Home > National Bank of Petersburg > Income and Expense
National Bank of Petersburg, Income and Expense
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,442,000 | 3,920 |
| Total interest expense | $264,000 | 4,315 |
| Net interest income | $3,178,000 | 3,820 |
| Provision for loan and lease losses | $195,000 | 2,019 |
| Total noninterest income | $507,000 | 3,399 |
| Gross Fiduciary activities income | $6,000 | 948 |
| Service charges on deposit accounts | $163,000 | 3,229 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $338,000 | 3,241 |
| Total noninterest expense | $2,440,000 | 3,888 |
| Salaries and employee benefits | $1,018,000 | 4,343 |
| Premises and equipment expense | $446,000 | 2,880 |
| Additional noninterest expense | $976,000 | 3,449 |
| Pre-tax net operating income | $1,050,000 | 3,693 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $15,000 | 3,699 |
| Income before extraordinary items | $1,035,000 | 3,522 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,035,000 | 3,521 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,035,000 | 3,521 |
| Net charge-offs | $251,000 | 1,100 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,035,000 | 3,524 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 3,927 |
| Total interest expense | $173,000 | 4,302 |
| Net interest income | $2,116,000 | 3,827 |
| Provision for loan and lease losses | $30,000 | 3,103 |
| Total noninterest income | $345,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $107,000 | 3,249 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $238,000 | 3,165 |
| Total noninterest expense | $1,638,000 | 3,911 |
| Salaries and employee benefits | $745,000 | 4,237 |
| Premises and equipment expense | $296,000 | 2,893 |
| Additional noninterest expense | $597,000 | 3,629 |
| Pre-tax net operating income | $793,000 | 3,494 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $12,000 | 3,647 |
| Income before extraordinary items | $781,000 | 3,335 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $781,000 | 3,334 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $781,000 | 3,334 |
| Net charge-offs | $31,000 | 2,019 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $781,000 | 3,329 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,132,000 | 3,966 |
| Total interest expense | $85,000 | 4,307 |
| Net interest income | $1,047,000 | 3,866 |
| Provision for loan and lease losses | $15,000 | 2,913 |
| Total noninterest income | $168,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $50,000 | 3,351 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $118,000 | 3,132 |
| Total noninterest expense | $882,000 | 3,804 |
| Salaries and employee benefits | $421,000 | 4,074 |
| Premises and equipment expense | $145,000 | 2,964 |
| Additional noninterest expense | $316,000 | 3,551 |
| Pre-tax net operating income | $318,000 | 3,776 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $7,000 | 3,598 |
| Income before extraordinary items | $311,000 | 3,619 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $311,000 | 3,619 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $311,000 | 3,619 |
| Net charge-offs | $2,000 | 2,440 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $311,000 | 3,622 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,341,000 | 4,005 |
| Total interest expense | $333,000 | 4,268 |
| Net interest income | $4,008,000 | 3,935 |
| Provision for loan and lease losses | $145,000 | 2,696 |
| Total noninterest income | $865,000 | 3,166 |
| Gross Fiduciary activities income | $150,000 | 744 |
| Service charges on deposit accounts | $224,000 | 3,303 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $491,000 | 3,185 |
| Total noninterest expense | $3,335,000 | 3,916 |
| Salaries and employee benefits | $1,687,000 | 4,070 |
| Premises and equipment expense | $602,000 | 2,909 |
| Additional noninterest expense | $1,046,000 | 3,947 |
| Pre-tax net operating income | $1,393,000 | 3,626 |
| Securities gains (losses) | $43,000 | 961 |
| Applicable income taxes | $14,000 | 3,828 |
| Income before extraordinary items | $1,422,000 | 3,216 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,422,000 | 3,214 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,422,000 | 3,216 |
| Net charge-offs | $162,000 | 2,009 |
| Cash dividends | $1,350,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,379,430 | 3,245 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,216,000 | 4,051 |
| Total interest expense | $248,000 | 4,299 |
| Net interest income | $2,968,000 | 3,991 |
| Provision for loan and lease losses | $80,000 | 2,896 |
| Total noninterest income | $555,000 | 3,410 |
| Gross Fiduciary activities income | $4,000 | 1,000 |
| Service charges on deposit accounts | $160,000 | 3,386 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $391,000 | 3,122 |
| Total noninterest expense | $2,484,000 | 3,944 |
| Salaries and employee benefits | $1,259,000 | 4,098 |
| Premises and equipment expense | $491,000 | 2,795 |
| Additional noninterest expense | $734,000 | 4,057 |
| Pre-tax net operating income | $959,000 | 3,836 |
| Securities gains (losses) | $7,000 | 1,738 |
| Applicable income taxes | $11,000 | 3,858 |
| Income before extraordinary items | $955,000 | 3,615 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $955,000 | 3,615 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $955,000 | 3,615 |
| Net charge-offs | $109,000 | 1,851 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $948,070 | 3,603 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 4,089 |
| Total interest expense | $165,000 | 4,299 |
| Net interest income | $1,942,000 | 4,027 |
| Provision for loan and lease losses | $65,000 | 2,560 |
| Total noninterest income | $359,000 | 3,456 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $97,000 | 3,526 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $261,000 | 3,133 |
| Total noninterest expense | $1,668,000 | 3,955 |
| Salaries and employee benefits | $843,000 | 4,118 |
| Premises and equipment expense | $336,000 | 2,762 |
| Additional noninterest expense | $489,000 | 4,077 |
| Pre-tax net operating income | $568,000 | 3,965 |
| Securities gains (losses) | $4,000 | 1,497 |
| Applicable income taxes | $5,000 | 3,952 |
| Income before extraordinary items | $567,000 | 3,738 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $567,000 | 3,735 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $567,000 | 3,738 |
| Net charge-offs | $110,000 | 1,451 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $563,040 | 3,733 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,020,000 | 4,160 |
| Total interest expense | $82,000 | 4,311 |
| Net interest income | $938,000 | 4,109 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $170,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $47,000 | 3,581 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $123,000 | 3,187 |
| Total noninterest expense | $837,000 | 3,990 |
| Salaries and employee benefits | $427,000 | 4,142 |
| Premises and equipment expense | $158,000 | 2,905 |
| Additional noninterest expense | $252,000 | 4,052 |
| Pre-tax net operating income | $256,000 | 4,073 |
| Securities gains (losses) | $2,000 | 951 |
| Applicable income taxes | $3,000 | 3,875 |
| Income before extraordinary items | $255,000 | 3,839 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $255,000 | 3,837 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $255,000 | 3,839 |
| Net charge-offs | $-11,000 | 5,031 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $253,020 | 3,834 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,037,000 | 4,184 |
| Total interest expense | $337,000 | 4,300 |
| Net interest income | $3,700,000 | 4,131 |
| Provision for loan and lease losses | $80,000 | 3,303 |
| Total noninterest income | $882,000 | 3,245 |
| Gross Fiduciary activities income | $132,000 | 778 |
| Service charges on deposit accounts | $242,000 | 3,321 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $508,000 | 3,247 |
| Total noninterest expense | $3,336,000 | 4,013 |
| Salaries and employee benefits | $1,627,000 | 4,235 |
| Premises and equipment expense | $639,000 | 2,903 |
| Additional noninterest expense | $1,070,000 | 4,050 |
| Pre-tax net operating income | $1,166,000 | 3,862 |
| Securities gains (losses) | $61,000 | 1,704 |
| Applicable income taxes | $9,000 | 4,019 |
| Income before extraordinary items | $1,218,000 | 3,611 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,218,000 | 3,609 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,218,000 | 3,610 |
| Net charge-offs | $136,000 | 2,319 |
| Cash dividends | $1,175,000 | 2,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,157,610 | 3,632 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 4,214 |
| Total interest expense | $253,000 | 4,336 |
| Net interest income | $2,785,000 | 4,159 |
| Provision for loan and lease losses | $45,000 | 3,408 |
| Total noninterest income | $582,000 | 3,434 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $185,000 | 3,300 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $396,000 | 3,198 |
| Total noninterest expense | $2,476,000 | 4,049 |
| Salaries and employee benefits | $1,198,000 | 4,273 |
| Premises and equipment expense | $482,000 | 2,905 |
| Additional noninterest expense | $796,000 | 4,086 |
| Pre-tax net operating income | $846,000 | 3,953 |
| Securities gains (losses) | $61,000 | 1,624 |
| Applicable income taxes | $8,000 | 4,054 |
| Income before extraordinary items | $899,000 | 3,693 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $899,000 | 3,691 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $899,000 | 3,693 |
