Home > National Bank of Ohio > Income and Expense
National Bank of Ohio, Income and Expense
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,509,000 | 2,439 |
| Total interest expense | $1,187,000 | 2,123 |
| Net interest income | $6,322,000 | 2,484 |
| Provision for loan and lease losses | $475,000 | 1,569 |
| Total noninterest income | $1,505,000 | 2,205 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $245,000 | 3,222 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,260,000 | 1,766 |
| Total noninterest expense | $5,501,000 | 2,528 |
| Salaries and employee benefits | $3,041,000 | 2,462 |
| Premises and equipment expense | $534,000 | 2,961 |
| Additional noninterest expense | $1,926,000 | 2,380 |
| Pre-tax net operating income | $1,851,000 | 2,565 |
| Securities gains (losses) | $5,000 | 2,677 |
| Applicable income taxes | $590,000 | 1,754 |
| Income before extraordinary items | $1,266,000 | 2,971 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,266,000 | 2,975 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,266,000 | 2,975 |
| Net charge-offs | $69,000 | 3,616 |
| Cash dividends | $182,000 | 2,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,262,600 | 2,903 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,979,000 | 2,440 |
| Total interest expense | $807,000 | 2,118 |
| Net interest income | $4,172,000 | 2,504 |
| Provision for loan and lease losses | $350,000 | 1,497 |
| Total noninterest income | $1,014,000 | 2,211 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $164,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $850,000 | 1,788 |
| Total noninterest expense | $3,621,000 | 2,566 |
| Salaries and employee benefits | $2,004,000 | 2,493 |
| Premises and equipment expense | $342,000 | 3,038 |
| Additional noninterest expense | $1,275,000 | 2,397 |
| Pre-tax net operating income | $1,215,000 | 2,577 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $380,000 | 1,792 |
| Income before extraordinary items | $835,000 | 2,974 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $835,000 | 2,976 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $835,000 | 2,977 |
| Net charge-offs | $118,000 | 2,592 |
| Cash dividends | $182,000 | 2,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $835,000 | 2,888 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,456,000 | 2,486 |
| Total interest expense | $403,000 | 2,183 |
| Net interest income | $2,053,000 | 2,558 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $546,000 | 2,092 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $84,000 | 3,147 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $462,000 | 1,659 |
| Total noninterest expense | $1,921,000 | 2,461 |
| Salaries and employee benefits | $1,017,000 | 2,483 |
| Premises and equipment expense | $165,000 | 3,175 |
| Additional noninterest expense | $739,000 | 2,101 |
| Pre-tax net operating income | $528,000 | 2,772 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $175,000 | 1,834 |
| Income before extraordinary items | $353,000 | 3,260 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $353,000 | 3,260 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $353,000 | 3,262 |
| Net charge-offs | $129,000 | 1,702 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $353,000 | 3,162 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,252,000 | 2,512 |
| Total interest expense | $1,921,000 | 2,197 |
| Net interest income | $8,331,000 | 2,576 |
| Provision for loan and lease losses | $805,000 | 2,061 |
| Total noninterest income | $1,913,000 | 2,258 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $357,000 | 3,146 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,556,000 | 1,816 |
| Total noninterest expense | $7,129,000 | 2,616 |
| Salaries and employee benefits | $3,760,000 | 2,596 |
| Premises and equipment expense | $694,000 | 3,044 |
| Additional noninterest expense | $2,675,000 | 2,420 |
| Pre-tax net operating income | $2,310,000 | 2,545 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $690,000 | 1,852 |
| Income before extraordinary items | $1,624,000 | 2,967 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,624,000 | 2,968 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,624,000 | 2,969 |
| Net charge-offs | $716,000 | 2,204 |
| Cash dividends | $100,000 | 3,971 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,621,200 | 2,847 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,682,000 | 2,566 |
| Total interest expense | $1,498,000 | 2,212 |
| Net interest income | $6,184,000 | 2,645 |
| Provision for loan and lease losses | $655,000 | 1,926 |
| Total noninterest income | $1,356,000 | 2,336 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $272,000 | 3,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,084,000 | 1,888 |
| Total noninterest expense | $5,400,000 | 2,612 |
| Salaries and employee benefits | $2,906,000 | 2,540 |
| Premises and equipment expense | $477,000 | 3,281 |
| Additional noninterest expense | $2,017,000 | 2,397 |
| Pre-tax net operating income | $1,485,000 | 2,905 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $470,000 | 2,011 |
| Income before extraordinary items | $1,019,000 | 3,397 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,019,000 | 3,398 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,019,000 | 3,399 |
| Net charge-offs | $688,000 | 1,827 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,016,280 | 3,253 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,100,000 | 2,585 |
| Total interest expense | $1,057,000 | 2,184 |
| Net interest income | $4,043,000 | 2,697 |
| Provision for loan and lease losses | $455,000 | 1,904 |
| Total noninterest income | $846,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $183,000 | 3,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $663,000 | 1,979 |
| Total noninterest expense | $3,600,000 | 2,624 |
| Salaries and employee benefits | $1,897,000 | 2,605 |
| Premises and equipment expense | $306,000 | 3,390 |
| Additional noninterest expense | $1,397,000 | 2,320 |
| Pre-tax net operating income | $834,000 | 3,197 |
| Securities gains (losses) | $4,000 | 2,922 |
| Applicable income taxes | $250,000 | 2,242 |
| Income before extraordinary items | $588,000 | 3,691 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $588,000 | 3,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $588,000 | 3,693 |
| Net charge-offs | $488,000 | 1,798 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $585,200 | 3,505 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,542,000 | 2,613 |
| Total interest expense | $555,000 | 2,165 |
| Net interest income | $1,987,000 | 2,744 |
| Provision for loan and lease losses | $115,000 | 2,723 |
| Total noninterest income | $511,000 | 2,116 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $96,000 | 3,017 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $415,000 | 1,705 |
| Total noninterest expense | $1,862,000 | 2,531 |
| Salaries and employee benefits | $942,000 | 2,627 |
| Premises and equipment expense | $153,000 | 3,412 |
| Additional noninterest expense | $767,000 | 2,104 |
| Pre-tax net operating income | $521,000 | 2,794 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $165,000 | 1,925 |
| Income before extraordinary items | $356,000 | 3,315 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $356,000 | 3,319 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $356,000 | 3,319 |
| Net charge-offs | $35,000 | 3,308 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $356,000 | 3,147 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,941,000 | 2,770 |
| Total interest expense | $2,387,000 | 2,413 |
| Net interest income | $7,554,000 | 2,880 |
| Provision for loan and lease losses | $450,000 | 3,593 |
| Total noninterest income | $1,597,000 | 2,351 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $343,000 | 3,337 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,254,000 | 1,839 |
| Total noninterest expense | $6,403,000 | 2,893 |
| Salaries and employee benefits | $3,444,000 | 2,782 |
| Premises and equipment expense | $576,000 | 3,685 |
| Additional noninterest expense | $2,383,000 | 2,690 |
| Pre-tax net operating income | $2,298,000 | 2,253 |
| Securities gains (losses) | $-43,000 | 7,002 |
| Applicable income taxes | $710,000 | 1,668 |
| Income before extraordinary items | $1,545,000 | 2,717 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,545,000 | 2,719 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,545,000 | 2,719 |
| Net charge-offs | $267,000 | 3,940 |
| Cash dividends | $474,000 | 2,496 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,574,670 | 2,597 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,338,000 | 2,838 |
| Total interest expense | $1,810,000 | 2,469 |
| Net interest income | $5,528,000 | 2,947 |
| Provision for loan and lease losses | $290,000 | 3,659 |
| Total noninterest income | $1,075,000 | 2,510 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $248,000 | 3,413 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $827,000 | 1,990 |
| Total noninterest expense | $4,930,000 | 2,817 |
| Salaries and employee benefits | $2,590,000 | 2,772 |
| Premises and equipment expense | $448,000 | 3,620 |
| Additional noninterest expense | $1,892,000 | 2,584 |
| Pre-tax net operating income | $1,383,000 | 2,732 |
| Securities gains (losses) | $-142,000 | 7,260 |
| Applicable income taxes | $460,000 | 1,798 |
| Income before extraordinary items | $781,000 | 3,554 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $781,000 | 3,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $781,000 | 3,555 |
| Net charge-offs | $165,000 | 3,930 |
| Cash dividends | $174,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $871,880 | 3,224 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,820,000 | 2,897 |
| Total interest expense | $1,220,000 | 2,524 |
| Net interest income | $3,600,000 | 3,006 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $644,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $154,000 | 3,537 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $490,000 | 2,130 |
| Total noninterest expense | $3,219,000 | 2,901 |
| Salaries and employee benefits | $1,678,000 | 2,858 |
| Premises and equipment expense | $290,000 | 3,735 |
| Additional noninterest expense | $1,251,000 | 2,648 |
| Pre-tax net operating income | $825,000 | 2,875 |
| Securities gains (losses) | $75,000 | 1,328 |
| Applicable income taxes | $280,000 | 1,878 |
| Income before extraordinary items | $620,000 | 3,130 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $620,000 | 3,132 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $620,000 | 3,132 |
| Net charge-offs | $87,000 | 3,977 |
| Cash dividends | $174,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $568,250 | 3,224 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,926 |
| Total interest expense | $600,000 | 2,639 |
| Net interest income | $1,803,000 | 2,996 |
| Provision for loan and lease losses | $90,000 | 3,467 |
| Total noninterest income | $301,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $224,000 | 2,317 |
| Total noninterest expense | $1,580,000 | 2,967 |
| Salaries and employee benefits | $836,000 | 2,890 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $591,000 | 2,748 |
| Pre-tax net operating income | $434,000 | 2,811 |
| Securities gains (losses) | $75,000 | 623 |
| Applicable income taxes | $160,000 | 1,731 |
| Income before extraordinary items | $349,000 | 2,938 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $349,000 | 2,937 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $349,000 | 2,938 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $297,250 | 3,203 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,846,000 | 2,994 |
| Total interest expense | $2,644,000 | 2,858 |
| Net interest income | $7,202,000 | 2,999 |
| Provision for loan and lease losses | $598,000 | 3,871 |
| Total noninterest income | $1,741,000 | 2,286 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $410,000 | 3,031 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,331,000 | 1,828 |
| Total noninterest expense | $6,330,000 | 2,979 |
| Salaries and employee benefits | $3,257,000 | 2,908 |
| Premises and equipment expense | $583,000 | 3,793 |
| Additional noninterest expense | $2,490,000 | 2,694 |
| Pre-tax net operating income | $2,015,000 | 2,226 |
| Securities gains (losses) | $41,000 | 2,778 |
| Applicable income taxes | $649,000 | 1,654 |
| Income before extraordinary items | $1,407,000 | 2,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,407,000 | 2,610 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,407,000 | 2,616 |
| Net charge-offs | $424,000 | 3,869 |
| Cash dividends | $385,000 | 2,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,379,120 | 2,545 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 3,103 |
| Total interest expense | $2,007,000 | 2,939 |
| Net interest income | $5,221,000 | 3,122 |
| Provision for loan and lease losses | $461,000 | 3,673 |
| Total noninterest income | $1,161,000 | 2,478 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $317,000 | 3,041 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $844,000 | 2,009 |
| Total noninterest expense | $4,676,000 | 3,011 |
| Salaries and employee benefits | $2,363,000 | 3,007 |
| Premises and equipment expense | $404,000 | 4,069 |
| Additional noninterest expense | $1,909,000 | 2,590 |
| Pre-tax net operating income | $1,245,000 | 2,712 |
| Securities gains (losses) | $240,000 | 1,231 |
| Applicable income taxes | $454,000 | 1,760 |
| Income before extraordinary items | $1,031,000 | 2,837 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,031,000 | 2,831 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,031,000 | 2,836 |
