Home > National Bank of Ohio > Assets and Liabilities
National Bank of Ohio, Assets and Liabilities
| 2013-09-30 | Rank | |
| # of Employees: | 58 | 2,558 |
| Assets and Liabilities | ||
| Total Assets: | $228,319,000 | 2,755 |
| Cash and due from depository institutions | $18,123,000 | 2,558 |
| Interest-bearing balances | $14,590,000 | 2,204 |
| Securities | $24,209,000 | 4,145 |
| Federal funds sold & reverse repurchase agreements | $723,000 | 2,063 |
| Net loans & leases | $174,821,000 | 2,249 |
| Loan loss allowance | $2,355,000 | 2,655 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,838,000 | 3,334 |
| Other real estate owned | $222,000 | 2,558 |
| Goodwill and other intangibles | $944,000 | 1,566 |
| All other assets | $6,439,000 | 2,548 |
| Life insurance assets | $4,282,000 | 1,700 |
| Total liabilities and capital | $228,319,000 | 2,755 |
| Total liabilities | $207,352,000 | 2,713 |
| Total deposits | $197,437,000 | 2,706 |
| Interest-bearing deposits | $161,128,000 | 2,669 |
| Deposits held in domestic offices | $197,437,000 | 2,705 |
| % insured | 82.02% | 4,522 |
| Federal funds purchased & repurchase agreements | $526,000 | 2,038 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $8,217,000 | 1,938 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $1,172,000 | 2,908 |
| Total equity capital | $20,967,000 | 3,061 |
| Total bank equity capital | $20,967,000 | 3,061 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $1,350,000 | 1,910 |
| Surplus | $1,716,000 | 5,037 |
| Undivided profits | $17,901,000 | 1,959 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $2,175,000 | 2,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $604,000 | 4,001 |
| Earning assets | $214,343,000 | 2,715 |
| Long-term assets (5+ years) | $122,209,000 | 1,699 |
| Average Assets, year-to-date | $224,922,000 | 2,784 |
| Average Assets, quarterly | $229,204,500 | 2,745 |
| Volatile liabilities | $11,919,000 | 2,802 |
| Insider loans | $3,422,000 | 1,729 |
| FHLB advances | $8,217,000 | 1,863 |
| Loans and leases held for sale | $727,000 | 1,182 |
| Unused loan commitments | $18,481,000 | 2,831 |
| Tier 1 (core) risk-based capital | $21,032,000 | 3,029 |
| Tier 2 risk-based capital | $1,995,000 | 2,393 |
| Total risk weighted assets | $159,245,000 | 2,592 |
| Total unused commitments | $18,481,000 | 2,831 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 59 | 2,538 |
| Assets and Liabilities | ||
| Total Assets: | $230,090,000 | 2,732 |
| Cash and due from depository institutions | $15,074,000 | 2,538 |
| Interest-bearing balances | $9,983,000 | 2,960 |
| Securities | $24,228,000 | 4,146 |
| Federal funds sold & reverse repurchase agreements | $547,000 | 2,370 |
| Net loans & leases | $179,506,000 | 2,196 |
| Loan loss allowance | $2,181,000 | 2,821 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,897,000 | 3,311 |
| Other real estate owned | $300,000 | 2,538 |
| Goodwill and other intangibles | $891,000 | 1,598 |
| All other assets | $6,647,000 | 2,453 |
| Life insurance assets | $4,250,000 | 1,691 |
| Total liabilities and capital | $230,090,000 | 2,732 |
| Total liabilities | $209,508,000 | 2,681 |
| Total deposits | $197,434,000 | 2,708 |
| Interest-bearing deposits | $156,944,000 | 2,726 |
| Deposits held in domestic offices | $197,434,000 | 2,707 |
| % insured | 83.14% | 4,399 |
| Federal funds purchased & repurchase agreements | $605,000 | 1,948 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $10,255,000 | 1,659 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $1,214,000 | 2,767 |
| Total equity capital | $20,582,000 | 3,114 |
| Total bank equity capital | $20,582,000 | 3,113 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $1,350,000 | 1,922 |
| Surplus | $1,716,000 | 5,066 |
| Undivided profits | $17,516,000 | 1,989 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $2,193,000 | 2,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $707,000 | 3,560 |
| Earning assets | $214,264,000 | 2,697 |
| Long-term assets (5+ years) | $120,295,000 | 1,679 |
| Average Assets, year-to-date | $223,789,670 | 2,806 |
| Average Assets, quarterly | $224,708,500 | 2,804 |
| Volatile liabilities | $20,246,000 | 1,953 |
| Insider loans | $3,515,000 | 1,698 |
| FHLB advances | $10,255,000 | 1,589 |
| Loans and leases held for sale | $2,214,000 | 915 |
| Unused loan commitments | $16,305,000 | 3,032 |
| Tier 1 (core) risk-based capital | $20,600,000 | 3,061 |
| Tier 2 risk-based capital | $2,029,000 | 2,370 |
| Total risk weighted assets | $162,136,000 | 2,541 |
| Total unused commitments | $16,305,000 | 3,032 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 61 | 2,459 |
| Assets and Liabilities | ||
| Total Assets: | $219,327,000 | 2,886 |
| Cash and due from depository institutions | $10,341,000 | 2,459 |
| Interest-bearing balances | $6,933,000 | 4,106 |
| Securities | $25,263,000 | 4,067 |
| Federal funds sold & reverse repurchase agreements | $182,000 | 3,105 |
| Net loans & leases | $172,663,000 | 2,256 |
| Loan loss allowance | $1,970,000 | 3,100 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,950,000 | 3,300 |
| Other real estate owned | $365,000 | 2,459 |
| Goodwill and other intangibles | $859,000 | 1,615 |
| All other assets | $6,704,000 | 2,416 |
| Life insurance assets | $4,218,000 | 1,675 |
| Total liabilities and capital | $219,327,000 | 2,886 |
| Total liabilities | $198,727,000 | 2,853 |
| Total deposits | $188,206,000 | 2,847 |
| Interest-bearing deposits | $156,214,000 | 2,803 |
| Deposits held in domestic offices | $188,206,000 | 2,847 |
| % insured | 86.58% | 3,503 |
| Federal funds purchased & repurchase agreements | $1,169,000 | 1,621 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $8,294,000 | 1,798 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $1,058,000 | 3,078 |
| Total equity capital | $20,600,000 | 3,194 |
| Total bank equity capital | $20,600,000 | 3,193 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $1,350,000 | 1,956 |
| Surplus | $1,716,000 | 5,117 |
| Undivided profits | $17,534,000 | 2,090 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $2,433,000 | 2,694 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $713,000 | 3,504 |
| Earning assets | $205,041,000 | 2,845 |
| Long-term assets (5+ years) | $109,284,000 | 1,801 |
| Average Assets, year-to-date | $220,639,500 | 2,864 |
| Average Assets, quarterly | $220,639,500 | 2,864 |
| Volatile liabilities | $20,733,000 | 1,884 |
| Insider loans | $2,996,000 | 1,926 |
| FHLB advances | $8,294,000 | 1,722 |
| Loans and leases held for sale | $1,315,000 | 1,122 |
| Unused loan commitments | $16,159,000 | 3,064 |
| Tier 1 (core) risk-based capital | $20,301,000 | 3,086 |
| Tier 2 risk-based capital | $1,970,000 | 2,425 |
| Total risk weighted assets | $158,854,000 | 2,586 |
| Total unused commitments | $16,159,000 | 3,064 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 60 | 2,511 |
| Assets and Liabilities | ||
| Total Assets: | $221,952,000 | 2,861 |
| Cash and due from depository institutions | $9,378,000 | 2,511 |
| Interest-bearing balances | $5,364,000 | 4,239 |
| Securities | $27,672,000 | 3,843 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 2,464 |
| Net loans & leases | $173,764,000 | 2,254 |
| Loan loss allowance | $1,949,000 | 3,132 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,973,000 | 3,301 |
| Other real estate owned | $153,000 | 2,511 |
| Goodwill and other intangibles | $790,000 | 1,667 |
| All other assets | $6,422,000 | 2,519 |
| Life insurance assets | $4,187,000 | 1,655 |
| Total liabilities and capital | $221,952,000 | 2,861 |
| Total liabilities | $201,681,000 | 2,820 |
| Total deposits | $187,676,000 | 2,850 |
| Interest-bearing deposits | $150,115,000 | 2,882 |
| Deposits held in domestic offices | $187,676,000 | 2,849 |
| % insured | 89.17% | 3,697 |
| Federal funds purchased & repurchase agreements | $229,000 | 2,091 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $12,481,000 | 1,523 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $1,295,000 | 2,769 |
| Total equity capital | $20,271,000 | 3,231 |
| Total bank equity capital | $20,271,000 | 3,229 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $1,350,000 | 1,974 |
| Surplus | $1,716,000 | 5,157 |
| Undivided profits | $17,205,000 | 2,100 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $2,631,000 | 2,652 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $626,000 | 3,934 |
| Earning assets | $207,600,000 | 2,811 |
| Long-term assets (5+ years) | $113,529,000 | 1,701 |
| Average Assets, year-to-date | $218,308,400 | 2,857 |
| Average Assets, quarterly | $222,546,000 | 2,852 |
| Volatile liabilities | $20,791,000 | 1,960 |
| Insider loans | $1,592,000 | 2,933 |
| FHLB advances | $12,481,000 | 1,451 |
| Loans and leases held for sale | $5,881,000 | 688 |
| Unused loan commitments | $17,798,000 | 2,803 |
| Tier 1 (core) risk-based capital | $19,947,000 | 3,106 |
| Tier 2 risk-based capital | $1,949,000 | 2,458 |
| Total risk weighted assets | $157,277,000 | 2,628 |
| Total unused commitments | $17,798,000 | 2,803 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 61 | 2,499 |
| Assets and Liabilities | ||
| Total Assets: | $223,140,000 | 2,845 |
| Cash and due from depository institutions | $13,354,000 | 2,499 |
| Interest-bearing balances | $6,890,000 | 3,736 |
| Securities | $26,057,000 | 3,993 |
| Federal funds sold & reverse repurchase agreements | $410,000 | 2,822 |
| Net loans & leases | $172,762,000 | 2,293 |
| Loan loss allowance | $1,827,000 | 3,323 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,982,000 | 3,309 |
| Other real estate owned | $153,000 | 2,499 |
| Goodwill and other intangibles | $731,000 | 1,717 |
| All other assets | $6,691,000 | 2,476 |
| Life insurance assets | $4,154,000 | 1,636 |
| Total liabilities and capital | $223,140,000 | 2,845 |
| Total liabilities | $203,352,000 | 2,786 |
| Total deposits | $188,291,000 | 2,833 |
| Interest-bearing deposits | $153,978,000 | 2,821 |
| Deposits held in domestic offices | $188,291,000 | 2,832 |
| % insured | 86.77% | 4,648 |
| Federal funds purchased & repurchase agreements | $2,205,000 | 1,565 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $11,523,000 | 1,640 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $1,333,000 | 2,862 |
| Total equity capital | $19,788,000 | 3,338 |
| Total bank equity capital | $19,788,000 | 3,335 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,009 |
| Surplus | $1,716,000 | 5,212 |
| Undivided profits | $16,722,000 | 2,206 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $2,660,000 | 2,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $694,000 | 3,906 |
| Earning assets | $206,119,000 | 2,820 |
| Long-term assets (5+ years) | $109,901,000 | 1,728 |
| Average Assets, year-to-date | $217,397,500 | 2,886 |
| Average Assets, quarterly | $222,426,500 | 2,853 |
| Volatile liabilities | $22,323,000 | 1,861 |
| Insider loans | $1,594,000 | 2,968 |
| FHLB advances | $11,523,000 | 1,566 |
| Loans and leases held for sale | $4,471,000 | 753 |
| Unused loan commitments | $16,922,000 | 2,887 |
| Tier 1 (core) risk-based capital | $19,442,000 | 3,204 |
| Tier 2 risk-based capital | $1,828,000 | 2,608 |
| Total risk weighted assets | $152,821,000 | 2,689 |
| Total unused commitments | $16,922,000 | 2,887 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 60 | 2,533 |
| Assets and Liabilities | ||
| Total Assets: | $221,713,000 | 2,856 |
| Cash and due from depository institutions | $17,289,000 | 2,533 |
| Interest-bearing balances | $11,643,000 | 2,795 |
| Securities | $24,862,000 | 4,131 |
| Federal funds sold & reverse repurchase agreements | $30,000 | 3,445 |
| Net loans & leases | $168,910,000 | 2,327 |
| Loan loss allowance | $1,827,000 | 3,344 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,817,000 | 3,429 |
| Other real estate owned | $204,000 | 2,533 |
| Goodwill and other intangibles | $700,000 | 1,714 |
| All other assets | $6,901,000 | 2,396 |
| Life insurance assets | $4,122,000 | 1,619 |
| Total liabilities and capital | $221,713,000 | 2,856 |
| Total liabilities | $200,897,000 | 2,810 |
| Total deposits | $191,358,000 | 2,805 |
| Interest-bearing deposits | $150,127,000 | 2,888 |
| Deposits held in domestic offices | $191,358,000 | 2,804 |
| % insured | 89.36% | 3,936 |
| Federal funds purchased & repurchase agreements | $1,928,000 | 1,633 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $6,565,000 | 2,264 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $1,046,000 | 3,163 |
| Total equity capital | $20,816,000 | 3,165 |
| Total bank equity capital | $20,816,000 | 3,163 |
| Perpetual preferred stock | $2,000,000 | 189 |
| Common stock | $1,350,000 | 2,046 |
| Surplus | $1,716,000 | 5,235 |
| Undivided profits | $15,750,000 | 2,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $2,449,000 | 2,916 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $721,000 | 3,654 |
| Earning assets | $205,445,000 | 2,820 |
| Long-term assets (5+ years) | $104,129,000 | 1,789 |
| Average Assets, year-to-date | $215,483,330 | 2,923 |
| Average Assets, quarterly | $216,909,500 | 2,912 |
| Volatile liabilities | $15,938,000 | 2,423 |
| Insider loans | $1,895,000 | 2,694 |
| FHLB advances | $6,565,000 | 2,180 |
| Loans and leases held for sale | $214,000 | 1,954 |
| Unused loan commitments | $17,033,000 | 2,877 |
| Tier 1 (core) risk-based capital | $20,511,000 | 3,032 |
| Tier 2 risk-based capital | $1,827,000 | 2,620 |
| Total risk weighted assets | $151,623,000 | 2,711 |
| Total unused commitments | $17,033,000 | 2,877 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 58 | 2,607 |
| Assets and Liabilities | ||
| Total Assets: | $212,106,000 | 2,991 |
| Cash and due from depository institutions | $15,188,000 | 2,607 |
| Interest-bearing balances | $11,862,000 | 3,034 |
| Securities | $25,971,000 | 4,054 |
| Federal funds sold & reverse repurchase agreements | $641,000 | 3,017 |
| Net loans & leases | $159,613,000 | 2,435 |
| Loan loss allowance | $1,940,000 | 3,243 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,832,000 | 3,442 |
| Other real estate owned | $282,000 | 2,607 |
| Goodwill and other intangibles | $672,000 | 1,732 |
| All other assets | $6,907,000 | 2,416 |
| Life insurance assets | $4,088,000 | 1,603 |
| Total liabilities and capital | $212,106,000 | 2,991 |