| Net charge-offs | $77,000 | 2,283 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $838,610 | 3,719 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 4,235 |
| Total interest expense | $168,000 | 4,371 |
| Net interest income | $1,861,000 | 4,178 |
| Provision for loan and lease losses | $30,000 | 3,242 |
| Total noninterest income | $374,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $120,000 | 3,343 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $254,000 | 3,256 |
| Total noninterest expense | $1,655,000 | 4,077 |
| Salaries and employee benefits | $782,000 | 4,346 |
| Premises and equipment expense | $321,000 | 2,916 |
| Additional noninterest expense | $552,000 | 4,055 |
| Pre-tax net operating income | $550,000 | 4,018 |
| Securities gains (losses) | $61,000 | 1,296 |
| Applicable income taxes | $5,000 | 4,087 |
| Income before extraordinary items | $606,000 | 3,668 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $606,000 | 3,664 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $606,000 | 3,667 |
| Net charge-offs | $41,000 | 2,292 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $545,610 | 3,775 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,003,000 | 4,286 |
| Total interest expense | $86,000 | 4,373 |
| Net interest income | $917,000 | 4,234 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $195,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $59,000 | 3,355 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $136,000 | 3,104 |
| Total noninterest expense | $820,000 | 4,126 |
| Salaries and employee benefits | $378,000 | 4,465 |
| Premises and equipment expense | $156,000 | 2,995 |
| Additional noninterest expense | $286,000 | 3,979 |
| Pre-tax net operating income | $277,000 | 3,985 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $275,000 | 3,771 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $275,000 | 3,768 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $275,000 | 3,769 |
| Net charge-offs | $40,000 | 1,582 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $275,000 | 3,714 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,057,000 | 4,278 |
| Total interest expense | $366,000 | 4,317 |
| Net interest income | $3,691,000 | 4,232 |
| Provision for loan and lease losses | $60,000 | 3,437 |
| Total noninterest income | $907,000 | 3,245 |
| Gross Fiduciary activities income | $133,000 | 796 |
| Service charges on deposit accounts | $258,000 | 3,294 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $516,000 | 3,240 |
| Total noninterest expense | $3,303,000 | 4,118 |
| Salaries and employee benefits | $1,666,000 | 4,260 |
| Premises and equipment expense | $627,000 | 3,020 |
| Additional noninterest expense | $1,010,000 | 4,279 |
| Pre-tax net operating income | $1,235,000 | 3,801 |
| Securities gains (losses) | $11,000 | 2,544 |
| Applicable income taxes | $15,000 | 4,015 |
| Income before extraordinary items | $1,231,000 | 3,586 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,231,000 | 3,584 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,231,000 | 3,586 |
| Net charge-offs | $46,000 | 3,310 |
| Cash dividends | $1,200,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,220,110 | 3,553 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,041,000 | 4,316 |
| Total interest expense | $277,000 | 4,356 |
| Net interest income | $2,764,000 | 4,273 |
| Provision for loan and lease losses | $60,000 | 3,107 |
| Total noninterest income | $556,000 | 3,572 |
| Gross Fiduciary activities income | $5,000 | 1,047 |
| Service charges on deposit accounts | $191,000 | 3,349 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $360,000 | 3,358 |
| Total noninterest expense | $2,379,000 | 4,229 |
| Salaries and employee benefits | $1,202,000 | 4,371 |
| Premises and equipment expense | $436,000 | 3,214 |
| Additional noninterest expense | $741,000 | 4,336 |
| Pre-tax net operating income | $881,000 | 3,948 |
| Securities gains (losses) | $9,000 | 2,412 |
| Applicable income taxes | $11,000 | 4,123 |
| Income before extraordinary items | $879,000 | 3,721 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $879,000 | 3,720 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $879,000 | 3,721 |
| Net charge-offs | $21,000 | 3,328 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $870,090 | 3,690 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 4,358 |
| Total interest expense | $185,000 | 4,387 |
| Net interest income | $1,835,000 | 4,310 |
| Provision for loan and lease losses | $50,000 | 2,882 |
| Total noninterest income | $361,000 | 3,604 |
| Gross Fiduciary activities income | $4,000 | 1,048 |
| Service charges on deposit accounts | $121,000 | 3,414 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $236,000 | 3,383 |
| Total noninterest expense | $1,550,000 | 4,330 |
| Salaries and employee benefits | $799,000 | 4,428 |
| Premises and equipment expense | $256,000 | 3,486 |
| Additional noninterest expense | $495,000 | 4,368 |
| Pre-tax net operating income | $596,000 | 3,899 |
| Securities gains (losses) | $9,000 | 2,056 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $596,000 | 3,680 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $596,000 | 3,681 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $596,000 | 3,682 |
| Net charge-offs | $-34,000 | 5,635 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $587,090 | 3,641 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $995,000 | 4,416 |
| Total interest expense | $93,000 | 4,419 |
| Net interest income | $902,000 | 4,370 |
| Provision for loan and lease losses | $35,000 | 2,380 |
| Total noninterest income | $179,000 | 3,598 |
| Gross Fiduciary activities income | $4,000 | 991 |
| Service charges on deposit accounts | $61,000 | 3,365 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $114,000 | 3,400 |
| Total noninterest expense | $753,000 | 4,418 |
| Salaries and employee benefits | $380,000 | 4,566 |
| Premises and equipment expense | $121,000 | 3,636 |
| Additional noninterest expense | $252,000 | 4,343 |
| Pre-tax net operating income | $293,000 | 3,916 |
| Securities gains (losses) | $9,000 | 1,518 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $300,000 | 3,654 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $300,000 | 3,657 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $300,000 | 3,657 |
| Net charge-offs | $138,000 | 915 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $291,090 | 3,612 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,003,000 | 4,475 |
| Total interest expense | $405,000 | 4,421 |
| Net interest income | $3,598,000 | 4,413 |
| Provision for loan and lease losses | $349,000 | 1,843 |
| Total noninterest income | $839,000 | 3,405 |
| Gross Fiduciary activities income | $116,000 | 831 |
| Service charges on deposit accounts | $277,000 | 3,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $446,000 | 3,441 |
| Total noninterest expense | $3,029,000 | 4,474 |
| Salaries and employee benefits | $1,634,000 | 4,437 |
| Premises and equipment expense | $464,000 | 3,799 |
| Additional noninterest expense | $931,000 | 4,599 |
| Pre-tax net operating income | $1,059,000 | 4,044 |
| Securities gains (losses) | $25,000 | 2,199 |
| Applicable income taxes | $14,000 | 4,137 |
| Income before extraordinary items | $1,070,000 | 3,838 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,070,000 | 3,838 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,070,000 | 3,839 |
| Net charge-offs | $237,000 | 2,281 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,045,250 | 3,835 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 4,525 |
| Total interest expense | $309,000 | 4,458 |
| Net interest income | $2,678,000 | 4,467 |
| Provision for loan and lease losses | $123,000 | 2,595 |
| Total noninterest income | $557,000 | 3,635 |
| Gross Fiduciary activities income | $6,000 | 1,067 |
| Service charges on deposit accounts | $205,000 | 3,419 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $346,000 | 3,415 |
| Total noninterest expense | $2,322,000 | 4,422 |
| Salaries and employee benefits | $1,274,000 | 4,365 |
| Premises and equipment expense | $370,000 | 3,719 |
| Additional noninterest expense | $678,000 | 4,677 |
| Pre-tax net operating income | $790,000 | 4,134 |
| Securities gains (losses) | $25,000 | 1,897 |
| Applicable income taxes | $10,000 | 4,197 |
| Income before extraordinary items | $805,000 | 3,898 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $805,000 | 3,900 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $805,000 | 3,901 |
| Net charge-offs | $91,000 | 2,776 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $780,250 | 3,903 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 4,556 |
| Total interest expense | $206,000 | 4,500 |
| Net interest income | $1,761,000 | 4,498 |
| Provision for loan and lease losses | $10,000 | 3,896 |
| Total noninterest income | $354,000 | 3,714 |
| Gross Fiduciary activities income | $6,000 | 1,042 |
| Service charges on deposit accounts | $132,000 | 3,468 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $216,000 | 3,508 |
| Total noninterest expense | $1,561,000 | 4,450 |
| Salaries and employee benefits | $855,000 | 4,384 |
| Premises and equipment expense | $237,000 | 3,836 |
| Additional noninterest expense | $469,000 | 4,622 |
| Pre-tax net operating income | $544,000 | 4,033 |
