Home > National Bank of Geneva > Net charge- offs to loans

National Bank of Geneva, Net charge- offs to loans

2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans9.8452%4
Percentage Net Loans Charged-off: Total real estate loans7.4251%5
Percentage Net Loans Charged-off:Construction & development3.7680%26
Percentage Net Loans Charged-off: Commercial real estate8.1656%11
Percentage Net Loans Charged-off: Multi-family residential23.6872%4
Percentage Net Loans Charged-off: 1-4 family residential0.1815%791
Percentage Net Loans Charged-off: Home equity loans0.0424%446
All other 1-4 family - Percent of loans charged-off, net0.2913%529
Percentage Net Loans Charged-off: Commercial and industrial14.0560%30
Percentage Net Loans Charged-off: Loans to individuals1.2472%1,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease33.3708%31
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans13.2778%4
Percentage Net Loans Charged-off: Total real estate loans10.1803%3
Percentage Net Loans Charged-off:Construction & development5.5482%16
Percentage Net Loans Charged-off: Commercial real estate11.0183%5
Percentage Net Loans Charged-off: Multi-family residential29.5329%2
Percentage Net Loans Charged-off: 1-4 family residential0.2462%576
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.4467%339
Percentage Net Loans Charged-off: Commercial and industrial17.7731%30
Percentage Net Loans Charged-off: Loans to individuals0.9589%1,634
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease41.6081%22
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6872%185
Percentage Net Loans Charged-off: Total real estate loans0.3278%335
Percentage Net Loans Charged-off:Construction & development1.8933%39
Percentage Net Loans Charged-off: Commercial real estate0.2225%253
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0292%8,222
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0534%8,337
Percentage Net Loans Charged-off: Commercial and industrial8.7045%99
Percentage Net Loans Charged-off: Loans to individuals0.6942%2,070
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8721%397
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%13
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5629%242
Percentage Net Loans Charged-off: Total real estate loans0.7261%204
Percentage Net Loans Charged-off:Construction & development0.9322%147
Percentage Net Loans Charged-off: Commercial real estate1.0082%252
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.2578%756
Percentage Net Loans Charged-off: Home equity loans0.0816%433
All other 1-4 family - Percent of loans charged-off, net0.3983%497
Percentage Net Loans Charged-off: Commercial and industrial3.4860%366
Percentage Net Loans Charged-off: Loans to individuals1.1904%1,655
Percentage Net Loans Charged-off: Credit card loans11.0765%91
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.7520%222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.6321%207
Percentage Net Loans Charged-off: Total real estate loans0.7939%152
Percentage Net Loans Charged-off:Construction & development1.1603%113
Percentage Net Loans Charged-off: Commercial real estate1.0253%193
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.2787%612
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.4969%354
Percentage Net Loans Charged-off: Commercial and industrial3.0242%390
Percentage Net Loans Charged-off: Loans to individuals1.2443%1,425
Percentage Net Loans Charged-off: Credit card loans11.4448%95
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.4810%172
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8494%188
Percentage Net Loans Charged-off: Total real estate loans0.8209%154
Percentage Net Loans Charged-off:Construction & development1.5828%81
Percentage Net Loans Charged-off: Commercial real estate0.9998%189
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial4.1563%253
Percentage Net Loans Charged-off: Loans to individuals1.1231%1,629
Percentage Net Loans Charged-off: Credit card loans13.0841%74
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease4.6124%155
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.5441%141
Percentage Net Loans Charged-off: Total real estate loans1.0864%124
Percentage Net Loans Charged-off:Construction & development2.8372%59
Percentage Net Loans Charged-off: Commercial real estate0.9075%141
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial3.9220%276
Percentage Net Loans Charged-off: Loans to individuals1.4219%1,309
Percentage Net Loans Charged-off: Credit card loans10.5227%119
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease8.7170%90
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1787%183
Percentage Net Loans Charged-off: Total real estate loans1.2457%116
Percentage Net Loans Charged-off:Construction & development0.4257%344
Percentage Net Loans Charged-off: Commercial real estate1.0575%268
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0907%1,844
Percentage Net Loans Charged-off: Home equity loans0.0123%588
All other 1-4 family - Percent of loans charged-off, net0.1339%1,495
Percentage Net Loans Charged-off: Commercial and industrial5.9935%241
Percentage Net Loans Charged-off: Loans to individuals1.5653%1,284
Percentage Net Loans Charged-off: Credit card loans4.3444%527
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%56
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1183%435