| Total liabilities | $191,645,000 | 2,971 |
| Total deposits | $175,993,000 | 3,013 |
| Interest-bearing deposits | $144,082,000 | 3,037 |
| Deposits held in domestic offices | $175,993,000 | 3,012 |
| % insured | 85.03% | 5,244 |
| Federal funds purchased & repurchase agreements | $2,103,000 | 1,552 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $12,607,000 | 1,611 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $942,000 | 3,345 |
| Total equity capital | $20,461,000 | 3,185 |
| Total bank equity capital | $20,461,000 | 3,184 |
| Perpetual preferred stock | $2,000,000 | 191 |
| Common stock | $1,350,000 | 2,073 |
| Surplus | $1,716,000 | 5,273 |
| Undivided profits | $15,395,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $3,229,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $700,000 | 3,716 |
| Earning assets | $198,087,000 | 2,940 |
| Long-term assets (5+ years) | $90,146,000 | 2,019 |
| Average Assets, year-to-date | $212,368,500 | 2,966 |
| Average Assets, quarterly | $212,368,500 | 2,966 |
| Volatile liabilities | $22,376,000 | 1,889 |
| Insider loans | $1,935,000 | 2,672 |
| FHLB advances | $12,607,000 | 1,540 |
| Loans and leases held for sale | $1,125,000 | 1,231 |
| Unused loan commitments | $20,989,000 | 2,549 |
| Tier 1 (core) risk-based capital | $20,280,000 | 3,053 |
| Tier 2 risk-based capital | $1,791,000 | 2,668 |
| Total risk weighted assets | $143,161,000 | 2,822 |
| Total unused commitments | $20,989,000 | 2,549 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 58 | 2,616 |
| Assets and Liabilities | ||
| Total Assets: | $212,631,000 | 2,962 |
| Cash and due from depository institutions | $15,764,000 | 2,616 |
| Interest-bearing balances | $11,562,000 | 2,719 |
| Securities | $27,352,000 | 3,889 |
| Federal funds sold & reverse repurchase agreements | $246,000 | 3,220 |
| Net loans & leases | $158,922,000 | 2,478 |
| Loan loss allowance | $1,860,000 | 3,311 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,858,000 | 3,437 |
| Other real estate owned | $282,000 | 2,616 |
| Goodwill and other intangibles | $628,000 | 1,769 |
| All other assets | $6,579,000 | 2,548 |
| Life insurance assets | $4,056,000 | 1,574 |
| Total liabilities and capital | $212,631,000 | 2,962 |
| Total liabilities | $192,459,000 | 2,920 |
| Total deposits | $176,174,000 | 2,978 |
| Interest-bearing deposits | $142,812,000 | 3,027 |
| Deposits held in domestic offices | $176,174,000 | 2,977 |
| % insured | 84.96% | 5,324 |
| Federal funds purchased & repurchase agreements | $2,116,000 | 1,628 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $12,832,000 | 1,714 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $1,337,000 | 2,710 |
| Total equity capital | $20,172,000 | 3,206 |
| Total bank equity capital | $20,172,000 | 3,204 |
| Perpetual preferred stock | $2,000,000 | 190 |
| Common stock | $1,350,000 | 2,087 |
| Surplus | $1,716,000 | 5,302 |
| Undivided profits | $15,106,000 | 2,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $2,042,000 | 3,325 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $656,000 | 4,051 |
| Earning assets | $198,082,000 | 2,915 |
| Long-term assets (5+ years) | $86,040,000 | 1,762 |
| Average Assets, year-to-date | $206,709,000 | 2,984 |
| Average Assets, quarterly | $213,995,000 | 2,937 |
| Volatile liabilities | $22,391,000 | 2,030 |
| Insider loans | $1,972,000 | 2,688 |
| FHLB advances | $12,832,000 | 1,629 |
| Loans and leases held for sale | $1,267,000 | 1,055 |
| Unused loan commitments | $18,767,000 | 2,657 |
| Tier 1 (core) risk-based capital | $19,923,000 | 3,072 |
| Tier 2 risk-based capital | $1,800,000 | 2,666 |
| Total risk weighted assets | $143,915,000 | 2,835 |
| Total unused commitments | $18,767,000 | 2,657 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 59 | 2,579 |
| Assets and Liabilities | ||
| Total Assets: | $215,359,000 | 2,923 |
| Cash and due from depository institutions | $21,215,000 | 2,579 |
| Interest-bearing balances | $15,175,000 | 2,332 |
| Securities | $27,077,000 | 3,830 |
| Federal funds sold & reverse repurchase agreements | $315,000 | 3,296 |
| Net loans & leases | $156,531,000 | 2,525 |
| Loan loss allowance | $1,802,000 | 3,419 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,860,000 | 3,461 |
| Other real estate owned | $435,000 | 2,579 |
| Goodwill and other intangibles | $569,000 | 1,843 |
| All other assets | $6,357,000 | 2,644 |
| Life insurance assets | $4,022,000 | 1,566 |
| Total liabilities and capital | $215,359,000 | 2,923 |
| Total liabilities | $195,594,000 | 2,883 |
| Total deposits | $178,963,000 | 2,930 |
| Interest-bearing deposits | $146,202,000 | 2,987 |
| Deposits held in domestic offices | $178,963,000 | 2,929 |
| % insured | 83.63% | 5,756 |
| Federal funds purchased & repurchase agreements | $2,776,000 | 1,540 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,878,000 | 1,757 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $977,000 | 3,411 |
| Total equity capital | $19,765,000 | 3,278 |
| Total bank equity capital | $19,765,000 | 3,277 |
| Perpetual preferred stock | $2,000,000 | 189 |
| Common stock | $1,350,000 | 2,122 |
| Surplus | $3,716,000 | 4,285 |
| Undivided profits | $12,699,000 | 2,586 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $2,122,000 | 3,341 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $598,000 | 4,401 |
| Earning assets | $199,098,000 | 2,897 |
| Long-term assets (5+ years) | $77,233,000 | 1,873 |
| Average Assets, year-to-date | $205,228,500 | 3,015 |
| Average Assets, quarterly | $210,663,000 | 2,956 |
| Volatile liabilities | $23,001,000 | 2,006 |
| Insider loans | $2,139,000 | 2,596 |
| FHLB advances | $12,878,000 | 1,664 |
| Loans and leases held for sale | $1,800,000 | 856 |
| Unused loan commitments | $17,522,000 | 2,784 |
| Tier 1 (core) risk-based capital | $19,459,000 | 3,134 |
| Tier 2 risk-based capital | $1,802,000 | 2,682 |
| Total risk weighted assets | $144,684,000 | 2,849 |
| Total unused commitments | $17,522,000 | 2,785 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 58 | 2,628 |
| Assets and Liabilities | ||
| Total Assets: | $205,967,000 | 3,036 |
| Cash and due from depository institutions | $19,669,000 | 2,628 |
| Interest-bearing balances | $14,743,000 | 2,229 |
| Securities | $28,091,000 | 3,771 |
| Federal funds sold & reverse repurchase agreements | $435,000 | 3,287 |
| Net loans & leases | $147,437,000 | 2,680 |
| Loan loss allowance | $1,790,000 | 3,434 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,845,000 | 3,480 |
| Other real estate owned | $312,000 | 2,628 |
| Goodwill and other intangibles | $539,000 | 1,895 |
| All other assets | $6,639,000 | 2,559 |
| Life insurance assets | $3,988,000 | 1,564 |
| Total liabilities and capital | $205,967,000 | 3,036 |
| Total liabilities | $188,507,000 | 2,990 |
| Total deposits | $172,094,000 | 3,047 |
| Interest-bearing deposits | $140,331,000 | 3,103 |
| Deposits held in domestic offices | $172,094,000 | 3,045 |
| % insured | 86.05% | 5,298 |
| Federal funds purchased & repurchase agreements | $2,625,000 | 1,574 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $12,924,000 | 1,800 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $864,000 | 3,484 |
| Total equity capital | $17,460,000 | 3,570 |
| Total bank equity capital | $17,460,000 | 3,570 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,350,000 | 2,154 |
| Surplus | $1,716,000 | 5,396 |
| Undivided profits | $14,394,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,386,000 | 3,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $735,000 | 3,806 |
| Earning assets | $190,706,000 | 3,003 |
| Long-term assets (5+ years) | $67,375,000 | 2,062 |
| Average Assets, year-to-date | $201,851,670 | 3,077 |
| Average Assets, quarterly | $203,737,500 | 3,065 |
| Volatile liabilities | $23,092,000 | 2,035 |
| Insider loans | $1,974,000 | 2,772 |
| FHLB advances | $12,924,000 | 1,708 |
| Loans and leases held for sale | $562,000 | 1,099 |
| Unused loan commitments | $20,400,000 | 2,535 |
| Tier 1 (core) risk-based capital | $17,298,000 | 3,432 |
| Tier 2 risk-based capital | $1,750,000 | 2,773 |
| Total risk weighted assets | $139,959,000 | 2,957 |
| Total unused commitments | $20,400,000 | 2,540 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 58 | 2,656 |
| Assets and Liabilities | ||
| Total Assets: | $201,508,000 | 3,114 |
| Cash and due from depository institutions | $13,474,000 | 2,656 |
| Interest-bearing balances | $10,560,000 | 2,879 |
| Securities | $34,157,000 | 3,316 |
| Federal funds sold & reverse repurchase agreements | $573,000 | 3,505 |
| Net loans & leases | $142,724,000 | 2,771 |
| Loan loss allowance | $1,722,000 | 3,537 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,878,000 | 3,497 |
| Other real estate owned | $385,000 | 2,656 |
| Goodwill and other intangibles | $522,000 | 1,913 |
| All other assets | $6,795,000 | 2,550 |
| Life insurance assets | $3,956,000 | 1,565 |
| Total liabilities and capital | $201,508,000 | 3,114 |
| Total liabilities | $184,313,000 | 3,070 |
| Total deposits | $167,340,000 | 3,140 |
| Interest-bearing deposits | $140,029,000 | 3,167 |
| Deposits held in domestic offices | $167,340,000 | 3,137 |
| % insured | 83.97% | 5,777 |
| Federal funds purchased & repurchase agreements | $3,171,000 | 1,477 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $12,970,000 | 1,812 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $832,000 | 3,491 |
| Total equity capital | $17,195,000 | 3,566 |
| Total bank equity capital | $17,195,000 | 3,566 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,350,000 | 2,183 |
| Surplus | $1,716,000 | 5,441 |
| Undivided profits | $14,129,000 | 2,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,723,000 | 3,104 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $690,000 | 3,979 |
| Earning assets | $188,014,000 | 3,051 |
| Long-term assets (5+ years) | $58,221,000 | 2,245 |
| Average Assets, year-to-date | $199,794,000 | 3,118 |
| Average Assets, quarterly | $199,794,000 | 3,118 |
| Volatile liabilities | $19,730,000 | 2,304 |
| Insider loans | $2,005,000 | 2,793 |
| FHLB advances | $12,970,000 | 1,721 |
| Loans and leases held for sale | $506,000 | 1,027 |
| Unused loan commitments | $18,840,000 | 2,701 |
| Tier 1 (core) risk-based capital | $17,201,000 | 3,450 |
| Tier 2 risk-based capital | $1,722,000 | 2,834 |
| Total risk weighted assets | $137,889,000 | 3,015 |
| Total unused commitments | $18,840,000 | 2,705 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 58 | 2,664 |
| Assets and Liabilities | ||
| Total Assets: | $198,080,000 | 3,155 |
| Cash and due from depository institutions | $7,374,000 | 2,664 |
| Interest-bearing balances | $3,657,000 | 4,320 |
| Securities | $39,472,000 | 2,931 |
| Federal funds sold & reverse repurchase agreements | $389,000 | 3,614 |
| Net loans & leases | $140,333,000 | 2,880 |
| Loan loss allowance | $1,677,000 | 3,585 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,906,000 | 3,515 |
| Other real estate owned | $520,000 | 2,664 |
| Goodwill and other intangibles | $491,000 | 1,949 |
| All other assets | $6,595,000 | 2,653 |
| Life insurance assets | $3,923,000 | 1,556 |
| Total liabilities and capital | $198,080,000 | 3,155 |
| Total liabilities | $181,213,000 | 3,108 |
| Total deposits | $166,786,000 | 3,139 |
| Interest-bearing deposits | $136,598,000 | 3,226 |
| Deposits held in domestic offices | $166,786,000 | 3,136 |
| % insured | 84.02% | 5,736 |
| Federal funds purchased & repurchase agreements | $2,157,000 | 1,733 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 2,148 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $1,270,000 | 2,765 |
| Total equity capital | $16,867,000 | 3,614 |
| Total bank equity capital | $16,867,000 | 3,614 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,350,000 | 2,215 |
| Surplus | $1,716,000 | 5,494 |
| Undivided profits | $13,801,000 | 2,270 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,699,000 | 3,133 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $721,000 | 3,958 |
| Earning assets | $183,851,000 | 3,101 |
| Long-term assets (5+ years) | $59,310,000 | 2,157 |
| Average Assets, year-to-date | $193,825,600 | 3,180 |
| Average Assets, quarterly | $200,709,500 | 3,110 |
| Volatile liabilities | $30,646,000 | 3,703 |
| Insider loans | $1,624,000 | 3,201 |
| FHLB advances | $11,000,000 | 2,033 |
| Loans and leases held for sale | $208,000 | 1,735 |
| Unused loan commitments | $17,733,000 | 2,769 |
| Tier 1 (core) risk-based capital | $16,852,000 | 3,507 |
| Tier 2 risk-based capital | $1,677,000 | 2,916 |
| Total risk weighted assets | $136,310,000 | 3,102 |
| Total unused commitments | $17,733,000 | 2,769 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 58 | 2,689 |
| Assets and Liabilities | ||
| Total Assets: | $203,339,000 | 3,132 |
| Cash and due from depository institutions | $12,028,000 | 2,689 |
| Interest-bearing balances | $7,730,000 | 3,210 |
| Securities | $40,814,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $243,000 | 3,989 |
| Net loans & leases | $140,324,000 | 2,936 |
| Loan loss allowance | $1,564,000 | 3,773 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,923,000 | 3,540 |
| Other real estate owned | $237,000 | 2,689 |
| Goodwill and other intangibles | $416,000 | 2,053 |
| All other assets | $6,354,000 | 2,779 |
| Life insurance assets | $3,888,000 | 1,553 |
| Total liabilities and capital | $203,339,000 | 3,132 |
| Total liabilities | $186,354,000 | 3,077 |
| Total deposits | $171,125,000 | 3,084 |
| Interest-bearing deposits | $141,572,000 | 3,175 |
| Deposits held in domestic offices | $171,125,000 | 3,080 |
| % insured | 80.07% | 6,096 |
| Federal funds purchased & repurchase agreements | $3,188,000 | 1,555 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $11,000,000 | 2,240 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $1,041,000 | 3,447 |
| Total equity capital | $16,985,000 | 3,715 |
| Total bank equity capital | $16,985,000 | 3,713 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,350,000 | 2,253 |
| Surplus | $1,716,000 | 5,560 |
| Undivided profits | $13,919,000 | 2,355 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,838,000 | 2,673 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $621,000 | 4,640 |