| Securities gains (losses) | $31,000 | 1,431 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $568,000 | 3,728 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $568,000 | 3,733 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $568,000 | 3,735 |
| Net charge-offs | $39,000 | 2,989 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $537,310 | 3,771 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 4,666 |
| Total interest expense | $104,000 | 4,553 |
| Net interest income | $851,000 | 4,629 |
| Provision for loan and lease losses | $10,000 | 3,356 |
| Total noninterest income | $176,000 | 3,687 |
| Gross Fiduciary activities income | $4,000 | 1,019 |
| Service charges on deposit accounts | $64,000 | 3,504 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $108,000 | 3,459 |
| Total noninterest expense | $782,000 | 4,479 |
| Salaries and employee benefits | $420,000 | 4,466 |
| Premises and equipment expense | $118,000 | 3,868 |
| Additional noninterest expense | $244,000 | 4,562 |
| Pre-tax net operating income | $235,000 | 4,202 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $4,000 | 4,102 |
| Income before extraordinary items | $231,000 | 4,007 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,009 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $231,000 | 4,009 |
| Net charge-offs | $1,000 | 3,492 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $231,000 | 3,966 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,658 |
| Total interest expense | $474,000 | 4,585 |
| Net interest income | $3,456,000 | 4,624 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $807,000 | 3,601 |
| Gross Fiduciary activities income | $92,000 | 876 |
| Service charges on deposit accounts | $312,000 | 3,288 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $403,000 | 3,665 |
| Total noninterest expense | $3,054,000 | 4,571 |
| Salaries and employee benefits | $1,708,000 | 4,446 |
| Premises and equipment expense | $437,000 | 4,025 |
| Additional noninterest expense | $909,000 | 4,792 |
| Pre-tax net operating income | $1,149,000 | 3,853 |
| Securities gains (losses) | $5,000 | 2,813 |
| Applicable income taxes | $5,000 | 4,396 |
| Income before extraordinary items | $1,149,000 | 3,636 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,149,000 | 3,639 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,149,000 | 3,640 |
| Net charge-offs | $62,000 | 4,185 |
| Cash dividends | $1,061,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,144,000 | 3,607 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 4,721 |
| Total interest expense | $365,000 | 4,612 |
| Net interest income | $2,572,000 | 4,693 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $543,000 | 3,886 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $234,000 | 3,311 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $308,000 | 3,714 |
| Total noninterest expense | $2,246,000 | 4,625 |
| Salaries and employee benefits | $1,239,000 | 4,540 |
| Premises and equipment expense | $332,000 | 4,053 |
| Additional noninterest expense | $675,000 | 4,838 |
| Pre-tax net operating income | $869,000 | 3,918 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $4,000 | 4,492 |
| Income before extraordinary items | $870,000 | 3,669 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $870,000 | 3,672 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $870,000 | 3,673 |
| Net charge-offs | $34,000 | 4,113 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $865,000 | 3,608 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,956,000 | 4,749 |
| Total interest expense | $249,000 | 4,625 |
| Net interest income | $1,707,000 | 4,703 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $344,000 | 3,971 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $151,000 | 3,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 3,849 |
| Total noninterest expense | $1,481,000 | 4,686 |
| Salaries and employee benefits | $807,000 | 4,623 |
| Premises and equipment expense | $217,000 | 4,107 |
| Additional noninterest expense | $457,000 | 4,815 |
| Pre-tax net operating income | $570,000 | 3,913 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $567,000 | 3,712 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $567,000 | 3,714 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $567,000 | 3,715 |
| Net charge-offs | $28,000 | 3,801 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $567,000 | 3,610 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 4,798 |
| Total interest expense | $128,000 | 4,654 |
| Net interest income | $842,000 | 4,751 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $174,000 | 3,898 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $73,000 | 3,385 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $101,000 | 3,730 |
| Total noninterest expense | $758,000 | 4,657 |
| Salaries and employee benefits | $396,000 | 4,708 |
| Premises and equipment expense | $107,000 | 4,164 |
| Additional noninterest expense | $255,000 | 4,594 |
| Pre-tax net operating income | $258,000 | 4,070 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $1,000 | 4,491 |
| Income before extraordinary items | $257,000 | 3,847 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $257,000 | 3,846 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $257,000 | 3,849 |
| Net charge-offs | $21,000 | 3,051 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $257,000 | 3,739 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 4,646 |
| Total interest expense | $650,000 | 4,576 |
| Net interest income | $3,716,000 | 4,608 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $909,000 | 3,422 |
| Gross Fiduciary activities income | $103,000 | 877 |
| Service charges on deposit accounts | $352,000 | 3,170 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $454,000 | 3,465 |
| Total noninterest expense | $3,190,000 | 4,593 |
| Salaries and employee benefits | $1,799,000 | 4,405 |
| Premises and equipment expense | $433,000 | 4,148 |
| Additional noninterest expense | $958,000 | 4,894 |
| Pre-tax net operating income | $1,335,000 | 3,526 |
| Securities gains (losses) | $-10,000 | 6,740 |
| Applicable income taxes | $10,000 | 4,385 |
| Income before extraordinary items | $1,315,000 | 3,364 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,315,000 | 3,364 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,315,000 | 3,365 |
| Net charge-offs | $373,000 | 3,031 |
| Cash dividends | $1,234,000 | 1,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,324,900 | 3,213 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 4,756 |
| Total interest expense | $505,000 | 4,620 |
| Net interest income | $2,734,000 | 4,720 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $632,000 | 3,595 |
| Gross Fiduciary activities income | $1,000 | 1,226 |
| Service charges on deposit accounts | $258,000 | 3,265 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $373,000 | 3,365 |
| Total noninterest expense | $2,333,000 | 4,684 |
| Salaries and employee benefits | $1,287,000 | 4,535 |
| Premises and equipment expense | $332,000 | 4,147 |
| Additional noninterest expense | $714,000 | 4,948 |
| Pre-tax net operating income | $1,033,000 | 3,573 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $6,000 | 4,487 |
| Income before extraordinary items | $1,027,000 | 3,378 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,027,000 | 3,379 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,027,000 | 3,380 |
| Net charge-offs | $339,000 | 2,684 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,027,000 | 3,227 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,176,000 | 4,778 |
| Total interest expense | $345,000 | 4,675 |
| Net interest income | $1,831,000 | 4,726 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $414,000 | 3,592 |
| Gross Fiduciary activities income | $1,000 | 1,200 |
| Service charges on deposit accounts | $169,000 | 3,277 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $244,000 | 3,380 |
| Total noninterest expense | $1,575,000 | 4,673 |
| Salaries and employee benefits | $858,000 | 4,564 |
| Premises and equipment expense | $224,000 | 4,138 |
| Additional noninterest expense | $493,000 | 4,889 |
| Pre-tax net operating income | $670,000 | 3,612 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $4,000 | 4,475 |
| Income before extraordinary items | $666,000 | 3,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $666,000 | 3,432 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $666,000 | 3,432 |
| Net charge-offs | $121,000 | 3,240 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $666,000 | 3,246 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,097,000 | 4,809 |
| Total interest expense | $178,000 | 4,705 |
| Net interest income | $919,000 | 4,751 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $226,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $86,000 | 3,236 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,165 |
| Total noninterest expense | $810,000 | 4,626 |
| Salaries and employee benefits | $425,000 | 4,624 |
| Premises and equipment expense | $118,000 | 4,022 |
| Additional noninterest expense | $267,000 | 4,690 |
| Pre-tax net operating income | $335,000 | 3,633 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $3,000 | 4,405 |
| Income before extraordinary items | $332,000 | 3,448 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $332,000 | 3,451 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $332,000 | 3,451 |
| Net charge-offs | $12,000 | 3,957 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $332,000 | 3,272 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,833,000 | 4,654 |
