Home > National Bank of Geneva > Income and Expense
National Bank of Geneva, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $23,614,000 | 1,013 |
| Total interest expense | $7,476,000 | 1,062 |
| Net interest income | $16,138,000 | 978 |
| Provision for loan and lease losses | $13,096,000 | 100 |
| Total noninterest income | $11,046,000 | 484 |
| Gross Fiduciary activities income | $661,000 | 418 |
| Service charges on deposit accounts | $2,968,000 | 428 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,417,000 | 436 |
| Total noninterest expense | $17,365,000 | 725 |
| Salaries and employee benefits | $6,832,000 | 1,002 |
| Premises and equipment expense | $1,930,000 | 920 |
| Additional noninterest expense | $8,603,000 | 497 |
| Pre-tax net operating income | $-3,277,000 | 8,840 |
| Securities gains (losses) | $12,000 | 1,416 |
| Applicable income taxes | $-2,081,000 | 8,850 |
| Income before extraordinary items | $-1,184,000 | 8,774 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-1,184,000 | 8,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,800,000 | 73 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-1,191,680 | 8,754 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,024,000 | 972 |
| Total interest expense | $4,805,000 | 1,033 |
| Net interest income | $11,219,000 | 933 |
| Provision for loan and lease losses | $12,795,000 | 75 |
| Total noninterest income | $3,293,000 | 858 |
| Gross Fiduciary activities income | $444,000 | 416 |
| Service charges on deposit accounts | $1,949,000 | 425 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $900,000 | 1,452 |
| Total noninterest expense | $11,597,000 | 718 |
| Salaries and employee benefits | $4,495,000 | 1,002 |
| Premises and equipment expense | $1,269,000 | 923 |
| Additional noninterest expense | $5,833,000 | 488 |
| Pre-tax net operating income | $-9,880,000 | 8,866 |
| Securities gains (losses) | $12,000 | 1,290 |
| Applicable income taxes | $-4,452,000 | 8,863 |
| Income before extraordinary items | $-5,416,000 | 8,857 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-5,416,000 | 8,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,874,000 | 57 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-5,423,680 | 8,848 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,257,000 | 922 |
| Total interest expense | $2,246,000 | 1,048 |
| Net interest income | $6,011,000 | 862 |
| Provision for loan and lease losses | $2,645,000 | 119 |
| Total noninterest income | $1,616,000 | 855 |
| Gross Fiduciary activities income | $234,000 | 404 |
| Service charges on deposit accounts | $924,000 | 432 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $458,000 | 1,409 |
| Total noninterest expense | $5,892,000 | 712 |
| Salaries and employee benefits | $2,146,000 | 1,053 |
| Premises and equipment expense | $633,000 | 936 |
| Additional noninterest expense | $3,113,000 | 452 |
| Pre-tax net operating income | $-910,000 | 8,893 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-618,000 | 8,916 |
| Income before extraordinary items | $-292,000 | 8,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-292,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,576,000 | 176 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-292,000 | 8,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $34,103,000 | 811 |
| Total interest expense | $8,925,000 | 908 |
| Net interest income | $25,178,000 | 784 |
| Provision for loan and lease losses | $12,800,000 | 125 |
| Total noninterest income | $7,250,000 | 778 |
| Gross Fiduciary activities income | $258,000 | 731 |
| Service charges on deposit accounts | $4,425,000 | 392 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,567,000 | 1,105 |
| Total noninterest expense | $20,467,000 | 789 |
| Salaries and employee benefits | $8,139,000 | 1,058 |
| Premises and equipment expense | $2,296,000 | 1,002 |
| Additional noninterest expense | $10,032,000 | 546 |
| Pre-tax net operating income | $-839,000 | 8,771 |
| Securities gains (losses) | $120,000 | 1,124 |
| Applicable income taxes | $-1,285,000 | 8,944 |
| Income before extraordinary items | $566,000 | 6,083 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $566,000 | 6,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,583,000 | 195 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $489,200 | 6,332 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $25,499,000 | 813 |
| Total interest expense | $6,674,000 | 888 |
| Net interest income | $18,825,000 | 775 |
| Provision for loan and lease losses | $6,550,000 | 173 |
| Total noninterest income | $5,492,000 | 783 |
| Gross Fiduciary activities income | $121,000 | 832 |
| Service charges on deposit accounts | $3,319,000 | 395 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,052,000 | 1,061 |
| Total noninterest expense | $14,757,000 | 817 |
| Salaries and employee benefits | $6,033,000 | 1,065 |
| Premises and equipment expense | $1,702,000 | 1,013 |
| Additional noninterest expense | $7,022,000 | 581 |
| Pre-tax net operating income | $3,010,000 | 2,068 |
| Securities gains (losses) | $33,000 | 1,968 |
| Applicable income taxes | $464,000 | 3,037 |
| Income before extraordinary items | $2,579,000 | 1,854 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,579,000 | 1,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,282,000 | 184 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,550,950 | 1,822 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $16,941,000 | 812 |
| Total interest expense | $4,559,000 | 851 |
| Net interest income | $12,382,000 | 779 |
| Provision for loan and lease losses | $5,300,000 | 151 |
| Total noninterest income | $3,705,000 | 784 |
| Gross Fiduciary activities income | $57,000 | 927 |
| Service charges on deposit accounts | $2,171,000 | 401 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,477,000 | 1,005 |
| Total noninterest expense | $9,841,000 | 823 |
| Salaries and employee benefits | $4,108,000 | 1,043 |
| Premises and equipment expense | $1,146,000 | 998 |
| Additional noninterest expense | $4,587,000 | 580 |
| Pre-tax net operating income | $946,000 | 3,661 |
| Securities gains (losses) | $33,000 | 1,728 |
| Applicable income taxes | $-102,000 | 8,943 |
| Income before extraordinary items | $1,081,000 | 2,753 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,081,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,106,000 | 172 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,048,000 | 2,746 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 828 |
| Total interest expense | $2,343,000 | 851 |
| Net interest income | $6,152,000 | 796 |
| Provision for loan and lease losses | $3,150,000 | 139 |
| Total noninterest income | $1,664,000 | 830 |
| Gross Fiduciary activities income | $20,000 | 996 |
| Service charges on deposit accounts | $1,045,000 | 410 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $599,000 | 1,148 |
| Total noninterest expense | $4,879,000 | 834 |
| Salaries and employee benefits | $2,055,000 | 1,050 |
| Premises and equipment expense | $564,000 | 1,048 |
| Additional noninterest expense | $2,260,000 | 579 |
| Pre-tax net operating income | $-213,000 | 8,919 |
| Securities gains (losses) | $25,000 | 1,594 |
| Applicable income taxes | $-311,000 | 9,082 |
| Income before extraordinary items | $123,000 | 6,459 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $123,000 | 6,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,886,000 | 146 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $38,523,000 | 737 |
| Total interest expense | $12,823,000 | 692 |
| Net interest income | $25,700,000 | 740 |
| Provision for loan and lease losses | $14,263,000 | 155 |
| Total noninterest income | $7,276,000 | 841 |
| Gross Fiduciary activities income | $85,000 | 992 |
| Service charges on deposit accounts | $4,229,000 | 404 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,962,000 | 1,102 |
| Total noninterest expense | $20,460,000 | 787 |
| Salaries and employee benefits | $8,659,000 | 992 |
| Premises and equipment expense | $2,081,000 | 1,095 |
| Additional noninterest expense | $9,720,000 | 569 |
| Pre-tax net operating income | $-1,747,000 | 9,061 |
| Securities gains (losses) | $132,000 | 1,652 |
| Applicable income taxes | $-1,765,000 | 9,152 |
| Income before extraordinary items | $150,000 | 8,009 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $150,000 | 8,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,773,000 | 172 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $65,520 | 8,297 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $29,554,000 | 732 |
| Total interest expense | $10,202,000 | 679 |
| Net interest income | $19,352,000 | 743 |
| Provision for loan and lease losses | $10,013,000 | 176 |
| Total noninterest income | $5,496,000 | 867 |
| Gross Fiduciary activities income | $63,000 | 990 |
| Service charges on deposit accounts | $3,114,000 | 421 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,319,000 | 1,113 |
| Total noninterest expense | $15,637,000 | 783 |
| Salaries and employee benefits | $6,706,000 | 969 |
| Premises and equipment expense | $1,608,000 | 1,072 |
| Additional noninterest expense | $7,323,000 | 572 |
| Pre-tax net operating income | $-802,000 | 9,041 |
| Securities gains (losses) | $132,000 | 1,515 |