| Earning assets | $189,111,000 | 3,063 |
| Long-term assets (5+ years) | $63,854,000 | 2,014 |
| Average Assets, year-to-date | $192,762,000 | 3,248 |
| Average Assets, quarterly | $198,483,500 | 3,177 |
| Volatile liabilities | $33,921,000 | 3,518 |
| Insider loans | $1,780,000 | 3,103 |
| FHLB advances | $11,000,000 | 2,125 |
| Loans and leases held for sale | $2,110,000 | 931 |
| Unused loan commitments | $14,730,000 | 3,180 |
| Tier 1 (core) risk-based capital | $16,675,000 | 3,566 |
| Tier 2 risk-based capital | $1,564,000 | 3,127 |
| Total risk weighted assets | $136,902,000 | 3,128 |
| Total unused commitments | $14,730,000 | 3,183 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 53 | 2,936 |
| Assets and Liabilities | ||
| Total Assets: | $193,628,000 | 3,262 |
| Cash and due from depository institutions | $14,352,000 | 2,936 |
| Interest-bearing balances | $8,109,000 | 3,012 |
| Securities | $32,996,000 | 3,271 |
| Federal funds sold & reverse repurchase agreements | $114,000 | 4,280 |
| Net loans & leases | $135,938,000 | 3,053 |
| Loan loss allowance | $1,374,000 | 4,045 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,921,000 | 3,573 |
| Other real estate owned | $379,000 | 2,936 |
| Goodwill and other intangibles | $348,000 | 2,151 |
| All other assets | $6,580,000 | 2,745 |
| Life insurance assets | $3,854,000 | 1,562 |
| Total liabilities and capital | $193,628,000 | 3,262 |
| Total liabilities | $177,088,000 | 3,210 |
| Total deposits | $162,457,000 | 3,230 |
| Interest-bearing deposits | $132,923,000 | 3,363 |
| Deposits held in domestic offices | $162,457,000 | 3,229 |
| % insured | 82.08% | 5,855 |
| Federal funds purchased & repurchase agreements | $2,788,000 | 1,634 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $11,000,000 | 2,334 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $843,000 | 3,785 |
| Total equity capital | $16,540,000 | 3,764 |
| Total bank equity capital | $16,540,000 | 3,764 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,350,000 | 2,278 |
| Surplus | $1,716,000 | 5,589 |
| Undivided profits | $13,474,000 | 2,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,824,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $738,000 | 4,090 |
| Earning assets | $177,157,000 | 3,238 |
| Long-term assets (5+ years) | $60,386,000 | 2,066 |
| Average Assets, year-to-date | $189,236,330 | 3,314 |
| Average Assets, quarterly | $192,080,500 | 3,282 |
| Volatile liabilities | $32,110,000 | 3,730 |
| Insider loans | $1,947,000 | 3,012 |
| FHLB advances | $11,000,000 | 2,228 |
| Loans and leases held for sale | $527,000 | 1,284 |
| Unused loan commitments | $13,620,000 | 3,378 |
| Tier 1 (core) risk-based capital | $16,273,000 | 3,630 |
| Tier 2 risk-based capital | $1,374,000 | 3,472 |
| Total risk weighted assets | $131,474,000 | 3,269 |
| Total unused commitments | $13,620,000 | 3,385 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 53 | 2,962 |
| Assets and Liabilities | ||
| Total Assets: | $190,533,000 | 3,368 |
| Cash and due from depository institutions | $7,861,000 | 2,962 |
| Interest-bearing balances | $3,933,000 | 4,053 |
| Securities | $40,925,000 | 2,816 |
| Federal funds sold & reverse repurchase agreements | $89,000 | 4,595 |
| Net loans & leases | $131,189,000 | 3,186 |
| Loan loss allowance | $1,551,000 | 3,804 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,960,000 | 3,602 |
| Other real estate owned | $403,000 | 2,962 |
| Goodwill and other intangibles | $329,000 | 2,199 |
| All other assets | $6,777,000 | 2,734 |
| Life insurance assets | $3,821,000 | 1,567 |
| Total liabilities and capital | $190,533,000 | 3,368 |
| Total liabilities | $174,201,000 | 3,319 |
| Total deposits | $158,862,000 | 3,344 |
| Interest-bearing deposits | $132,642,000 | 3,428 |
| Deposits held in domestic offices | $158,862,000 | 3,342 |
| % insured | 81.64% | 5,976 |
| Federal funds purchased & repurchase agreements | $3,257,000 | 1,587 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $11,000,000 | 2,462 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,082,000 | 3,243 |
| Total equity capital | $16,332,000 | 3,796 |
| Total bank equity capital | $16,332,000 | 3,796 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,350,000 | 2,322 |
| Surplus | $1,716,000 | 5,668 |
| Undivided profits | $13,266,000 | 2,388 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,217,000 | 2,611 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $747,000 | 4,117 |
| Earning assets | $176,136,000 | 3,324 |
| Long-term assets (5+ years) | $54,248,000 | 2,247 |
| Average Assets, year-to-date | $187,040,500 | 3,401 |
| Average Assets, quarterly | $187,040,500 | 3,401 |
| Volatile liabilities | $29,077,000 | 4,027 |
| Insider loans | $2,131,000 | 2,894 |
| FHLB advances | $11,000,000 | 2,350 |
| Loans and leases held for sale | $225,000 | 1,521 |
| Unused loan commitments | $13,689,000 | 3,482 |
| Tier 1 (core) risk-based capital | $16,187,000 | 3,672 |
| Tier 2 risk-based capital | $1,551,000 | 3,200 |
| Total risk weighted assets | $128,685,000 | 3,385 |
| Total unused commitments | $13,689,000 | 3,486 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 54 | 2,958 |
| Assets and Liabilities | ||
| Total Assets: | $183,548,000 | 3,462 |
| Cash and due from depository institutions | $3,731,000 | 2,958 |
| Interest-bearing balances | $454,000 | 5,702 |
| Securities | $41,388,000 | 2,771 |
| Federal funds sold & reverse repurchase agreements | $136,000 | 4,434 |
| Net loans & leases | $128,080,000 | 3,290 |
| Loan loss allowance | $1,503,000 | 3,853 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,966,000 | 3,633 |
| Other real estate owned | $456,000 | 2,958 |
| Goodwill and other intangibles | $301,000 | 2,264 |
| All other assets | $6,490,000 | 2,885 |
| Life insurance assets | $3,788,000 | 1,578 |
| Total liabilities and capital | $183,548,000 | 3,462 |
| Total liabilities | $167,483,000 | 3,401 |
| Total deposits | $145,970,000 | 3,571 |
| Interest-bearing deposits | $121,397,000 | 3,639 |
| Deposits held in domestic offices | $145,970,000 | 3,570 |
| % insured | 84.54% | 5,421 |
| Federal funds purchased & repurchase agreements | $4,495,000 | 1,501 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $16,000,000 | 2,121 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,018,000 | 3,401 |
| Total equity capital | $16,065,000 | 3,824 |
| Total bank equity capital | $16,065,000 | 3,824 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,350,000 | 2,357 |
| Surplus | $1,716,000 | 5,714 |
| Undivided profits | $12,999,000 | 2,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $4,155,000 | 2,605 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $738,000 | 4,307 |
| Earning assets | $170,058,000 | 3,413 |
| Long-term assets (5+ years) | $50,506,000 | 2,364 |
| Average Assets, year-to-date | $171,353,000 | 3,587 |
| Average Assets, quarterly | $182,110,500 | 3,458 |
| Volatile liabilities | $30,371,000 | 3,911 |
| Insider loans | $2,148,000 | 2,933 |
| FHLB advances | $16,000,000 | 2,019 |
| Loans and leases held for sale | $738,000 | 1,129 |
| Unused loan commitments | $15,161,000 | 3,291 |
| Tier 1 (core) risk-based capital | $15,829,000 | 3,738 |
| Tier 2 risk-based capital | $1,503,000 | 3,301 |
| Total risk weighted assets | $132,475,000 | 3,362 |
| Total unused commitments | $15,161,000 | 3,293 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 54 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $180,673,000 | 3,499 |
| Cash and due from depository institutions | $14,241,000 | 2,976 |
| Interest-bearing balances | $9,881,000 | 2,055 |
| Securities | $42,440,000 | 2,725 |
| Federal funds sold & reverse repurchase agreements | $387,000 | 4,272 |
| Net loans & leases | $114,562,000 | 3,621 |
| Loan loss allowance | $1,385,000 | 3,948 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,954,000 | 3,667 |
| Other real estate owned | $193,000 | 2,976 |
| Goodwill and other intangibles | $279,000 | 2,344 |
| All other assets | $5,617,000 | 2,883 |
| Life insurance assets | $3,753,000 | 1,585 |
| Total liabilities and capital | $180,673,000 | 3,499 |
| Total liabilities | $164,606,000 | 3,455 |
| Total deposits | $142,266,000 | 3,619 |
| Interest-bearing deposits | $118,937,000 | 3,708 |
| Deposits held in domestic offices | $142,266,000 | 3,618 |
| % insured | 84.37% | 5,627 |
| Federal funds purchased & repurchase agreements | $9,203,000 | 1,136 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $12,000,000 | 2,611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,137,000 | 3,500 |
| Total equity capital | $16,067,000 | 3,923 |
| Total bank equity capital | $16,067,000 | 3,923 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,350,000 | 2,386 |
| Surplus | $1,716,000 | 5,763 |
| Undivided profits | $13,001,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $3,911,000 | 2,691 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $722,000 | 4,539 |
| Earning assets | $167,270,000 | 3,468 |
| Long-term assets (5+ years) | $43,823,000 | 2,624 |
| Average Assets, year-to-date | $168,304,250 | 3,658 |
| Average Assets, quarterly | $176,322,000 | 3,555 |
| Volatile liabilities | $32,599,000 | 3,803 |
| Insider loans | $2,112,000 | 2,975 |
| FHLB advances | $12,000,000 | 2,489 |
| Loans and leases held for sale | $523,000 | 1,217 |
| Unused loan commitments | $12,801,000 | 3,736 |
| Tier 1 (core) risk-based capital | $15,769,000 | 3,812 |
| Tier 2 risk-based capital | $1,385,000 | 3,469 |
| Total risk weighted assets | $118,140,000 | 3,691 |
| Total unused commitments | $12,801,000 | 3,738 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 53 | 3,071 |
| Assets and Liabilities | ||
| Total Assets: | $171,971,000 | 3,662 |
| Cash and due from depository institutions | $12,533,000 | 3,071 |
| Interest-bearing balances | $6,659,000 | 2,345 |
| Securities | $41,071,000 | 2,740 |
| Federal funds sold & reverse repurchase agreements | $317,000 | 4,674 |
| Net loans & leases | $108,887,000 | 3,779 |
| Loan loss allowance | $1,478,000 | 3,731 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,996,000 | 3,668 |
| Other real estate owned | $133,000 | 3,071 |
| Goodwill and other intangibles | $238,000 | 2,424 |
| All other assets | $5,796,000 | 2,835 |
| Life insurance assets | $3,720,000 | 1,606 |
| Total liabilities and capital | $171,971,000 | 3,662 |
| Total liabilities | $156,137,000 | 3,604 |
| Total deposits | $138,547,000 | 3,700 |
| Interest-bearing deposits | $113,771,000 | 3,828 |
| Deposits held in domestic offices | $138,547,000 | 3,698 |
| % insured | 77.39% | 4,469 |
| Federal funds purchased & repurchase agreements | $4,662,000 | 1,544 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $12,000,000 | 2,679 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $928,000 | 3,967 |
| Total equity capital | $15,834,000 | 3,942 |
| Total bank equity capital | $15,834,000 | 3,942 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,350,000 | 2,426 |
| Surplus | $1,716,000 | 5,818 |
| Undivided profits | $12,768,000 | 2,488 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,085,000 | 2,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $790,000 | 4,184 |
| Earning assets | $156,934,000 | 3,665 |
| Long-term assets (5+ years) | $44,262,000 | 2,557 |
| Average Assets, year-to-date | $164,181,330 | 3,734 |
| Average Assets, quarterly | $167,692,000 | 3,716 |
| Volatile liabilities | $25,023,000 | 4,449 |
| Insider loans | $2,134,000 | 3,002 |
| FHLB advances | $12,000,000 | 2,559 |
| Loans and leases held for sale | $554,000 | 1,469 |
| Unused loan commitments | $13,547,000 | 3,734 |
| Tier 1 (core) risk-based capital | $15,675,000 | 3,847 |
| Tier 2 risk-based capital | $1,402,000 | 3,419 |
| Total risk weighted assets | $112,093,000 | 3,850 |
| Total unused commitments | $13,547,000 | 3,737 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 52 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $163,413,000 | 3,812 |
| Cash and due from depository institutions | $8,003,000 | 3,132 |
| Interest-bearing balances | $4,633,000 | 2,650 |
| Securities | $37,499,000 | 2,945 |
| Federal funds sold & reverse repurchase agreements | $820,000 | 4,644 |
| Net loans & leases | $106,708,000 | 3,838 |
| Loan loss allowance | $1,422,000 | 3,759 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,998,000 | 3,706 |
| Other real estate owned | $1,188,000 | 3,132 |
| Goodwill and other intangibles | $164,000 | 2,590 |
| All other assets | $6,033,000 | 2,741 |
| Life insurance assets | $3,687,000 | 1,608 |
| Total liabilities and capital | $163,413,000 | 3,812 |
| Total liabilities | $147,565,000 | 3,786 |
| Total deposits | $126,590,000 | 3,937 |
| Interest-bearing deposits | $106,188,000 | 3,992 |
| Deposits held in domestic offices | $126,590,000 | 3,935 |
| % insured | 82.49% | 3,045 |
| Federal funds purchased & repurchase agreements | $8,190,000 | 1,226 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $12,000,000 | 2,748 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $785,000 | 4,254 |
| Total equity capital | $15,848,000 | 3,985 |
| Total bank equity capital | $15,848,000 | 3,985 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,350,000 | 2,445 |
| Surplus | $1,716,000 | 5,857 |
| Undivided profits | $12,782,000 | 2,532 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,005,000 | 2,891 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $845,000 | 3,966 |
| Earning assets | $149,660,000 | 3,801 |
| Long-term assets (5+ years) | $47,629,000 | 2,428 |
| Average Assets, year-to-date | $160,286,500 | 3,831 |
| Average Assets, quarterly | $160,286,500 | 3,831 |
| Volatile liabilities | $27,504,000 | 4,162 |
| Insider loans | $1,804,000 | 3,292 |
| FHLB advances | $12,000,000 | 2,627 |
| Loans and leases held for sale | $1,325,000 | 986 |
| Unused loan commitments | $14,835,000 | 3,661 |
| Tier 1 (core) risk-based capital | $15,704,000 | 3,880 |
| Tier 2 risk-based capital | $1,363,000 | 3,508 |
| Total risk weighted assets | $108,983,000 | 3,929 |
| Total unused commitments | $14,835,000 | 3,664 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 50 | 3,274 |
| Assets and Liabilities | ||
| Total Assets: | $157,160,000 | 3,870 |
| Cash and due from depository institutions | $6,029,000 | 3,274 |
| Interest-bearing balances | $2,591,000 | 2,668 |