| Net charge-offs | $400,000 | 3,355 |
| Cash dividends | $185,000 | 2,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $865,400 | 3,029 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,710,000 | 3,199 |
| Total interest expense | $1,352,000 | 3,021 |
| Net interest income | $3,358,000 | 3,207 |
| Provision for loan and lease losses | $292,000 | 3,694 |
| Total noninterest income | $678,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $215,000 | 3,014 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $463,000 | 2,199 |
| Total noninterest expense | $3,017,000 | 3,102 |
| Salaries and employee benefits | $1,548,000 | 3,065 |
| Premises and equipment expense | $271,000 | 4,070 |
| Additional noninterest expense | $1,198,000 | 2,722 |
| Pre-tax net operating income | $727,000 | 2,964 |
| Securities gains (losses) | $202,000 | 949 |
| Applicable income taxes | $300,000 | 1,742 |
| Income before extraordinary items | $629,000 | 2,979 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $629,000 | 2,974 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $629,000 | 2,978 |
| Net charge-offs | $421,000 | 2,642 |
| Cash dividends | $185,000 | 2,381 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $491,640 | 3,329 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,362,000 | 3,242 |
| Total interest expense | $695,000 | 3,078 |
| Net interest income | $1,667,000 | 3,256 |
| Provision for loan and lease losses | $123,000 | 3,686 |
| Total noninterest income | $322,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $210,000 | 2,321 |
| Total noninterest expense | $1,478,000 | 3,190 |
| Salaries and employee benefits | $764,000 | 3,135 |
| Premises and equipment expense | $124,000 | 4,388 |
| Additional noninterest expense | $590,000 | 2,740 |
| Pre-tax net operating income | $388,000 | 2,889 |
| Securities gains (losses) | $149,000 | 628 |
| Applicable income taxes | $180,000 | 1,533 |
| Income before extraordinary items | $357,000 | 2,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 2,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $357,000 | 2,774 |
| Net charge-offs | $75,000 | 3,359 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $258,660 | 3,303 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,548,000 | 3,646 |
| Total interest expense | $2,804,000 | 3,600 |
| Net interest income | $5,744,000 | 3,583 |
| Provision for loan and lease losses | $604,000 | 4,244 |
| Total noninterest income | $1,599,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $455,000 | 3,077 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,144,000 | 1,979 |
| Total noninterest expense | $5,883,000 | 3,231 |
| Salaries and employee benefits | $2,926,000 | 3,256 |
| Premises and equipment expense | $489,000 | 4,436 |
| Additional noninterest expense | $2,468,000 | 2,771 |
| Pre-tax net operating income | $856,000 | 3,234 |
| Securities gains (losses) | $147,000 | 1,808 |
| Applicable income taxes | $157,000 | 2,574 |
| Income before extraordinary items | $846,000 | 3,051 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $846,000 | 3,049 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $846,000 | 3,049 |
| Net charge-offs | $464,000 | 3,892 |
| Cash dividends | $390,000 | 2,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $722,520 | 3,251 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 3,735 |
| Total interest expense | $2,100,000 | 3,742 |
| Net interest income | $4,201,000 | 3,664 |
| Provision for loan and lease losses | $284,000 | 4,667 |
| Total noninterest income | $1,250,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $336,000 | 3,115 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $914,000 | 1,945 |
| Total noninterest expense | $4,485,000 | 3,187 |
| Salaries and employee benefits | $2,202,000 | 3,269 |
| Premises and equipment expense | $372,000 | 4,438 |
| Additional noninterest expense | $1,911,000 | 2,658 |
| Pre-tax net operating income | $682,000 | 3,385 |
| Securities gains (losses) | $51,000 | 2,287 |
| Applicable income taxes | $138,000 | 2,635 |
| Income before extraordinary items | $595,000 | 3,406 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $595,000 | 3,405 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $595,000 | 3,406 |
| Net charge-offs | $262,000 | 3,905 |
| Cash dividends | $200,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $553,690 | 3,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 3,774 |
| Total interest expense | $1,384,000 | 3,875 |
| Net interest income | $2,817,000 | 3,636 |
| Provision for loan and lease losses | $238,000 | 4,109 |
| Total noninterest income | $850,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $221,000 | 3,125 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $629,000 | 1,932 |
| Total noninterest expense | $2,900,000 | 3,309 |
| Salaries and employee benefits | $1,442,000 | 3,347 |
| Premises and equipment expense | $240,000 | 4,564 |
| Additional noninterest expense | $1,218,000 | 2,782 |
| Pre-tax net operating income | $529,000 | 3,217 |
| Securities gains (losses) | $37,000 | 2,068 |
| Applicable income taxes | $64,000 | 2,982 |
| Income before extraordinary items | $502,000 | 3,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $502,000 | 3,082 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $502,000 | 3,083 |
| Net charge-offs | $123,000 | 4,015 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $469,070 | 3,093 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,129,000 | 3,766 |
| Total interest expense | $686,000 | 3,999 |
| Net interest income | $1,443,000 | 3,567 |
| Provision for loan and lease losses | $70,000 | 4,469 |
| Total noninterest income | $379,000 | 2,599 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $103,000 | 3,209 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $276,000 | 2,065 |
| Total noninterest expense | $1,375,000 | 3,375 |
| Salaries and employee benefits | $704,000 | 3,446 |
| Premises and equipment expense | $97,000 | 5,192 |
| Additional noninterest expense | $574,000 | 2,664 |
| Pre-tax net operating income | $377,000 | 2,921 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $75,000 | 2,472 |
| Income before extraordinary items | $331,000 | 2,945 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $331,000 | 2,947 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $331,000 | 2,947 |
| Net charge-offs | $11,000 | 4,708 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $307,220 | 2,936 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,099,000 | 3,773 |
| Total interest expense | $3,272,000 | 4,010 |
| Net interest income | $5,827,000 | 3,547 |
| Provision for loan and lease losses | $40,000 | 6,700 |