| Total interest expense | $848,000 | 4,793 |
| Net interest income | $3,985,000 | 4,545 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $885,000 | 3,334 |
| Gross Fiduciary activities income | $89,000 | 856 |
| Service charges on deposit accounts | $349,000 | 3,308 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $447,000 | 3,280 |
| Total noninterest expense | $3,431,000 | 4,534 |
| Salaries and employee benefits | $1,749,000 | 4,535 |
| Premises and equipment expense | $415,000 | 4,480 |
| Additional noninterest expense | $1,267,000 | 4,301 |
| Pre-tax net operating income | $1,439,000 | 3,100 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $639,000 | 1,786 |
| Income before extraordinary items | $800,000 | 3,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $800,000 | 3,946 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $800,000 | 3,945 |
| Net charge-offs | $32,000 | 5,714 |
| Cash dividends | $1,087,000 | 1,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $800,000 | 3,816 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 4,681 |
| Total interest expense | $651,000 | 4,855 |
| Net interest income | $3,017,000 | 4,547 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $619,000 | 3,458 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $259,000 | 3,338 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $358,000 | 3,199 |
| Total noninterest expense | $2,529,000 | 4,583 |
| Salaries and employee benefits | $1,265,000 | 4,642 |
| Premises and equipment expense | $318,000 | 4,485 |
| Additional noninterest expense | $946,000 | 4,312 |
| Pre-tax net operating income | $1,107,000 | 3,132 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $634,000 | 1,522 |
| Income before extraordinary items | $473,000 | 4,410 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $473,000 | 4,411 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $473,000 | 4,411 |
| Net charge-offs | $37,000 | 5,183 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $473,000 | 4,284 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,452,000 | 4,705 |
| Total interest expense | $439,000 | 4,932 |
| Net interest income | $2,013,000 | 4,565 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $407,000 | 3,518 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $165,000 | 3,414 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $240,000 | 3,211 |
| Total noninterest expense | $1,730,000 | 4,559 |
| Salaries and employee benefits | $846,000 | 4,666 |
| Premises and equipment expense | $214,000 | 4,511 |
| Additional noninterest expense | $670,000 | 4,227 |
| Pre-tax net operating income | $690,000 | 3,216 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $630,000 | 1,104 |
| Income before extraordinary items | $60,000 | 5,949 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $60,000 | 5,948 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $60,000 | 5,949 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $60,000 | 5,868 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,220,000 | 4,750 |
| Total interest expense | $213,000 | 5,103 |
| Net interest income | $1,007,000 | 4,555 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $198,000 | 3,614 |
| Gross Fiduciary activities income | $2,000 | 1,085 |
| Service charges on deposit accounts | $80,000 | 3,436 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $116,000 | 3,323 |
| Total noninterest expense | $858,000 | 4,607 |
| Salaries and employee benefits | $422,000 | 4,712 |
| Premises and equipment expense | $108,000 | 4,522 |
| Additional noninterest expense | $328,000 | 4,288 |
| Pre-tax net operating income | $347,000 | 3,262 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $627,000 | 611 |
| Income before extraordinary items | $-280,000 | 6,970 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-280,000 | 6,970 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-280,000 | 6,970 |
| Net charge-offs | $39,000 | 3,544 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-280,000 | 6,952 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,448,000 | 4,575 |
| Total interest expense | $1,286,000 | 4,634 |
| Net interest income | $4,162,000 | 4,466 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $823,000 | 3,591 |
| Gross Fiduciary activities income | $92,000 | 882 |
| Service charges on deposit accounts | $312,000 | 3,555 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $419,000 | 3,441 |
| Total noninterest expense | $3,597,000 | 4,510 |
| Salaries and employee benefits | $1,729,000 | 4,635 |
| Premises and equipment expense | $420,000 | 4,633 |
| Additional noninterest expense | $1,448,000 | 4,100 |
| Pre-tax net operating income | $1,388,000 | 2,847 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $358,000 | 2,206 |
| Income before extraordinary items | $1,030,000 | 3,169 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,030,000 | 3,165 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,030,000 | 3,169 |
| Net charge-offs | $-20,000 | 7,503 |
| Cash dividends | $975,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,030,000 | 3,038 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,163,000 | 4,623 |
| Total interest expense | $1,013,000 | 4,663 |
| Net interest income | $3,150,000 | 4,490 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $579,000 | 3,764 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $238,000 | 3,597 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $340,000 | 3,346 |
| Total noninterest expense | $2,707,000 | 4,519 |
| Salaries and employee benefits | $1,210,000 | 4,887 |
| Premises and equipment expense | $311,000 | 4,744 |
| Additional noninterest expense | $1,186,000 | 3,839 |
| Pre-tax net operating income | $1,022,000 | 3,051 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $255,000 | 2,308 |
| Income before extraordinary items | $767,000 | 3,347 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $767,000 | 3,345 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $767,000 | 3,347 |
| Net charge-offs | $-8,000 | 7,443 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $767,000 | 3,215 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,795,000 | 4,642 |
| Total interest expense | $714,000 | 4,635 |
| Net interest income | $2,081,000 | 4,518 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $375,000 | 3,761 |
| Gross Fiduciary activities income | $1,000 | 1,231 |
| Service charges on deposit accounts | $156,000 | 3,621 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $218,000 | 3,366 |
| Total noninterest expense | $1,723,000 | 4,670 |
| Salaries and employee benefits | $804,000 | 4,913 |
| Premises and equipment expense | $206,000 | 4,784 |
| Additional noninterest expense | $713,000 | 4,098 |
| Pre-tax net operating income | $733,000 | 2,950 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $188,000 | 2,186 |
| Income before extraordinary items | $545,000 | 3,255 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $545,000 | 3,251 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $545,000 | 3,254 |
| Net charge-offs | $-16,000 | 7,556 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $545,000 | 3,143 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,412,000 | 4,664 |
| Total interest expense | $354,000 | 4,786 |
| Net interest income | $1,058,000 | 4,503 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $181,000 | 3,874 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $77,000 | 3,649 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $104,000 | 3,434 |
| Total noninterest expense | $837,000 | 4,773 |
| Salaries and employee benefits | $398,000 | 5,015 |
| Premises and equipment expense | $97,000 | 5,031 |
| Additional noninterest expense | $342,000 | 4,225 |
| Pre-tax net operating income | $402,000 | 2,828 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $106,000 | 2,062 |
| Income before extraordinary items | $296,000 | 3,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $296,000 | 3,155 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $296,000 | 3,158 |
| Net charge-offs | $-24,000 | 7,680 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $296,000 | 3,046 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,607 |
| Total interest expense | $1,656,000 | 4,926 |
| Net interest income | $4,366,000 | 4,313 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $742,000 | 3,934 |
| Gross Fiduciary activities income | $96,000 | 877 |
| Service charges on deposit accounts | $297,000 | 3,885 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $349,000 | 3,742 |
| Total noninterest expense | $3,540,000 | 4,681 |
| Salaries and employee benefits | $1,727,000 | 4,783 |
| Premises and equipment expense | $452,000 | 4,662 |
| Additional noninterest expense | $1,361,000 | 4,357 |
| Pre-tax net operating income | $1,568,000 | 2,287 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $432,000 | 1,686 |
| Income before extraordinary items | $1,136,000 | 2,555 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,136,000 | 2,553 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,136,000 | 2,554 |
| Net charge-offs | $74,000 | 5,947 |
| Cash dividends | $1,078,000 | 1,547 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,136,000 | 2,511 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,552,000 | 4,633 |
| Total interest expense | $1,271,000 | 5,013 |
| Net interest income | $3,281,000 | 4,319 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $525,000 | 4,133 |
| Gross Fiduciary activities income | $3,000 | 1,227 |