| Securities | $34,045,000 | 3,151 |
| Federal funds sold & reverse repurchase agreements | $570,000 | 4,398 |
| Net loans & leases | $106,451,000 | 3,872 |
| Loan loss allowance | $1,363,000 | 3,812 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $3,036,000 | 3,697 |
| Other real estate owned | $1,188,000 | 3,274 |
| Goodwill and other intangibles | $104,000 | 2,736 |
| All other assets | $5,737,000 | 2,850 |
| Life insurance assets | $3,651,000 | 1,618 |
| Total liabilities and capital | $157,160,000 | 3,870 |
| Total liabilities | $141,483,000 | 3,855 |
| Total deposits | $122,160,000 | 3,959 |
| Interest-bearing deposits | $100,371,000 | 4,091 |
| Deposits held in domestic offices | $122,160,000 | 3,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,743,000 | 1,478 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $12,000,000 | 2,927 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $580,000 | 4,975 |
| Total equity capital | $15,677,000 | 4,007 |
| Total bank equity capital | $15,677,000 | 4,007 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,350,000 | 2,458 |
| Surplus | $1,716,000 | 5,864 |
| Undivided profits | $12,611,000 | 2,522 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,887,000 | 2,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $847,000 | 4,197 |
| Earning assets | $143,657,000 | 3,886 |
| Long-term assets (5+ years) | $49,291,000 | 2,320 |
| Average Assets, year-to-date | $160,604,400 | 3,712 |
| Average Assets, quarterly | $160,294,500 | 3,780 |
| Volatile liabilities | $19,840,000 | 4,936 |
| Insider loans | $1,908,000 | 3,242 |
| FHLB advances | $12,000,000 | 2,814 |
| Loans and leases held for sale | $750,000 | 980 |
| Unused loan commitments | $12,097,000 | 4,090 |
| Tier 1 (core) risk-based capital | $15,373,000 | 3,934 |
| Tier 2 risk-based capital | $1,330,000 | 3,544 |
| Total risk weighted assets | $106,402,000 | 4,007 |
| Total unused commitments | $12,097,000 | 4,093 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 53 | 3,132 |
| Assets and Liabilities | ||
| Total Assets: | $163,429,000 | 3,734 |
| Cash and due from depository institutions | $4,947,000 | 3,132 |
| Interest-bearing balances | $35,000 | 5,926 |
| Securities | $37,318,000 | 2,892 |
| Federal funds sold & reverse repurchase agreements | $2,881,000 | 3,202 |
| Net loans & leases | $109,121,000 | 3,783 |
| Loan loss allowance | $1,624,000 | 3,193 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,960,000 | 3,755 |
| Other real estate owned | $93,000 | 3,132 |
| Goodwill and other intangibles | $91,000 | 2,837 |
| All other assets | $6,018,000 | 2,781 |
| Life insurance assets | $3,617,000 | 1,616 |
| Total liabilities and capital | $163,429,000 | 3,734 |
| Total liabilities | $148,031,000 | 3,685 |
| Total deposits | $128,225,000 | 3,780 |
| Interest-bearing deposits | $106,540,000 | 3,875 |
| Deposits held in domestic offices | $128,225,000 | 3,777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,839,000 | 1,526 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $12,000,000 | 2,931 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $967,000 | 3,925 |
| Total equity capital | $15,398,000 | 4,096 |
| Total bank equity capital | $15,398,000 | 4,096 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,350,000 | 2,477 |
| Surplus | $1,716,000 | 5,896 |
| Undivided profits | $12,332,000 | 2,611 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,419,000 | 1,789 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $878,000 | 4,268 |
| Earning assets | $149,355,000 | 3,738 |
| Long-term assets (5+ years) | $47,358,000 | 2,358 |
| Average Assets, year-to-date | $161,465,500 | 3,711 |
| Average Assets, quarterly | $162,404,500 | 3,727 |
| Volatile liabilities | $21,130,000 | 4,662 |
| Insider loans | $1,198,000 | 4,085 |
| FHLB advances | $12,000,000 | 2,819 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $12,428,000 | 4,177 |
| Tier 1 (core) risk-based capital | $15,247,000 | 4,032 |
| Tier 2 risk-based capital | $1,387,000 | 3,364 |
| Total risk weighted assets | $110,734,000 | 3,901 |
| Total unused commitments | $12,428,000 | 4,178 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 52 | 3,233 |
| Assets and Liabilities | ||
| Total Assets: | $161,380,000 | 3,777 |
| Cash and due from depository institutions | $5,777,000 | 3,233 |
| Interest-bearing balances | $112,000 | 4,888 |
| Securities | $33,341,000 | 3,194 |
| Federal funds sold & reverse repurchase agreements | $4,731,000 | 2,330 |
| Net loans & leases | $108,395,000 | 3,785 |
| Loan loss allowance | $1,690,000 | 3,026 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,008,000 | 3,710 |
| Other real estate owned | $84,000 | 3,233 |
| Goodwill and other intangibles | $91,000 | 2,861 |
| All other assets | $5,953,000 | 2,755 |
| Life insurance assets | $3,580,000 | 1,628 |
| Total liabilities and capital | $161,380,000 | 3,777 |
| Total liabilities | $146,273,000 | 3,735 |
| Total deposits | $127,945,000 | 3,809 |
| Interest-bearing deposits | $101,202,000 | 4,029 |
| Deposits held in domestic offices | $127,945,000 | 3,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,650,000 | 1,712 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $12,000,000 | 2,815 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $678,000 | 4,721 |
| Total equity capital | $15,107,000 | 4,171 |
| Total bank equity capital | $15,107,000 | 4,171 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,350,000 | 2,501 |
| Surplus | $1,716,000 | 5,928 |
| Undivided profits | $12,041,000 | 2,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,612,000 | 1,571 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $827,000 | 4,348 |
| Earning assets | $146,579,000 | 3,783 |
| Long-term assets (5+ years) | $49,594,000 | 2,255 |
| Average Assets, year-to-date | $160,811,000 | 3,746 |
| Average Assets, quarterly | $159,998,000 | 3,793 |
| Volatile liabilities | $17,524,000 | 5,137 |
| Insider loans | $1,491,000 | 3,692 |
| FHLB advances | $12,000,000 | 2,708 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $10,453,000 | 4,649 |
| Tier 1 (core) risk-based capital | $14,995,000 | 4,113 |
| Tier 2 risk-based capital | $1,378,000 | 3,348 |
| Total risk weighted assets | $109,922,000 | 3,913 |
| Total unused commitments | $10,453,000 | 4,649 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $158,616,000 | 3,836 |
| Cash and due from depository institutions | $4,409,000 | 3,289 |
| Interest-bearing balances | $128,000 | 4,775 |
| Securities | $32,350,000 | 3,263 |
| Federal funds sold & reverse repurchase agreements | $2,830,000 | 4,390 |
| Net loans & leases | $110,000,000 | 3,672 |
| Loan loss allowance | $1,666,000 | 2,974 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $3,015,000 | 3,686 |
| Other real estate owned | $195,000 | 3,289 |
| Goodwill and other intangibles | $45,000 | 3,041 |
| All other assets | $5,772,000 | 2,750 |
| Life insurance assets | $3,550,000 | 1,625 |
| Total liabilities and capital | $158,616,000 | 3,836 |
| Total liabilities | $143,258,000 | 3,792 |
| Total deposits | $124,712,000 | 3,882 |
| Interest-bearing deposits | $104,636,000 | 3,937 |
| Deposits held in domestic offices | $124,712,000 | 3,879 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,661,000 | 1,589 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $12,000,000 | 2,636 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $885,000 | 4,313 |
| Total equity capital | $15,358,000 | 4,185 |
| Total bank equity capital | $15,358,000 | 4,185 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,350,000 | 2,499 |
| Surplus | $1,716,000 | 5,933 |
| Undivided profits | $12,292,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,273,000 | 1,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $896,000 | 4,104 |
| Earning assets | $145,308,000 | 3,835 |
| Long-term assets (5+ years) | $49,084,000 | 2,181 |
| Average Assets, year-to-date | $160,526,500 | 3,763 |
| Average Assets, quarterly | $160,526,500 | 3,763 |
| Volatile liabilities | $21,771,000 | 4,569 |
| Insider loans | $1,214,000 | 4,021 |
| FHLB advances | $12,000,000 | 2,533 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $12,899,000 | 4,279 |
| Tier 1 (core) risk-based capital | $14,855,000 | 4,127 |
| Tier 2 risk-based capital | $1,394,000 | 3,275 |
| Total risk weighted assets | $111,240,000 | 3,843 |
| Total unused commitments | $12,899,000 | 4,281 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 54 | 3,158 |
| Assets and Liabilities | ||
| Total Assets: | $162,437,000 | 3,710 |
| Cash and due from depository institutions | $4,937,000 | 3,158 |
| Interest-bearing balances | $262,000 | 3,751 |
| Securities | $36,243,000 | 2,999 |
| Federal funds sold & reverse repurchase agreements | $393,000 | 5,568 |
| Net loans & leases | $111,880,000 | 3,648 |
| Loan loss allowance | $1,676,000 | 2,917 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $3,051,000 | 3,643 |
| Other real estate owned | $199,000 | 3,158 |
| Goodwill and other intangibles | $45,000 | 3,039 |
| All other assets | $5,689,000 | 2,794 |
| Life insurance assets | $3,519,000 | 1,618 |
| Total liabilities and capital | $162,437,000 | 3,710 |
| Total liabilities | $147,514,000 | 3,652 |
| Total deposits | $128,510,000 | 3,758 |
| Interest-bearing deposits | $106,800,000 | 3,819 |
| Deposits held in domestic offices | $128,510,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,293,000 | 1,606 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,482 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $711,000 | 4,777 |
| Total equity capital | $14,923,000 | 4,223 |
| Total bank equity capital | $14,923,000 | 4,223 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,498 |
| Surplus | $1,716,000 | 5,935 |
| Undivided profits | $11,857,000 | 2,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,325,000 | 2,848 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $943,000 | 4,182 |
| Earning assets | $148,778,000 | 3,711 |
| Long-term assets (5+ years) | $50,656,000 | 1,980 |
| Average Assets, year-to-date | $162,869,600 | 3,598 |
| Average Assets, quarterly | $163,093,000 | 3,684 |
| Volatile liabilities | $23,507,000 | 4,373 |
| Insider loans | $1,229,000 | 3,984 |
| FHLB advances | $12,000,000 | 2,364 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $11,974,000 | 4,416 |
| Tier 1 (core) risk-based capital | $14,627,000 | 4,150 |
| Tier 2 risk-based capital | $1,420,000 | 3,198 |
| Total risk weighted assets | $113,355,000 | 3,771 |
| Total unused commitments | $11,974,000 | 4,416 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 56 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $163,749,000 | 3,659 |
| Cash and due from depository institutions | $4,459,000 | 3,036 |
| Interest-bearing balances | $367,000 | 3,317 |
| Securities | $32,433,000 | 3,259 |
| Federal funds sold & reverse repurchase agreements | $3,823,000 | 3,058 |
| Net loans & leases | $113,819,000 | 3,563 |
| Loan loss allowance | $1,487,000 | 3,196 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $3,062,000 | 3,592 |
| Other real estate owned | $333,000 | 3,036 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $5,820,000 | 2,748 |
| Life insurance assets | $3,490,000 | 1,593 |
| Total liabilities and capital | $163,749,000 | 3,659 |
| Total liabilities | $148,956,000 | 3,589 |
| Total deposits | $128,836,000 | 3,729 |
| Interest-bearing deposits | $106,888,000 | 3,821 |
| Deposits held in domestic offices | $128,836,000 | 3,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,177,000 | 1,472 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $12,000,000 | 2,356 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $943,000 | 4,216 |
| Total equity capital | $14,793,000 | 4,236 |
| Total bank equity capital | $14,793,000 | 4,236 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,475 |
| Surplus | $1,716,000 | 5,934 |
| Undivided profits | $11,727,000 | 2,822 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,057,000 | 3,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,019,000 | 4,162 |
| Earning assets | $150,442,000 | 3,659 |
| Long-term assets (5+ years) | $49,009,000 | 1,957 |
| Average Assets, year-to-date | $162,977,750 | 3,598 |
| Average Assets, quarterly | $162,993,000 | 3,642 |
| Volatile liabilities | $23,782,000 | 4,297 |
| Insider loans | $1,355,000 | 3,754 |
| FHLB advances | $12,000,000 | 2,240 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $12,814,000 | 4,288 |
| Tier 1 (core) risk-based capital | $14,733,000 | 4,146 |
| Tier 2 risk-based capital | $1,438,000 | 3,144 |
| Total risk weighted assets | $115,032,000 | 3,692 |
| Total unused commitments | $12,814,000 | 4,288 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 58 | 2,984 |
| Assets and Liabilities | ||
| Total Assets: | $162,237,000 | 3,667 |
| Cash and due from depository institutions | $5,165,000 | 2,984 |
| Interest-bearing balances | $487,000 | 3,128 |
| Securities | $30,238,000 | 3,418 |
| Federal funds sold & reverse repurchase agreements | $944,000 | 5,137 |
| Net loans & leases | $116,553,000 | 3,487 |
| Loan loss allowance | $1,380,000 | 3,367 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,078,000 | 3,561 |
| Other real estate owned | $455,000 | 2,984 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $5,804,000 | 2,729 |
| Life insurance assets | $3,461,000 | 1,597 |
| Total liabilities and capital | $162,237,000 | 3,667 |
| Total liabilities | $147,896,000 | 3,607 |
| Total deposits | $129,893,000 | 3,725 |
| Interest-bearing deposits | $107,006,000 | 3,801 |
| Deposits held in domestic offices | $129,893,000 | 3,723 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,185,000 | 1,622 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $12,000,000 | 2,275 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $818,000 | 4,359 |
| Total equity capital | $14,341,000 | 4,248 |
| Total bank equity capital | $14,341,000 | 4,248 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,350,000 | 2,477 |
| Surplus | $1,716,000 | 5,943 |
| Undivided profits | $11,275,000 | 2,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,996,000 | 1,823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $869,000 | 4,420 |
| Earning assets | $148,222,000 | 3,675 |
| Long-term assets (5+ years) | $43,829,000 | 2,087 |