| Total noninterest income | $1,105,000 | 3,211 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $460,000 | 3,192 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $645,000 | 2,778 |
| Total noninterest expense | $5,357,000 | 3,374 |
| Salaries and employee benefits | $2,758,000 | 3,485 |
| Premises and equipment expense | $554,000 | 4,193 |
| Additional noninterest expense | $2,045,000 | 2,816 |
| Pre-tax net operating income | $1,535,000 | 2,975 |
| Securities gains (losses) | $61,000 | 1,468 |
| Applicable income taxes | $475,000 | 1,901 |
| Income before extraordinary items | $1,121,000 | 3,068 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,121,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 3,307 |
| Cash dividends | $375,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,078,300 | 3,285 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,865,000 | 3,824 |
| Total interest expense | $2,549,000 | 4,025 |
| Net interest income | $4,316,000 | 3,611 |
| Provision for loan and lease losses | $40,000 | 6,090 |
| Total noninterest income | $824,000 | 3,266 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $356,000 | 3,141 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $468,000 | 2,919 |
| Total noninterest expense | $4,031,000 | 3,363 |
| Salaries and employee benefits | $2,081,000 | 3,494 |
| Premises and equipment expense | $391,000 | 4,371 |
| Additional noninterest expense | $1,559,000 | 2,683 |
| Pre-tax net operating income | $1,069,000 | 3,559 |
| Securities gains (losses) | $61,000 | 1,293 |
| Applicable income taxes | $325,000 | 2,372 |
| Income before extraordinary items | $805,000 | 3,554 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $805,000 | 3,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,044 |
| Cash dividends | $185,000 | 3,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $761,690 | 3,799 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 3,859 |
| Total interest expense | $1,763,000 | 4,071 |
| Net interest income | $2,842,000 | 3,633 |
| Provision for loan and lease losses | $40,000 | 5,379 |
| Total noninterest income | $540,000 | 3,348 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $220,000 | 3,287 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $320,000 | 2,918 |
| Total noninterest expense | $2,675,000 | 3,384 |
| Salaries and employee benefits | $1,378,000 | 3,559 |
| Premises and equipment expense | $261,000 | 4,392 |
| Additional noninterest expense | $1,036,000 | 2,667 |
| Pre-tax net operating income | $667,000 | 3,787 |
| Securities gains (losses) | $61,000 | 1,301 |
| Applicable income taxes | $175,000 | 2,843 |
| Income before extraordinary items | $553,000 | 3,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,422 |
| Cash dividends | $185,000 | 3,534 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $506,640 | 3,938 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,303,000 | 3,939 |
| Total interest expense | $952,000 | 4,019 |
| Net interest income | $1,351,000 | 3,763 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $242,000 | 3,593 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $106,000 | 3,330 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $136,000 | 3,220 |
| Total noninterest expense | $1,321,000 | 3,432 |
| Salaries and employee benefits | $662,000 | 3,691 |
| Premises and equipment expense | $128,000 | 4,456 |
| Additional noninterest expense | $531,000 | 2,581 |
| Pre-tax net operating income | $242,000 | 4,590 |
| Securities gains (losses) | $61,000 | 973 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $228,000 | 4,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $228,000 | 4,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,679 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $182,250 | 4,738 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,993,000 | 3,767 |
| Total interest expense | $4,180,000 | 3,907 |
| Net interest income | $5,813,000 | 3,589 |
| Provision for loan and lease losses | $450,000 | 2,497 |
| Total noninterest income | $1,003,000 | 3,532 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $705,000 | 2,359 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $298,000 | 4,259 |
| Total noninterest expense | $5,254,000 | 3,323 |
| Salaries and employee benefits | $2,824,000 | 3,390 |
| Premises and equipment expense | $494,000 | 4,401 |
| Additional noninterest expense | $1,936,000 | 2,737 |
| Pre-tax net operating income | $1,112,000 | 4,520 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $280,000 | 3,459 |
| Income before extraordinary items | $832,000 | 4,703 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $832,000 | 4,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 2,109 |
| Cash dividends | $352,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $832,000 | 4,691 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,541,000 | 3,764 |
| Total interest expense | $3,123,000 | 3,916 |
| Net interest income | $4,418,000 | 3,558 |
| Provision for loan and lease losses | $130,000 | 3,745 |
| Total noninterest income | $738,000 | 3,575 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $510,000 | 2,407 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $228,000 | 4,247 |
| Total noninterest expense | $3,953,000 | 3,280 |
| Salaries and employee benefits | $2,130,000 | 3,355 |
| Premises and equipment expense | $367,000 | 4,418 |
| Additional noninterest expense | $1,456,000 | 2,688 |
| Pre-tax net operating income | $1,073,000 | 4,202 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $310,000 | 3,161 |
| Income before extraordinary items | $763,000 | 4,450 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $763,000 | 4,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,873 |
| Cash dividends | $175,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $763,000 | 4,441 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,889,000 | 3,846 |
| Total interest expense | $2,036,000 | 3,967 |
| Net interest income | $2,853,000 | 3,672 |
| Provision for loan and lease losses | $15,000 | 5,502 |
| Total noninterest income | $478,000 | 3,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $156,000 | 4,242 |
| Total noninterest expense | $2,612,000 | 3,338 |
| Salaries and employee benefits | $1,415,000 | 3,400 |
| Premises and equipment expense | $246,000 | 4,433 |
| Additional noninterest expense | $951,000 | 2,744 |
| Pre-tax net operating income | $704,000 | 4,300 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $205,000 | 3,229 |
| Income before extraordinary items | $499,000 | 4,550 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $499,000 | 4,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,311 |
| Cash dividends | $175,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $499,000 | 4,548 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,402,000 | 3,881 |
| Total interest expense | $997,000 | 4,021 |