| Applicable income taxes | $-830,000 | 9,198 |
| Income before extraordinary items | $160,000 | 7,836 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $160,000 | 7,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,203,000 | 263 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $75,520 | 8,266 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $19,993,000 | 727 |
| Total interest expense | $6,965,000 | 687 |
| Net interest income | $13,028,000 | 731 |
| Provision for loan and lease losses | $5,263,000 | 201 |
| Total noninterest income | $3,551,000 | 868 |
| Gross Fiduciary activities income | $43,000 | 993 |
| Service charges on deposit accounts | $1,984,000 | 434 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,524,000 | 1,126 |
| Total noninterest expense | $10,716,000 | 768 |
| Salaries and employee benefits | $4,618,000 | 932 |
| Premises and equipment expense | $979,000 | 1,168 |
| Additional noninterest expense | $5,119,000 | 552 |
| Pre-tax net operating income | $600,000 | 4,830 |
| Securities gains (losses) | $84,000 | 1,639 |
| Applicable income taxes | $160,000 | 4,394 |
| Income before extraordinary items | $524,000 | 4,671 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $524,000 | 4,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,341,000 | 294 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $459,320 | 4,821 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $9,962,000 | 743 |
| Total interest expense | $3,466,000 | 706 |
| Net interest income | $6,496,000 | 736 |
| Provision for loan and lease losses | $2,663,000 | 205 |
| Total noninterest income | $1,677,000 | 897 |
| Gross Fiduciary activities income | $40,000 | 866 |
| Service charges on deposit accounts | $961,000 | 434 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $676,000 | 1,190 |
| Total noninterest expense | $5,676,000 | 726 |
| Salaries and employee benefits | $2,667,000 | 805 |
| Premises and equipment expense | $427,000 | 1,356 |
| Additional noninterest expense | $2,582,000 | 547 |
| Pre-tax net operating income | $-166,000 | 9,055 |
| Securities gains (losses) | $56,000 | 1,326 |
| Applicable income taxes | $-302,000 | 9,271 |
| Income before extraordinary items | $192,000 | 5,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,263,000 | 282 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $156,160 | 5,733 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $37,920,000 | 790 |
| Total interest expense | $14,466,000 | 771 |
| Net interest income | $23,454,000 | 815 |
| Provision for loan and lease losses | $2,830,000 | 573 |
| Total noninterest income | $5,760,000 | 923 |
| Gross Fiduciary activities income | $173,000 | 875 |
| Service charges on deposit accounts | $3,367,000 | 486 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,220,000 | 1,223 |
| Total noninterest expense | $13,450,000 | 1,146 |
| Salaries and employee benefits | $6,331,000 | 1,283 |
| Premises and equipment expense | $1,239,000 | 1,790 |
| Additional noninterest expense | $5,880,000 | 845 |
| Pre-tax net operating income | $12,934,000 | 681 |
| Securities gains (losses) | $59,000 | 2,258 |
| Applicable income taxes | $4,154,000 | 708 |
| Income before extraordinary items | $8,839,000 | 719 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $8,839,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,603,000 | 645 |
| Cash dividends | $6,738,000 | 482 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $8,798,880 | 692 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $38,161,000 | 898 |
| Total interest expense | $17,813,000 | 920 |
| Net interest income | $20,348,000 | 865 |
| Provision for loan and lease losses | $1,727,000 | 795 |
| Total noninterest income | $4,440,000 | 1,095 |
| Gross Fiduciary activities income | $190,000 | 850 |
| Service charges on deposit accounts | $2,352,000 | 635 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,898,000 | 1,293 |
| Total noninterest expense | $10,839,000 | 1,353 |
| Salaries and employee benefits | $4,943,000 | 1,526 |
| Premises and equipment expense | $941,000 | 2,264 |
| Additional noninterest expense | $4,955,000 | 983 |
| Pre-tax net operating income | $12,222,000 | 638 |
| Securities gains (losses) | $169,000 | 1,330 |
| Applicable income taxes | $4,069,000 | 643 |
| Income before extraordinary items | $8,322,000 | 672 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,322,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $772,000 | 1,130 |
| Cash dividends | $9,381,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,208,770 | 658 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $35,585,000 | 994 |
| Total interest expense | $17,238,000 | 1,030 |