| Average Assets, year-to-date | $162,720,670 | 3,621 |
| Average Assets, quarterly | $163,334,000 | 3,639 |
| Volatile liabilities | $26,196,000 | 4,030 |
| Insider loans | $1,163,000 | 4,039 |
| FHLB advances | $12,000,000 | 2,155 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $10,367,000 | 4,747 |
| Tier 1 (core) risk-based capital | $14,470,000 | 4,182 |
| Tier 2 risk-based capital | $1,380,000 | 3,231 |
| Total risk weighted assets | $116,773,000 | 3,633 |
| Total unused commitments | $10,367,000 | 4,748 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 57 | 3,006 |
| Assets and Liabilities | ||
| Total Assets: | $164,431,000 | 3,642 |
| Cash and due from depository institutions | $4,073,000 | 3,006 |
| Interest-bearing balances | $540,000 | 3,089 |
| Securities | $31,035,000 | 3,369 |
| Federal funds sold & reverse repurchase agreements | $3,099,000 | 4,293 |
| Net loans & leases | $117,174,000 | 3,430 |
| Loan loss allowance | $1,475,000 | 3,205 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $3,094,000 | 3,505 |
| Other real estate owned | $122,000 | 3,006 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $5,834,000 | 2,669 |
| Life insurance assets | $3,432,000 | 1,589 |
| Total liabilities and capital | $164,431,000 | 3,642 |
| Total liabilities | $150,001,000 | 3,562 |
| Total deposits | $137,526,000 | 3,583 |
| Interest-bearing deposits | $114,908,000 | 3,580 |
| Deposits held in domestic offices | $137,526,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,605,000 | 1,488 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,000,000 | 3,063 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $870,000 | 4,243 |
| Total equity capital | $14,430,000 | 4,228 |
| Total bank equity capital | $14,430,000 | 4,228 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,350,000 | 2,471 |
| Surplus | $1,716,000 | 5,935 |
| Undivided profits | $11,364,000 | 2,890 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,429,000 | 1,416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $935,000 | 4,043 |
| Earning assets | $151,848,000 | 3,606 |
| Long-term assets (5+ years) | $38,432,000 | 2,270 |
| Average Assets, year-to-date | $162,962,500 | 3,636 |
| Average Assets, quarterly | $162,962,500 | 3,636 |
| Volatile liabilities | $24,097,000 | 4,155 |
| Insider loans | $1,185,000 | 3,971 |
| FHLB advances | $6,000,000 | 2,927 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,509,000 | 4,212 |
| Tier 1 (core) risk-based capital | $14,408,000 | 4,165 |
| Tier 2 risk-based capital | $1,462,000 | 3,075 |
| Total risk weighted assets | $116,996,000 | 3,588 |
| Total unused commitments | $13,509,000 | 4,212 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 58 | 2,973 |
| Assets and Liabilities | ||
| Total Assets: | $161,494,000 | 3,669 |
| Cash and due from depository institutions | $5,240,000 | 2,973 |
| Interest-bearing balances | $315,000 | 3,563 |
| Securities | $25,831,000 | 3,850 |
| Federal funds sold & reverse repurchase agreements | $4,498,000 | 3,069 |
| Net loans & leases | $117,314,000 | 3,412 |
| Loan loss allowance | $1,572,000 | 3,024 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,136,000 | 3,445 |
| Other real estate owned | $0 | 2,973 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,475,000 | 2,815 |
| Life insurance assets | $3,399,000 | 1,574 |
| Total liabilities and capital | $161,494,000 | 3,669 |
| Total liabilities | $147,368,000 | 3,610 |
| Total deposits | $140,877,000 | 3,496 |
| Interest-bearing deposits | $117,067,000 | 3,507 |
| Deposits held in domestic offices | $140,877,000 | 3,493 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,830,000 | 1,524 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $661,000 | 4,838 |
| Total equity capital | $14,126,000 | 4,237 |
| Total bank equity capital | $14,126,000 | 4,237 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,350,000 | 2,466 |
| Surplus | $1,716,000 | 5,931 |
| Undivided profits | $11,060,000 | 2,917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,842,000 | 1,118 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $772,000 | 4,809 |
| Earning assets | $147,958,000 | 3,653 |
| Long-term assets (5+ years) | $41,146,000 | 2,112 |
| Average Assets, year-to-date | $156,635,400 | 3,624 |
| Average Assets, quarterly | $160,447,000 | 3,653 |
| Volatile liabilities | $25,327,000 | 4,123 |
| Insider loans | $1,223,000 | 3,874 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $12,046,000 | 4,359 |
| Tier 1 (core) risk-based capital | $14,146,000 | 4,160 |
| Tier 2 risk-based capital | $1,455,000 | 3,073 |
| Total risk weighted assets | $116,345,000 | 3,581 |
| Total unused commitments | $12,046,000 | 4,359 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 59 | 2,955 |
| Assets and Liabilities | ||
| Total Assets: | $159,400,000 | 3,673 |
| Cash and due from depository institutions | $7,465,000 | 2,955 |
| Interest-bearing balances | $312,000 | 3,553 |
| Securities | $21,752,000 | 4,343 |
| Federal funds sold & reverse repurchase agreements | $1,496,000 | 4,263 |
| Net loans & leases | $120,162,000 | 3,354 |
| Loan loss allowance | $1,596,000 | 2,993 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,102,000 | 3,436 |
| Other real estate owned | $0 | 2,955 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $5,423,000 | 2,836 |
| Life insurance assets | $3,371,000 | 1,544 |
| Total liabilities and capital | $159,400,000 | 3,673 |
| Total liabilities | $145,316,000 | 3,610 |
| Total deposits | $138,217,000 | 3,481 |
| Interest-bearing deposits | $115,974,000 | 3,495 |
| Deposits held in domestic offices | $138,217,000 | 3,478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,332,000 | 1,512 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $767,000 | 4,503 |
| Total equity capital | $14,084,000 | 4,222 |
| Total bank equity capital | $14,084,000 | 4,222 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,474 |
| Surplus | $1,716,000 | 5,949 |
| Undivided profits | $11,018,000 | 2,928 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,288,000 | 932 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $736,000 | 5,000 |
| Earning assets | $143,722,000 | 3,718 |
| Long-term assets (5+ years) | $39,700,000 | 2,155 |
| Average Assets, year-to-date | $155,420,750 | 3,640 |
| Average Assets, quarterly | $157,549,000 | 3,663 |
| Volatile liabilities | $25,527,000 | 4,115 |
| Insider loans | $1,238,000 | 3,827 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $12,367,000 | 4,314 |
| Tier 1 (core) risk-based capital | $14,125,000 | 4,152 |
| Tier 2 risk-based capital | $1,466,000 | 3,038 |
| Total risk weighted assets | $117,144,000 | 3,539 |
| Total unused commitments | $12,367,000 | 4,314 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 57 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $155,698,000 | 3,695 |
| Cash and due from depository institutions | $10,871,000 | 3,050 |
| Interest-bearing balances | $308,000 | 3,589 |
| Securities | $13,157,000 | 5,663 |
| Federal funds sold & reverse repurchase agreements | $2,960,000 | 3,076 |
| Net loans & leases | $120,241,000 | 3,312 |
| Loan loss allowance | $1,588,000 | 2,958 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,128,000 | 3,370 |
| Other real estate owned | $0 | 3,050 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $5,341,000 | 2,847 |
| Life insurance assets | $3,342,000 | 1,518 |
| Total liabilities and capital | $155,698,000 | 3,695 |
| Total liabilities | $141,964,000 | 3,643 |
| Total deposits | $137,380,000 | 3,460 |
| Interest-bearing deposits | $114,609,000 | 3,479 |
| Deposits held in domestic offices | $137,380,000 | 3,457 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,963,000 | 1,903 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $621,000 | 4,714 |
| Total equity capital | $13,734,000 | 4,176 |
| Total bank equity capital | $13,734,000 | 4,176 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,350,000 | 2,464 |
| Surplus | $1,716,000 | 5,947 |
| Undivided profits | $10,668,000 | 2,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,415,000 | 1,130 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $593,000 | 5,368 |
| Earning assets | $136,666,000 | 3,808 |
| Long-term assets (5+ years) | $38,972,000 | 2,175 |
| Average Assets, year-to-date | $154,094,330 | 3,659 |
| Average Assets, quarterly | $154,726,500 | 3,686 |
| Volatile liabilities | $23,319,000 | 4,269 |
| Insider loans | $1,254,000 | 3,803 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,288,000 | 4,347 |
| Tier 1 (core) risk-based capital | $13,876,000 | 4,135 |
| Tier 2 risk-based capital | $1,456,000 | 3,032 |
| Total risk weighted assets | $116,390,000 | 3,530 |
| Total unused commitments | $12,288,000 | 4,347 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 57 | 3,027 |
| Assets and Liabilities | ||
| Total Assets: | $153,755,000 | 3,700 |
| Cash and due from depository institutions | $5,081,000 | 3,027 |
| Interest-bearing balances | $319,000 | 3,665 |
| Securities | $14,714,000 | 5,409 |
| Federal funds sold & reverse repurchase agreements | $3,561,000 | 3,280 |
| Net loans & leases | $121,816,000 | 3,218 |
| Loan loss allowance | $1,613,000 | 2,892 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,172,000 | 3,310 |
| Other real estate owned | $0 | 3,027 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $5,411,000 | 2,754 |
| Life insurance assets | $3,314,000 | 1,482 |
| Total liabilities and capital | $153,755,000 | 3,700 |
| Total liabilities | $140,059,000 | 3,644 |
| Total deposits | $129,331,000 | 3,627 |
| Interest-bearing deposits | $108,067,000 | 3,651 |
| Deposits held in domestic offices | $129,331,000 | 3,623 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,976,000 | 1,767 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 3,273 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $752,000 | 4,200 |
| Total equity capital | $13,696,000 | 4,138 |
| Total bank equity capital | $13,696,000 | 4,138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,453 |
| Surplus | $1,716,000 | 5,908 |
| Undivided profits | $10,630,000 | 2,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,608,000 | 1,593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $633,000 | 4,915 |
| Earning assets | $140,410,000 | 3,705 |
| Long-term assets (5+ years) | $38,825,000 | 2,153 |
| Average Assets, year-to-date | $153,292,500 | 3,677 |
| Average Assets, quarterly | $153,292,500 | 3,677 |
| Volatile liabilities | $17,105,000 | 4,905 |
| Insider loans | $962,000 | 4,281 |
| FHLB advances | $6,000,000 | 3,129 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $12,676,000 | 4,301 |
| Tier 1 (core) risk-based capital | $13,823,000 | 4,073 |
| Tier 2 risk-based capital | $1,466,000 | 2,972 |
| Total risk weighted assets | $117,171,000 | 3,445 |
| Total unused commitments | $12,676,000 | 4,301 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 58 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $152,830,000 | 3,691 |
| Cash and due from depository institutions | $4,885,000 | 2,976 |
| Interest-bearing balances | $231,000 | 4,100 |
| Securities | $15,096,000 | 5,356 |
| Federal funds sold & reverse repurchase agreements | $684,000 | 5,201 |
| Net loans & leases | $123,763,000 | 3,135 |
| Loan loss allowance | $1,568,000 | 2,914 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,192,000 | 3,265 |
| Other real estate owned | $0 | 2,976 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $5,210,000 | 2,802 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $152,830,000 | 3,691 |
| Total liabilities | $139,323,000 | 3,627 |
| Total deposits | $124,259,000 | 3,686 |
| Interest-bearing deposits | $103,050,000 | 3,728 |
| Deposits held in domestic offices | $124,259,000 | 3,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,513,000 | 1,906 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $11,000,000 | 2,501 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $551,000 | 4,876 |
| Total equity capital | $13,507,000 | 4,148 |
| Total bank equity capital | $13,507,000 | 4,148 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,350,000 | 2,449 |
| Surplus | $1,716,000 | 5,900 |
| Undivided profits | $10,441,000 | 2,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,200 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $643,000 | 4,904 |
| Earning assets | $139,774,000 | 3,671 |
| Long-term assets (5+ years) | $40,087,000 | 2,067 |
| Average Assets, year-to-date | $152,616,200 | 3,558 |
| Average Assets, quarterly | $155,422,000 | 3,598 |
| Volatile liabilities | $17,290,000 | 4,800 |
| Insider loans | $1,257,000 | 3,738 |
| FHLB advances | $11,000,000 | 2,366 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,808,000 | 4,037 |
| Tier 1 (core) risk-based capital | $13,632,000 | 4,073 |
| Tier 2 risk-based capital | $1,477,000 | 2,909 |
| Total risk weighted assets | $118,065,000 | 3,399 |
| Total unused commitments | $13,808,000 | 4,037 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 56 | 3,055 |
| Assets and Liabilities | ||
| Total Assets: | $158,014,000 | 3,538 |
| Cash and due from depository institutions | $4,100,000 | 3,055 |
| Interest-bearing balances | $310,000 | 3,897 |
| Securities | $15,888,000 | 5,230 |
| Federal funds sold & reverse repurchase agreements | $2,720,000 | 3,280 |
| Net loans & leases | $126,995,000 | 3,047 |
| Loan loss allowance | $1,397,000 | 3,190 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,229,000 | 3,196 |
| Other real estate owned | $0 | 3,055 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $5,082,000 | 2,799 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $158,014,000 | 3,538 |
| Total liabilities | $144,597,000 | 3,474 |
| Total deposits | $128,372,000 | 3,537 |
| Interest-bearing deposits | $106,322,000 | 3,568 |
| Deposits held in domestic offices | $128,372,000 | 3,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,521,000 | 1,700 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $11,000,000 | 2,527 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $704,000 | 4,276 |
| Total equity capital | $13,417,000 | 4,138 |
| Total bank equity capital | $13,417,000 | 4,138 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,426 |
| Surplus | $1,716,000 | 5,871 |
