Home > National Bank of Fairhaven > Income and Expense
National Bank of Fairhaven, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,797,000 | 6,169 |
| Total interest expense | $1,802,000 | 6,894 |
| Net interest income | $2,995,000 | 5,500 |
| Provision for loan and lease losses | $76,000 | 5,218 |
| Total noninterest income | $324,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $192,000 | 5,831 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $132,000 | 6,351 |
| Total noninterest expense | $2,475,000 | 5,041 |
| Salaries and employee benefits | $1,197,000 | 5,226 |
| Premises and equipment expense | $338,000 | 5,158 |
| Additional noninterest expense | $940,000 | 4,586 |
| Pre-tax net operating income | $768,000 | 6,970 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $28,000 | 10,615 |
| Income before extraordinary items | $738,000 | 5,772 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $738,000 | 5,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $317,000 | 1,876 |
| Cash dividends | $198,000 | 5,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $739,920 | 5,740 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,064,000 | 6,614 |
| Total interest expense | $1,222,000 | 7,813 |
| Net interest income | $2,842,000 | 5,847 |
| Provision for loan and lease losses | $75,000 | 5,153 |
| Total noninterest income | $768,000 | 3,846 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $241,000 | 5,174 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $527,000 | 2,862 |
| Total noninterest expense | $2,622,000 | 4,940 |
| Salaries and employee benefits | $1,236,000 | 5,111 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $980,000 | 4,790 |
| Pre-tax net operating income | $913,000 | 6,331 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-43,000 | 12,192 |
| Income before extraordinary items | $956,000 | 4,686 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $956,000 | 4,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,988 |
| Cash dividends | $1,100,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $956,000 | 4,729 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,218,000 | 6,611 |
| Total interest expense | $1,181,000 | 8,340 |
| Net interest income | $3,037,000 | 5,603 |
| Provision for loan and lease losses | $23,000 | 8,904 |
| Total noninterest income | $392,000 | 6,576 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $258,000 | 4,986 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $134,000 | 6,930 |
| Total noninterest expense | $3,048,000 | 4,450 |
| Salaries and employee benefits | $1,359,000 | 4,695 |
| Premises and equipment expense | $410,000 | 4,612 |
| Additional noninterest expense | $1,279,000 | 3,981 |
| Pre-tax net operating income | $358,000 | 9,746 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $36,000 | 11,244 |
| Income before extraordinary items | $322,000 | 9,212 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $322,000 | 9,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,873 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $322,000 | 8,957 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,928,000 | 6,462 |
| Total interest expense | $1,714,000 | 7,853 |
| Net interest income | $3,214,000 | 5,384 |
| Provision for loan and lease losses | $232,000 | 4,825 |
| Total noninterest income | $490,000 | 5,724 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $253,000 | 5,084 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $3,127,000 | 4,353 |
| Salaries and employee benefits | $1,482,000 | 4,282 |
| Premises and equipment expense | $395,000 | 4,841 |
| Additional noninterest expense | $1,250,000 | 4,192 |
| Pre-tax net operating income | $345,000 | 9,735 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $46,000 | 11,363 |
| Income before extraordinary items | $301,000 | 9,312 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $301,000 | 9,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 2,479 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $299,260 | 8,949 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.