| Service charges on deposit accounts | $214,000 | 3,991 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $308,000 | 3,578 |
| Total noninterest expense | $2,609,000 | 4,750 |
| Salaries and employee benefits | $1,207,000 | 5,027 |
| Premises and equipment expense | $351,000 | 4,605 |
| Additional noninterest expense | $1,051,000 | 4,251 |
| Pre-tax net operating income | $1,197,000 | 2,445 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $313,000 | 1,885 |
| Income before extraordinary items | $884,000 | 2,684 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $884,000 | 2,681 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $884,000 | 2,684 |
| Net charge-offs | $87,000 | 5,187 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $884,000 | 2,642 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,056,000 | 4,655 |
| Total interest expense | $859,000 | 5,092 |
| Net interest income | $2,197,000 | 4,303 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $327,000 | 4,270 |
| Gross Fiduciary activities income | $3,000 | 1,207 |
| Service charges on deposit accounts | $135,000 | 4,079 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $189,000 | 3,736 |
| Total noninterest expense | $1,762,000 | 4,749 |
| Salaries and employee benefits | $804,000 | 5,079 |
| Premises and equipment expense | $238,000 | 4,593 |
| Additional noninterest expense | $720,000 | 4,195 |
| Pre-tax net operating income | $762,000 | 2,595 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $195,000 | 1,985 |
| Income before extraordinary items | $567,000 | 2,863 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 2,860 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $567,000 | 2,863 |
| Net charge-offs | $-120,000 | 8,153 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $567,000 | 2,755 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,552,000 | 4,654 |
| Total interest expense | $434,000 | 5,180 |
| Net interest income | $1,118,000 | 4,219 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $153,000 | 4,339 |
| Gross Fiduciary activities income | $2,000 | 1,166 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $87,000 | 3,870 |
| Total noninterest expense | $811,000 | 4,907 |
| Salaries and employee benefits | $403,000 | 5,130 |
| Premises and equipment expense | $102,000 | 5,065 |
| Additional noninterest expense | $306,000 | 4,348 |
| Pre-tax net operating income | $460,000 | 2,524 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $332,000 | 2,938 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $332,000 | 2,940 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $332,000 | 2,940 |
| Net charge-offs | $-145,000 | 8,209 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $332,000 | 2,804 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 4,693 |
| Total interest expense | $2,343,000 | 4,915 |
| Net interest income | $4,170,000 | 4,455 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $787,000 | 3,910 |
| Gross Fiduciary activities income | $119,000 | 863 |
| Service charges on deposit accounts | $257,000 | 4,303 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $411,000 | 3,536 |
| Total noninterest expense | $3,192,000 | 4,917 |
| Salaries and employee benefits | $1,524,000 | 5,290 |
| Premises and equipment expense | $437,000 | 4,841 |
| Additional noninterest expense | $1,231,000 | 4,214 |
| Pre-tax net operating income | $1,765,000 | 2,720 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $475,000 | 1,901 |
| Income before extraordinary items | $1,290,000 | 2,783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,290,000 | 2,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 4,555 |
| Cash dividends | $1,100,000 | 2,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,290,000 | 2,925 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 4,763 |
| Total interest expense | $1,830,000 | 4,931 |
| Net interest income | $3,062,000 | 4,561 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $516,000 | 4,267 |
| Gross Fiduciary activities income | $35,000 | 982 |
| Service charges on deposit accounts | $184,000 | 4,421 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $297,000 | 3,705 |
| Total noninterest expense | $2,391,000 | 4,903 |
| Salaries and employee benefits | $1,158,000 | 5,277 |
| Premises and equipment expense | $324,000 | 4,894 |
| Additional noninterest expense | $909,000 | 4,173 |
| Pre-tax net operating income | $1,187,000 | 3,337 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $313,000 | 2,412 |
| Income before extraordinary items | $874,000 | 3,390 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $874,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,596 |
| Cash dividends | $545,000 | 2,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $874,000 | 3,525 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,253,000 | 4,833 |
| Total interest expense | $1,257,000 | 4,993 |
| Net interest income | $1,996,000 | 4,632 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $338,000 | 4,368 |
| Gross Fiduciary activities income | $34,000 | 953 |
| Service charges on deposit accounts | $116,000 | 4,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $188,000 | 3,881 |
| Total noninterest expense | $1,592,000 | 4,930 |
| Salaries and employee benefits | $776,000 | 5,320 |
| Premises and equipment expense | $220,000 | 4,869 |
| Additional noninterest expense | $596,000 | 4,223 |
| Pre-tax net operating income | $742,000 | 3,591 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $191,000 | 2,746 |
| Income before extraordinary items | $551,000 | 3,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $551,000 | 3,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-111,000 | 8,356 |
| Cash dividends | $545,000 | 2,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $551,000 | 3,765 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,650,000 | 4,889 |
| Total interest expense | $655,000 | 5,052 |
| Net interest income | $995,000 | 4,638 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $4,000 | 1,139 |
| Service charges on deposit accounts | $60,000 | 4,445 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $93,000 | 3,915 |
| Total noninterest expense | $815,000 | 4,877 |
| Salaries and employee benefits | $396,000 | 5,268 |
| Premises and equipment expense | $108,000 | 4,941 |
| Additional noninterest expense | $311,000 | 4,007 |
| Pre-tax net operating income | $337,000 | 3,897 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $84,000 | 2,999 |
| Income before extraordinary items | $253,000 | 4,180 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $253,000 | 4,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,389 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $253,000 | 4,079 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,546,000 | 4,934 |
| Total interest expense | $2,495,000 | 5,272 |
| Net interest income | $4,051,000 | 4,590 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $764,000 | 4,100 |
| Gross Fiduciary activities income | $106,000 | 911 |
| Service charges on deposit accounts | $241,000 | 4,531 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $417,000 | 3,658 |
| Total noninterest expense | $3,281,000 | 4,733 |
| Salaries and employee benefits | $1,620,000 | 5,062 |
| Premises and equipment expense | $466,000 | 4,572 |
| Additional noninterest expense | $1,195,000 | 4,081 |
| Pre-tax net operating income | $1,534,000 | 3,864 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $177,000 | 3,981 |
| Income before extraordinary items | $1,357,000 | 3,655 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,357,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,334 |
| Cash dividends | $1,500,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,357,000 | 3,645 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,973 |
| Total interest expense | $1,828,000 | 5,346 |
| Net interest income | $3,045,000 | 4,601 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $516,000 | 4,346 |
| Gross Fiduciary activities income | $15,000 | 1,124 |
| Service charges on deposit accounts | $179,000 | 4,574 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $322,000 | 3,611 |
| Total noninterest expense | $2,421,000 | 4,757 |
| Salaries and employee benefits | $1,213,000 | 5,060 |
| Premises and equipment expense | $327,000 | 4,759 |
| Additional noninterest expense | $881,000 | 4,082 |
| Pre-tax net operating income | $1,140,000 | 4,064 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $264,000 | 3,366 |
| Income before extraordinary items | $876,000 | 4,174 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $876,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-246,000 | 8,480 |
| Cash dividends | $1,500,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $876,000 | 4,160 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,201,000 | 5,039 |
| Total interest expense | $1,181,000 | 5,429 |
| Net interest income | $2,020,000 | 4,635 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $338,000 | 4,405 |
| Gross Fiduciary activities income | $14,000 | 1,091 |
| Service charges on deposit accounts | $121,000 | 4,571 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $203,000 | 3,758 |
| Total noninterest expense | $1,600,000 | 4,815 |
| Salaries and employee benefits | $809,000 | 5,105 |
| Premises and equipment expense | $219,000 | 4,750 |
| Additional noninterest expense | $572,000 | 4,157 |
| Pre-tax net operating income | $758,000 | 4,137 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $152,000 | 3,636 |