| Undivided profits | $10,351,000 | 2,985 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,303,000 | 1,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $659,000 | 4,800 |
| Earning assets | $145,913,000 | 3,515 |
| Long-term assets (5+ years) | $40,997,000 | 2,046 |
| Average Assets, year-to-date | $152,562,750 | 3,541 |
| Average Assets, quarterly | $156,470,500 | 3,529 |
| Volatile liabilities | $21,206,000 | 4,260 |
| Insider loans | $1,275,000 | 3,658 |
| FHLB advances | $11,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $13,088,000 | 4,085 |
| Tier 1 (core) risk-based capital | $13,491,000 | 4,046 |
| Tier 2 risk-based capital | $1,397,000 | 2,996 |
| Total risk weighted assets | $121,660,000 | 3,272 |
| Total unused commitments | $13,088,000 | 4,087 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 54 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $154,927,000 | 3,543 |
| Cash and due from depository institutions | $6,806,000 | 3,118 |
| Interest-bearing balances | $422,000 | 3,545 |
| Securities | $16,083,000 | 5,226 |
| Federal funds sold & reverse repurchase agreements | $537,000 | 4,894 |
| Net loans & leases | $123,202,000 | 3,039 |
| Loan loss allowance | $1,350,000 | 3,244 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,272,000 | 3,123 |
| Other real estate owned | $0 | 3,118 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $5,027,000 | 2,740 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $154,927,000 | 3,543 |
| Total liabilities | $141,423,000 | 3,481 |
| Total deposits | $126,033,000 | 3,529 |
| Interest-bearing deposits | $101,638,000 | 3,642 |
| Deposits held in domestic offices | $126,033,000 | 3,526 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,849,000 | 1,850 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,493 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $541,000 | 4,665 |
| Total equity capital | $13,504,000 | 4,061 |
| Total bank equity capital | $13,504,000 | 4,061 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,404 |
| Surplus | $1,716,000 | 5,854 |
| Undivided profits | $10,438,000 | 2,918 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,084,000 | 2,170 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $608,000 | 4,743 |
| Earning assets | $140,244,000 | 3,571 |
| Long-term assets (5+ years) | $41,538,000 | 2,042 |
| Average Assets, year-to-date | $150,745,670 | 3,560 |
| Average Assets, quarterly | $153,235,000 | 3,541 |
| Volatile liabilities | $18,027,000 | 4,517 |
| Insider loans | $1,269,000 | 3,634 |
| FHLB advances | $11,000,000 | 2,368 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $15,063,000 | 3,766 |
| Tier 1 (core) risk-based capital | $13,565,000 | 3,945 |
| Tier 2 risk-based capital | $1,350,000 | 3,046 |
| Total risk weighted assets | $117,900,000 | 3,288 |
| Total unused commitments | $15,063,000 | 3,767 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 53 | 3,154 |
| Assets and Liabilities | ||
| Total Assets: | $151,543,000 | 3,584 |
| Cash and due from depository institutions | $3,958,000 | 3,154 |
| Interest-bearing balances | $520,000 | 3,369 |
| Securities | $16,682,000 | 5,193 |
| Federal funds sold & reverse repurchase agreements | $2,302,000 | 3,812 |
| Net loans & leases | $120,593,000 | 3,040 |
| Loan loss allowance | $1,300,000 | 3,339 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,299,000 | 3,075 |
| Other real estate owned | $0 | 3,154 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,709,000 | 2,840 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $151,543,000 | 3,584 |
| Total liabilities | $138,262,000 | 3,543 |
| Total deposits | $122,938,000 | 3,611 |
| Interest-bearing deposits | $103,554,000 | 3,622 |
| Deposits held in domestic offices | $122,938,000 | 3,608 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,777,000 | 1,765 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,000,000 | 2,431 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $547,000 | 4,571 |
| Total equity capital | $13,281,000 | 4,038 |
| Total bank equity capital | $13,281,000 | 4,038 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,350,000 | 2,411 |
| Surplus | $1,716,000 | 5,871 |
| Undivided profits | $10,215,000 | 2,907 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,094,000 | 2,191 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $631,000 | 4,511 |
| Earning assets | $140,097,000 | 3,579 |
| Long-term assets (5+ years) | $43,250,000 | 2,029 |
| Average Assets, year-to-date | $148,655,000 | 3,618 |
| Average Assets, quarterly | $148,655,000 | 3,618 |
| Volatile liabilities | $21,061,000 | 4,032 |
| Insider loans | $1,443,000 | 3,402 |
| FHLB advances | $11,000,000 | 2,307 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $15,182,000 | 3,721 |
| Tier 1 (core) risk-based capital | $13,421,000 | 3,934 |
| Tier 2 risk-based capital | $1,300,000 | 3,123 |
| Total risk weighted assets | $115,524,000 | 3,301 |
| Total unused commitments | $15,182,000 | 3,722 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 54 | 3,120 |
| Assets and Liabilities | ||
| Total Assets: | $145,767,000 | 3,684 |
| Cash and due from depository institutions | $3,987,000 | 3,120 |
| Interest-bearing balances | $123,000 | 4,825 |
| Securities | $17,058,000 | 5,156 |
| Federal funds sold & reverse repurchase agreements | $1,593,000 | 4,284 |
| Net loans & leases | $115,368,000 | 3,140 |
| Loan loss allowance | $1,215,000 | 3,463 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,346,000 | 3,007 |
| Other real estate owned | $0 | 3,120 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $4,415,000 | 2,910 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $145,767,000 | 3,684 |
| Total liabilities | $132,550,000 | 3,650 |
| Total deposits | $118,429,000 | 3,685 |
| Interest-bearing deposits | $98,543,000 | 3,743 |
| Deposits held in domestic offices | $118,429,000 | 3,682 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,604,000 | 2,087 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $11,000,000 | 2,450 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $517,000 | 4,632 |
| Total equity capital | $13,217,000 | 4,051 |
| Total bank equity capital | $13,217,000 | 4,051 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,350,000 | 2,397 |
| Surplus | $1,716,000 | 5,859 |
| Undivided profits | $10,151,000 | 2,965 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $507,000 | 5,282 |
| Earning assets | $134,142,000 | 3,674 |
| Long-term assets (5+ years) | $44,109,000 | 2,036 |
| Average Assets, year-to-date | $142,846,200 | 3,641 |
| Average Assets, quarterly | $145,666,000 | 3,671 |
| Volatile liabilities | $16,803,000 | 4,564 |
| Insider loans | $1,574,000 | 3,238 |
| FHLB advances | $11,000,000 | 2,314 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $15,364,000 | 3,551 |
| Tier 1 (core) risk-based capital | $13,248,000 | 3,923 |
| Tier 2 risk-based capital | $1,215,000 | 3,261 |
| Total risk weighted assets | $110,265,000 | 3,415 |
| Total unused commitments | $15,364,000 | 3,553 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 54 | 3,112 |
| Assets and Liabilities | ||
| Total Assets: | $145,565,000 | 3,669 |
| Cash and due from depository institutions | $4,344,000 | 3,112 |
| Interest-bearing balances | $193,000 | 4,533 |
| Securities | $17,735,000 | 5,055 |
| Federal funds sold & reverse repurchase agreements | $3,617,000 | 2,674 |
| Net loans & leases | $111,879,000 | 3,192 |
| Loan loss allowance | $1,139,000 | 3,662 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,407,000 | 2,943 |
| Other real estate owned | $49,000 | 3,112 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $4,534,000 | 2,827 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $145,565,000 | 3,669 |
| Total liabilities | $132,625,000 | 3,620 |
| Total deposits | $121,101,000 | 3,584 |
| Interest-bearing deposits | $97,900,000 | 3,725 |
| Deposits held in domestic offices | $121,101,000 | 3,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,908,000 | 1,649 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $6,000,000 | 3,287 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $616,000 | 4,374 |
| Total equity capital | $12,940,000 | 4,104 |
| Total bank equity capital | $12,940,000 | 4,104 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,350,000 | 2,393 |
| Surplus | $1,716,000 | 5,834 |
| Undivided profits | $9,874,000 | 3,054 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $450,000 | 4,187 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $620,000 | 4,720 |
| Earning assets | $133,424,000 | 3,661 |
| Long-term assets (5+ years) | $44,371,000 | 2,052 |
| Average Assets, year-to-date | $142,116,000 | 3,649 |
| Average Assets, quarterly | $146,234,500 | 3,630 |
| Volatile liabilities | $13,496,000 | 5,072 |
| Insider loans | $1,372,000 | 3,436 |
| FHLB advances | $6,000,000 | 3,128 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $14,427,000 | 3,666 |
| Tier 1 (core) risk-based capital | $12,905,000 | 3,976 |
| Tier 2 risk-based capital | $1,139,000 | 3,425 |
| Total risk weighted assets | $107,776,000 | 3,424 |
| Total unused commitments | $14,427,000 | 3,667 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 55 | 3,098 |
| Assets and Liabilities | ||
| Total Assets: | $146,904,000 | 3,618 |
| Cash and due from depository institutions | $7,221,000 | 3,098 |
| Interest-bearing balances | $267,000 | 4,232 |
| Securities | $22,126,000 | 4,507 |
| Federal funds sold & reverse repurchase agreements | $2,150,000 | 3,379 |
| Net loans & leases | $107,107,000 | 3,243 |
| Loan loss allowance | $1,080,000 | 3,790 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,450,000 | 2,867 |
| Other real estate owned | $228,000 | 3,098 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $4,622,000 | 2,768 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $146,904,000 | 3,618 |
| Total liabilities | $134,410,000 | 3,560 |
| Total deposits | $120,123,000 | 3,612 |
| Interest-bearing deposits | $95,778,000 | 3,789 |
| Deposits held in domestic offices | $120,123,000 | 3,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,460,000 | 2,233 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,000,000 | 2,410 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $827,000 | 3,360 |
| Total equity capital | $12,494,000 | 4,096 |
| Total bank equity capital | $12,494,000 | 4,096 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,350,000 | 2,396 |
| Surplus | $1,716,000 | 5,849 |
| Undivided profits | $9,428,000 | 3,033 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $497,000 | 4,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $632,000 | 4,406 |
| Earning assets | $131,650,000 | 3,688 |
| Long-term assets (5+ years) | $45,634,000 | 2,056 |
| Average Assets, year-to-date | $140,966,330 | 3,690 |
| Average Assets, quarterly | $143,428,500 | 3,666 |
| Volatile liabilities | $16,398,000 | 4,519 |
| Insider loans | $1,318,000 | 3,503 |
| FHLB advances | $11,000,000 | 2,281 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $13,835,000 | 3,746 |
| Tier 1 (core) risk-based capital | $12,564,000 | 4,018 |
| Tier 2 risk-based capital | $1,080,000 | 3,533 |
| Total risk weighted assets | $104,930,000 | 3,461 |
| Total unused commitments | $13,835,000 | 3,746 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 54 | 3,131 |
| Assets and Liabilities | ||
| Total Assets: | $139,953,000 | 3,749 |
| Cash and due from depository institutions | $3,293,000 | 3,131 |
| Interest-bearing balances | $342,000 | 4,131 |
| Securities | $24,768,000 | 4,180 |
| Federal funds sold & reverse repurchase agreements | $861,000 | 5,768 |
| Net loans & leases | $103,055,000 | 3,286 |
| Loan loss allowance | $1,111,000 | 3,674 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,401,000 | 2,861 |
| Other real estate owned | $33,000 | 3,131 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $4,542,000 | 2,692 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $139,953,000 | 3,749 |
| Total liabilities | $127,263,000 | 3,700 |
| Total deposits | $114,789,000 | 3,742 |
| Interest-bearing deposits | $97,221,000 | 3,747 |
| Deposits held in domestic offices | $114,789,000 | 3,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,913,000 | 1,382 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $6,000,000 | 3,123 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $561,000 | 4,598 |
| Total equity capital | $12,690,000 | 4,147 |
| Total bank equity capital | $12,690,000 | 4,147 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,350,000 | 2,391 |
| Surplus | $1,716,000 | 5,844 |
| Undivided profits | $9,624,000 | 3,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,788 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $639,000 | 4,291 |
| Earning assets | $129,026,000 | 3,727 |
| Long-term assets (5+ years) | $45,745,000 | 2,018 |
| Average Assets, year-to-date | $137,997,500 | 3,761 |
| Average Assets, quarterly | $137,997,500 | 3,761 |
| Volatile liabilities | $14,064,000 | 4,821 |
| Insider loans | $1,528,000 | 3,173 |
| FHLB advances | $6,000,000 | 2,971 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $12,330,000 | 3,914 |
| Tier 1 (core) risk-based capital | $12,523,000 | 4,003 |
| Tier 2 risk-based capital | $1,111,000 | 3,402 |
| Total risk weighted assets | $101,146,000 | 3,505 |
| Total unused commitments | $12,330,000 | 3,919 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $136,042,000 | 3,805 |
| Cash and due from depository institutions | $3,833,000 | 3,206 |
| Interest-bearing balances | $70,000 | 5,656 |
| Securities | $26,023,000 | 4,100 |
| Federal funds sold & reverse repurchase agreements | $602,000 | 5,462 |
| Net loans & leases | $97,760,000 | 3,410 |
| Loan loss allowance | $1,125,000 | 3,626 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,413,000 | 2,839 |
| Other real estate owned | $0 | 3,206 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $4,411,000 | 2,758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,042,000 | 3,805 |
| Total liabilities | $123,566,000 | 3,780 |
| Total deposits | $110,400,000 | 3,840 |
| Interest-bearing deposits | $91,127,000 | 3,914 |
| Deposits held in domestic offices | $110,400,000 | 3,838 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,783,000 | 1,379 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,108 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $383,000 | 5,445 |