| Net interest income | $18,347,000 | 944 |
| Provision for loan and lease losses | $1,560,000 | 734 |
| Total noninterest income | $3,348,000 | 1,223 |
| Gross Fiduciary activities income | $125,000 | 891 |
| Service charges on deposit accounts | $1,811,000 | 750 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,412,000 | 1,452 |
| Total noninterest expense | $9,181,000 | 1,524 |
| Salaries and employee benefits | $4,048,000 | 1,778 |
| Premises and equipment expense | $849,000 | 2,436 |
| Additional noninterest expense | $4,284,000 | 1,090 |
| Pre-tax net operating income | $10,954,000 | 722 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,800,000 | 671 |
| Income before extraordinary items | $7,154,000 | 756 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $7,154,000 | 756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,246 |
| Cash dividends | $5,805,000 | 554 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $7,154,000 | 753 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $29,149,000 | 1,125 |
| Total interest expense | $12,858,000 | 1,184 |
| Net interest income | $16,291,000 | 1,072 |
| Provision for loan and lease losses | $1,420,000 | 740 |
| Total noninterest income | $2,853,000 | 1,413 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,632,000 | 815 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,221,000 | 1,616 |
| Total noninterest expense | $8,416,000 | 1,632 |
| Salaries and employee benefits | $3,626,000 | 1,932 |
| Premises and equipment expense | $852,000 | 2,365 |
| Additional noninterest expense | $3,938,000 | 1,178 |
| Pre-tax net operating income | $9,308,000 | 879 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $3,214,000 | 838 |
| Income before extraordinary items | $6,093,000 | 924 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,093,000 | 924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $407,000 | 1,443 |
| Cash dividends | $2,305,000 | 1,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,093,650 | 911 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $26,600,000 | 1,215 |
| Total interest expense | $11,988,000 | 1,291 |
| Net interest income | $14,612,000 | 1,162 |
| Provision for loan and lease losses | $1,045,000 | 936 |
| Total noninterest income | $2,363,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,159,000 | 1,092 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,204,000 | 1,623 |
| Total noninterest expense | $7,889,000 | 1,671 |
| Salaries and employee benefits | $3,201,000 | 2,114 |
| Premises and equipment expense | $680,000 | 2,835 |
| Additional noninterest expense | $4,008,000 | 1,123 |
| Pre-tax net operating income | $8,041,000 | 969 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $2,769,000 | 933 |
| Income before extraordinary items | $5,272,000 | 1,019 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,272,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $791,000 | 898 |
| Cash dividends | $2,266,000 | 1,206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,272,000 | 985 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $24,518,000 | 1,349 |
| Total interest expense | $10,390,000 | 1,496 |
| Net interest income | $14,128,000 | 1,225 |
| Provision for loan and lease losses | $1,080,000 | 928 |
| Total noninterest income | $2,344,000 | 1,553 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,013,000 | 1,264 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,331,000 | 1,440 |
| Total noninterest expense | $6,832,000 | 1,889 |
| Salaries and employee benefits | $2,865,000 | 2,306 |
| Premises and equipment expense | $610,000 | 3,103 |
| Additional noninterest expense | $3,357,000 | 1,307 |
| Pre-tax net operating income | $8,560,000 | 949 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,152,000 | 885 |
| Income before extraordinary items | $5,408,000 | 1,023 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,408,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 1,050 |
| Cash dividends | $2,055,000 | 1,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,408,000 | 998 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,287,000 | 1,513 |
| Total interest expense | $9,283,000 | 1,703 |
| Net interest income | $13,004,000 | 1,377 |
| Provision for loan and lease losses | $775,000 | 1,228 |
| Total noninterest income | $2,200,000 | 1,700 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,069,000 | 1,247 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,131,000 | 1,664 |
| Total noninterest expense | $6,354,000 | 2,163 |
| Salaries and employee benefits | $2,710,000 | 2,465 |
| Premises and equipment expense | $511,000 | 3,718 |