| Income before extraordinary items | $606,000 | 4,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $606,000 | 4,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 8,338 |
| Cash dividends | $1,500,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $606,000 | 4,140 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,574,000 | 5,082 |
| Total interest expense | $570,000 | 5,514 |
| Net interest income | $1,004,000 | 4,680 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $157,000 | 4,537 |
| Gross Fiduciary activities income | $1,000 | 1,263 |
| Service charges on deposit accounts | $58,000 | 4,604 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $98,000 | 3,797 |
| Total noninterest expense | $787,000 | 4,844 |
| Salaries and employee benefits | $407,000 | 5,107 |
| Premises and equipment expense | $113,000 | 4,692 |
| Additional noninterest expense | $267,000 | 4,323 |
| Pre-tax net operating income | $374,000 | 4,156 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $83,000 | 3,533 |
| Income before extraordinary items | $291,000 | 4,247 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $291,000 | 4,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $291,000 | 4,223 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 5,026 |
| Total interest expense | $1,967,000 | 5,446 |
| Net interest income | $4,024,000 | 4,644 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $736,000 | 4,247 |
| Gross Fiduciary activities income | $108,000 | 922 |
| Service charges on deposit accounts | $265,000 | 4,373 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $363,000 | 3,924 |
| Total noninterest expense | $3,207,000 | 4,676 |
| Salaries and employee benefits | $1,620,000 | 4,942 |
| Premises and equipment expense | $447,000 | 4,590 |
| Additional noninterest expense | $1,140,000 | 4,101 |
| Pre-tax net operating income | $1,513,000 | 4,264 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $380,000 | 3,496 |
| Income before extraordinary items | $1,133,000 | 4,411 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,133,000 | 4,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,018 |
| Cash dividends | $1,840,000 | 1,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,133,000 | 4,392 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,426,000 | 5,060 |
| Total interest expense | $1,417,000 | 5,492 |
| Net interest income | $3,009,000 | 4,680 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $561,000 | 4,222 |
| Gross Fiduciary activities income | $40,000 | 1,015 |
| Service charges on deposit accounts | $204,000 | 4,347 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $317,000 | 3,644 |
| Total noninterest expense | $2,374,000 | 4,696 |
| Salaries and employee benefits | $1,180,000 | 5,028 |
| Premises and equipment expense | $339,000 | 4,560 |
| Additional noninterest expense | $855,000 | 4,064 |
| Pre-tax net operating income | $1,156,000 | 4,393 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $285,000 | 3,657 |
| Income before extraordinary items | $871,000 | 4,498 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $871,000 | 4,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $295,000 | 1,159 |
| Cash dividends | $840,000 | 2,184 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $871,000 | 4,485 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,943,000 | 5,017 |
| Total interest expense | $909,000 | 5,482 |
| Net interest income | $2,034,000 | 4,674 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $339,000 | 4,431 |
| Gross Fiduciary activities income | $39,000 | 983 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $202,000 | 3,725 |
| Total noninterest expense | $1,592,000 | 4,697 |
| Salaries and employee benefits | $785,000 | 5,046 |
| Premises and equipment expense | $233,000 | 4,466 |
| Additional noninterest expense | $574,000 | 4,049 |
| Pre-tax net operating income | $741,000 | 4,495 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $186,000 | 3,705 |
| Income before extraordinary items | $555,000 | 4,623 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $555,000 | 4,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 863 |
| Cash dividends | $840,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $555,000 | 4,613 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,423,000 | 5,072 |
| Total interest expense | $423,000 | 5,546 |
| Net interest income | $1,000,000 | 4,716 |
| Provision for loan and lease losses | $20,000 | 4,517 |
| Total noninterest income | $159,000 | 4,523 |
| Gross Fiduciary activities income | $3,000 | 1,214 |
| Service charges on deposit accounts | $65,000 | 4,375 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,897 |
| Total noninterest expense | $793,000 | 4,728 |
| Salaries and employee benefits | $403,000 | 4,986 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $283,000 | 4,078 |
| Pre-tax net operating income | $346,000 | 4,618 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $82,000 | 3,858 |
| Income before extraordinary items | $264,000 | 4,735 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $264,000 | 4,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 989 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $264,000 | 4,715 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,033,000 | 4,589 |
| Total interest expense | $1,596,000 | 5,081 |
| Net interest income | $4,437,000 | 4,300 |
| Provision for loan and lease losses | $280,000 | 2,975 |
| Total noninterest income | $789,000 | 4,072 |
| Gross Fiduciary activities income | $67,000 | 1,005 |
| Service charges on deposit accounts | $302,000 | 4,167 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $420,000 | 3,688 |
| Total noninterest expense | $3,447,000 | 4,337 |
| Salaries and employee benefits | $1,888,000 | 4,301 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $1,169,000 | 3,930 |
| Pre-tax net operating income | $1,499,000 | 4,380 |
| Securities gains (losses) | $-14,000 | 7,671 |
| Applicable income taxes | $338,000 | 3,954 |
| Income before extraordinary items | $1,147,000 | 4,458 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,147,000 | 4,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,204 |
| Cash dividends | $842,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,157,780 | 4,396 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,582,000 | 4,529 |
| Total interest expense | $1,193,000 | 4,950 |
| Net interest income | $3,389,000 | 4,247 |
| Provision for loan and lease losses | $135,000 | 3,636 |
| Total noninterest income | $521,000 | 4,430 |
| Gross Fiduciary activities income | $7,000 | 1,273 |
| Service charges on deposit accounts | $225,000 | 4,207 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,861 |
| Total noninterest expense | $2,536,000 | 4,377 |
| Salaries and employee benefits | $1,348,000 | 4,454 |
| Premises and equipment expense | $294,000 | 4,911 |
| Additional noninterest expense | $894,000 | 3,833 |
| Pre-tax net operating income | $1,239,000 | 4,232 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $314,000 | 3,734 |
| Income before extraordinary items | $911,000 | 4,426 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $911,000 | 4,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,534 |
| Cash dividends | $842,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $921,360 | 4,352 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 4,446 |
| Total interest expense | $778,000 | 4,859 |
| Net interest income | $2,294,000 | 4,187 |
| Provision for loan and lease losses | $90,000 | 3,491 |
| Total noninterest income | $333,000 | 4,507 |
| Gross Fiduciary activities income | $6,000 | 1,239 |
| Service charges on deposit accounts | $143,000 | 4,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $184,000 | 3,908 |
| Total noninterest expense | $1,722,000 | 4,298 |
| Salaries and employee benefits | $895,000 | 4,445 |
| Premises and equipment expense | $216,000 | 4,551 |
| Additional noninterest expense | $611,000 | 3,739 |
| Pre-tax net operating income | $815,000 | 4,251 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $199,000 | 3,798 |
| Income before extraordinary items | $602,000 | 4,406 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $602,000 | 4,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $612,500 | 4,311 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,621,000 | 4,234 |
| Total interest expense | $389,000 | 4,766 |
| Net interest income | $1,232,000 | 3,982 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $165,000 | 4,464 |
| Gross Fiduciary activities income | $3,000 | 1,221 |
| Service charges on deposit accounts | $71,000 | 4,223 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $91,000 | 3,935 |
| Total noninterest expense | $850,000 | 4,355 |
| Salaries and employee benefits | $437,000 | 4,529 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $312,000 | 3,692 |
| Pre-tax net operating income | $502,000 | 3,673 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $142,000 | 3,192 |
| Income before extraordinary items | $360,000 | 3,895 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $360,000 | 3,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $360,000 | 3,847 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 4,129 |
| Total interest expense | $1,743,000 | 4,060 |
| Net interest income | $4,519,000 | 4,109 |
| Provision for loan and lease losses | $560,000 | 1,778 |
| Total noninterest income | $766,000 | 4,168 |
| Gross Fiduciary activities income | $72,000 | 1,001 |
| Service charges on deposit accounts | $325,000 | 4,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $369,000 | 3,866 |