| Total equity capital | $12,476,000 | 4,134 |
| Total bank equity capital | $12,476,000 | 4,134 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,350,000 | 2,407 |
| Surplus | $1,716,000 | 5,844 |
| Undivided profits | $9,410,000 | 3,117 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,032,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $661,000 | 4,337 |
| Earning assets | $124,455,000 | 3,813 |
| Long-term assets (5+ years) | $48,182,000 | 1,968 |
| Average Assets, year-to-date | $129,109,400 | 3,854 |
| Average Assets, quarterly | $133,870,000 | 3,822 |
| Volatile liabilities | $12,645,000 | 5,081 |
| Insider loans | $1,595,000 | 3,080 |
| FHLB advances | $6,000,000 | 2,955 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $12,035,000 | 3,861 |
| Tier 1 (core) risk-based capital | $12,363,000 | 4,010 |
| Tier 2 risk-based capital | $1,125,000 | 3,364 |
| Total risk weighted assets | $96,050,000 | 3,629 |
| Total unused commitments | $12,035,000 | 3,864 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 54 | 3,166 |
| Assets and Liabilities | ||
| Total Assets: | $131,698,000 | 3,891 |
| Cash and due from depository institutions | $4,716,000 | 3,166 |
| Interest-bearing balances | $140,000 | 5,007 |
| Securities | $26,419,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $1,760,000 | 4,612 |
| Net loans & leases | $91,492,000 | 3,564 |
| Loan loss allowance | $1,182,000 | 3,487 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,888,000 | 3,223 |
| Other real estate owned | $0 | 3,166 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $4,423,000 | 2,751 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,698,000 | 3,891 |
| Total liabilities | $119,440,000 | 3,862 |
| Total deposits | $105,973,000 | 3,960 |
| Interest-bearing deposits | $88,515,000 | 3,999 |
| Deposits held in domestic offices | $105,973,000 | 3,957 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,950,000 | 1,324 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $6,000,000 | 3,056 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $517,000 | 4,932 |
| Total equity capital | $12,258,000 | 4,180 |
| Total bank equity capital | $12,258,000 | 4,180 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,350,000 | 2,423 |
| Surplus | $1,716,000 | 5,847 |
| Undivided profits | $9,192,000 | 3,185 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,203,000 | 1,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $651,000 | 4,593 |
| Earning assets | $119,811,000 | 3,908 |
| Long-term assets (5+ years) | $46,701,000 | 1,991 |
| Average Assets, year-to-date | $127,376,250 | 3,906 |
| Average Assets, quarterly | $129,837,500 | 3,915 |
| Volatile liabilities | $12,502,000 | 5,102 |
| Insider loans | $1,369,000 | 3,364 |
| FHLB advances | $6,000,000 | 2,896 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $10,945,000 | 4,071 |
| Tier 1 (core) risk-based capital | $12,150,000 | 4,043 |
| Tier 2 risk-based capital | $1,140,000 | 3,310 |
| Total risk weighted assets | $91,123,000 | 3,767 |
| Total unused commitments | $10,945,000 | 4,076 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 45 | 3,706 |
| Assets and Liabilities | ||
| Total Assets: | $127,977,000 | 3,979 |
| Cash and due from depository institutions | $4,454,000 | 3,706 |
| Interest-bearing balances | $210,000 | 4,701 |
| Securities | $26,767,000 | 3,861 |
| Federal funds sold & reverse repurchase agreements | $5,391,000 | 2,802 |
| Net loans & leases | $84,332,000 | 3,776 |
| Loan loss allowance | $1,172,000 | 3,447 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,580,000 | 3,487 |
| Other real estate owned | $0 | 3,706 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $4,453,000 | 2,623 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,977,000 | 3,979 |
| Total liabilities | $115,797,000 | 3,948 |
| Total deposits | $106,299,000 | 3,941 |
| Interest-bearing deposits | $87,866,000 | 4,017 |
| Deposits held in domestic offices | $106,299,000 | 3,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,985,000 | 1,834 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,000,000 | 3,016 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $513,000 | 5,007 |
| Total equity capital | $12,180,000 | 4,198 |
| Total bank equity capital | $12,180,000 | 4,198 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,350,000 | 2,422 |
| Surplus | $1,716,000 | 5,840 |
| Undivided profits | $9,114,000 | 3,236 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,217,000 | 1,477 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $631,000 | 4,528 |
| Earning assets | $116,700,000 | 3,965 |
| Long-term assets (5+ years) | $45,804,000 | 1,927 |
| Average Assets, year-to-date | $125,935,670 | 3,952 |
| Average Assets, quarterly | $127,319,000 | 3,947 |
| Volatile liabilities | $9,330,000 | 5,901 |
| Insider loans | $1,273,000 | 3,505 |
| FHLB advances | $6,000,000 | 2,837 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $9,507,000 | 4,343 |
| Tier 1 (core) risk-based capital | $11,918,000 | 4,041 |
| Tier 2 risk-based capital | $1,091,000 | 3,382 |
| Total risk weighted assets | $87,189,000 | 3,847 |
| Total unused commitments | $9,507,000 | 4,353 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 44 | 3,741 |
| Assets and Liabilities | ||
| Total Assets: | $126,661,000 | 3,946 |
| Cash and due from depository institutions | $4,236,000 | 3,741 |
| Interest-bearing balances | $280,000 | 4,391 |
| Securities | $29,699,000 | 3,538 |
| Federal funds sold & reverse repurchase agreements | $1,981,000 | 5,314 |
| Net loans & leases | $83,752,000 | 3,732 |
| Loan loss allowance | $1,160,000 | 3,440 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,503,000 | 3,532 |
| Other real estate owned | $0 | 3,741 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $4,490,000 | 2,567 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $126,661,000 | 3,946 |
| Total liabilities | $114,792,000 | 3,917 |
| Total deposits | $105,575,000 | 3,947 |
| Interest-bearing deposits | $88,927,000 | 3,977 |
| Deposits held in domestic offices | $105,575,000 | 3,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,661,000 | 1,798 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $6,000,000 | 2,922 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $556,000 | 4,848 |
| Total equity capital | $11,869,000 | 4,203 |
| Total bank equity capital | $11,869,000 | 4,203 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,350,000 | 2,436 |
| Surplus | $1,716,000 | 5,831 |
| Undivided profits | $8,803,000 | 3,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,452,000 | 1,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $711,000 | 4,112 |
| Earning assets | $115,712,000 | 3,955 |
| Long-term assets (5+ years) | $39,807,000 | 2,068 |
| Average Assets, year-to-date | $124,915,000 | 3,962 |
| Average Assets, quarterly | $124,915,000 | 3,962 |
| Volatile liabilities | $9,439,000 | 5,835 |
| Insider loans | $991,000 | 3,967 |
| FHLB advances | $6,000,000 | 2,753 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $8,932,000 | 4,408 |
| Tier 1 (core) risk-based capital | $11,646,000 | 4,064 |
| Tier 2 risk-based capital | $1,090,000 | 3,315 |
| Total risk weighted assets | $87,150,000 | 3,804 |
| Total unused commitments | $8,932,000 | 4,422 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 44 | 3,714 |
| Assets and Liabilities | ||
| Total Assets: | $123,169,000 | 3,996 |
| Cash and due from depository institutions | $2,234,000 | 3,714 |
| Interest-bearing balances | $348,000 | 4,093 |
| Securities | $31,582,000 | 3,386 |
| Federal funds sold & reverse repurchase agreements | $2,044,000 | 4,780 |
| Net loans & leases | $80,575,000 | 3,849 |
| Loan loss allowance | $1,164,000 | 3,352 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,520,000 | 3,498 |
| Other real estate owned | $0 | 3,714 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $4,214,000 | 2,664 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,169,000 | 3,996 |
| Total liabilities | $111,464,000 | 3,961 |
| Total deposits | $102,963,000 | 3,950 |
| Interest-bearing deposits | $85,970,000 | 4,009 |
| Deposits held in domestic offices | $102,963,000 | 3,945 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,127,000 | 2,021 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $6,000,000 | 2,945 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $374,000 | 6,070 |
| Total equity capital | $11,705,000 | 4,198 |
| Total bank equity capital | $11,705,000 | 4,198 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,350,000 | 2,438 |
| Surplus | $1,716,000 | 5,812 |
| Undivided profits | $8,639,000 | 3,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,496,000 | 1,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $706,000 | 4,351 |
| Earning assets | $114,549,000 | 3,937 |
| Long-term assets (5+ years) | $38,153,000 | 2,111 |
| Average Assets, year-to-date | $118,956,800 | 3,964 |
| Average Assets, quarterly | $124,346,500 | 3,933 |
| Volatile liabilities | $8,017,000 | 6,260 |
| Insider loans | $878,000 | 4,249 |
| FHLB advances | $6,000,000 | 2,756 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,125,000 | 4,290 |
| Tier 1 (core) risk-based capital | $11,386,000 | 4,068 |
| Tier 2 risk-based capital | $1,035,000 | 3,427 |
| Total risk weighted assets | $82,745,000 | 3,921 |
| Total unused commitments | $9,125,000 | 4,293 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 43 | 3,815 |
| Assets and Liabilities | ||
| Total Assets: | $112,793,000 | 4,178 |
| Cash and due from depository institutions | $3,445,000 | 3,815 |
| Interest-bearing balances | $326,000 | 4,044 |
| Securities | $17,830,000 | 4,872 |
| Federal funds sold & reverse repurchase agreements | $278,000 | 6,742 |
| Net loans & leases | $85,220,000 | 3,592 |
| Loan loss allowance | $1,120,000 | 3,295 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,882,000 | 4,205 |
| Other real estate owned | $0 | 3,815 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,138,000 | 2,588 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,793,000 | 4,178 |
| Total liabilities | $102,504,000 | 4,131 |
| Total deposits | $93,242,000 | 4,167 |
| Interest-bearing deposits | $79,903,000 | 4,157 |
| Deposits held in domestic offices | $93,242,000 | 4,161 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,871,000 | 1,933 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,000,000 | 2,771 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $391,000 | 6,165 |
| Total equity capital | $10,289,000 | 4,399 |
| Total bank equity capital | $10,289,000 | 4,399 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,350,000 | 2,483 |
| Surplus | $1,610,000 | 5,940 |
| Undivided profits | $7,329,000 | 3,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,129,000 | 2,455 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $700,000 | 4,687 |
| Earning assets | $103,654,000 | 4,154 |
| Long-term assets (5+ years) | $34,570,000 | 2,251 |
| Average Assets, year-to-date | $113,274,400 | 3,995 |
| Average Assets, quarterly | $113,834,000 | 4,100 |
| Volatile liabilities | $9,724,000 | 5,733 |
| Insider loans | $836,000 | 4,301 |
| FHLB advances | $6,000,000 | 2,587 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $7,931,000 | 4,433 |
| Tier 1 (core) risk-based capital | $10,132,000 | 4,308 |
| Tier 2 risk-based capital | $965,000 | 3,457 |
| Total risk weighted assets | $77,095,000 | 4,014 |
| Total unused commitments | $7,931,000 | 4,442 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 42 | 3,908 |
| Assets and Liabilities | ||
| Total Assets: | $112,869,000 | 4,039 |
| Cash and due from depository institutions | $3,525,000 | 3,908 |
| Interest-bearing balances | $297,000 | 3,504 |
| Securities | $12,585,000 | 6,091 |
| Federal funds sold & reverse repurchase agreements | $2,218,000 | 3,986 |
| Net loans & leases | $89,240,000 | 3,342 |
| Loan loss allowance | $1,080,000 | 3,254 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,984,000 | 4,019 |
| Other real estate owned | $0 | 3,908 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $3,317,000 | 2,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,869,000 | 4,039 |
| Total liabilities | $103,682,000 | 3,953 |
| Total deposits | $90,783,000 | 4,116 |
| Interest-bearing deposits | $77,829,000 | 4,100 |
| Deposits held in domestic offices | $90,783,000 | 4,111 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,414,000 | 1,384 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,000,000 | 2,621 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $485,000 | 5,883 |
| Total equity capital | $9,187,000 | 4,707 |
| Total bank equity capital | $9,187,000 | 4,707 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,350,000 | 2,535 |
| Surplus | $1,610,000 | 5,992 |
| Undivided profits | $6,227,000 | 3,775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 6,724 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $566,000 | 4,680 |
| Earning assets | $104,340,000 | 4,010 |
| Long-term assets (5+ years) | $39,225,000 | 1,951 |
| Average Assets, year-to-date | $108,401,000 | 4,022 |
| Average Assets, quarterly | $111,713,000 | 4,026 |
| Volatile liabilities | $17,117,000 | 4,088 |
| Insider loans | $971,000 | 3,948 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $7,950,000 | 4,282 |
| Tier 1 (core) risk-based capital | $9,131,000 | 4,621 |
| Tier 2 risk-based capital | $1,011,870 | 3,232 |
| Total risk weighted assets | $80,881,470 | 3,726 |
| Total unused commitments | $7,950,000 | 4,283 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 42 | 4,012 |
| Assets and Liabilities | ||
| Total Assets: | $102,479,000 | 4,324 |
| Cash and due from depository institutions | $2,839,000 | 4,012 |
| Interest-bearing balances | $48,000 | 5,463 |
| Securities | $13,549,000 | 6,145 |
| Federal funds sold & reverse repurchase agreements | $979,000 | 4,976 |
| Net loans & leases | $82,425,000 | 3,480 |
| Loan loss allowance | $1,020,000 | 3,371 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,090,000 | 3,880 |
| Other real estate owned | $0 | 4,012 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $597,000 | 7,766 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,479,000 | 4,324 |
| Total liabilities | $94,392,000 | 4,232 |
| Total deposits | $87,067,000 | 4,236 |
| Interest-bearing deposits | $75,142,000 | 4,195 |