| Additional noninterest expense | $3,133,000 | 1,658 |
| Pre-tax net operating income | $8,075,000 | 951 |
| Securities gains (losses) | $5,000 | 2,986 |
| Applicable income taxes | $2,921,000 | 892 |
| Income before extraordinary items | $5,159,000 | 1,018 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,159,000 | 1,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,556 |
| Cash dividends | $1,575,000 | 1,529 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,155,800 | 1,001 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,757,000 | 1,631 |
| Total interest expense | $8,386,000 | 1,885 |
| Net interest income | $12,371,000 | 1,451 |
| Provision for loan and lease losses | $445,000 | 1,729 |
| Total noninterest income | $1,887,000 | 1,927 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,047,000 | 1,292 |
| Trading account gains and fees | $1,000 | 505 |
| Additional Noninterest Income | $839,000 | 2,033 |
| Total noninterest expense | $6,578,000 | 2,104 |
| Salaries and employee benefits | $2,713,000 | 2,463 |
| Premises and equipment expense | $631,000 | 3,081 |
| Additional noninterest expense | $3,234,000 | 1,588 |
| Pre-tax net operating income | $7,235,000 | 1,081 |
| Securities gains (losses) | $14,000 | 2,143 |
| Applicable income taxes | $2,684,000 | 993 |
| Income before extraordinary items | $4,565,000 | 1,155 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,565,000 | 1,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $166,000 | 2,817 |
| Cash dividends | $1,296,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,556,040 | 1,136 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $16,138,000 | 1,906 |
| Total interest expense | $5,985,000 | 2,084 |
| Net interest income | $10,153,000 | 1,778 |
| Provision for loan and lease losses | $410,000 | 1,789 |
| Total noninterest income | $1,652,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $767,000 | 1,765 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $885,000 | 1,997 |
| Total noninterest expense | $6,072,000 | 2,313 |
| Salaries and employee benefits | $2,760,000 | 2,429 |
| Premises and equipment expense | $656,000 | 3,002 |
| Additional noninterest expense | $2,656,000 | 2,034 |
| Pre-tax net operating income | $5,323,000 | 1,382 |
| Securities gains (losses) | $-6,000 | 9,509 |
| Applicable income taxes | $1,709,000 | 1,377 |
| Income before extraordinary items | $3,608,000 | 1,383 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,608,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,802 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,612,080 | 1,396 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,686,000 | 2,269 |
| Total interest expense | $5,165,000 | 2,504 |
| Net interest income | $8,521,000 | 2,118 |
| Provision for loan and lease losses | $485,000 | 2,150 |
| Total noninterest income | $1,408,000 | 2,566 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $581,000 | 2,368 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $827,000 | 2,340 |
| Total noninterest expense | $5,286,000 | 2,707 |
| Salaries and employee benefits | $2,491,000 | 2,655 |
| Premises and equipment expense | $634,000 | 3,152 |
| Additional noninterest expense | $2,161,000 | 2,558 |
| Pre-tax net operating income | $4,158,000 | 1,664 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,428,000 | 1,635 |
| Income before extraordinary items | $2,730,000 | 1,824 |
| Extraordinary gains, net | $-19,000 | 12,447 |
| Net income | $2,711,000 | 1,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,730,000 | 1,719 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,511,000 | 2,615 |
| Total interest expense | $5,886,000 | 2,835 |
| Net interest income | $7,625,000 | 2,374 |
| Provision for loan and lease losses | $320,000 | 3,972 |
| Total noninterest income | $1,104,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $492,000 | 2,826 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $612,000 | 2,796 |
| Total noninterest expense | $5,034,000 | 2,849 |
| Salaries and employee benefits | $2,347,000 | 2,762 |
| Premises and equipment expense | $629,000 | 3,209 |
| Additional noninterest expense | $2,058,000 | 2,732 |
| Pre-tax net operating income | $3,375,000 | 1,832 |
| Securities gains (losses) | $12,000 | 6,245 |
| Applicable income taxes | $1,073,000 | 1,977 |
| Income before extraordinary items | $2,314,000 | 1,982 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,314,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 7,942 |
| Cash dividends | $728,000 | 2,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,305,840 | 1,831 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.