| Total noninterest expense | $3,519,000 | 4,162 |
| Salaries and employee benefits | $1,888,000 | 4,187 |
| Premises and equipment expense | $412,000 | 4,661 |
| Additional noninterest expense | $1,219,000 | 3,692 |
| Pre-tax net operating income | $1,206,000 | 4,789 |
| Securities gains (losses) | $135,000 | 1,042 |
| Applicable income taxes | $262,000 | 4,399 |
| Income before extraordinary items | $1,079,000 | 4,493 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,079,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,001,000 | 780 |
| Cash dividends | $574,000 | 3,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $971,000 | 4,713 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 4,154 |
| Total interest expense | $1,339,000 | 3,956 |
| Net interest income | $3,295,000 | 4,177 |
| Provision for loan and lease losses | $560,000 | 1,307 |
| Total noninterest income | $538,000 | 4,341 |
| Gross Fiduciary activities income | $3,000 | 1,390 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $291,000 | 3,779 |
| Total noninterest expense | $2,717,000 | 4,029 |
| Salaries and employee benefits | $1,464,000 | 4,028 |
| Premises and equipment expense | $341,000 | 4,365 |
| Additional noninterest expense | $912,000 | 3,678 |
| Pre-tax net operating income | $556,000 | 6,075 |
| Securities gains (losses) | $-15,000 | 8,589 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $533,000 | 5,655 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $533,000 | 5,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $941,000 | 594 |
| Cash dividends | $574,000 | 2,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $547,850 | 5,523 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,117,000 | 4,129 |
| Total interest expense | $916,000 | 3,871 |
| Net interest income | $2,201,000 | 4,186 |
| Provision for loan and lease losses | $470,000 | 1,064 |
| Total noninterest income | $344,000 | 4,467 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $160,000 | 4,180 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $181,000 | 3,955 |
| Total noninterest expense | $1,805,000 | 4,070 |
| Salaries and employee benefits | $974,000 | 4,067 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $604,000 | 3,730 |
| Pre-tax net operating income | $270,000 | 6,694 |
| Securities gains (losses) | $-6,000 | 8,606 |
| Applicable income taxes | $-31,000 | 8,854 |
| Income before extraordinary items | $295,000 | 6,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $295,000 | 6,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $788,000 | 515 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $301,000 | 5,950 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,575,000 | 4,124 |
| Total interest expense | $483,000 | 3,741 |
| Net interest income | $1,092,000 | 4,200 |
| Provision for loan and lease losses | $380,000 | 657 |
| Total noninterest income | $170,000 | 4,459 |
| Gross Fiduciary activities income | $3,000 | 1,247 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $89,000 | 3,959 |
| Total noninterest expense | $889,000 | 4,129 |
| Salaries and employee benefits | $493,000 | 4,053 |
| Premises and equipment expense | $105,000 | 4,639 |
| Additional noninterest expense | $291,000 | 3,838 |
| Pre-tax net operating income | $-7,000 | 8,592 |
| Securities gains (losses) | $7,000 | 2,210 |
| Applicable income taxes | $-67,000 | 9,000 |
| Income before extraordinary items | $67,000 | 7,457 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $67,000 | 7,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $802,000 | 319 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $60,000 | 7,515 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,827,000 | 3,901 |
| Total interest expense | $2,478,000 | 3,359 |
| Net interest income | $4,349,000 | 4,102 |
| Provision for loan and lease losses | $150,000 | 4,567 |
| Total noninterest income | $755,000 | 4,368 |
| Gross Fiduciary activities income | $74,000 | 1,014 |
| Service charges on deposit accounts | $318,000 | 4,167 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $363,000 | 4,151 |
| Total noninterest expense | $3,531,000 | 4,084 |
| Salaries and employee benefits | $1,927,000 | 4,053 |
| Premises and equipment expense | $346,000 | 5,207 |
| Additional noninterest expense | $1,258,000 | 3,596 |
| Pre-tax net operating income | $1,423,000 | 4,256 |
| Securities gains (losses) | $190,000 | 1,375 |
| Applicable income taxes | $298,000 | 4,295 |
| Income before extraordinary items | $1,315,000 | 3,885 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,315,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $496,000 | 1,614 |
| Cash dividends | $1,230,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,159,200 | 4,062 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,214,000 | 3,893 |
| Total interest expense | $1,949,000 | 3,351 |
| Net interest income | $3,265,000 | 4,122 |
| Provision for loan and lease losses | $150,000 | 3,902 |
| Total noninterest income | $543,000 | 4,502 |
| Gross Fiduciary activities income | $5,000 | 1,384 |
| Service charges on deposit accounts | $238,000 | 4,186 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,043 |
| Total noninterest expense | $2,547,000 | 4,205 |
| Salaries and employee benefits | $1,423,000 | 4,093 |
| Premises and equipment expense | $265,000 | 5,134 |
| Additional noninterest expense | $859,000 | 3,858 |
| Pre-tax net operating income | $1,111,000 | 4,285 |
| Securities gains (losses) | $194,000 | 1,247 |
| Applicable income taxes | $240,000 | 4,347 |
| Income before extraordinary items | $1,065,000 | 3,832 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,065,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,255 |
| Cash dividends | $1,230,000 | 1,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $905,920 | 4,087 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,573,000 | 3,829 |
| Total interest expense | $1,351,000 | 3,340 |
| Net interest income | $2,222,000 | 4,055 |
| Provision for loan and lease losses | $150,000 | 3,000 |
| Total noninterest income | $355,000 | 4,545 |
| Gross Fiduciary activities income | $7,000 | 1,277 |
| Service charges on deposit accounts | $156,000 | 4,191 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $192,000 | 4,111 |
| Total noninterest expense | $1,684,000 | 4,229 |
| Salaries and employee benefits | $954,000 | 4,067 |
| Premises and equipment expense | $160,000 | 5,447 |
| Additional noninterest expense | $570,000 | 3,858 |
| Pre-tax net operating income | $743,000 | 4,269 |
| Securities gains (losses) | $192,000 | 1,069 |
| Applicable income taxes | $276,000 | 3,384 |
| Income before extraordinary items | $659,000 | 4,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $659,000 | 4,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,301 |
| Cash dividends | $730,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $524,600 | 4,467 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 3,794 |
| Total interest expense | $698,000 | 3,325 |
| Net interest income | $1,117,000 | 4,048 |
| Provision for loan and lease losses | $75,000 | 2,805 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $5,000 | 1,228 |
| Service charges on deposit accounts | $78,000 | 4,130 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $86,000 | 4,205 |
| Total noninterest expense | $833,000 | 4,243 |
| Salaries and employee benefits | $475,000 | 4,062 |
| Premises and equipment expense | $65,000 | 6,056 |
| Additional noninterest expense | $293,000 | 3,718 |
| Pre-tax net operating income | $378,000 | 4,182 |
| Securities gains (losses) | $91,000 | 1,052 |
| Applicable income taxes | $152,000 | 3,201 |
| Income before extraordinary items | $317,000 | 4,085 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $317,000 | 4,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 1,449 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,120 | 4,459 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,855,000 | 3,698 |
| Total interest expense | $3,297,000 | 3,267 |
| Net interest income | $4,558,000 | 3,950 |
| Provision for loan and lease losses | $405,000 | 2,800 |
| Total noninterest income | $799,000 | 4,007 |
| Gross Fiduciary activities income | $63,000 | 1,072 |
| Service charges on deposit accounts | $331,000 | 4,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 3,677 |
| Total noninterest expense | $3,399,000 | 4,066 |
| Salaries and employee benefits | $1,952,000 | 3,817 |
| Premises and equipment expense | $383,000 | 4,803 |
| Additional noninterest expense | $1,064,000 | 3,978 |
| Pre-tax net operating income | $1,553,000 | 4,026 |
| Securities gains (losses) | $110,000 | 1,644 |
| Applicable income taxes | $432,000 | 3,739 |
| Income before extraordinary items | $1,231,000 | 4,010 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,231,000 | 4,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 2,726 |
| Cash dividends | $850,000 | 2,538 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,149,600 | 4,103 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,083,000 | 3,617 |
| Total interest expense | $4,416,000 | 3,516 |
| Net interest income | $4,667,000 | 3,633 |
| Provision for loan and lease losses | $470,000 | 2,326 |
| Total noninterest income | $894,000 | 3,586 |
| Gross Fiduciary activities income | $120,000 | 958 |
| Service charges on deposit accounts | $379,000 | 3,556 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $395,000 | 3,561 |
| Total noninterest expense | $3,354,000 | 3,968 |
| Salaries and employee benefits | $1,869,000 | 3,792 |
| Premises and equipment expense | $405,000 | 4,560 |
| Additional noninterest expense | $1,080,000 | 3,813 |
| Pre-tax net operating income | $1,737,000 | 3,507 |
| Securities gains (losses) | $63,000 | 2,155 |
| Applicable income taxes | $446,000 | 3,515 |
| Income before extraordinary items | $1,354,000 | 3,491 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,354,000 | 3,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $476,000 | 1,610 |
| Cash dividends | $1,082,000 | 2,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,306,750 | 3,475 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,551,000 | 3,543 |
| Total interest expense | $4,569,000 | 3,574 |
| Net interest income | $4,982,000 | 3,484 |
| Provision for loan and lease losses | $560,000 | 1,711 |
| Total noninterest income | $759,000 | 3,781 |
| Gross Fiduciary activities income | $90,000 | 960 |
| Service charges on deposit accounts | $380,000 | 3,381 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $3,210,000 | 3,996 |
| Salaries and employee benefits | $1,809,000 | 3,760 |
| Premises and equipment expense | $390,000 | 4,588 |
| Additional noninterest expense | $1,011,000 | 3,965 |
| Pre-tax net operating income | $1,971,000 | 3,363 |
| Securities gains (losses) | $-16,000 | 8,617 |
| Applicable income taxes | $614,000 | 3,051 |
| Income before extraordinary items | $1,341,000 | 3,551 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,341,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $244,000 | 2,088 |
| Cash dividends | $675,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,352,040 | 3,511 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,458,000 | 3,391 |
| Total interest expense | $4,543,000 | 3,205 |
| Net interest income | $4,915,000 | 3,494 |
| Provision for loan and lease losses | $438,000 | 1,961 |
| Total noninterest income | $684,000 | 4,054 |
| Gross Fiduciary activities income | $35,000 | 1,147 |
| Service charges on deposit accounts | $317,000 | 3,818 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $332,000 | 3,788 |
| Total noninterest expense | $3,315,000 | 3,883 |
| Salaries and employee benefits | $1,807,000 | 3,734 |
| Premises and equipment expense | $458,000 | 4,065 |
| Additional noninterest expense | $1,050,000 | 3,861 |
| Pre-tax net operating income | $1,846,000 | 3,545 |
| Securities gains (losses) | $-13,000 | 9,410 |
| Applicable income taxes | $502,000 | 3,630 |
| Income before extraordinary items | $1,331,000 | 3,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,331,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,125 |
| Cash dividends | $653,000 | 3,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,340,490 | 3,513 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,612,000 | 3,347 |
| Total interest expense | $4,744,000 | 3,153 |
| Net interest income | $4,868,000 | 3,493 |
| Provision for loan and lease losses | $488,000 | 1,756 |
| Total noninterest income | $586,000 | 4,460 |
| Gross Fiduciary activities income | $58,000 | 1,091 |
| Service charges on deposit accounts | $249,000 | 4,506 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $279,000 | 4,174 |
| Total noninterest expense | $3,294,000 | 3,802 |
| Salaries and employee benefits | $1,796,000 | 3,674 |
| Premises and equipment expense | $459,000 | 3,939 |
| Additional noninterest expense | $1,039,000 | 3,833 |
| Pre-tax net operating income | $1,672,000 | 3,861 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $368,000 | 4,637 |
| Income before extraordinary items | $1,305,000 | 3,679 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,305,000 | 3,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $383,000 | 1,550 |
| Cash dividends | $889,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,304,220 | 3,587 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,312,000 | 3,470 |
| Total interest expense | $4,832,000 | 3,079 |
| Net interest income | $4,480,000 | 3,829 |
| Provision for loan and lease losses | $210,000 | 3,330 |
| Total noninterest income | $504,000 | 4,975 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,751 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 4,266 |
| Total noninterest expense | $3,159,000 | 3,931 |
| Salaries and employee benefits | $1,701,000 | 3,837 |
| Premises and equipment expense | $450,000 | 4,042 |
| Additional noninterest expense | $1,008,000 | 3,873 |
| Pre-tax net operating income | $1,615,000 | 4,202 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $327,000 | 5,489 |
| Income before extraordinary items | $1,289,000 | 3,821 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,289,000 | 3,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,272 |
| Cash dividends | $563,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,288,200 | 3,754 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,604,000 | 4,225 |
| Total interest expense | $3,681,000 | 3,996 |
| Net interest income | $3,923,000 | 4,407 |
| Provision for loan and lease losses | $156,000 | 3,974 |
| Total noninterest income | $444,000 | 5,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 4,706 |
| Total noninterest expense | $2,423,000 | 5,138 |
| Salaries and employee benefits | $1,398,000 | 4,592 |
| Premises and equipment expense | $342,000 | 5,088 |
| Additional noninterest expense | $683,000 | 5,836 |
| Pre-tax net operating income | $1,788,000 | 3,752 |
| Securities gains (losses) | $-10,000 | 10,276 |
| Applicable income taxes | $512,000 | 4,084 |
| Income before extraordinary items | $1,266,000 | 3,701 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,266,000 | 3,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,297 |
| Cash dividends | $529,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,273,100 | 3,631 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,216,000 | 4,437 |
| Total interest expense | $3,496,000 | 4,161 |
| Net interest income | $3,720,000 | 4,613 |
| Provision for loan and lease losses | $200,000 | 2,992 |
| Total noninterest income | $560,000 | 4,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $368,000 | 3,496 |
| Total noninterest expense | $2,290,000 | 5,380 |
| Salaries and employee benefits | $1,259,000 | 5,003 |
| Premises and equipment expense | $310,000 | 5,489 |
| Additional noninterest expense | $721,000 | 5,712 |
| Pre-tax net operating income | $1,790,000 | 3,864 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $547,000 | 3,921 |
| Income before extraordinary items | $1,248,000 | 3,828 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,248,000 | 3,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 11,696 |
| Cash dividends | $473,000 | 3,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,244,500 | 3,818 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,293,000 | 4,656 |
| Total interest expense | $2,692,000 | 4,351 |
| Net interest income | $3,601,000 | 4,825 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $269,000 | 7,669 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 6,499 |
| Total noninterest expense | $2,271,000 | 5,586 |
| Salaries and employee benefits | $1,185,000 | 5,302 |
| Premises and equipment expense | $302,000 | 5,687 |
| Additional noninterest expense | $784,000 | 5,798 |
| Pre-tax net operating income | $1,599,000 | 4,173 |
| Securities gains (losses) | $-56,000 | 11,122 |
| Applicable income taxes | $350,000 | 5,275 |
| Income before extraordinary items | $1,193,000 | 3,881 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,193,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,887 |
| Cash dividends | $428,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,236,120 | 3,781 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 4,951 |
| Total interest expense | $2,731,000 | 4,468 |
| Net interest income | $3,271,000 | 5,247 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $258,000 | 8,241 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 6,905 |
| Total noninterest expense | $2,170,000 | 5,931 |
| Salaries and employee benefits | $1,142,000 | 5,469 |
| Premises and equipment expense | $311,000 | 5,674 |
| Additional noninterest expense | $717,000 | 6,436 |
| Pre-tax net operating income | $1,359,000 | 4,700 |
| Securities gains (losses) | $-6,000 | 12,616 |
| Applicable income taxes | $225,000 | 7,177 |
| Income before extraordinary items | $1,128,000 | 4,230 |
| Extraordinary gains, net | $201,000 | 1,011 |
| Net income | $1,329,000 | 3,747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $394,000 | 3,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,132,980 | 4,007 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,109,000 | 5,398 |
| Total interest expense | $2,933,000 | 5,260 |
| Net interest income | $3,176,000 | 5,445 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $196,000 | 9,494 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $88,000 | 8,520 |
| Total noninterest expense | $1,946,000 | 6,520 |
| Salaries and employee benefits | $1,030,000 | 5,874 |
| Premises and equipment expense | $265,000 | 6,528 |
| Additional noninterest expense | $651,000 | 7,101 |
| Pre-tax net operating income | $1,344,000 | 4,491 |
| Securities gains (losses) | $-32,000 | 13,593 |
| Applicable income taxes | $321,000 | 5,677 |
| Income before extraordinary items | $991,000 | 4,548 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $991,000 | 4,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $338,000 | 3,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,015,320 | 4,117 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.