| Deposits held in domestic offices | $87,067,000 | 4,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,026,000 | 1,430 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $299,000 | 6,969 |
| Total equity capital | $8,087,000 | 5,070 |
| Total bank equity capital | $8,087,000 | 5,070 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,350,000 | 2,586 |
| Surplus | $1,610,000 | 6,070 |
| Undivided profits | $5,127,000 | 4,120 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $346,000 | 5,960 |
| Earning assets | $97,001,000 | 4,185 |
| Long-term assets (5+ years) | $37,817,000 | 2,143 |
| Average Assets, year-to-date | $97,652,600 | 4,339 |
| Average Assets, quarterly | $100,542,500 | 4,334 |
| Volatile liabilities | $11,781,000 | 4,994 |
| Insider loans | $1,140,000 | 3,436 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $7,945,000 | 4,321 |
| Tier 1 (core) risk-based capital | $8,116,000 | 5,061 |
| Tier 2 risk-based capital | $898,400 | 3,467 |
| Total risk weighted assets | $71,750,600 | 3,991 |
| Total unused commitments | $7,945,000 | 4,325 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 44 | 3,898 |
| Assets and Liabilities | ||
| Total Assets: | $94,471,000 | 4,564 |
| Cash and due from depository institutions | $2,813,000 | 3,898 |
| Interest-bearing balances | $41,000 | 5,662 |
| Securities | $20,530,000 | 4,762 |
| Federal funds sold & reverse repurchase agreements | $396,000 | 7,940 |
| Net loans & leases | $67,880,000 | 3,877 |
| Loan loss allowance | $767,000 | 4,156 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,144,000 | 3,690 |
| Other real estate owned | $0 | 3,898 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $708,000 | 7,139 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,471,000 | 4,564 |
| Total liabilities | $87,026,000 | 4,465 |
| Total deposits | $82,068,000 | 4,436 |
| Interest-bearing deposits | $71,415,000 | 4,385 |
| Deposits held in domestic offices | $82,068,000 | 4,430 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,510,000 | 1,485 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $448,000 | 6,137 |
| Total equity capital | $7,445,000 | 5,525 |
| Total bank equity capital | $7,445,000 | 5,525 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $1,610,000 | 6,010 |
| Undivided profits | $4,485,000 | 4,757 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $49,000 | 8,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $351,000 | 5,993 |
| Earning assets | $88,847,000 | 4,494 |
| Long-term assets (5+ years) | $33,217,000 | 2,203 |
| Average Assets, year-to-date | $88,179,600 | 4,614 |
| Average Assets, quarterly | $92,681,000 | 4,570 |
| Volatile liabilities | $7,614,000 | 5,805 |
| Insider loans | $768,000 | 4,207 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,915,000 | 4,543 |
| Tier 1 (core) risk-based capital | $7,249,000 | 5,433 |
| Tier 2 risk-based capital | $767,000 | 3,799 |
| Total risk weighted assets | $61,383,000 | 4,328 |
| Total unused commitments | $6,915,000 | 4,549 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 43 | 4,118 |
| Assets and Liabilities | ||
| Total Assets: | $81,845,000 | 5,104 |
| Cash and due from depository institutions | $1,235,000 | 4,118 |
| Interest-bearing balances | $39,000 | 5,501 |
| Securities | $22,951,000 | 4,467 |
| Federal funds sold & reverse repurchase agreements | $298,000 | 7,670 |
| Net loans & leases | $54,818,000 | 4,627 |
| Loan loss allowance | $732,000 | 4,342 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,872,000 | 4,039 |
| Other real estate owned | $0 | 4,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $671,000 | 7,523 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,845,000 | 5,104 |
| Total liabilities | $74,888,000 | 5,022 |
| Total deposits | $72,233,000 | 4,917 |
| Interest-bearing deposits | $64,474,000 | 4,775 |
| Deposits held in domestic offices | $72,233,000 | 4,911 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,250,000 | 2,049 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $405,000 | 6,692 |
| Total equity capital | $6,957,000 | 5,786 |
| Total bank equity capital | $6,957,000 | 5,786 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $1,610,000 | 6,062 |
| Undivided profits | $3,997,000 | 5,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $37,000 | 8,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $296,000 | 6,888 |
| Earning assets | $78,106,000 | 4,935 |
| Long-term assets (5+ years) | $16,658,000 | 3,160 |
| Average Assets, year-to-date | $83,188,200 | 4,860 |
| Average Assets, quarterly | $83,498,500 | 4,973 |
| Volatile liabilities | $4,475,000 | 7,443 |
| Insider loans | $664,000 | 4,645 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,521,000 | 4,932 |
| Tier 1 (core) risk-based capital | $6,788,000 | 5,747 |
| Tier 2 risk-based capital | $650,930 | 4,254 |
| Total risk weighted assets | $51,993,130 | 4,889 |
| Total unused commitments | $5,521,000 | 4,937 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $81,033,000 | 5,262 |
| Cash and due from depository institutions | $2,353,000 | 5,025 |
| Interest-bearing balances | $60,000 | 5,290 |
| Securities | $26,512,000 | 4,314 |
| Federal funds sold & reverse repurchase agreements | $60,000 | 8,356 |
| Net loans & leases | $50,227,000 | 5,029 |
| Loan loss allowance | $823,000 | 4,122 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,196,000 | 5,430 |
| Other real estate owned | $0 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $685,000 | 7,716 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,033,000 | 5,262 |
| Total liabilities | $72,837,000 | 5,259 |
| Total deposits | $70,646,000 | 5,137 |
| Interest-bearing deposits | $63,543,000 | 4,965 |
| Deposits held in domestic offices | $70,646,000 | 5,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,847,000 | 2,319 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $344,000 | 7,382 |
| Total equity capital | $8,196,000 | 5,136 |
| Total bank equity capital | $8,196,000 | 5,136 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $1,610,000 | 6,199 |
| Undivided profits | $5,236,000 | 4,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $64,000 | 8,786 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $246,000 | 7,716 |
| Earning assets | $76,859,000 | 5,117 |
| Long-term assets (5+ years) | $13,796,000 | 3,455 |
| Average Assets, year-to-date | $81,769,000 | 5,053 |
| Average Assets, quarterly | $82,201,500 | 5,158 |
| Volatile liabilities | $2,835,000 | 8,713 |
| Insider loans | $748,000 | 4,400 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $4,433,000 | 5,423 |
| Tier 1 (core) risk-based capital | $8,074,000 | 5,097 |
| Tier 2 risk-based capital | $628,160 | 4,423 |
| Total risk weighted assets | $50,057,860 | 5,057 |
| Total unused commitments | $4,433,000 | 5,433 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 36 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $80,381,000 | 5,335 |
| Cash and due from depository institutions | $2,123,000 | 5,163 |
| Interest-bearing balances | $57,000 | 5,663 |
| Securities | $29,757,000 | 4,089 |
| Federal funds sold & reverse repurchase agreements | $67,000 | 9,215 |
| Net loans & leases | $46,740,000 | 5,225 |
| Loan loss allowance | $629,000 | 5,107 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $994,000 | 6,071 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $700,000 | 7,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,381,000 | 5,335 |
| Total liabilities | $73,091,000 | 5,274 |
| Total deposits | $70,031,000 | 5,245 |
| Interest-bearing deposits | $63,252,000 | 5,059 |
| Deposits held in domestic offices | $70,031,000 | 5,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,573,000 | 1,997 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $487,000 | 6,327 |
| Total equity capital | $7,290,000 | 5,678 |
| Total bank equity capital | $7,290,000 | 5,678 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $1,610,000 | 6,276 |
| Undivided profits | $4,330,000 | 4,997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $311,000 | 5,523 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $228,000 | 8,288 |
| Earning assets | $76,621,000 | 5,178 |
| Long-term assets (5+ years) | $10,667,000 | 3,877 |
| Average Assets, year-to-date | $78,037,000 | 5,263 |
| Average Assets, quarterly | $80,155,000 | 5,290 |
| Volatile liabilities | $4,002,000 | 7,659 |
| Insider loans | $764,000 | 4,453 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,428,000 | 6,002 |
| Tier 1 (core) risk-based capital | $7,141,000 | 5,633 |
| Tier 2 risk-based capital | $586,550 | 4,654 |
| Total risk weighted assets | $46,881,750 | 5,285 |
| Total unused commitments | $3,428,000 | 6,015 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $75,608,000 | 5,586 |
| Cash and due from depository institutions | $2,325,000 | 5,491 |
| Interest-bearing balances | $42,000 | 6,182 |
| Securities | $24,553,000 | 5,058 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,035 |
| Net loans & leases | $46,628,000 | 5,170 |
| Loan loss allowance | $580,000 | 5,549 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $933,000 | 6,337 |
| Other real estate owned | $114,000 | 5,491 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $955,000 | 6,932 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $75,608,000 | 5,586 |
| Total liabilities | $69,356,000 | 5,504 |
| Total deposits | $67,770,000 | 5,357 |
| Interest-bearing deposits | $60,955,000 | 5,136 |
| Deposits held in domestic offices | $67,770,000 | 5,350 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,192,000 | 3,188 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $394,000 | 6,153 |
| Total equity capital | $6,252,000 | 6,069 |
| Total bank equity capital | $6,252,000 | 6,069 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $1,610,000 | 6,316 |
| Undivided profits | $3,292,000 | 5,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $640,000 | 3,645 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $209,000 | 8,284 |
| Earning assets | $71,323,000 | 5,450 |
| Long-term assets (5+ years) | $5,659,000 | 5,663 |
| Average Assets, year-to-date | $74,817,600 | 5,501 |
| Average Assets, quarterly | $75,906,000 | 5,529 |
| Volatile liabilities | $2,536,000 | 9,011 |
| Insider loans | $1,326,000 | 2,994 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,802,000 | 6,558 |
| Tier 1 (core) risk-based capital | $6,386,000 | 6,072 |
| Tier 2 risk-based capital | $528,500 | 5,059 |
| Total risk weighted assets | $42,228,800 | 5,669 |
| Total unused commitments | $2,802,000 | 6,569 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $74,426,000 | 5,766 |
| Cash and due from depository institutions | $2,319,000 | 5,435 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $26,413,000 | 4,993 |
| Federal funds sold & reverse repurchase agreements | $54,000 | 10,256 |
| Net loans & leases | $43,485,000 | 5,360 |
| Loan loss allowance | $566,000 | 5,830 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,040,000 | 5,970 |
| Other real estate owned | $298,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $817,000 | 7,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $74,426,000 | 5,766 |
| Total liabilities | $68,368,000 | 5,708 |
| Total deposits | $65,776,000 | 5,698 |
| Interest-bearing deposits | $59,833,000 | 5,466 |
| Deposits held in domestic offices | $65,776,000 | 5,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,337,000 | 2,083 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $255,000 | 8,252 |
| Total equity capital | $6,058,000 | 6,344 |
| Total bank equity capital | $6,058,000 | 6,344 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $1,610,000 | 6,337 |
| Undivided profits | $3,098,000 | 6,032 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $346,000 | 5,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $165,000 | 9,036 |
| Earning assets | $69,952,000 | 5,657 |
| Long-term assets (5+ years) | $5,510,000 | 6,144 |
| Average Assets, year-to-date | $73,291,200 | 5,700 |
| Average Assets, quarterly | $73,875,000 | 5,755 |
| Volatile liabilities | $3,154,000 | 8,228 |
| Insider loans | $1,516,000 | 2,655 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,478,000 | 6,940 |
| Tier 1 (core) risk-based capital | $6,058,000 | 6,266 |
| Tier 2 risk-based capital | $488,360 | 5,386 |
| Total risk weighted assets | $38,991,060 | 6,006 |
| Total unused commitments | $2,478,000 | 6,963 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 34 | 5,937 |
| Assets and Liabilities | ||
| Total Assets: | $72,699,000 | 5,951 |
| Cash and due from depository institutions | $2,531,000 | 5,937 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $24,104,000 | 5,308 |
| Federal funds sold & reverse repurchase agreements | $2,882,000 | 5,187 |
| Net loans & leases | $40,976,000 | 5,633 |
| Loan loss allowance | $636,000 | 5,404 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,156,000 | 5,633 |
| Other real estate owned | $123,000 | 5,937 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $927,000 | 6,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,699,000 | 5,951 |
| Total liabilities | $66,919,000 | 5,898 |
| Total deposits | $66,603,000 | 5,734 |
| Interest-bearing deposits | $60,662,000 | 5,529 |
| Deposits held in domestic offices | $66,603,000 | 5,724 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $316,000 | 7,980 |
| Total equity capital | $5,780,000 | 6,360 |
| Total bank equity capital | $5,780,000 | 6,360 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $1,610,000 | 6,275 |
| Undivided profits | $2,820,000 | 6,188 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,191,000 | 3,245 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $167,000 | 9,552 |
| Earning assets | $67,962,000 | 5,825 |
| Long-term assets (5+ years) | $1,943,000 | 9,014 |
| Average Assets, year-to-date | $71,674,000 | 5,880 |
| Average Assets, quarterly | $72,348,500 | 5,918 |
| Volatile liabilities | $812,000 | 12,168 |
| Insider loans | $287,000 | 3,014 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,797,000 | 6,304 |
| Tier 1 (core) risk-based capital | $5,780,000 | 6,278 |
| Tier 2 risk-based capital | $467,710 | 5,527 |
| Total risk weighted assets | $37,248,210 | 6,264 |
| Total unused commitments | $2,797,000 | 6,332 |
| Derivatives | $0 | 651 |