Percentage Net Loans Charged-off: Total real estate loans0.2922%651
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.6442%320
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0733%1,700
Percentage Net Loans Charged-off: Home equity loans0.0170%462
All other 1-4 family - Percent of loans charged-off, net0.1024%1,433
Percentage Net Loans Charged-off: Commercial and industrial3.2030%450
Percentage Net Loans Charged-off: Loans to individuals1.6974%1,015
Percentage Net Loans Charged-off: Credit card loans4.7643%452
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9304%583
Percentage Net Loans Charged-off: Total real estate loans0.0586%1,751
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.1195%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0287%1,906
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0424%1,698
Percentage Net Loans Charged-off: Commercial and industrial3.2201%454
Percentage Net Loans Charged-off: Loans to individuals0.8078%2,533
Percentage Net Loans Charged-off: Credit card loans2.1277%986
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%37
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0071%486
Percentage Net Loans Charged-off: Total real estate loans0.0344%1,566
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0823%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial3.5504%355
Percentage Net Loans Charged-off: Loans to individuals0.7205%2,558
Percentage Net Loans Charged-off: Credit card loans2.1060%877
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3762%2,237
Percentage Net Loans Charged-off: Total real estate loans0.2706%833
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.6730%397
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0018%3,387
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0024%3,191
Percentage Net Loans Charged-off: Commercial and industrial0.6839%2,413
Percentage Net Loans Charged-off: Loans to individuals0.4912%4,352
Percentage Net Loans Charged-off: Credit card loans1.4185%1,501
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0557%1,760
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%51
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2195%3,394
Percentage Net Loans Charged-off: Total real estate loans0.0761%1,963
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.1818%766
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.3874%2,983
Percentage Net Loans Charged-off: Loans to individuals0.5265%4,020
Percentage Net Loans Charged-off: Credit card loans1.9365%1,290
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0096%1,858
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%74
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1592%3,674
Percentage Net Loans Charged-off: Total real estate loans0.1606%164
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.3739%61
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0048%826
Percentage Net Loans Charged-off: Home equity loans0.0760%245
All other 1-4 family - Percent of loans charged-off, net-0.0156%1,416
Percentage Net Loans Charged-off: Commercial and industrial0.1153%819
Percentage Net Loans Charged-off: Loans to individuals0.3620%919
Percentage Net Loans Charged-off: Credit card loans1.6027%602
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1538%3,846
Percentage Net Loans Charged-off: Total real estate loans0.0672%367
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0587%251
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.1224%243
Percentage Net Loans Charged-off: Home equity loans0.0765%251
All other 1-4 family - Percent of loans charged-off, net0.1363%214
Percentage Net Loans Charged-off: Commercial and industrial0.2298%636
Percentage Net Loans Charged-off: Loans to individuals0.4005%900
Percentage Net Loans Charged-off: Credit card loans2.4745%440
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0070%408
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3446%2,166
Percentage Net Loans Charged-off: Total real estate loans0.6321%27
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate1.5669%12
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0538%471
Percentage Net Loans Charged-off: Home equity loans0.2093%145
All other 1-4 family - Percent of loans charged-off, net0.0000%883
Percentage Net Loans Charged-off: Commercial and industrial0.1489%700
Percentage Net Loans Charged-off: Loans to individuals0.2873%1,039
Percentage Net Loans Charged-off: Credit card loans2.5682%488
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0135%393
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3222%2,568
Percentage Net Loans Charged-off: Total real estate loans0.2133%159
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.5293%81
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0229%740
Percentage Net Loans Charged-off: Home equity loans0.0843%274
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial0.7442%247
Percentage Net Loans Charged-off: Loans to individuals0.1889%1,167
Percentage Net Loans Charged-off: Credit card loans0.6046%918
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2418%3,559
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1007%5,614
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1128%5,458
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2241%5,061
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0353%10,249
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA