employee benefits | $867,000 | 4,951 |
| Premises and equipment expense | $203,000 | 5,100 |
| Additional noninterest expense | $337,000 | 5,862 |
| Pre-tax net operating income | $611,000 | 3,979 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $168,000 | 2,882 |
| Income before extraordinary items | $457,000 | 4,206 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 4,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,297 |
| Cash dividends | $500,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $446,780 | 4,190 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 5,390 |
| Total interest expense | $479,000 | 5,863 |
| Net interest income | $916,000 | 4,894 |
| Provision for loan and lease losses | $110,000 | 2,589 |
| Total noninterest income | $221,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $159,000 | 2,493 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $62,000 | 4,635 |
| Total noninterest expense | $700,000 | 5,367 |
| Salaries and employee benefits | $433,000 | 4,992 |
| Premises and equipment expense | $99,000 | 5,177 |
| Additional noninterest expense | $168,000 | 5,863 |
| Pre-tax net operating income | $327,000 | 3,957 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $88,000 | 2,948 |
| Income before extraordinary items | $239,000 | 4,289 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $239,000 | 4,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $239,000 | 4,188 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,939,000 | 5,265 |
| Total interest expense | $2,152,000 | 5,671 |
| Net interest income | $3,787,000 | 4,785 |
| Provision for loan and lease losses | $174,000 | 4,132 |
| Total noninterest income | $878,000 | 3,809 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $641,000 | 2,547 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $237,000 | 4,707 |
| Total noninterest expense | $2,771,000 | 5,260 |
| Salaries and employee benefits | $1,619,000 | 5,065 |
| Premises and equipment expense | $480,000 | 4,490 |
| Additional noninterest expense | $672,000 | 5,839 |
| Pre-tax net operating income | $1,720,000 | 3,639 |
| Securities gains (losses) | $3,000 | 1,730 |
| Applicable income taxes | $426,000 | 2,946 |
| Income before extraordinary items | $1,297,000 | 3,768 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,297,000 | 3,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,600 |
| Cash dividends | $1,000,000 | 2,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,294,750 | 3,764 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,490,000 | 5,252 |
| Total interest expense | $1,615,000 | 5,687 |
| Net interest income | $2,875,000 | 4,779 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $652,000 | 3,838 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $477,000 | 2,541 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,763 |
| Total noninterest expense | $2,064,000 | 5,258 |
| Salaries and employee benefits | $1,211,000 | 5,066 |
| Premises and equipment expense | $351,000 | 4,538 |
| Additional noninterest expense | $502,000 | 5,805 |
| Pre-tax net operating income | $1,393,000 | 3,631 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $379,000 | 2,873 |
| Income before extraordinary items | $1,014,000 | 3,868 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,014,000 | 3,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,014,000 | 3,853 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 5,148 |
| Total interest expense | $1,081,000 | 5,680 |
| Net interest income | $2,021,000 | 4,633 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $432,000 | 3,861 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $318,000 | 2,534 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $1,364,000 | 5,324 |
| Salaries and employee benefits | $800,000 | 5,133 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $335,000 | 5,808 |
| Pre-tax net operating income | $1,029,000 | 3,464 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $302,000 | 2,726 |
| Income before extraordinary items | $727,000 | 3,733 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $727,000 | 3,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,601 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $727,000 | 3,716 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,533,000 | 5,173 |
| Total interest expense | $530,000 | 5,717 |
| Net interest income | $1,003,000 | 4,683 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $204,000 | 3,968 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $159,000 | 2,488 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $45,000 | 5,315 |
| Total noninterest expense | $666,000 | 5,419 |
| Salaries and employee benefits | $395,000 | 5,209 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $162,000 | 5,901 |
| Pre-tax net operating income | $511,000 | 3,481 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $141,000 | 2,811 |
| Income before extraordinary items | $370,000 | 3,677 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $370,000 | 3,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $370,000 | 3,656 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,603,000 | 5,223 |
| Total interest expense | $1,799,000 | 5,691 |
| Net interest income | $3,804,000 | 4,807 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $959,000 | 3,651 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $715,000 | 2,328 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $244,000 | 4,710 |
| Total noninterest expense | $2,541,000 | 5,434 |
| Salaries and employee benefits | $1,487,000 | 5,214 |
| Premises and equipment expense | $440,000 | 4,637 |
| Additional noninterest expense | $614,000 | 6,007 |
| Pre-tax net operating income | $2,102,000 | 3,535 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $690,000 | 2,690 |
| Income before extraordinary items | $1,412,000 | 3,919 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,412,000 | 3,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,393 |
| Cash dividends | $1,000,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,412,000 | 3,898 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,112,000 | 5,287 |
| Total interest expense | $1,307,000 | 5,698 |
| Net interest income | $2,805,000 | 4,886 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $754,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $565,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $189,000 | 4,650 |
| Total noninterest expense | $1,906,000 | 5,417 |
| Salaries and employee benefits | $1,119,000 | 5,185 |
| Premises and equipment expense | $324,000 | 4,691 |
| Additional noninterest expense | $463,000 | 5,987 |
| Pre-tax net operating income | $1,563,000 | 3,698 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $521,000 | 2,804 |
| Income before extraordinary items | $1,042,000 | 4,073 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,042,000 | 4,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $500,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,042,000 | 4,058 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,667,000 | 5,340 |
| Total interest expense | $821,000 | 5,743 |
| Net interest income | $1,846,000 | 4,950 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $477,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $374,000 | 2,229 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $103,000 | 5,064 |
| Total noninterest expense | $1,268,000 | 5,433 |
| Salaries and employee benefits | $751,000 | 5,187 |
| Premises and equipment expense | $208,000 | 4,812 |
| Additional noninterest expense | $309,000 | 5,989 |
| Pre-tax net operating income | $995,000 | 3,811 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $331,000 | 2,904 |
| Income before extraordinary items | $664,000 | 4,197 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $664,000 | 4,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $664,000 | 4,186 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,311,000 | 5,331 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $911,000 | 4,990 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $224,000 | 3,721 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $183,000 | 2,197 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $623,000 | 5,499 |
| Salaries and employee benefits | $374,000 | 5,224 |
| Premises and equipment expense | $100,000 | 4,961 |
| Additional noninterest expense | $149,000 | 6,079 |
| Pre-tax net operating income | $482,000 | 3,827 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $158,000 | 2,959 |
| Income before extraordinary items | $324,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $324,000 | 4,207 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,452,000 | 5,519 |
| Total interest expense | $1,124,000 | 5,987 |
| Net interest income | $3,328,000 | 5,163 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $863,000 | 3,877 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $706,000 | 2,332 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $157,000 | 5,649 |
| Total noninterest expense | $2,242,000 | 5,719 |
| Salaries and employee benefits | $1,355,000 | 5,397 |
| Premises and equipment expense | $337,000 | 5,401 |
| Additional noninterest expense | $550,000 | 6,301 |
| Pre-tax net operating income | $1,829,000 | 3,906 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $590,000 | 3,098 |
| Income before extraordinary items | $1,239,000 | 4,264 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,239,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $1,000,000 | 2,429 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,239,000 | 4,244 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,196,000 | 5,615 |
| Total interest expense | $778,000 | 6,081 |
| Net interest income | $2,418,000 | 5,282 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $638,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $515,000 | 2,381 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $123,000 | 5,562 |
| Total noninterest expense | $1,657,000 | 5,733 |
| Salaries and employee benefits | $1,006,000 | 5,403 |
| Premises and equipment expense | $252,000 | 5,413 |
| Additional noninterest expense | $399,000 | 6,362 |
| Pre-tax net operating income | $1,309,000 | 4,094 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $417,000 | 3,258 |
| Income before extraordinary items | $892,000 | 4,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $400,000 | 3,122 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $892,000 | 4,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,036,000 | 5,692 |
| Total interest expense | $476,000 | 6,161 |
| Net interest income | $1,560,000 | 5,371 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $397,000 | 4,071 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $325,000 | 2,460 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 5,829 |
| Total noninterest expense | $1,085,000 | 5,784 |
| Salaries and employee benefits | $664,000 | 5,410 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $258,000 | 6,435 |
| Pre-tax net operating income | $812,000 | 4,257 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $258,000 | 3,360 |
| Income before extraordinary items | $554,000 | 4,626 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $554,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $400,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $554,000 | 4,579 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $980,000 | 5,795 |
| Total interest expense | $216,000 | 6,342 |
| Net interest income | $764,000 | 5,476 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $192,000 | 4,074 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $156,000 | 2,474 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $36,000 | 5,847 |
| Total noninterest expense | $538,000 | 5,856 |
| Salaries and employee benefits | $329,000 | 5,494 |
| Premises and equipment expense | $82,000 | 5,496 |
| Additional noninterest expense | $127,000 | 6,504 |
| Pre-tax net operating income | $388,000 | 4,355 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $121,000 | 3,455 |
| Income before extraordinary items | $267,000 | 4,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $267,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $267,000 | 4,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,400,000 | 6,056 |
| Total interest expense | $655,000 | 6,744 |
| Net interest income | $2,745,000 | 5,707 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $944,000 | 3,685 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $854,000 | 2,014 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $90,000 | 6,590 |
| Total noninterest expense | $2,247,000 | 5,631 |
| Salaries and employee benefits | $1,464,000 | 5,040 |
| Premises and equipment expense | $270,000 | 5,990 |
| Additional noninterest expense | $513,000 | 6,468 |
| Pre-tax net operating income | $1,320,000 | 4,554 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $428,000 | 3,601 |
| Income before extraordinary items | $901,000 | 4,966 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $901,000 | 4,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,344 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $894,880 | 4,917 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 6,150 |
| Total interest expense | $473,000 | 6,837 |
| Net interest income | $1,993,000 | 5,803 |
| Provision for loan and lease losses | $92,000 | 4,400 |
| Total noninterest income | $742,000 | 3,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $669,000 | 1,963 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $73,000 | 6,476 |
| Total noninterest expense | $1,706,000 | 5,574 |
| Salaries and employee benefits | $1,127,000 | 4,895 |
| Premises and equipment expense | $190,000 | 6,146 |
| Additional noninterest expense | $389,000 | 6,393 |
| Pre-tax net operating income | $937,000 | 4,766 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $630,000 | 5,239 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $630,000 | 5,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,223 |
| Cash dividends | $600,000 | 2,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $627,320 | 5,159 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 6,202 |
| Total interest expense | $312,000 | 6,891 |
| Net interest income | $1,316,000 | 5,836 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $520,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $474,000 | 1,838 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $46,000 | 6,590 |
| Total noninterest expense | $1,133,000 | 5,620 |
| Salaries and employee benefits | $753,000 | 4,911 |
| Premises and equipment expense | $123,000 | 6,248 |
| Additional noninterest expense | $257,000 | 6,448 |
| Pre-tax net operating income | $643,000 | 4,662 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $203,000 | 3,752 |
| Income before extraordinary items | $440,000 | 5,069 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $440,000 | 5,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,314 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $440,000 | 4,973 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,251 |
| Total interest expense | $162,000 | 6,864 |
| Net interest income | $641,000 | 5,924 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $296,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $267,000 | 1,598 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $29,000 | 6,170 |
| Total noninterest expense | $570,000 | 5,610 |
| Salaries and employee benefits | $376,000 | 4,940 |
| Premises and equipment expense | $62,000 | 6,230 |
| Additional noninterest expense | $132,000 | 6,385 |
| Pre-tax net operating income | $337,000 | 4,535 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $96,000 | 3,852 |
| Income before extraordinary items | $241,000 | 4,850 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $241,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $241,000 | 4,726 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 6,304 |
| Total interest expense | $715,000 | 6,989 |
| Net interest income | $2,501,000 | 5,900 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $1,125,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,037,000 | 1,657 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $88,000 | 6,742 |
| Total noninterest expense | $2,248,000 | 5,603 |
| Salaries and employee benefits | $1,382,000 | 5,130 |
| Premises and equipment expense | $328,000 | 5,388 |
| Additional noninterest expense | $538,000 | 6,330 |
| Pre-tax net operating income | $1,258,000 | 4,565 |
| Securities gains (losses) | $10,000 | 3,613 |
| Applicable income taxes | $407,000 | 3,742 |
| Income before extraordinary items | $861,000 | 5,053 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $861,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $700,000 | 2,934 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $854,200 | 4,908 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 6,374 |
| Total interest expense | $555,000 | 7,054 |
| Net interest income | $1,861,000 | 5,960 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $810,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $735,000 | 1,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $75,000 | 6,587 |
| Total noninterest expense | $1,664,000 | 5,621 |
| Salaries and employee benefits | $1,034,000 | 5,134 |
| Premises and equipment expense | $241,000 | 5,445 |
| Additional noninterest expense | $389,000 | 6,421 |
| Pre-tax net operating income | $917,000 | 4,784 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $289,000 | 3,986 |
| Income before extraordinary items | $628,000 | 5,279 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $628,000 | 5,278 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $700,000 | 2,172 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $628,000 | 5,099 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 6,316 |
| Total interest expense | $393,000 | 7,013 |
| Net interest income | $1,264,000 | 5,894 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $542,000 | 3,569 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $496,000 | 1,706 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $1,095,000 | 5,666 |
| Salaries and employee benefits | $686,000 | 5,157 |
| Premises and equipment expense | $156,000 | 5,529 |
| Additional noninterest expense | $253,000 | 6,495 |
| Pre-tax net operating income | $651,000 | 4,624 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $207,000 | 3,888 |
| Income before extraordinary items | $444,000 | 5,118 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $444,000 | 5,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $700,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $444,000 | 4,919 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,356 |
| Total interest expense | $208,000 | 6,968 |
| Net interest income | $619,000 | 5,960 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $286,000 | 3,362 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $260,000 | 1,581 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $26,000 | 6,499 |
| Total noninterest expense | $556,000 | 5,596 |
| Salaries and employee benefits | $350,000 | 5,087 |
| Premises and equipment expense | $78,000 | 5,518 |
| Additional noninterest expense | $128,000 | 6,459 |
| Pre-tax net operating income | $319,000 | 4,631 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $100,000 | 3,933 |
| Income before extraordinary items | $219,000 | 5,077 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $219,000 | 5,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $500,000 | 1,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $219,000 | 4,875 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 6,057 |
| Total interest expense | $1,178,000 | 6,483 |
| Net interest income | $2,638,000 | 5,730 |
| Provision for loan and lease losses | $143,000 | 5,034 |
| Total noninterest income | $768,000 | 4,101 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $682,000 | 2,294 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $86,000 | 6,748 |
| Total noninterest expense | $2,188,000 | 5,551 |
| Salaries and employee benefits | $1,330,000 | 5,119 |
| Premises and equipment expense | $357,000 | 5,034 |
| Additional noninterest expense | $501,000 | 6,490 |
| Pre-tax net operating income | $1,075,000 | 5,025 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $190,000 | 5,188 |
| Income before extraordinary items | $885,000 | 4,924 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $885,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,452 |
| Cash dividends | $500,000 | 3,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $885,000 | 4,794 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 5,549 |
| Total interest expense | $2,115,000 | 5,928 |
| Net interest income | $2,985,000 | 5,095 |
| Provision for loan and lease losses | $53,000 | 6,599 |
| Total noninterest income | $718,000 | 4,126 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $643,000 | 2,303 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $75,000 | 7,000 |
| Total noninterest expense | $1,992,000 | 5,737 |
| Salaries and employee benefits | $1,252,000 | 5,160 |
| Premises and equipment expense | $221,000 | 6,478 |
| Additional noninterest expense | $519,000 | 6,324 |
| Pre-tax net operating income | $1,658,000 | 3,620 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $530,000 | 3,221 |
| Income before extraordinary items | $1,128,000 | 3,964 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,128,000 | 3,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,555 |
| Cash dividends | $1,000,000 | 2,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,128,000 | 3,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,619,000 | 5,313 |
| Total interest expense | $2,129,000 | 6,090 |
| Net interest income | $3,490,000 | 4,618 |
| Provision for loan and lease losses | $47,000 | 6,676 |
| Total noninterest income | $701,000 | 3,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $600,000 | 2,290 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 6,404 |
| Total noninterest expense | $1,680,000 | 6,307 |
| Salaries and employee benefits | $1,132,000 | 5,450 |
| Premises and equipment expense | $139,000 | 7,766 |
| Additional noninterest expense | $409,000 | 7,080 |
| Pre-tax net operating income | $2,464,000 | 2,790 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $818,000 | 2,478 |
| Income before extraordinary items | $1,646,000 | 3,012 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,646,000 | 3,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,846 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,646,000 | 3,002 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,036,000 | 5,550 |
| Total interest expense | $2,067,000 | 5,888 |
| Net interest income | $2,969,000 | 5,204 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $588,000 | 4,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $427,000 | 3,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $161,000 | 5,442 |
| Total noninterest expense | $1,581,000 | 6,573 |
| Salaries and employee benefits | $1,065,000 | 5,646 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $380,000 | 7,441 |
| Pre-tax net operating income | $1,966,000 | 3,390 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $683,000 | 2,953 |
| Income before extraordinary items | $1,283,000 | 3,675 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,283,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $1,000,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,283,000 | 3,634 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,354,000 | 5,412 |
| Total interest expense | $2,341,000 | 5,609 |
| Net interest income | $3,013,000 | 5,119 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $410,000 | 5,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $322,000 | 3,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 6,932 |
| Total noninterest expense | $1,475,000 | 6,761 |
| Salaries and employee benefits | $979,000 | 5,858 |
| Premises and equipment expense | $161,000 | 7,418 |
| Additional noninterest expense | $335,000 | 7,785 |
| Pre-tax net operating income | $1,948,000 | 3,410 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $590,000 | 3,446 |
| Income before extraordinary items | $1,358,000 | 3,536 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,358,000 | 3,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $1,000,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,358,000 | 3,439 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 5,458 |
| Total interest expense | $2,388,000 | 5,594 |
| Net interest income | $3,046,000 | 5,243 |
| Provision for loan and lease losses | $20,000 | 7,880 |
| Total noninterest income | $410,000 | 5,651 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $1,484,000 | 6,830 |
| Salaries and employee benefits | $985,000 | 5,923 |
| Premises and equipment expense | $156,000 | 7,672 |
| Additional noninterest expense | $343,000 | 7,870 |
| Pre-tax net operating income | $1,952,000 | 3,617 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $615,000 | 3,602 |
| Income before extraordinary items | $1,337,000 | 3,710 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,337,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,314 |
| Cash dividends | $1,000,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,337,000 | 3,631 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,445,000 | 5,570 |
| Total interest expense | $2,490,000 | 5,533 |
| Net interest income | $2,955,000 | 5,499 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $374,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $272,000 | 4,529 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 7,055 |
| Total noninterest expense | $1,412,000 | 7,359 |
| Salaries and employee benefits | $909,000 | 6,414 |
| Premises and equipment expense | $182,000 | 7,382 |
| Additional noninterest expense | $321,000 | 8,661 |
| Pre-tax net operating income | $1,917,000 | 3,516 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $594,000 | 3,619 |
| Income before extraordinary items | $1,323,000 | 3,573 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,323,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,597 |
| Cash dividends | $1,002,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,323,000 | 3,522 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,236,000 | 5,797 |
| Total interest expense | $2,296,000 | 5,896 |
| Net interest income | $2,940,000 | 5,586 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $312,000 | 6,946 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,393 |
| Total noninterest expense | $1,214,000 | 8,165 |
| Salaries and employee benefits | $784,000 | 7,195 |
| Premises and equipment expense | $63,000 | 10,685 |
| Additional noninterest expense | $367,000 | 8,522 |
| Pre-tax net operating income | $2,038,000 | 3,432 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $709,000 | 3,203 |
| Income before extraordinary items | $1,329,000 | 3,601 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,329,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $1,000,000 | 2,009 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,329,000 | 3,579 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,571,000 | 6,073 |
| Total interest expense | $1,718,000 | 6,285 |
| Net interest income | $2,853,000 | 5,824 |
| Provision for loan and lease losses | $-152,000 | 12,272 |
| Total noninterest income | $315,000 | 7,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,705 |
| Total noninterest expense | $1,191,000 | 8,639 |
| Salaries and employee benefits | $699,000 | 7,889 |
| Premises and equipment expense | $70,000 | 10,970 |
| Additional noninterest expense | $422,000 | 8,602 |
| Pre-tax net operating income | $2,129,000 | 3,251 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $691,000 | 3,123 |
| Income before extraordinary items | $1,438,000 | 3,282 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,438,000 | 3,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-152,000 | 12,347 |
| Cash dividends | $900,000 | 2,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,438,000 | 3,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,560,000 | 6,245 |
| Total interest expense | $1,772,000 | 6,417 |
| Net interest income | $2,788,000 | 5,993 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $312,000 | 7,483 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $217,000 | 5,656 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 8,045 |
| Total noninterest expense | $1,210,000 | 8,850 |
| Salaries and employee benefits | $696,000 | 8,020 |
| Premises and equipment expense | $88,000 | 10,858 |
| Additional noninterest expense | $426,000 | 8,967 |
| Pre-tax net operating income | $1,890,000 | 3,505 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $573,000 | 3,737 |
| Income before extraordinary items | $1,325,000 | 3,644 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,325,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 7,365 |
| Cash dividends | $800,000 | 2,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,319,400 | 3,470 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,991,000 | 6,399 |
| Total interest expense | $2,327,000 | 6,341 |
| Net interest income | $2,664,000 | 6,292 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $299,000 | 7,743 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,877 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 8,327 |
| Total noninterest expense | $1,200,000 | 9,036 |
| Salaries and employee benefits | $676,000 | 8,174 |
| Premises and equipment expense | $96,000 | 10,873 |
| Additional noninterest expense | $428,000 | 9,222 |
| Pre-tax net operating income | $1,763,000 | 3,498 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $498,000 | 4,015 |
| Income before extraordinary items | $1,265,000 | 3,633 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,265,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 13,679 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,265,000 | 3,362 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.