| Net interest income | $1,405,000 | 3,714 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $240,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $155,000 | 2,538 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $85,000 | 4,082 |
| Total noninterest expense | $1,284,000 | 3,381 |
| Salaries and employee benefits | $689,000 | 3,503 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $473,000 | 2,738 |
| Pre-tax net operating income | $361,000 | 4,242 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $100,000 | 3,266 |
| Income before extraordinary items | $261,000 | 4,464 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $261,000 | 4,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,207 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $261,000 | 4,451 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,154,000 | 3,817 |
| Total interest expense | $3,551,000 | 3,876 |
| Net interest income | $5,603,000 | 3,703 |
| Provision for loan and lease losses | $40,000 | 5,799 |
| Total noninterest income | $968,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $654,000 | 2,512 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $314,000 | 4,218 |
| Total noninterest expense | $5,268,000 | 3,213 |
| Salaries and employee benefits | $2,756,000 | 3,359 |
| Premises and equipment expense | $568,000 | 3,920 |
| Additional noninterest expense | $1,944,000 | 2,639 |
| Pre-tax net operating income | $1,263,000 | 4,683 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $373,000 | 3,523 |
| Income before extraordinary items | $890,000 | 4,965 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $890,000 | 4,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,465 |
| Cash dividends | $375,000 | 4,183 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $890,000 | 4,960 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 3,869 |
| Total interest expense | $2,548,000 | 3,908 |
| Net interest income | $4,128,000 | 3,772 |
| Provision for loan and lease losses | $40,000 | 5,377 |
| Total noninterest income | $792,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $515,000 | 2,419 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $277,000 | 3,882 |
| Total noninterest expense | $3,932,000 | 3,216 |
| Salaries and employee benefits | $2,029,000 | 3,407 |
| Premises and equipment expense | $431,000 | 3,894 |
| Additional noninterest expense | $1,472,000 | 2,611 |
| Pre-tax net operating income | $948,000 | 4,832 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $270,000 | 3,724 |
| Income before extraordinary items | $678,000 | 5,074 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $678,000 | 5,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,656 |
| Cash dividends | $185,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $678,000 | 5,067 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,453,000 | 3,817 |
| Total interest expense | $1,593,000 | 3,960 |
| Net interest income | $2,860,000 | 3,673 |
| Provision for loan and lease losses | $40,000 | 4,712 |
| Total noninterest income | $449,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $303,000 | 2,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 4,360 |
| Total noninterest expense | $2,670,000 | 3,167 |
| Salaries and employee benefits | $1,348,000 | 3,431 |
| Premises and equipment expense | $290,000 | 3,870 |
| Additional noninterest expense | $1,032,000 | 2,487 |
| Pre-tax net operating income | $599,000 | 4,997 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $170,000 | 3,827 |
| Income before extraordinary items | $429,000 | 5,231 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $429,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,501 |
| Cash dividends | $185,000 | 3,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $429,000 | 5,235 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,192,000 | 3,817 |
| Total interest expense | $758,000 | 3,966 |
| Net interest income | $1,434,000 | 3,660 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $215,000 | 3,820 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $135,000 | 2,821 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $80,000 | 4,150 |
| Total noninterest expense | $1,298,000 | 3,264 |
| Salaries and employee benefits | $669,000 | 3,463 |
| Premises and equipment expense | $147,000 | 3,848 |
| Additional noninterest expense | $482,000 | 2,617 |
| Pre-tax net operating income | $311,000 | 4,872 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $120,000 | 3,345 |
| Income before extraordinary items | $191,000 | 5,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $191,000 | 5,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $191,000 | 5,445 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,559,000 | 3,554 |
| Total interest expense | $2,535,000 | 3,784 |
| Net interest income | $6,024,000 | 3,415 |
| Provision for loan and lease losses | $375,000 | 2,387 |
| Total noninterest income | $803,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $616,000 | 2,612 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $187,000 | 5,304 |
| Total noninterest expense | $4,760,000 | 3,374 |
| Salaries and employee benefits | $2,494,000 | 3,493 |
| Premises and equipment expense | $501,000 | 4,166 |
| Additional noninterest expense | $1,765,000 | 2,804 |
| Pre-tax net operating income | $1,692,000 | 4,103 |
| Securities gains (losses) | $-11,000 | 7,567 |
| Applicable income taxes | $532,000 | 3,267 |
| Income before extraordinary items | $1,149,000 | 4,454 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,149,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,191 |
| Cash dividends | $765,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,156,480 | 4,399 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 3,547 |
| Total interest expense | $1,818,000 | 3,764 |
| Net interest income | $4,507,000 | 3,406 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $570,000 | 4,181 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $440,000 | 2,704 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $130,000 | 5,457 |
| Total noninterest expense | $3,572,000 | 3,348 |
| Salaries and employee benefits | $1,783,000 | 3,598 |
| Premises and equipment expense | $376,000 | 4,158 |
| Additional noninterest expense | $1,413,000 | 2,603 |
| Pre-tax net operating income | $1,320,000 | 4,079 |
| Securities gains (losses) | $-11,000 | 7,939 |
| Applicable income taxes | $490,000 | 2,986 |
| Income before extraordinary items | $819,000 | 4,696 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $819,000 | 4,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $575,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $826,040 | 4,629 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 3,536 |
| Total interest expense | $1,152,000 | 3,736 |
| Net interest income | $2,967,000 | 3,430 |
| Provision for loan and lease losses | $145,000 | 2,750 |
| Total noninterest income | $374,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $282,000 | 2,738 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $92,000 | 5,342 |
| Total noninterest expense | $2,353,000 | 3,357 |
| Salaries and employee benefits | $1,169,000 | 3,639 |
| Premises and equipment expense | $241,000 | 4,256 |
| Additional noninterest expense | $943,000 | 2,583 |
| Pre-tax net operating income | $843,000 | 4,158 |
| Securities gains (losses) | $-11,000 | 8,167 |
| Applicable income taxes | $340,000 | 2,876 |
| Income before extraordinary items | $492,000 | 4,924 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $492,000 | 4,926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $175,000 | 3,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $499,040 | 4,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 3,622 |
| Total interest expense | $541,000 | 3,800 |
| Net interest income | $1,443,000 | 3,518 |
| Provision for loan and lease losses | $75,000 | 2,455 |
| Total noninterest income | $187,000 | 4,152 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $132,000 | 2,810 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $55,000 | 4,967 |
| Total noninterest expense | $1,202,000 | 3,304 |
| Salaries and employee benefits | $570,000 | 3,711 |
| Premises and equipment expense | $117,000 | 4,378 |
| Additional noninterest expense | $515,000 | 2,364 |
| Pre-tax net operating income | $353,000 | 4,575 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $180,000 | 2,765 |
| Income before extraordinary items | $173,000 | 5,767 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $173,000 | 5,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,985 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $173,000 | 5,734 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,528,000 | 3,577 |
| Total interest expense | $1,833,000 | 3,919 |
| Net interest income | $5,695,000 | 3,432 |
| Provision for loan and lease losses | $170,000 | 4,037 |
| Total noninterest income | $755,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $593,000 | 2,729 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $162,000 | 5,528 |
| Total noninterest expense | $4,570,000 | 3,370 |
| Salaries and employee benefits | $2,395,000 | 3,459 |
| Premises and equipment expense | $505,000 | 4,060 |
| Additional noninterest expense | $1,670,000 | 2,849 |
| Pre-tax net operating income | $1,710,000 | 3,906 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $535,000 | 3,236 |
| Income before extraordinary items | $1,175,000 | 4,254 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,175,000 | 4,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,969 |
| Cash dividends | $290,000 | 4,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,175,000 | 4,193 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,493,000 | 3,650 |
| Total interest expense | $1,359,000 | 3,900 |
| Net interest income | $4,134,000 | 3,502 |
| Provision for loan and lease losses | $140,000 | 3,657 |
| Total noninterest income | $568,000 | 4,224 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $442,000 | 2,764 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $126,000 | 5,476 |
| Total noninterest expense | $3,490,000 | 3,303 |
| Salaries and employee benefits | $1,808,000 | 3,413 |
| Premises and equipment expense | $384,000 | 3,991 |
| Additional noninterest expense | $1,298,000 | 2,710 |
| Pre-tax net operating income | $1,072,000 | 4,440 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $370,000 | 3,440 |
| Income before extraordinary items | $702,000 | 4,956 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $702,000 | 4,957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 2,487 |
| Cash dividends | $160,000 | 4,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $702,000 | 4,863 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 3,664 |
| Total interest expense | $898,000 | 3,935 |
| Net interest income | $2,742,000 | 3,505 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $381,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $289,000 | 2,796 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 5,336 |
| Total noninterest expense | $2,372,000 | 3,254 |
| Salaries and employee benefits | $1,219,000 | 3,397 |
| Premises and equipment expense | $257,000 | 3,989 |
| Additional noninterest expense | $896,000 | 2,632 |
| Pre-tax net operating income | $691,000 | 4,487 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $330,000 | 2,907 |
| Income before extraordinary items | $361,000 | 5,591 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $361,000 | 5,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,094 |
| Cash dividends | $160,000 | 3,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $361,000 | 5,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 3,674 |
| Total interest expense | $459,000 | 3,911 |
| Net interest income | $1,361,000 | 3,522 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $187,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $133,000 | 2,922 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $54,000 | 4,970 |
| Total noninterest expense | $1,194,000 | 3,237 |
| Salaries and employee benefits | $642,000 | 3,266 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $428,000 | 2,721 |
| Pre-tax net operating income | $324,000 | 4,642 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $165,000 | 2,911 |
| Income before extraordinary items | $159,000 | 5,868 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $159,000 | 5,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,070 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $159,000 | 5,747 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,031,000 | 3,811 |
| Total interest expense | $1,852,000 | 4,262 |
| Net interest income | $5,179,000 | 3,595 |
| Provision for loan and lease losses | $170,000 | 4,359 |
| Total noninterest income | $770,000 | 4,325 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $565,000 | 2,818 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $205,000 | 5,229 |
| Total noninterest expense | $4,109,000 | 3,636 |
| Salaries and employee benefits | $2,039,000 | 3,861 |
| Premises and equipment expense | $433,000 | 4,480 |
| Additional noninterest expense | $1,637,000 | 2,844 |
| Pre-tax net operating income | $1,670,000 | 3,832 |
| Securities gains (losses) | $75,000 | 2,153 |
| Applicable income taxes | $510,000 | 3,339 |
| Income before extraordinary items | $1,235,000 | 4,059 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,235,000 | 4,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 2,817 |
| Cash dividends | $258,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,181,750 | 4,010 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 3,888 |
| Total interest expense | $1,407,000 | 4,339 |
| Net interest income | $3,812,000 | 3,659 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $595,000 | 4,294 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $421,000 | 2,847 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $174,000 | 5,047 |
| Total noninterest expense | $3,039,000 | 3,671 |
| Salaries and employee benefits | $1,543,000 | 3,824 |
| Premises and equipment expense | $317,000 | 4,554 |
| Additional noninterest expense | $1,179,000 | 2,925 |
| Pre-tax net operating income | $1,278,000 | 3,905 |
| Securities gains (losses) | $75,000 | 1,990 |
| Applicable income taxes | $489,000 | 3,070 |
| Income before extraordinary items | $864,000 | 4,403 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $864,000 | 4,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,724 |
| Cash dividends | $100,000 | 4,694 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $816,000 | 4,370 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,493,000 | 3,908 |
| Total interest expense | $960,000 | 4,383 |
| Net interest income | $2,533,000 | 3,658 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $387,000 | 4,336 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $262,000 | 2,954 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $125,000 | 4,923 |
| Total noninterest expense | $1,978,000 | 3,729 |
| Salaries and employee benefits | $974,000 | 4,003 |
| Premises and equipment expense | $205,000 | 4,630 |
| Additional noninterest expense | $799,000 | 2,873 |
| Pre-tax net operating income | $882,000 | 3,804 |
| Securities gains (losses) | $75,000 | 1,736 |
| Applicable income taxes | $325,000 | 3,086 |
| Income before extraordinary items | $632,000 | 4,142 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $632,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,357 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $582,500 | 4,171 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,733,000 | 3,954 |
| Total interest expense | $504,000 | 4,325 |
| Net interest income | $1,229,000 | 3,747 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $200,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $119,000 | 3,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $81,000 | 4,308 |
| Total noninterest expense | $1,023,000 | 3,586 |
| Salaries and employee benefits | $513,000 | 3,829 |
| Premises and equipment expense | $102,000 | 4,629 |
| Additional noninterest expense | $408,000 | 2,805 |
| Pre-tax net operating income | $376,000 | 4,196 |
| Securities gains (losses) | $47,000 | 1,425 |
| Applicable income taxes | $163,000 | 3,077 |
| Income before extraordinary items | $260,000 | 4,619 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $260,000 | 4,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 2,620 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $229,920 | 4,758 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,487,000 | 3,840 |
| Total interest expense | $2,440,000 | 4,181 |
| Net interest income | $5,047,000 | 3,645 |
| Provision for loan and lease losses | $195,000 | 4,416 |
| Total noninterest income | $812,000 | 3,954 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $525,000 | 2,855 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $287,000 | 4,353 |
| Total noninterest expense | $3,660,000 | 3,811 |
| Salaries and employee benefits | $1,811,000 | 4,065 |
| Premises and equipment expense | $343,000 | 5,157 |
| Additional noninterest expense | $1,506,000 | 2,954 |
| Pre-tax net operating income | $2,004,000 | 3,424 |
| Securities gains (losses) | $55,000 | 2,322 |
| Applicable income taxes | $625,000 | 3,052 |
| Income before extraordinary items | $1,434,000 | 3,613 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,434,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 3,499 |
| Cash dividends | $286,000 | 4,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,395,500 | 3,583 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,372,000 | 3,871 |
| Total interest expense | $3,428,000 | 4,271 |
| Net interest income | $4,944,000 | 3,463 |
| Provision for loan and lease losses | $170,000 | 4,530 |
| Total noninterest income | $667,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $449,000 | 3,106 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $218,000 | 4,761 |
| Total noninterest expense | $3,585,000 | 3,753 |
| Salaries and employee benefits | $1,738,000 | 4,019 |
| Premises and equipment expense | $318,000 | 5,341 |
| Additional noninterest expense | $1,529,000 | 2,827 |
| Pre-tax net operating income | $1,856,000 | 3,354 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $570,000 | 3,059 |
| Income before extraordinary items | $1,286,000 | 3,609 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,286,000 | 3,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,614 |
| Cash dividends | $285,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,286,000 | 3,514 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,462,000 | 3,950 |
| Total interest expense | $3,647,000 | 4,267 |
| Net interest income | $4,815,000 | 3,596 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $552,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $406,000 | 3,202 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $146,000 | 5,537 |
| Total noninterest expense | $3,288,000 | 3,923 |
| Salaries and employee benefits | $1,636,000 | 4,073 |
| Premises and equipment expense | $359,000 | 4,852 |
| Additional noninterest expense | $1,293,000 | 3,188 |
| Pre-tax net operating income | $1,959,000 | 3,377 |
| Securities gains (losses) | $-19,000 | 8,710 |
| Applicable income taxes | $639,000 | 2,993 |
| Income before extraordinary items | $1,301,000 | 3,632 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,301,000 | 3,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,454 |
| Cash dividends | $286,000 | 4,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,313,730 | 3,595 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,495,000 | 4,156 |
| Total interest expense | $2,744,000 | 4,924 |
| Net interest income | $4,751,000 | 3,615 |
| Provision for loan and lease losses | $265,000 | 2,939 |
| Total noninterest income | $404,000 | 5,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $366,000 | 3,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 8,510 |
| Total noninterest expense | $3,150,000 | 4,053 |
| Salaries and employee benefits | $1,536,000 | 4,255 |
| Premises and equipment expense | $371,000 | 4,764 |
| Additional noninterest expense | $1,243,000 | 3,321 |
| Pre-tax net operating income | $1,740,000 | 3,708 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $540,000 | 3,470 |
| Income before extraordinary items | $1,200,000 | 3,886 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,200,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,647 |
| Cash dividends | $333,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,200,000 | 3,852 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 4,464 |
| Total interest expense | $2,752,000 | 5,023 |
| Net interest income | $4,122,000 | 4,031 |
| Provision for loan and lease losses | $90,000 | 5,311 |
| Total noninterest income | $306,000 | 6,419 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 7,800 |
| Total noninterest expense | $3,087,000 | 4,022 |
| Salaries and employee benefits | $1,464,000 | 4,318 |
| Premises and equipment expense | $357,000 | 4,814 |
| Additional noninterest expense | $1,266,000 | 3,221 |
| Pre-tax net operating income | $1,251,000 | 4,750 |
| Securities gains (losses) | $55,000 | 1,668 |
| Applicable income taxes | $390,000 | 4,495 |
| Income before extraordinary items | $916,000 | 4,772 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $916,000 | 4,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,762 |
| Cash dividends | $455,000 | 3,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $877,500 | 4,820 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,384,000 | 4,832 |
| Total interest expense | $2,638,000 | 5,200 |
| Net interest income | $3,746,000 | 4,475 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $285,000 | 6,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $252,000 | 4,642 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $2,605,000 | 4,624 |
| Salaries and employee benefits | $1,269,000 | 4,865 |
| Premises and equipment expense | $230,000 | 6,349 |
| Additional noninterest expense | $1,106,000 | 3,581 |
| Pre-tax net operating income | $1,426,000 | 4,666 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $462,000 | 4,449 |
| Income before extraordinary items | $964,000 | 4,826 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $964,000 | 4,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,010 |
| Cash dividends | $2,250,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $964,000 | 4,770 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,196,000 | 5,059 |
| Total interest expense | $2,567,000 | 5,408 |
| Net interest income | $3,629,000 | 4,684 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $384,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 5,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $156,000 | 5,866 |
| Total noninterest expense | $2,324,000 | 5,297 |
| Salaries and employee benefits | $1,135,000 | 5,462 |
| Premises and equipment expense | $207,000 | 6,906 |
| Additional noninterest expense | $982,000 | 4,467 |
| Pre-tax net operating income | $1,689,000 | 3,954 |
| Securities gains (losses) | $-28,000 | 10,807 |
| Applicable income taxes | $509,000 | 4,095 |
| Income before extraordinary items | $1,152,000 | 4,007 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,152,000 | 4,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-194,000 | 11,330 |
| Cash dividends | $220,000 | 5,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,171,320 | 3,903 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,804,000 | 5,344 |
| Total interest expense | $2,430,000 | 5,692 |
| Net interest income | $3,374,000 | 5,010 |
| Provision for loan and lease losses | $52,000 | 6,119 |
| Total noninterest income | $256,000 | 7,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $207,000 | 5,566 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,276 |
| Total noninterest expense | $2,264,000 | 5,428 |
| Salaries and employee benefits | $1,067,000 | 5,737 |
| Premises and equipment expense | $209,000 | 7,021 |
| Additional noninterest expense | $988,000 | 4,394 |
| Pre-tax net operating income | $1,314,000 | 4,919 |
| Securities gains (losses) | $-14,000 | 10,322 |
| Applicable income taxes | $450,000 | 4,524 |
| Income before extraordinary items | $850,000 | 5,219 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $850,000 | 5,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,320 |
| Cash dividends | $95,000 | 6,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $859,100 | 5,159 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,069,000 | 5,621 |
| Total interest expense | $2,062,000 | 5,477 |
| Net interest income | $3,007,000 | 5,608 |
| Provision for loan and lease losses | $24,000 | 7,499 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 8,198 |
| Total noninterest expense | $2,354,000 | 5,441 |
| Salaries and employee benefits | $1,055,000 | 5,827 |
| Premises and equipment expense | $370,000 | 4,890 |
| Additional noninterest expense | $929,000 | 5,034 |
| Pre-tax net operating income | $916,000 | 6,318 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $306,000 | 5,804 |
| Income before extraordinary items | $612,000 | 6,444 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $612,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,455 |
| Cash dividends | $284,000 | 4,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $610,660 | 6,518 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 5,839 |
| Total interest expense | $2,139,000 | 5,518 |
| Net interest income | $2,805,000 | 5,965 |
| Provision for loan and lease losses | $195,000 | 3,979 |
| Total noninterest income | $307,000 | 7,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $2,280,000 | 5,699 |
| Salaries and employee benefits | $1,096,000 | 5,660 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $874,000 | 5,503 |
| Pre-tax net operating income | $637,000 | 7,706 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $200,000 | 7,620 |
| Income before extraordinary items | $440,000 | 8,061 |
| Extraordinary gains, net | $-24,000 | 12,496 |
| Net income | $416,000 | 8,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $265,000 | 2,649 |
| Cash dividends | $138,000 | 6,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $437,930 | 7,808 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,780,000 | 5,665 |
| Total interest expense | $2,753,000 | 5,547 |
| Net interest income | $3,027,000 | 5,668 |
| Provision for loan and lease losses | $270,000 | 4,396 |
| Total noninterest income | $252,000 | 8,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 11,703 |
| Total noninterest expense | $2,480,000 | 5,345 |
| Salaries and employee benefits | $1,116,000 | 5,518 |
| Premises and equipment expense | $331,000 | 5,584 |
| Additional noninterest expense | $1,033,000 | 4,924 |
| Pre-tax net operating income | $529,000 | 8,210 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $179,000 | 7,994 |
| Income before extraordinary items | $350,000 | 8,724 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $350,000 | 8,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 3,223 |
| Cash dividends | $110,000 | 6,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $350,000 | 8,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.